Everything Money

A basic conversation about debt, savings, and investing.  The knowledge and the wisdom from a gentleman who is seasoned and knowledgeable with money to sustain gains and grow your financial portfolio.  My YouTube channel: http://www.youtube.com/c/RossWorldMusic by: www.bensound.com

A basic discussion about money with a childhood friend.

Various topics about money. Time Stamps for your pleasure.Gym- 1:04Nutrition- 5:24Budget- 7:40My Mission: 19:05Dating- 13:03Understanding my perspective- 16:13Stop Giving Family All You're Money: 21:46Clothes buying- 29:04Investing- 31:18High Yield Savings- 37:23If you understand money than you have an idea about economics- 43:22Comment section- 43:55Energy- 44:10 Music by: www.bensound.com

Seven series combined into one to help, lead, and guide you through difficulties in understanding and trying to raise your credit score.  This is also in video listed on my YouTube channel: Ross World

Debt is money owed by one party or person to another. Debt can be a useful financial tool or a drain complicating your life.Knowing how to handle your debt can be tricky, especially if you’re struggling to cover your monthly payments. There are different ways to approach each kind of debt — and there are ways to find debt relief. You can handle your own debt.  You obtained it yourself most times than not and you can get rid of it as well. Music by: www.bensound.comFair Use Act Disclaimer. ... Fair use is a doctrine in the United States copyright law that allows limited use of copyrighted material without requiring permission from the rights holders, such as for commentary, criticism, news reporting, research, teaching or scholarship.

An ETF, or exchange-traded fund, is a marketable security that tracks a stock index, most ETF’s are passively managed while some are actively managed.  While most ETFs track stock indexes, there are also ETFs that invest in commodity markets, currencies, bonds, and other asset classes. Many ETFs also have options available for investors to use income, speculation, or hedging strategies.      An index fund is a type of mutual fund or ETF with a portfolio constructed to match or track the components of a financial market index, such as the Standard & Poor's 500 Index (S&P 500). An index mutual fund is said to provide broad market exposure, low operating expenses (That’s expense ratios) and low portfolio turnover. These funds follow their benchmark index no matter what the state of the markets is. Index funds like most ETF’s are passively managed once they pick stocks for an index fund and ETF they rarely buy, and sell other securities for that fund. Where an actively managed fund which is your traditional mutual fund is constantly managed meaning the portfolio manager trades more often which will have more taxable capital gains. Definition Source: www.investopedia.comOnline Trade Platforms mentioned:Vanguard: https://investor.vanguard.com/index-funds/ Spider or SPDR which stands for S&P Depository Receipts: https://global.spdrs.com/ Black Rock which has Ishares: https://www.blackrock.com/us/individual . Betterment: https://www.betterment.com/Wealthfront: https://www.betterment.com/M1 Finance is free: https://www.m1finance.com/ Robinhood is free: https://robinhood.com/Stash: https://www.stashinvest.com/My Email: blacklogic28@protonmail.comMusic by: www.bensound.comFair Use Act Disclaimer. ... Fair use is a doctrine in the United States copyright law that allows limited use of copyrighted material without requiring permission from the rights holders, such as for commentary, criticism, news reporting, research, teaching or scholarship.

The different types of Budgets:The Survival Budget-It’s the budget people need just to survive month to the month. Savings and debt are not a factor at this point, because what you have available is going to bills to survive. The Debt-Free Budget- Debt-Free Budget is basically ridding yourself of debt to become financially free to save and invest.  No more living paycheck t paycheck. Financial Freedom Budget- you pay yourself first. That means you set aside a certain amount of your income, like 10%, 25% or 50%, and then spend sensibly whatever is left.The Retirement Budget- You want to know do you have enough money or on the right track to have enough money to retire where you want how you want and live the life you want to live.Budgeting Tools- YNAB (You Need A Budget) Mint, Quicken, Every Dollar (by Dave Ramsey), Google Docs spreadsheet, and Paper and Pen.Contact me:blacklogic28@protonmail.comFair Use Act Disclaimer. ... Fair use is a doctrine in the United States copyright law that allows limited use of copyrighted material without requiring permission from the rights holders, such as for commentary, criticism, news reporting, research, teaching or scholarship.