Smarter Vet Financial Podcast

Let’s take a moment to acknowledge that life is overwhelming. After we start our careers there is another level of complexity that gets introduced… finances. Each year that passes we wonder one question, “How do I know I’m on track to stop working for a paycheck in the future?” After spending a decade coaching people on their finances, we have boiled it down to one thing. And believe it or not, this one thing is much easier to focus on than you might think.  Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Planning a vacation can be the antithesis of relaxing. Oftentimes, we get asked by our clients how much they should set aside for vacations without breaking the bank. On this week's Smarter Vet Financial Podcast, we break down the cold hard numbers on what you should be setting aside to take that bucket list trip, and give you alternatives if spending money on vacation stresses you out.  Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

It's time to get uncomfortable, Smarter Vet. In this week's episode of Smarter Vet Financial Podcast, Tom and CJ dig deep to discuss why we often stand in our own way when it comes to achieving our financial goals, and how childhood experiences may have had a bigger impact on our current bank accounts than we realize. Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

On this week's episode of Smarter Vet Financial Podcast, Tom chats with Dr. Megan Sprinkle, veterinary nutritionist, entrepreneur, and host of the Vet Life Reimagined  Podcast. Tom and Megan discuss Megan's unique trajectory in the industry and how to came to find her niche as a veterinary nutritionist.  Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Smarter Vet, do you ever feel overwhelmed with honing in on what exactly  you need to do to accomplish your goals? This week, Tom and CJ introduce the Pareto rule to our listeners, and walk you through how to focus on what's actually important in order to achieve your goals.   Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Retirement. It’s a word that often conjures images of relaxation, travel, and leisure. Yet, for many, it also brings a sense of uncertainty about financial security. Traditionally, retirement planning has centered around the idea of a decreased income post-retirement, prompting individuals to adjust their lifestyles accordingly. However, this approach may not always be the most practical, or desirable. This week, Tom and CJ discuss why planning to have less income during your golden years is the wrong way of thinking, and what you can do now to make sure you live comfortably after you retire.  Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Risk is a part of everyday life. Some risks are less worthy of our time and there are others which can drastically change our lives.  This week, Tom and CJ discuss risk when it pertains to insurances, ownership of assets, legal documents, and especially - investments. Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

When reviewing a client's spending habits, we often hear the incredulous "I don't spend that much!" After crunching the numbers, we show clients exactly where their paycheck is going, and why they're often living off of it. In this week's episode, Tom and CJ give our Smarter Vets tips for tracking spending so that you can become a world-class saver. Take our 5 question quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms https://flveterinaryadvisors.com/protect-grow-and-exit-quiz/-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Having a good team of experts to help you run your practice is just as important as having a team to help you in the surgical room. This week, Tom interviews Peter Tanella of Mandelbaum Barrett PC to discuss the things you don't want to ignore when it comes to being a practice owner. Tom and Peter give you the run down on partnership contracts, exiting your partnership, opening a practice with family, and so much more. Take our 5 question quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms https://flveterinaryadvisors.com/protect-grow-and-exit-quiz/-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Smarter Vet, are you ready to sell your practice? Whether retiring or just retiring from business ownership, there's a lot to consider when selling your business. In this week's episode, Tom and CJ discuss the top 5 must-haves that need to be in place before selling your veterinary practice. Take our 5 question quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms https://flveterinaryadvisors.com/protect-grow-and-exit-quiz/-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Happy Valentine's Day, Smarter Vets! Over the years, we've seen couples argue over money time and time again. In fact, financial issues are one of the top reasons for divorce. We want our Smarter Vet couples to succeed not only in their careers, but in their relationships as well. In this week's episode, we share the top reasons we've seen couples argue about money, and how you can rise above.Take our personal financial check-up at https://flveterinaryadvisors.com/personal-test/ -----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Becoming a practice owner often means you have become an entrepreneur as well. Oftentimes, it's hard to focus on both your personal and business financial plans, and even more difficult to meld them so that they work together for you. Tom and CJ discuss tips and tricks on making sure your personal plan takes into account your business plan for your practice.  -----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Dr. Stephanie Morley has lead a diverse and inspiring life in the veterinary field. Starting as a practicing veterinarian, Stephanie came to realize that vets are not pigeonholed to just practicing medicine, and began to widely expand her career. Tom and Stephanie chat about why vets shouldn't feel stuck in their practices, and how they're skills are transferrable to so many other jobs. Find Dr. Stephanie Morley at https://vetlen.com/ and Vet Insights, LLC-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Have you fallen victim to an Instagram ad, or continuously treat yourself to that daily dose of Starbucks? Oftentimes, we don't realize how our small habits add up to large dollar amounts. In this week's Smarter Vet Financial Podcast, we discuss the top five things that are sabotaging your savings, and how you can be more conscientious to keep your bank account fuller. -----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Cofounders, CJ Burnett and Tom Seeko, of Florida Veterinary Advisors discuss the highly debated subject of the amount of student loans that veterinarians have when getting out of school. Sometimes loans can be a burden due to the amount of money needed to repay them, but they could also be used as a tool to help get you to the next step in your career. In this episode, CJ and Tom discuss how to view your loans from a different perspective and how you have the potential to eventually retire and not live on ramen noodles for your entire life. -----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

With paychecks consistently hitting our bank accounts, many of us get comfortable spending a bit of cash to take trips, eat out, and do frivolous yet fun things as we know we'll receive that next paycheck soon. What not everyone considers though, is how to plan to keep up their current lifestyle once they sell their business or stop working. In this week's Smarter Vet Financial Podcast, we'll discuss how you can plan now, to continue to live your best life in the future. Test your business financial IQ at https://flveterinaryadvisors.com/business-test/-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Come a new year, many of us set goals for ourselves that we ultimately are too intimidated to execute. On this week's Smarter Vet Financial Podcast, Tom and CJ strategize how to make new goals feel less scary, and what you can do in the new year to get your finances in order. Take our personal financial check-up at  https://flveterinaryadvisors.com/personal-test/-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Sometimes, you have to slow down to speed up. Do you often feel overwhelmed, and as though life is moving a mile a minute? We've been there, and we want to share our experience with you. On this week's episode, Tom and CJ discuss how to prioritize yourself and your wellbeing in order to be achieve more personal and professional success, and why taking breaks is so important.  Find out how financially protected you are at https://flveterinaryadvisors.com/protected-assessment/ -----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Beware, Smarter Vets! On this week's Smarter Vet Financial Podcast, we discuss why listeners should be wary of taking financial advice from popular financial entertainers on the internet.  Although we ourselves are guilty of going down the social media rabbit hole of click-bait content from time-to-time, we tell you why you should take a step back from using popular internet videos as your financial guidance. Find out your personal and business financial IQ at https://flveterinaryadvisors.com/personal-test/.  -----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Have you been thinking about taking more ownership in your career and becoming a relief vet? In this week's episode, we discuss the pros and cons of veterinary relief work, and how there are many things to factor in when making the decision. Find our cash flow tracker at https://flveterinaryadvisors.com/downloads/. -----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ