You Might Stop Working, But Your Money Shouldn't – Investing Through Retirement with Ken Raiss
Description
In today’s show, Ken Raiss and I discuss the evolving landscape of retirement planning, emphasising that retirement is not an end but a new chapter that requires strategic investment and financial planning.
We look at what it means to keep your money working in retirement, how property investors should adjust — not stop — their strategy, and what you need to consider to maintain financial freedom and even grow your wealth in the years to come.
We discuss the importance of understanding longevity risk, the need for owning appreciating assets, and the role of property in retirement portfolios.
The discussion also covers common mistakes retirees make, the significance of teaching the next generation about wealth, and the necessity of having the right ownership structures to protect assets.
Overall, the conversation highlights the importance of proactive planning and adapting investment strategies to ensure financial security in retirement.
Takeaways
· Retirement is a new chapter, not an end.
· Planning for longevity is crucial.
· Investors often underestimate their asset needs in retirement.
· Property can be a powerful investment tool.
· Cash flow management is essential for retirees.
· Inflation poses a significant risk to retirement savings.
· Ownership structures can protect wealth.
· Teaching children about investments is vital.
· Avoid common mistakes like selling properties for managed funds.
· Retirement requires a flexible and structured approach.
Chapters
00:00 The New Retirement Reality
04:16 Planning for Longevity
07:05 Investment Strategies for Retirement
09:26 The Importance of Asset Allocation
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