S A U N A I E

S A U N A I E Presents March 4 Mental Health  All throughout March we are continuing our series of March For Mental Health and kicking off this series with Mental Health 101 Mental health refers to cognitive, behavioral, and emotional well-being. It is all about how people think, feel, and behave. People sometimes use the term “mental health” to mean the absence of a mental disorder. Mental health includes our emotional, psychological, and social well-being. It affects how we think, feel, and act. It also helps determine how we handle stress, relate to others, and make choices. Mental health is important at every stage of life, from childhood and adolescence through adulthood. Over the course of your life, if you experience mental health problems, your thinking, mood, and behavior could be affected. Many factors contribute to mental health problems, including: Biological factors, such as genes or brain chemistry Life experiences, such as trauma or abuse Family history of mental health problems --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

S A U N A I E in this episode our host XO discusses his Netflix recommendations from Binge worthy series to Black History Shows, Films, & Documentaries  we kick off the show with 2 quotes of the day, the 1st quote is about realizing our own potential instead of keeping it covered up with Self-doubt & not having confidence in ourselves & the 2nd quote is about doing one thing daily to get closer to your goal or goals. We go into detail about each quote how they resonate with us. Netflix Recommendations 1. Archive 81 2. Private School Negro 3. The Tinder Swindler  4. In From The Cold 5. Catching Killers 6. When They See Us The list goes on and we have some Black History Films to check out. SAUNAIE.COM Follow us on social media @SAUNAIE --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

S A U N A I E  in this episode our host & his friends take a trip to Joshua Tree, CA to get away refresh their minds and just enjoy each other's presence, We came across a book called "The Black Behemie" (forgive me on the misspelling) and this book asks a lot of in-depth questions about life. So we all sat around the room and answered these questions 1 by 1 and some of the answers will blow you away. I believe this episode will open your mind to a lot of unasked questions about Life. Thank You for reading, lets get to it. SHARE. REVIEW. SUBSCRIBE. --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

S A U N A I E  in this episode we discuss tips to Maximizing Your Days, Starting with Having Goals & Plans for your off days. We know how it is we all want to chill and relax but this is the time we need to be assertive and apply pressure on ourselves. The next tip would be sticking to the same SLEEP SCHEDULE I know it can be tough to do especially when off days come around but it comes down to What You Want now vs What You Want Most. In this segment we discuss a lot more tips on how to Maximize Your Day. The next segment we discuss Shifting Your Mindset to create more Success in your Life and the 1st tip we dive into is knowing that "Time is Precious" and we tend to waste a lot of it knowingly and unknowingly, it's crazy how much time we waste on a daily basis but then tell ourselves that we don't have time. We know these segments will help you out. Share this episode with whoever you know it'll help. SAUNAIE.COM for all the latest updates Follow us on Social Media @SAUNAIE THANK YOU --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

1st Quote: Don't allow someone to make you feel like you aren't good enough. 2nd Quote: A positive attitude causes a chain reaction of positive thoughts, events, & outcomes. It is a catalyst, and it sparks extraordinary results. Segments: Reasons why people don't Succeed in life, & Time Management Tips Segment #1: The Unsuccessful Ones 1. Execution: they have a Master Plan but don't execute it. 2. Consistency: Consistent execution is part of the game. Many people execute, but not many people stay consistent with it. Succeeding in life requires a lot of skin in the game. 3. Afraid of Failing: Failure is a part of your life's foundation because it teaches you stuff you wouldn't learn otherwise. Make Mistakes and learn from them. These are the lessons you won't forget.  4.Blurry Vision: Not having a clear vision is one of the most significant reasons many people fail. Having a clear vision makes you realize what is of greatest value to you in life and what type of life is worth pursuing.  5. Lack of Faith: Everything takes time. Just because something is not coming to fruition doesn't mean that it's not worth pursuing. Have Faith. Zoom in For Progress. Zoom Out for Purpose. Segment #2: Time Management 1. Stop Multi-tasking 2. Set Deadlines 3. Prioritize Tasks 4. Remove Distractions 5. Work when Most Productive 6.Set Reminders 7. Task Batching 8. Create A Routine 9. Manage Stress S A U N A I E website: SAUNAiE.com Patreon: Patreon.com/SAUNAiE Merch: S-A-U-N-A-i-E.myshopify.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

Hello Ladies & Gentlemen, Welcome To S A U N A I E & this is what today's episode consists of Quotes:  You can spend minutes, hours, days, week or even months over-analyzing a situation, trying to put the pieces together. Or you can just leave the pieces on the floor and move on. 2nd Quote: If you aren't willing to change, expect things to stay the same. Today's Guest: Graduated from Virginia Commonwealth University in Richmond Virginia Majoring in Business Administration with a Concentration in Human Resource Management. He pledged Alpha Kappa Psi which is the oldest and largest Professional Business Fraternity in the world. He has a passion for learning and helping others. He's a Financial Literacy Coach and the CEO of Wavy Tech LLC. Wavy Tech LLC is a consulting company that focuses on teaching financial literacy through the use of technology.His goal is to change your perception of money and how you should use it to acquire wealth. Without further ado help me introduce my guest Ron Curtis aka Dr. Financial  SAUNAIE.COM for reviews, Sponsorships, Donations, & Merchandise Follow us on Social Media - - > SAUNAIE  Patreon.com/SAUNAIE to fill out our latest poll Ron Curtis information: WavyTechLLC.com instagram.com/WavyTechLLC --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

Quotes of the day: Remember: the time you feel lonely is the time you most need to be by yourself. 2nd Quote: Experience life in all possible ways- good-bad, bitter-sweet, dark-light, summer-winter. Experience all the dualities. Don't be afraid of experience, because the more experience you have, the more mature you become.  Segments: How To Have A Money Mindset, & 6 Ways To Clean Your Mind,  How To Have A Money Mindset: 1. Forgive Your Past 2. Practice Gratitude 3. Know Your Worth 4. Believe in Yourself 5. Respect & Value Money 6. Sacrifice Leisure Time 7. Stop Complaining 8. Visualize Your Success 9. Never Stop Learning 10. Action Over Excuses Segment #2: Ways To Clear Your Mind 1. Start Un-following 2. Be Selectively Social 3. Live in the Moment 4.Eat Healthy 5. Meditate Alone 6. Take A Trip Outro: Minds are like Parachutes, they only function when they're open. THANK YOU FOR LISTENING TO THIS EPISODE AND TUNING INTO SAUNAiE  if you're interested in Supporting The Podcast. Check out our website www.SAUNAIE.COM for the latest Merchandise, Guest Sign-Ups, Sponsorship, or Reviews.  --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

Hello Ladies & Gentlemen, Welcome Back to another season of S A U N A I E On this episode we'll be discussing Advice We'd Give To Our Younger Selves, Retirement Tips, & Helping a Friend Through a Break-Up.  1st Quote: Have the Courage to be who You Are, Not what people expect you to be. 2nd Quote:  The answer lies within ourselves. If we can't find happiness there, it's not going to come from the outside. Segments: Advice I'd Give To My Younger Self, Retirement Tips, & Tips for Supporting A Friend after a Break-Up. Segment #1: "Advice For My Younger Self"  Read More : improves brain connectivity, increases your vocabulary & comprehension, Empowers you to empathize w/ others, reduces stress, prevents cognitive decline as you age. Write More: Clears your mind & prepares you for decision Making, Helps you deal with stress, Clarifies your emotions, Helps you take Action, & Gives you a Record of your Personal Development Practice Public Speaking : Boost Confidence, Improves Communication Skills, Personal Satisfaction, You Form Connections Value Friendships: Help you cope w/ Trauma, increase your sense of belonging and purpose, & improves your self-confidence and self-worth Learn To Invest : Time allows you to take risks, Compound Interest Makes A Difference, Your spending habits will improve, Be a step ahead of everyone else,  Know When To Leave: This is big because I feel like we don't know when to leave we get comfortable & ignore the little things because we don't know when or how to leave, but the 1st step is knowing that something better is on the way. Find A Mentor: They can be encouraging & empowering you in personal development, they help identify & achieve personal goals as well as career goals, they identify & correct gaps in generic skills & knowledge. Trust Your Gut Network : Strengthen business connections, Get Fresh ideas, Raise Your Profile, Advance your Career, Get Access to Opportunities, Gain Knowledge, Get Career advice & Support. Remember Networking is about Giving.  ***What advice would you give to your younger self?*** let us know www.SAUNAIE.com   Segment #2: " Retirement" Facts - Only 40% of Americans have calculated how much they need to save for retirement.  - in 2018 almost 30% of private industry workers w/ access to a 401k plan didn't participate  - The average American spends roughly 20 years in retirement.  1. "Start Saving Now & Keep Saving"  - Start small day by day save a % of what you make/earn. Then increase your saving percentage each week or month. The sooner you start saving, the more time your money has to grow. Make saving for retirement a priority. Create a plan that benefits you & your money habits, stick to it & set goals OR create a system. 2. " Know Your Retirement Needs"  - Experts estimate that you'll need 70 to 90% of your Pre-retirement income to maintain your standard of living when you stop working. The key to secure your retirement is to plan ahead. 3. "Contribute To Your Employer's Retirement Plan"  - If your employer offers a retirement plan, sign up and contribute as much as you can. Your taxes will be lower, your employer may contribute more too, and auto-pay helps make this goal easier. Over time compound interest and tax defferals make a HUGE difference in the amount you will accumulate. Find out & research the retirement plan they offer like How much would you need to contribute so that they can match you  & How long would you need to stay with the plan to get the money? --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

Thank you to everyone who’s been rocking with us since day 1 and the new members thank you for taking the time out your day to support, listen & review the podcast. SAUNAIE.COM for updates --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SAUNAIE EPiSODE #137 --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 37 The 50/40/10 Rule a rule we all must apply to our lives as we make money. We never knew about this rule until we started doing research on Budgeting, Investing, & Life. We laid out some key details on what this rule is and also discuss how the rule applies to different people.  BUT FIRST we kick off the show with our Quotes of the Day, 1st quote about "Unplugging yourself to recharge" we elaborate more on this quote in the intro of SAUNAIE. The 2nd Quote is about "Doing what Unsuccessful people won't do," we all know what habits those are. NOW FOR THE MAIN EVENT 50/40/10 RULE This rule divides monthly income to balance Financial Needs & Grow Wealth. Monthly Earnings should be divided into 3 separate accounts and we discuss what those 3 are in this segment as well as some examples A lot of people use the 50/30/20 Rule that is more for Consumers, the 50/40/10 rule applies to Investors & Wealth Builders. 2ND SEGMENT: 90 Day Business Blue print in this segment we discuss the steps to building a business in 90 days  Days 1-30 is all about Picking your business, researching the business, watching videos, Taking courses, & Mastering the skill Days 30-60 is for Applying the skills you've learned, Gaining Experience, Working for Free which is a Major key, & getting Case Studies Days 60-90 is using your case studies to gain clientele and providing results for your clients & potential customers 3RD SEGMENT: 6 Tips to Budget Your Incomce Don't Underestimate your income Use Microsoft Excel or the app "Every Dollar" Budget in your investments Plan 3 months ahead Anticipate a small sum of money for impulse buys Track every transaction --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 36 Mental Health Mondays welcome back ladies and gentlemen in this episode we discuss topics pertaining to our Mental Health: Low Self-Awareness, Energy Drainers, & the book Atomic Habits --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 35: in this episode we cover Weekly Investments to be A Millionaire by 65, Why You Should Own A Business, & Negative Behaviors To Avoid if You Want To Be Wealthy --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

Season 5 Episode 33 "Show Me The Money" in this episode we discuss Wasting Time v. Investing Time, 8 Streams of Income, & Steps To Build Your Wealth. SAUNAIE kicks off with our host XO discussing the Quotes of The Day, 1st Quote: If a goal is worth having, it's worth blocking out the time in your day to day life necessary to achieve it," 2nd Quote: "Do what you don't want to do to get what you want to get." XO goes into detail about these quotes and reveals how they resonate with him.  Have You Been Wasting or Investing Time? in this segment we discuss what Wasting time looks like for example: Netflix, Video Games, or even Procrastinating  We also discuss what Investing Time looks like" Watching Courses/Youtube, Learning New Skills, Going To The Gym, etc. We all get the same amount of hours each day & how you spend yours will determine how your future is going to look. You either Invest Time or Waste Time, the choice is yours.     2. 8 Streams of Income  Wealth comes from Multiple Streams of Income. So if you want to be wealthy never depend on a single stream of income. The average Millionaire has 7 Streams of Income We start off with the 1st income majority of people have which is "Earned Income" income from working a job, We talk about "Capital Gains," & end the segment off with "Residual Income" this segment gives insight on the different streams of income that we should have and work towards, even if you don't want 7 streams of income at least have more than a single stream.       3. Steps To Build Your Wealth in this segment we talk about Wealth Building and the steps to take to build your Wealth Read Daily: 85% of Millionaires read 2 or more books a month, books offer advice on Life, Family, Business, & Personal Development Leaders are Readers.  Another Wealth Building Step would be Investing. Investing in yourself, stocks, Real Estate, Your Business, & Your Network. There's a lot more steps that we discuss in this segment to help us build our Wealth What we do today will benefit our future.  We hope this segment helps you out when it comes to Financial Literacy THANK YOU FOR READING HAVE A GREAT WEEKEND  --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 32 MENTAL HEALTH MONDAY in this episode of SAUNAIE we cover Mental Health, our mental health and the mental health of the people we love. SaunaiE kicks off the show with 2 insightful quotes, 1st quote is about "Taking Care of Yourself Helps You Take Good Care of Others," The 2nd Quote is about "Opportunities that we miss," we can't dwell on what we missed out on because we have other opportunities that are on the way being patient and enjoying the process it'll all work out for you. 1st Segment "Checking-in with People"  in this segment we know it's sometimes hard to check in on people because we don't what are the right questions to ask. Well in this segment we found some questions that'll open the door to Checking-in on people like "What's been the toughest part of your week?" "What's been the best part of your week?" and a big question like "What's been a reoccurring Thought you've been having?" and a lot more questions to help us check in with each other. Asking these questions will help us open the door for a deeper communication connection and it'll help us grow as individuals and a community. Let us know how we can help as well. Thank You 2nd Segment: "Ways To Boost The Self-Confidence" & "Nightly Gratitude Questions" --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 31 Hello welcome to SaunaiE and it's Financial Friday, in this episode we cover our goals for June from Physical goals to Mental goals and ending with Financial goals. We believe having these goals set monthly drives our personal development especially when it comes to Mental Health & Financial Literacy. Our host XO details what are his goals in each category, but we want to know WHAT ARE YOUR GOALS FOR JUNE? HOW ARE YOUR GOALS GOING THiS YEAR? EMAIL US at  SAUNAIEPODCAST@GMAIL.COM 2nd Segment: Book of the Month "Atomic Habits" by James Clear. This book grabbed our attention because it was on a lot of "Books To Read" List as well as helping us improve who we are on a daily basis, improving our habits and breaking our old habits while mastering tiny behaviors that lead to results. WHAT BOOKS ARE YOU READING THIS MONTH? WHAT BOOKS DO YOU RECOMMEND? WHAT SHOULD WE READ NEXT? 3rd Segment: Signs Why You Should Quit Your Job  in this segment we discuss the signs we miss when it comes to contemplating on Quitting a Job like "Lack of Passion, Work-Related Stress is affecting your Mental & Physical Health, Feeling Miserable Every Morning dreading going to your 9 to 5, Have you been feeling like you aren't getting paid enough... Well in this segment we talk about it and see if quitting your job is really the way to go. Tune in and let us know what you think. 4th Segment: Don't Quit Just Yet....  We talked about Signs On Why You Should Quit Your Job but we can't talk about that and not talk about why you shouldn't quit until... We cover 6 tips you should consider before quitting your job like having an Emergency Fund, Making Enough from your Side Hustle so it can be your Main Hustle, as well as working 12-16 hours a day on your business, and many more.  Thank You Taking The Time To Read This, Since you took the time to read these show notes. I'll be mailing you a SaunaiE Hat just email us yout info at Saunaiepodcast@gmail.com  ALSO Check out our Patreon - > Patreon.com/SAUNAIE --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 30  in this episode we discuss reasons why we stay busy, Things we need to STOP Apologizing for, & Forgiving Yourself  --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 29 in this episode of SAUNAIE we cover Financial Topics like Types of Asset Classes, Rich v. Poor Mentality, & Personal Finance Tips but 1st we kick off the show with some insightful Quotes, the 1st Quote is about Mastering Your Daily routine and it'll be beneficial towards your future but it takes discipline, who you want to be a year all comes down to your daily routine.  The 2nd Quote is about "Being comfortable with being uncomfortable." We love being comfortable it's life but we have to grow out of this phase if we want to grow as individuals.  5 Types of Asset Classes Cash Real Estate  Commodities Bonds Equity     2. Rich v. Poor Mentality: in this segment we discuss the different traits of Poor & Rich, this segment details a lot of information that we didn't know about especially when it comes to the Rich mentality. Some of us have traits of poor mentalities our host details what poor mental traits he had and is currently working to get rid of.     3. Personal Finance Tips Track Your Net Worth Start Investing  Eliminate Your Debt Set Specific Financial Goals Plan Your Retirement A lot more gems within this segment about Personal Finance Tips. We hope this helps  WE'RE ON PATREON - - > Patreon.com/SAUNAIE LEAVE A 5-STAR REVIEW ON APPLE PODCASTS SHARE THIS WITH A FRIEND --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 28 "Mental Health Monday" in this episode of SAUNAIE we talk about different Mental Health Topics, but we 1st discuss 2 insightful quotes.  The 1st Quote is about "Not letting disappointments keeping you down especially when it comes to your goals." The 2nd Quote is about "Mondays I know we all hate Monday's"  this quote helps us see the blessing in Mondays. The 3 Segments we cover in this episode are "Tips to Help Us Respond, Fear of Commitment, & Reasons Why We Judge Others." --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

SEASON 5 EPISODE 27 in this episode we discuss how Money Effects Relationships, Secrets of Money Couples, & More on the book "Psychology of Money"  We first kick off the how with some insightful quotes about Our Journey, the 1st Quote is about "Finding Happiness & Joy on your journey before it's too late, not waiting till the end of time to find happiness find it now."  The 2nd Quote is about "Your journey isn't so much about becoming but more so of getting rid of who you aren't" SEGMENTS: Couples & Money, & The book "Psychology of Money" Couples & Money: in this segment we discuss some finance statistics of couples & secrets of happy money couples. Did you know that 35% of couples say money causes stress in their relationships. or 33% of them say their money related fights were because of spending. There's more statistics in this segment that are mind-blowing and some that'll help you grow with your financial relationships. To sum up this segment we lay out some secrets of Happy Financial Couples like "They get to know each other's money habits, they talk openly about their experiences with money growing, they had a Chief Financial Officer, the list goes on. This segment lays out a lot of gems about relationships and money. The Psychology of Money in this segment XO discusses chapters 3-5 of this book and the notes he took relating to each chapter. This book is very informative gives you an in depth into people's financial psychology and their behavior when it comes to money. Chapter 3 starts off with the question, "What is your definition of Enough?" that question alone makes you think about what's your cap when it comes to life, money, power, etc. If you've been having money troubles then this segment is for you. R E C A P: covering the show adding a little more flavor to this recap and also just dropped my NBA Playoffs Round 1 Picks. Have a Great Weekend. We'll be back next week.  IF YOU WANT TO SUPPORT THE PODCAST www.Patreon.com/SAUNAIE  IF YOU WANT TO VISIT OUR WEBSITE & LEAVE A REVIEW TO BE SHOUT OUT ON OUR NEXT EPISODE www.SAUNAIE.com Thank You Have A Great Weekend --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support