Claim OwnershipCrazy Sexy Dinero
Subscribed: 2Played: 10
Subscribe
© 2023 Crazy Sexy Dinero
Description
Do you need financial jargon and fancy pants host ...this is not it. Crazy Sexy Dinero is a podcast to talk with everyday people & professionals about money lessons learned through their personal stories - Carmin
19 Episodes
Reverse
Real estate is one of the great wealth builders, it can be a little overwhelming to begin investing but Reyes will talk about how he started with no experience. A true hustler whose work ethic and character attracted his friend to approach him to go into a deal with him. This led to a real estate partnership that has grown into several properties of single homes and duplexes. Reyes is the founder of TheLatinoDinero, an Investor from Los Angeles and Mexican immigrant. He is a father, mentor, and educator of financial literacy in the Latino community. He uses Instagram to teach and share information about investing drawn from his experiences. From Real Estate, Stock Market , Crypto Currency and side Hustle initiatives. His goal is to create dialog around financial education and learn while teaching others how to become financially free. Follow Reyes on Instagram @thelatinodinero
If you are in the market to purchase a new home or like me strategizing and learning to purchase an investment property please listen to the upcoming episodes. Real estate is the biggest opportunity where you can create wealth for yourself and your family. We are starting with the most important part of real estate, loans! How do you get approved? Let me tell you it is not as difficult as you think I promise! It is time consuming. Our guest today is a mortgage lender from Pasadena, Ca, Melissa Barajas. passionate Latina that serves the entire state of California. We will be talking about the documents required when applying for a loan, the different types of loans, credit score needed and lots of other informative tips. follow melissa and use her for all your loan needs! https://www.instagram.com/melissacbarajas/
Today we are speaking with the Co-founder of Life insurance company Legacy Full Circle, Xelas Bar, and Nativo Bar. Corrissa Hernandez is a Native of Boyle Heights which is home to Xelas a favorite go to bar for Latinos in Los Angeles. In this episode we talk about Corissas trajectory from Los Angeles Unified school teacher to owning several businesses. She is dedicated to inspiring other Latina Women to take hold of their dreams and go for it! and she is doing a great job at it! Listen in as she gives us an insight on how she taps into creative ways to get financing, how she handles her mental health to keep in optimal performance and her latest projectshttps://www.instagram.com/corissahernandez/https://www.instagram.com/legacyfullcircle/https://www.instagram.com/nativohlp/****this episode contains an ad for Scholarraise. to sign up for a 529 plan click this link! https://scholarraise.com/csd
Sonia AKA spanglish money is a proud Mexican- American first gen making huge money moves.she is a bilingual educator from Houston TX and the woman behind Spanglish Money. A proud daughter of Mexican immigrants and is not afraid to talk about the money struggles that come with that title. She uses her Instagram page to track her family’s debt pay-off journey and to encourage other first-gen millennials to clean up their finances. Up to date, Sonia and her husband have paid off over $89,632 in consumer debt through budgeting and picking up side hustles. Their goal is to build generational wealth and reach financial independence within the next 10 years. You can find her on Instagram @spanglishmoney In this episode we talk about how she came into her marriage with no debt but then as a married couple racked up thousands in consumer debt. Sonia talks about being raised in an immigrant household with two opposing money habits from her parents, which left her confused on what was "right" this confusion led her to bad money habits and couldn't find her "why" in the beginning of her money journey. Ultimately she found her motivation through allowing herself to dream into the future after financial freedom.****this episode contains an ad for Scholarraise. to sign up for a 529 plan click this link! https://scholarraise.com/csd
Soledad is the Chief Financial Officer of the small start-up, Puro Party Paulinos a.k.a her family of four. After becoming debt free at the age of 33, she committed herself to learning everything she could about building wealth in the United States and is sharing her journey on Instagram. In less than a year, she has been able to make sure her family has saved up a 6-month emergency fund, maxed out her husbae's 401k account, and maxed out two Roth IRAs for 2019 and 2020. She is passionate about making sure BIPOC and LGTBQ+ gente have access to learning about personal finance from someone they can relate to. Make sure to follow and connect with her on Instagram at @wealthparatodos. She loves talking dinero and wants to talk to YOU! On this episode we talk about how Soledad took financial education into her own hands when she noticed that families who made less than her and her husbae (as she call him) had executed more financial goals than they had. This fueled her into taking strategic action quick! She credits her financial success to her meticulous budgeting and expense tracking. We also talk about why becoming financial free is a social justice issue.
Ceo & Founder of Crediverso, Carlos Hernandez credits the inception of his company to noticing the lack of diversity of Hispanic CEO's and decision makers in the finance space. So he created his own company. Crediverso is a first of its kind, a marketplace of financial products dedicated to the hispanic community. Carlos has taken on the tough task to fill the void of education and access to credit and credit products. In this episode he talks to us about what makes up a credit score, the myths of credit, how to repair bad credit and what Crediverso is doing to continue impacting the hispanic community through financial education. ****this episode contains an ad for Scholarraise. to sign up for a 529 plan click this link! https://scholarraise.com/csd
Season 2 starts off with Investinglatina- we had a great conversation about many topics - Jully opens up about how a scary health issue with her dad made her reexamine her priorities. In addition we touch on dating and money & behavioral trends when the market is in a downturn. Jully-Alma Taveras is the founder of Investing Latina, an online community for financially powerful women. She is a writer, and producer and you can find her on YouTube where she creates videos to educate women about personal finances, investing, and entrepreneurship.She hosts the Plutus Award nominated series @askmemoneythings on YouTube where she answers questions from her viewers on how to manage their money more efficiently. She is contributing editor at Next Advisor in partnership with Time where she writes about personal money stories from the lens of an immigrant Latina. Investing Latinas You Tube video on money and dating 🥰 https://youtu.be/cJ4FkAttXGk 🥰 Learn what your survival number is 👇🏽👇🏽https://docs.google.com/spreadsheets/d/1a3RYUvkf0Rqtr56JhGQyqxJ7sOhuCLIWYqj1v2u2igM/edit#gid=0
Season 1 is done! We will be closing it out with a final interview with our host Carmin, this will be a chance for you to become familiar with Carmin and her story. She talks about her experience working in the finance industry as a (hispanic) Financial Advisor and Financial representative at a brokerage firm during the last recession. The stress to succeed in a prestigious career and the fall out.We also dive into the topic of navigating the world of finances as a child of immigrant parents and what she did to overcome depression all the while her own finances were spiraling out of controlThanks for being with us for season 1! xo
On today's episode we are talking to Adina, founder of immigrantfinance.com and Immigration Lawyer.Immigrant finance is a 6 week group coaching personal finance group tailored for immigrants and their families. This idea was born through Adinas personal experience of trying to figure out basic financial steps with her immigrant husband. She tailors the program to the unique needs of immigrants such as having an immigrant fund (emergency fund incorporating immigration expenses) As an immigration lawyer she Adina was inspired to create Immigrant Finance after representing and working with hundreds of immigrant and refugees in Egypt, Ecuador, the U.S.-Mexico border, many who face detention and deportation. She has seen how people's lives could change from access to personal finance information and the empowerment, options, and control that financial stability can provide for immigrants and their families.
Carina Paulino is an Educator & Spoken word poet from Philadelphia,PA. Attended Shippensburg University and received a Bachelors of Arts in English. Soon after she became a High School Spanish teacher for Philadelphia Charter Schools. In 2017 she was part of a spoken word play directed by Speak2mysoul & the same year won 1st place at the Puerto Rican day parade talent showcaseThis episode was recorded right after the intensive 2 week #blacklivesmatter protest where people showed up in large numbers all across the US. This was a time of confusion, angst and overflow of emotions. We discuss how we are both still learning about what it means to use certain phrases, statement and what it means to stand along side this movement and how to continue to keep up with all the moving partsCarina speaks on her experiences of being an Afro-Latina to immigrant Dominican parents who didn't see themselves as black and how she needed to unlearn a lot of cultural beliefs. Through poetry she has been able to express how she has navigated through finding her Identity but also educating others that Latinx are not exempt from black issues. The Latin community is always multifaceted and multi-dimensional which is a partial reason for some groups, like Afro-Latinos to be polarized within our community but as Carina says, "being Black doesn't take away my Latinidad"
Daisy is a limited partner in a 253 unit building in Texas , she is also a leader with the Women’s Real Estate Network (WREN), as well as with Prospanica: The Association of Hispanic Professionals. In addition she host a podcast alongside her fiancé about Multi Family called, Make it Rain: Multi family Real estate investing for Millenialshttps://www.makeitrainpodcast.comShe is an Educator with more than 10 years of experience in international relations, education management, and counseling. In todays episode she talks about how she unexpectedly became a real estate investor and the value she saw in this market that would allow her to provide for her immigrant parents and her future children. Daisy talks about her investment in Syndication which is not a well known area of real estate investment, we also go into the difference in financing for residential and commercial loans.Enjoy!
This is Jennas second time on the podcast, on this episode she will be taking us through her eating disorder story. She is now in recovery and doing well by all accounts, we take a light approach to this serious topic because as Jenna puts it, "I've had such a heavy dark time that I just need light and fun"-xo
Josefina, better known as Josie, gives us an inside look into the working day of a field worker picking cherries, grapes and oranges. At just 9 years old she immigrated from Michoacán, Mexico to Porterville, Ca and quickly started working in the Grapevines. Josie describes working conditions as extreme but as a child she found working in the fields as an enjoyable experience and attributes her character and work ethic to all the early mornings and long hours. Today she is a first grade teacher and in school for her Master's degree. She has also reached a debt free life by living a Minimalism life style, which turned into a Spanish blog Minimalisatodo.
short and simple tips that can be put into action ahorita! -xo
Life has taken a sharp left on us! Navy ships have been sent to LA, the freeways are a ghost town Karen thinks theres a big conspiracy behind it all. On this episode we catch up on how life in Los Angeles has changed for us, latinos and the future-xo
A financial journey not only starts when you commit to a financial plan of attack. The journey often times begins before, asking for help and finding the company or financial coach can be a journey in itself! On this episode we interview Jenna, Director of advising and counseling for the consulate general of the state of Kuwait, dog sitter extraordinaire she is first generation Mexican- American. After 2 years of searching for a financial coach to help her get her dinero in order she has finally found one and she talks to us about it. -xo
According to Author and Financial Guru, Louis Barajas, There are Five stages to reach Financial Greatness. His book, "The Latino Journey to Financial Greatness: 10 steps to creating Wealth and Happiness for you and your Family" explains what those stages are. Karen and Carmin talk about what stages they identify with in their childhood and how that has translated into their adult hood
Latinos are known to have witty one liners or sayings that are understood amongst our family and friends. In fact we are sure we can conversations with just dichos. They are fun, rhyme and can sum up one thought.But what about the sayings we hear about money growing up? For Karen and Carmin some of the dichos or beliefs that their Latin parents had about money were taken as fact as they grew up and impacted how they handled money and even interactions with co-workers. In this episode we introduce an amazing book written by a Mexican American Author - Louis Barajas, " The Latino Journey to Financial Greatness: 10 Steps to Creating Wealth and Happiness for You and Your Family"Barajas witnessed first hand the barriers that Latinos have when it comes to money. He went back to his home town of Boyle Heights which is prominently Latino in hopes of helping everyone become financial stable but cultural beliefs became barriers so that he can help. These are the same barriers that Karen and Carmin can correlate back to the dichos they grew up with. Grab some Cafecito and enjoy this episode with us! -xo
Yes, we are Millenial Latinas frustrated with being jobless. No we are not entitled Millenials waiting for a job to fall on our lap. On our first episode we talk about our struggles in finding a job even though we are doing everything "right" volunteering, networking, side hustles and being flexible with the jobs we apply to but it seems like we just keep getting the doors shut on our face. Can you relate? On our first episode Karen and I talk about how we are navigating these feelings as we go from one job interview to another.- xo
Comments
Download from Google Play
Download from App Store
United States