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Adulting Decrypted

Author: Roscoe, Ashton, Gene, and Gideon

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We prepare young adults to be independent powerhouses for life.--Who We Are: The Adulting Decrypted team is composed of a Dad and his three sons: Roscoe(Dad - age redacted), Ashton(22), Gene(18), and Gideon(14). How We Started: As a family we have always tried to have at least one meal together daily. The meal that typically ends up being is dinner. One night in particular near the beginning of the COVID pandemic, our conversation started with Roscoe mentioning that he had recently read a news article stating that an Ivy League college was offering “Adulting,” classes. These classes were being offered in the hopes that they might be able to educate students who were struggling with common “Adult” tasks. It didn't make sense to us that someone would have to enroll in an Ivy League school to learn things that nearly every person has to deal with daily. To us it seemed that things like shopping, laundry, mental health, communication, taxes, loans, and so much more should be basic knowledge before taking on the substantial challenges of modern life. Eventually the idea was floated that there should be a podcast that can be accessed for free that would help people gain insight into these things that we thought we knew fairly well. Since COVID-19 had caused unemployment and school schedule changes for all of us we thought that there could be no better thing than for us to take on this challenge. Less than a month later, after several planning meetings and countless hours of research, we had recorded and uploaded our first episode. 

128 Episodes
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Today Dad takes us through a series of enlightening discussions where we explore problem-solving techniques, share personal reflections, and emphasize the significance of confident action in overcoming hurdles. Together, we uncover the essence of identifying root causes, visualizing challenges, brainstorming solutions, and embarking on a journey of growth and empowerment through practical wisdom and shared experiences. Thank you for listening to todays episode of Adulting Decrypted! Support the Show.
S-7 E-15 Finance 103

S-7 E-15 Finance 103

2024-04-1739:31

Links for more information:Retirement Calculatorwww.bankrates.comFidelitywww.fidelity.comJ. P. Morganwww.jpmorgan.comCharles Schwabwww.scwab.comRobinhoodwww.robinhood.com Support the Show.
S-7 E-14 Adulting Quiz

S-7 E-14 Adulting Quiz

2024-04-0929:51

In this one we laugh and try to determine who is the most adult out of the group.  Dad won for sure.  However, Ashton was close behind with Gene and Gideon tying for last.  If you want to take the quiz here it is!  Feel free to share your results with us. https://www.buzzfeed.com/andyneuenschwander/what-percent-adult-are-you-quiz Support the Show.
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On this episode we had a ton of fun covering finances this is the 102 version of the episode.   We covered CSP not a budget.  This is borrowed from Ramit the CSP is conscious spending plan.Net worth on topline just to have it.Fixed Cost -50% to 60% of income (rent, insurance, utilities, fee's etc)Investment -10%  (Roth, 401K)Savings -5% to 10% (trips, emergencies, gifts, weddings)Guilt Free 20% to 30%  have fun do what you wantReach out to us give us insight!Find our contact info on our website: https://adultingdecrypted.com/contact/Learn more from Ramit Sethi through his website:https://www.iwillteachyoutoberich.com/ Support the show
This episode is about Jake Strack and his road to adult hood.  There is not a straight path.  There can and will be twists and turn and it is part of the process.  Jake has a belief that most people don't know what they are doing.   They are possibly the expert at their area but not at all areas.  Be willing to fail, fail often fail fast.  Jake talks about Hanlon's razor "Never attribute to malice that which is adequately explained by stupidity".  Find our contact information on our website! And the ability to connect to and with people with Mingle!  As well as the ability to ask the mom question.   Support the Show.
This one we  go over financial independence vs security and cover some very basics of finances.  Do you know what your net worth is?  Assets-Liability= Net Worth...  Do you know how much you spent last month?    Remember your net worth and personal worth aren't a direct result for each other.  However, at times we do understand how we assume they are!  Great discussion on the first steps of finance.  Keep us posted on any questions! Find our contact info and blogs on our website! adultingdecrypted.com Support the Show.
In this episode we talk about listening skilz and how they can set us apart.  How there are 10 diffrent types of filters to be aware of.  You can reach Larry @ Larry@larrychatterton.com ...  We learned to be aware of what you are saying and how you say it. Find all our episodes by category on our website! https://adultingdecrypted.com/episode-search/ Support the show
Gene Lead this Episode on Wellness! We talk about the 8 areas of  Wellness, Physical, Intellectual, Social,  Emotional, Financial, Occupational, Environmental, and Spiritual.Today we had a fun discussion of the different areas we can all be working on!  Good luck as you adult!  And remember!  YOU GOT THIS!Find our website here. Support the Show.
Join us this week, where we discuss the ins and outs of making friends in college. As we chat, we touch on  navigating roommate relationships, making good use of social media to meet people, and finding your crew among new groups. Our friend Gene, who has just started university himself, shares some of his experiences. We also chat about how important group projects and extracurricular activities are for making friends, and we stress a lot on small talk since it's often where friendships begin. Find our blog, How to Make Friends in College! Find the rest of our website here. Thanks for joining us for this week's episode of Adulting Decrypted! Support the Show.
S-7 E-4 Fear Stuff

S-7 E-4 Fear Stuff

2024-01-3136:09

We discuss running from Bears, Avoiding Rattle Snakes and the occasional heigh story.  We had a fun time discussing Fears and how to overcome them and to realize what we need to do to improve our chances of feeling Brave! Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/ Support the Show.
S-7 E-3 Sextortion

S-7 E-3 Sextortion

2024-01-2433:03

In this episode we discuss a scary trend that every parent, grandparent and adult decrypted listener needs to know about.  Thanks #CrimeJunkies for the info.  We cover what it is, who to talk to and the dangers of being scammed as well as trying to go forward with confidence.  PLEASE share this with everyone.  Be willing to talk around the kitchen table or at the grocery store.  Everyone deserves to live their best life and not walk around with this type of anxiety or pressure.  Find this and many other episodes by category on our website. https://adultingdecrypted.com/episode-search/988 Suicide and Crisis LifelineHours: Available 24 hours. Languages: English, Spanish. Learn more You can report it to the FBI by calling 1-800-CALL-FBI or visiting tips.fbi.gov Support the show
This one we discuss how words hurt you and sticks and stones might be less painful.  To ourselves and others!  Find your word for 2024, Ashton is discover, Gene is Connect, Gideon is Consistency and Dad is flow.  We spend a lot of time on personal talk and trying to keep things positive and uplifting when you visit with others. Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/ Support the Show.
In this episode we talk about the many ways we could have came home from the Pirate Ship!  Effective vs efficient!  And what does it mean to us!  When do we prioritize efficiency over effectiveness?  Mass marketing, being better texters and yes we can take the entire family! Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/ Support the Show.
Season 7 Prequel

Season 7 Prequel

2024-01-0920:20

Update with All 4 of us Back together!  We learn what we are all doing!  Gene shares about his mission and how the podcast helped and things he can do better!  Gideon shares that we are not in New Mexico, and how he likes going to College.  Ashton talks about adulting as a band leader! Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/Support the Show.
This episode reminded us that we all are struggling hitting our best life.  There is so much to do and so much we need to get done.  Putting our goals first is a big priority.  However, we still missed them and did not get all done that we needed or wanted to.  Good reminder on smart goals, and real life example of how it worked or didn't.  Support the Show.
On this one we play family Feud about adulting and what we can do better.  What we need to do better!  This one was a fun chance to grow, win and .... someone won... someone lost! But we had fun.  We also included some tips and tricks and advice!!   Support the show
We cover VIP dinners, how to send a compliment how to take one and what do do about it!  Why it is important to give complements, get compliments and say Thank you!  This was a fun way to spend an evening as you will hear from the bloopers section.  We are exited about were this is going and what we are doing!   Support the Show.
Ashton, Gideon and I talk about What were you thinking!  Ashton shaves his beard, Gideon does level 20 gymnastics but not at level 25.  Dad keeps asking the kids what were you thinking!  Good episode to think back on your life and determine what were you thinking.  And how you can think about your new desired outcomes.  We only hold a few of the indicators, such as how fast can I run.  Then you will know what you were thinking!  Support the show
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