#DontBeBrokeBeWoke

For the second week in a row, I had the pleasure of speaking with a wonderful person named Danielle. I can promise you I did not plan it, it just kinda happened.As the first person in her family to graduate college, Danielle is using her financial knowledge to help educate others. Like many of us, Danielle was at one point living paycheck to paycheck and went through several years of financial struggle. But today, she paid off most of her debt, boosted her income from a variety of side hustles and is building wealth not only for her but for her kids by investing and saving for retirement.Today, Danielle and I talk about investing for kids and why as a parent it is not only important to invest for our kids future, it is vital to educate them on the process.Let's take a listenYou can read Danielle's blogs, find her social media pages and learn more about her at www.danielleshirley.comSupport the show

I got to talk to Danielle today, a single mother who is killing it on Youtube and Instagram with her finance videos and posts.When she became a divorce single mom making $25,000 a year, Danielle knew she had to make major changes. She took command of her finances by increasing her income, doing side hustles, paying off debt and investing.She then decided to start a YouTube and Instagram page and she quickly realized that there we so many people, most notably women, that needed to hear what she had to say. We talked about how for divorce women, it can be a lonely situation and not knowing who to turn to.  So  having a community of other divorce women who can uplift each other is beneficial for our communities.I hope you enjoy this as much as I did.You can watch Danielle Youtube videos at https://www.youtube.com/c/SingleMomMoneyYou can also watch and read her Instagram post @singlemommoney_Support the show

Throughout this process of connecting with personal finance influencers, the overwhelming theme is to build wealth for them and their kids. Talking to Maria, she brought something new to the conversation.In addition to building wealth for her and educating her kids to make sure they get generational wealth, her and her husband are doing this for their parents. Maria moved to California from Mexico as a young girl and knowing all her parents did for her, she wants to make sure they can enjoy the later part of their lives.As a first generation professional, Maria wants to teach families financial literacy, help build businesses and protect their assets.You can find Maria on Instagram @firstgenfortunaMessageSupport the show

Y'all wanna hear more about crypto, I get it. So finally, I am bringing the the episode so many of you had been had been asking about. I had the pleasure of speaking with Sarah @thecryptoclique about all things crypto and boy did I learned a ton. No lie, I have done alot of reading on the crypto world but it's so different when an expert can break it down for you in very simple terms.What I think we can appreciate from this episode is that it was educational. Most crypto people I know cant even tell me why a certain asset is good besides the fact that it is the future. Well Sarah broke it down for us today.I hope you wokers enjoy it, I know I did!You can find Sarah on  https://www.instagram.com/thecryptoclique/Click on  https://linktr.ee/dontbebrokebewoke if you want to grab a free copy of my budget template and the step by step guide for the beginner investor.Get $10 of Bitcoin when you join https://www.coinbase.com/join/salomo_i2kSupport the show

Guys, you ever find yourself scrolling through Instagram seeing the same ol' stuff and you stop at something and you keep rewatching it? Well that's how I felt a few months back when I stumbled on Billy Guan Money Magic IG Page. He was using a coin with a clear glass to demonstrate something that had to do with finance. I kept watching it and watching it to see if I can see he was cheating me. After a few mins I started going over his page and his message was different than most finance influencers on IG. You didn't see anything about stocks but more about the basics of creating wealth not only for yourself but generational wealth.I had get him on the pod to talk about his passion for magic at an early age and his goals now on helping people being financially literate.You can find more about Billy on his instagram @billyguanmoneymagic  or by clicking on this link https://linktr.ee/BillyguanmoneymagicSupport the show

Jully-Alma Taveras also known online as Investing Latina, is a Plutus Award-winning bilingual (spanish) personal finance expert. She writes for publications like CNBC, Time's Next Advisor, HuffPost, and others on money topics ranging from saving to investing. On her YouTube channel, she tells money stories from the lens of a Dominican Republic-born immigrant living in New York that went from being a shopaholic to a smart spender and diligent investor. Her money philosophies have inspired thousands of women to live minimally & spend intentionally, so that they can invest more.Jully is a sought-after Fortune 20 speaker and facilitator that has led workshops at Nasdaq, Google, Verizon and at The White House Economic Council (2021) among others. She has taught over 7,000 people how to invest through her program The Investing Workshop since launching just 9 months ago. Although she has a social following of 37k+ on Instagram and collective social impressions of over 22 million, she is extremely approachable and is an educator to the core. She is the eldest of 3 in her own family, so her audience sees her as the older sister that will force you to do better, while also being your cheerleader along the way.If you want to know more about Jully and what she does, you can find more information on her website www.investinglatina.comSupport the show

I don't know about y'all, but at 19, the last thing on my mind was financial literacy. Not really my fault, it is not something I even grew up thinking about, since my parents never talked to me about it. Being wise financially was never gonna be me. But that ain't Sean!I met Sean on Instagram a few months back and we've collaborated on content and I have seen his page grown alot since that time. I was amazed how someone so young was on IG trying to grow his page while helping people learn about money instead of being out on  college night partyyinnng :)I think you guys will enjoy our conversation together and I bet you will be asking yourself is this kid 39? Cuz no way someone that young can be so grounded and aware of his mission.Take a listen!You can find Sean on IG @thefinancialphoenix and on Twitter @financialphnxYou can follow my IG @dontbebrokebewoke and on Twitter @dontbbrokebwokeNow is a great time to shop for car insurance - Many carriers offered short-term discounts in the last year to account for the change in driving habits. Those discounts are now expiring, making it the  perfect time to re-shop and get the best rate. Click on the link below to find your rate.https://getjerry.com/signup?utm_source=pdontbebrokeClick on  https://linktr.ee/dontbebrokebewoke if you want to grab a free copy of my budget template and the step by step guide for the beginner investor.Get $50 when you open a brokerage account with M1 Financehttps://m1.finance/uLiAOIpikkIDSupport the show

Wassup wokers! I hope you all are having a good summer.I've taken the past 5 weeks off to focus on making the podcast alot better for you. I understand you are tuning in every week to listen to what i have to say but I can speak for hours. So I am going to have special guest on for the most part to discuss a variety of different subjects.I am excited for this new season but before we start with our first guests, I want to give you one last rant from me.Enjoy!Follow my IG page for daily investing and finance content https://www.instagram.com/dontbebrokebewoke/Now is a great time to shop for car insurance - Many carriers offered short-term discounts in the last year to account for the change in driving habits. Those discounts are now expiring, making it the  perfect time to re-shop and get the best rate. Click on the link below to find your rate.https://getjerry.com/signup?utm_source=pdontbebrokeClick on  https://linktr.ee/dontbebrokebewoke if you want to grab a free copy of my budget template and the step by step guide for the beginner investor.Support the show

So for today's episode I wanted to discuss Five hot stocks. I have been doing a-lot of research on individual stocks to understand the best bargain and best opportunity for more growth.I invest in hype, sure sometimes I miss out on some opportunities but so many times I am saved from catastrophic mistakes. Instead, I invest in companies that I see have good fundamentals and with a true need in the world.With that said, let's discuss these five hot stocks and let me know what you think. As always, this is not investment advice, this is only my opinion. You should always do your own research when it comes to your own investments.Follow my IG page for daily investing and finance content https://www.instagram.com/dontbebrokebewoke/Support the show  (https://www.buymeacoffee.com/Dontbbrokebwoke) Click on  https://linktr.ee/dontbebrokebewoke if you want to grab a free copy of my budget template and the step by step guide for the beginner investor.Support the show

Yes folks, it happened! AMC!I would like to thank all the haters out there for not believing in AMC...AMC is a good company and I love going to the movies so why wouldn't i believe in that stock. alright, alright i am sure you rather hear me talk about this instead of me typing about it.Follow my IG page for daily investing and finance content @dontbebrokebewokeSupport the show

You have money, you want to invest in the stock market. You've gone online and typed" stocks to invest in", with a bunch of results coming back with dozens of articles of specific stocks you should buy and hold forever, or buy in 2021, or buy now etc.How do you pick the best stock? How do you know that the stock you are picking is the best option for you?Today I want to help with the stock picking process. Let me just say, I am an index fund investor so my investing strategy is a-lot easier than picking stocks, but if you want to buy stocks instead of owning index funds, I can help you with how to research the best stocks.Stay tuned for the end of the episode with 3 stocks I suggest you look into.As always, this is not investing advice, you should always do your own research before making any investments.f you are new too investing or want to work on fixing your credit, I've created a step by step guide for the new investors and a ebook on how to repair your credit. Click on the link below to grab them:https://linktr.ee/dontbebrokebewokeFollow my IG page for daily investing and finance content @dontbebrokebewokeSupport the show

Ok Ok Ok, i am sure you are sick of hearing that the way to pay off debt and invest more is to make more money. Well you are tapped out at work, so no more raises coming there. Plus if you work 8 hours compare to 12 hours your salary does not change much if at all.So why not use your extra time to effect how much more money you can make. Side Hustles are a great easy way to build different income streams. Something as simple as dog walking to renting you car, to running a blog site, can make you anywhere from $200 to $1000+ a month.Let's discuss some of them today.If you are new too investing or want to work on fixing your credit, I've created a step by step guide for the new investors and a ebook on how to repair your credit. Click on the link below to grab them:https://linktr.ee/dontbebrokebewokeFollow my IG page for all investing and finance content @dontbebrokebewokeSupport the show

Did I get your attention with the title? Good, I think debt gets a bad rap all the time and it should with a lack of financial literacy. But what if, like everything else, you can leverage debt for good?If you wanna know what I am talking about, take a listen to today's episode.Click on  https://linktr.ee/dontbebrokebewoke if you want to grab a free copy of budget template.Follow my IG page @dontbebrokebewoke for more investing and finance content!Support the show

I have known LaToya for over 5 years and we've both been promoted and I think have had a productive career at our current employer. However, we've never really talk outside of work until I saw her work in Real Estate and she saw my podcast.So we got together to discuss quite a few topics such as being a women Realtor, your business of empowering women all over the country, how she started investing using option trading and many more.I hope you all are excited as I am for today's episode!If you are new to investing, I've created a step by step guide for the new investors. Click on the link below to grab a copy:https://gum.co/vRlczFollow my IG page for all investing and finance content @dontbebrokebewokeSupport the show

In today's world of investing, there are no short of brokerage options. One popular option which I think is still unknown with new investors are robo advisers. In fact robo - advisors are more popular than ever. The industry has experienced explosive growth; client assets managed by robo-advisors hit $987 billion in 2020, with the expectation of reaching $2.9 trillion worldwide by 2025. A typical robo-advisor collects information from clients about their financial situation and future goals through an online survey and then uses the data to offer advice and automatically invest client assets. This is another way to passively invest.On today's episode, we will discuss if you think robo advisers are something you should look into and I bet you've heard of most of them.If you are new to investing, I've created a step by step guide for the new investors. Click on the link below to grab a copy:https://linktr.ee/dontbebrokebewokeFollow my IG page for all investing and finance content @dontbebrokebewokeSupport the show

FINALLY! I am talking Crypto today!If you are new to investing, I've created a step by step guide for the new investors. Click on the link below to grab a copy:https://linktr.ee/dontbebrokebewokeFollow my IG page for all investing and finance content @dontbebrokebewokeSupport the show

Getting to a place where you feel like you are getting ahead with money is a lot easier when you know where your money is going but most importantly, when you have a place for your hard earn money to go. You get paid, and you need that money to go in various places or else you will spend it all. The idea is to not be paycheck to paycheck.Today, we will learn about 6 accounts that I think everyone should have to reach financial freedom. All 6 are not required to have at one time right off the bat, but it is good practice to eventually have them all as they all serve a specific purpose.If you are new to investing, I've created a step by step guide for the new investors. Click on the link below to grab a copy:https://linktr.ee/dontbebrokebewokeFollow my IG page for all investing and finance content @dontbebrokebewokeSupport the show

For anyone starting to invest, the big ol' question of paying off debt or invest always pops up.Because everyone situation is different, I will discuss how in some cases you can do both.If you are new to investing, I've created a step by step guide for the new investors. Click on the link below to grab a copy:https://linktr.ee/dontbebrokebewokeFollow my IG page for all investing and finance content @dontbebrokebewokeSupport the show

Ever wonder why money makes people so miserable?Money makes us miserable because we let it control our lives. Sure you need money for basic living expenses, but unless you don't work, you should be well off. Instead, we live beyond your means and found ourselves constituently chasing money, and more money, and more money. Until one day, we may realize that money was helping us get and do stuff. But why did we get and do those things? Cuz we could? Cuz it made us happy? Cuz it provided us some kinda of status?Money is a tool, it should be used to help us achieve independence, not make us happy.Let's discussIf you are new to investing, I've created a step by step guide for the new investors. Click on the link below to grab a copy:https://linktr.ee/dontbebrokebewokeFollow my IG page for all investing and finance content @dontbebrokebewokeSupport the show

We all hear about the stock market and people will say:" the market is up /down today". But what does that mean? Is every stock up or is every stock down?We hear the president talking about the Dow Jones just hitting a record so the stock market is doing well. Is that how we measure how Wall Street is doing?What about the S&P500, I talk about it in almost all my podcast, I am sure you see me posting a bunch of content on social media using S&P500 data. Is that how we measure how the market is doing?I will try to break it down for you as best I canIf you are new to investing, I've created a step by step guide for the new investors. Click on the link below to grab a copy:https://linktr.ee/dontbebrokebewokeFollow my IG page for all investing and finance content @dontbebrokebewoke Support the show