Sydney Property Insider Podcast

This week, Michelle and Marcus continue the 2nd of a 3 part series on sourcing your first investment property. What to look for, where to get help, and things to think about.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Narrowing down your search; Starting off with a property plan; Traps to be wary of, especially when looking in other states or areas you’re not familiar with; Who will your tenants be; Timing the market vs time in the market; Being ready to compromise; Location tips; Roads and local services; And Much More.     SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This week, we continue our suburb deep dive series on the Sydney Property Insider Podcast via our Suburb Spotlight! Today, we’re focussing on the lovely suburb and surrounds of Potts Point. We discuss the history of the suburb, the demographics, upcoming development work, as well as the day-to-day specifics like local cafes, schools and transport   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The history of Potts Point; The original residents of the suburb; Famous locals; Entry level prices; Price data over past few years; How tightly held property in the suburb is; Transport links to the CBD; Walkability; School zoning; Necessities in proximity; And Dog friendly parks nearby   LINKS OR ARTICLES WE MENTIONED:   School Finder Wylde Street property Jason Boon   SPEAKERS IN TODAY’S EPISODE Michelle May - Sydney Buyers Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

In this episode, we speak with depreciation specialist Andy Tran from Duo Tax Quantity Surveyors about Depreciation Schedules. Andy talks to us about his passion to maximise investors on their return with regards to property and how he can help investors to maximise their claims.   Here’s what you’ll learn from today’s episode: What a depreciation schedule is, and how it works. Why investors need a depreciation schedule for an investment property. How a depreciation schedule works for different types of properties. How you can claim depreciation for an old property. What you can expect to see in a depreciation schedule. Why you need a depreciation specialist and not an accountant to prepare your depreciation schedule. How often you need to do a depreciation schedule.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance Andy Tran - Duo Tax Quantity Surveyors   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

In this episode, we speak with Max Johnston, real estate agent with McLaren Real Estate and a local Macarthur resident. Max talks us through how he started his career in real estate after being a NASCAR driver, how Campbelltown has changed and developed, exciting future developments for the area and more!   Here’s what you’ll learn from today’s episode: How Max went from being a NASCAR driver to real estate agent. How Covid-19 changed and affected Max’s listings in a positive light. Max’s tip for potential vendors when selecting a real estate agent. What Max loves about the Macarthur area. Max’s advice for prospective buyers. The story about the surprise Versace house.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance Max Johnston - McLaren Real Estate   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on our Suburb Spotlight, Campbelltown.  Where it is located, its history, how things have changed and developed over the years and much more.   Here’s what you’ll learn from today’s episode: Who the city of Campbelltown was named after. The history of the annual ‘Fisher Ghost Festival’. The current median house and unit prices and land size. The current demographics of the area. The main modes of transportation being used.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

In this episode, we speak with Sales Agent, Debbie Chadwick, from McGrath Crows Nest. Debbie shares with us her passion for the real estate industry, and how Crows Nest has changed as a local resident of the area herself.   Here’s what you’ll learn from today’s episode: The effect Covid had on Debbie and how she does business. Debbie’s advice for vendors and buyers in the current market. What Debbie loves about Crows Nest and why she’s never left. How Debbie gets around differently compared to other agents. + so much more!   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance Debbie Chadwick - McGrath Crows Nest   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on our Suburb Spotlight, Crows Nest.  Where Crows Nest is located, its history, how things have changed and developed over the years and much more.   Here’s what you’ll learn from today’s episode: The history of Crows Nest and where the name originated. The current demographics of the suburbs. The current median property prices and land size. Popular modes of transport being used and how well connected it is. Different types of supermarkets, amenities, restaurants, bars and cafes in the area.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

In this episode our very own Marcus Roberts talks us through the key differences between saving a 20% deposit or using lenders mortgage insurance (LMI).   Here’s what you’ll learn from today’s episode: When LMI was introduced to Australia. How LMI works, the pros and cons. What to be aware of if you have LMI and are considering refinancing. Ways you could potentially avoid paying LMI   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on the process of making an offer once you have found the right property. Our very own Michelle May walks us through the important questions you need to be asking real estate agents to ensure your offer is the one they accept, and more!   Here’s what you’ll learn from today’s episode: What you need to look at prior to making an offer. Important questions to ask Real Estate Agents. Different ways you can purchase a property. How the contracts are signed. What to do once you have made an offer.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on how to get yourself ready when it comes to applying for a mortgage. Our very own Marcus Roberts shares with our listeners what it means to be loan ready and tips on how to make the process smoother for you and everyone else involved.             Here’s what you’ll learn from today’s episode: Strategies of what you should do 6 months, 3 months and 30 days before purchasing a property. What banks and lenders are looking for. Ways of increasing your borrowing power. What Loan to Value Ratio (LVR) is. Additional costs to consider on top of the purchase price of a property. Govt benefits you may be eligible for.   Speakers in today’s episode: Michelle May - Michelle May Buyers Agents Marcus Roberts - Mortgage Broker at Brighter Finance   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

This episode focuses on Lane Cove with James Bennett of Belle Property Lane Cove. We discuss how James started his career in real estate and his in depth knowledge of the Lane Cove market.     Here’s what you’ll learn from today’s episode: How the Lane Cove market has changed in the last decade. How Covid-19 has affected the Lane Cove market. What the December 2020 stock levels are like in Lane Cove. What vendors and buyers should look for in a real estate agent.   Speakers in today’s episode:  Marcus Roberts - Mortgage Broker at Brighter Finance James Bennett - Belle Property Lane Cove   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes.  If you like it, please leave a review!  Or, find us on the podcast app of your choice, such as Spotify.     Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on Off Market Properties, what they are, how they work and things to be aware of.             Here’s what you’ll learn from today’s episode: The difference between off market and pre market. What a true off market property is, and why they are a valuable option if you’re looking to purchase. How to find off market properties. What is a 66w certificate and how it works. Why it’s important to build relationships with the selling agent. Important questions to ask the selling agent.   Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This episode focuses on Anecdotes .  Our co-hosts Michelle May and Marcus Roberts share amusing and interesting stories from their respective industries!             Here’s what you’ll learn from today’s episode: Why it’s important to do your research and get the right advice before buying a property. Understanding how lenders and repayments work. Never overlook a really good opportunity. Things you can and can’t do in a strata complex. What not to do with your deposit. The importance of disclosing any significant changes in your income or financial position post pre-approval.   Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING! Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.    

This episode focuses on our Suburb Spotlight, Lane Cove.  Where Lane Cove is located, its history, how things have changed and developed over the years and much more! Let us know what you think!             Here’s what you’ll learn from today’s episode: Who were the original inhabitants How early residents accessed the area How “Meals on Wheels”originally started What was the first pedestal mall created in NSW The current demographics The medium price for units and houses Dog friendly parks and ovals Famous people who have lived in the area     Speakers in today’s episode: Michelle May - Buyer's Agent Marcus Roberts - Mortgage Broker   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify.   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.  

In this episode, we speak with Property Manager Jo Natoli from The Rental Specialists about the changes to NSW tenancy laws as of 23 March 2020. This is the final episode of a 3 part series!   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   How often smoke alarms need to be checked? Who is authorised to replace removable batteries in smoke alarms? What is the Landlord Information Statement and why is it so important? As a Tenant, who’s contact information should you have as part of your agreement? How has the condition report expanded and what ways can a Tenant can now receive it? What is footage publication and how has the new legislation changed regarding this?   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts           Mortgage Broker Michelle May                 Buyer's Agent Jo Natoli                           The Rental Specialists ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

In this episode, we speak with Property Manager Jo Natoli from The Rental Specialists about the changes to NSW tenancy laws as of 23 March 2020. This is episode 2 of 3 on Rental Reforms.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The change in rental increases and how often can they occur in your tenancy? Who is liable for water charges and how is it all calculated? What will it cost you now if you break your lease?   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts           Mortgage Broker Michelle May                 Buyer's Agent Jo Natoli                           The Rental Specialists ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

In this episode, we speak with Property Manager Jo Natoli from The Rental Specialists about the changes to NSW tenancy laws as of 23 March 2020. This is episode 1 of 3 on Rental Reforms.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   What are disclosures and material facts and why they are so important What types of minor changes a tenant can make and how many there are What the minimum standards are fit for habitation   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts           Mortgage Broker Michelle May                 Buyer's Agent Jo Natoli                           The Rental Specialists ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on the Homebuilder grant which was announced by the Office of Treasury in June 2020 as a measure of relief for the construction industry and to try and keep construction ticking along during Covid.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Who is eligible for the grant and how your income can affect your eligibility What type of properties are eligible for the grant The requirements around building a new home, renovating an existing building and buying off the plan Important dates to be aware of; The Homebuilder package is an uncapped (in number of applicants), time-limited grant across the country (https://treasury.gov.au/sites/default/files/2020-06/HomeBuilder_Frequently_asked_questions_0.pdf)   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on our Suburb Spotlight, Ashfield.  We discuss how Ashfield park got its name and why there’s a statue of Mary Poppins there!   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   The history of Ashfield The original residents of the suburb Famous locals PRice data over the past few years Transport links to the CBD School zoning Necessities in proximity Industry of employment Multiculturalism   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.

This episode focuses on Sydney Property During Covid.  We discuss why properties are still being purchased in the current climate, and important things to keep in mind if you have taken the opportunity to defer your mortgage payments.   HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:   Only defer your mortgage repayments if you have to How the banks are helping both businesses and homeowners Why you should ask for an extended settlement period Don’t be scared to buy if you’re financed and ready to go!   SPEAKERS IN TODAY’S EPISODE   Marcus Roberts - Mortgage Broker Michelle May - Buyer's Agent   ASK US ANYTHING!   Have a money question you want us to answer? ask@sydneypropertyinsider.com.au   FOLLOW US: Facebook Instagram   ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as  Spotify   Please note that any views or opinions presented in this podcast are solely those of the speakers, and do not necessarily represent those of any business. These views and opinions are general in nature, and do not take account of your personal objectives, financial situation and needs. Please consider whether it applies in your circumstances and seek professional advice wherever appropriate.