Talking Money in the Morning LIVE!

Success is built from your daily habits. Unfortunately, many of us have habits that are keeping us broke. Today we look at 10 SureFire Ways to Stay Broke if you don't change. Please Support Today's Show Sponsors. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise on your job without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Give your family peace of mind. Get a free life insurance quote. Daily Proverb Sponsor - Monetize My Life Academy - Grab your free ebook "Easy Online Incomes" Daily Book Excerpt Sponsor - Family First! Designs - Professional, high-quality graphics for all your branding needs. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we focus on the solutions for overcoming the 31 major causes of failure. Once you identify the particular causes, do something! Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200 - $600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Get a free insurance quote and give the family peace of mind. Daily Proverb Sponsor - Monetize My Life Academy - Free ebook "Easy Online Incomes" when you visit the site. Daily Book Excerpt Sponsor - Family First! Designs - Make your business stand out from the rest with custom designs. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we wrap up the 31 major causes of failure with #21-31.  Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Free life insurance quote. The peace of mind they deserve. Daily Proverb Sponsor - Monetize My Life Academy - Grab your free ebook "Easy Online Incomes" today. Daily Book Excerpt Sponsor - Young Biz Kidz - Give your kids the gift of entrepreneurship in a fun way. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

As we continue to study these major causes of failure it's eye-opening for me to recognize some of the traits that I've overcome and at the same time, how far I have yet to go.  Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Get a free life insurance quote. Give them peace of mind! Daily Proverb Sponsor - Monetize My Life Academy - Get your free ebook Easy Online Incomes Daily Book Excerpt Sponsor - Young Biz Kidz - Let your kids explore the world of entrepreneurship.  About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we had great interaction with our YouTube audience. Take a listen and see if some of these questions pertain to your business. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - They deserve peace of mind, get a life insurance quote to today! Daily Proverb Sponsor - Monetize My Life Academy - Grab your free ebook today "Easy Online Incomes" Daily Book Excerpt Sponsor - Young Biz Kids - Introduce your kids to the world of entrepreneurship. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

We all know that studying success is beneficial to those that want to be successful. Equally as beneficial is the study of failure in the things that cause failure so that they can be overcome or avoided altogether. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Give them the peace of mind they deserve. Get a quote today! Daily Proverb Sponsor - Monetize My Life Academy - Get your free ebook "Easy Online Incomes" today. Daily Book Excerpt Sponsor - Young Biz Kidz - Teach your kids entrepreneurship in a fun easy to understand manner. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Our thought life has a lot more to do with our success & failure than most people believe. Today we break down the power of thought using the legendary text "Think & Grow Rich" by Napoleon Hill as well as the companion piece by Dr. Dennis Kimbr "Think & Grow Rich, a Black Choice." Today's Show Sponsors Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 per month pay raise without asking your boss. Main Show Sponsor - Financial Health Insurance - Get a life insurance quote today from a licensed professional Daily Proverb Sponsor - Monetize My Life Academy - Download your free ebook today. Daily Book Excerpt Sponsor - Young Biz Kidz - Teaching entrepreneurship to children. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

We all know someone that seems to catch all the breaks. We tend to think they are just luck, What if I told you that there is a lot more skill involved than luck? What if you too could learn the skill of being blessed? Today we break down 7 keys to being blessed. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Main Show Sponsor - Monetize My Life Academy Daily Proverb Sponsor - The Black Billionaires Club Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven, wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we answered questions from our live YouTube audience and also looked at a case study of my good friend Evan Jefferson's success as a self-published author. But not only did he publish his own book he also distributed it himself and has sold 750 copies international. What were some of the keys to his success, listen in and see for yourself. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - The Black Billionaires Club Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

The 5th and final episode. I only hope this series help you grow as much as it has helped me. Be sure to grab your copy of Dr. Myles Munroe's book "The Principles and Power of Vision," the inspiration for this entire series. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

This series has been a true blessing for me. My vision is continuing to expand and become more clear with each episode. Hopefully you are getting as much out of it as I am. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Black Momma Tea & Cafe About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we covered principles #4-6. Principle #4 - Possess the Passion of Vission, Principle #5 - Develop the Faith of Vision, Principle #6 - Understand the Process of Vision. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Black Momma Tea & Cafe About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we kick of the new year with part 2 of our series 12 Principles for Fulfilling Your Personal Vision. It's the perfect time of year to study the principles of vision. For without vision the people perish. In order to properly use the power of vision you have to understand the principles of vison. We're taking our queues for Dr. Myles Munroe's book "The Principles and Power of Vision" Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Main Show Sponsor - Monetize My Life Acedemy Daily Quote Sponsor - Evan Jefferson's The Black Billionaires Club About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only

We had a short week because of Christmas but the shows were awesome nonetheless, at least I think so lol. We had some good Q& A with the live YouTube Audience. Remember if you have questions you can connect with us in the comment section and we'll respond accordingly. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

A couple months ago my mother told me about this guy she was following on YouTube named Dr. Myles Munroe. I finally got a chance to listen to one of his lectures while and I was blown away. She later got me his book "The Principles and Power of Vision" for Christmas and the moment I cracked it open I new I'd had to do a study of this book for the show. The content is so rich that this is going to turn out to be a 5 part series. So buckly your seat belts and hold on tight. We're going into 2018 locked and loaded. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887

Vanessa Braxton, founder and CEO of Black Momma Tea & Cafe has some very lofty goals for your new start up. She's looking to do for the tea industry what Starbucks has done for the coffee industry. Not only is she looking to expand to some 500 stores nationwide in the next 5 years, she sees that as an opportunity to help others. She's already begun the process of creating partnerships with other some producers and manufactuers of quality high end products that will compliment her vast variety of teas. "We are purveyors of teas from different countries. We source directly from the plantation, so there's no middleman. Black Momma Tea & Cafe is the physical extension of our existing brands: Black Momma Vodka, Black Momma Tea, Black Momma Agave, and Black Momma Mixers, which currently have 26,000 total customers and totaled $2.5 million in online sales last year. We're building two locations in N.Y. to create physical extensions of our e-commerce business and to jump-start our expansion."  In addition to helping other small business expand and grow she's adamant about help the common man and woman as well. That's why she's taking full advantage of changes in the Securities and Exchange Commission regulations which now allow every day Americans to invest in start-ups "BEFORE" they go public. Check out the WeFunder campaign for Black Momma Tea & Cafe https://wefunder.com/blackmommateacafe

Today on Talking Money in the Morning LIVE we bring you another episode in our acclaimed "My Brother's Keeper Speaker Series" featuring internet marketing superstar and entrepreneur extraordinare Marquel Russell. Buckle up tight and take out a pen and pad for webinar style interview where he reveals the very strategies that helped him build a multi-million dollar online business empire. Connect with Marquel @ www.marquelrussell.com About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

If you are aware that the tax code is a wealth building tool, you need to listen to this interview with Yvette D. Best, author of Maximizing Your Tax Refund & Benefits of Becoming an LLC. She spills the beans on building wealth from a unique angle.  Grab her books @ http://www.maximizingyourtaxrefund.com/  About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

These two phenomenal ladies will floor you with their stories of triumph as they both had to overcome trauma in their lives to be the successful women that they are. No you can read their stories in their books. Pick up "Through My Eyes" by Brandy Gates here:bit.ly/brandygates Pick up "Pretty in His Presence" by Lady RaeJ here: bit.ly/ladyraej About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.