Townley's Money Basic$

Where do you spend your money? Do you prefer buying stuff or experiences. It may depend on where you are in your life journey! In this episode I discuss the case for stuff and experiences and finally where the balance may lay for you.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

What comes to mind when you hear the word frugal? Penny pincher? Coupon cutter? It can be way more fun than that! Today I talk about reasons why being frugal can be fun!Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Want to know a secret about how to stick to your spending plan? In this episode we cover one of the best ways to help you stick to your spending plan without losing your mind!Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Assets - Liabilities = Net Worth. Why do we care what our net worth is? In this episode we discuss what net worth is and how to figure it out. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

This IS the first step to your financial freedom! Establishing an emergency fund will start you down the path to peace of mind and as well as building a solid financial foundation. The journey starts here.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Bartering, cash, credit cards, debit cards and now digital wallet. The evolution of money continues! In this episode I discuss the pros and cons of each type of money. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Remember when talking about money was taboo? Ok maybe it still is, but it should not be! Especially when it comes to your future. Your kids are your future and you owe it to them and yourself to educate them on what you know about money. In this episode I talk about conversation we should be having with our children at different points in their up bringing.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Well this is the end. I have enjoyed making this podcast over the past three years. I have learned a lot about money and making podcasts. I hope to return with another series in 2024, but for now I will be taking a break. Take care.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Like it not there are times in life where you need help. Something bigger than yourself. It comes with a price and hopefully you never have to use it, but maybe it will help you sleep better at night.  Insurance can be a mixed bag and in this episode I go over some common insurance policies you may need in your financial plan.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Now that you are getting your money under control it’s time to understand how banks work. Understanding how banks work is important for where your money sits and also when you need a loan. In this episode I explain a simple breakdown of how banks (and credit unions) work. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

You have your spending plan in place. You are looking to start investing to build wealth. Where do you go from here? In this episode I discuss options for when you are ready to start building wealth.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

 What is the Stock Market? Why should care to know? In this episode I talk about what a stock market is and why you need to understand how it works. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Understanding the world around us is essential to understanding our money. There are many systems to run your economy - Socialism, Communism and Capitalism just to name a few. In this episode I talk about capitalism and how it may impact your personal finances. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Bartering, cash, credit cards, debit cards and now digital wallet. The evolution of money continues! In this episode I discuss the pros and cons of each type of money. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Imagine a world with no cash. I have to admit that is difficult for me. In this episode I discuss what a cashless society may look like and whether it is coming sooner rather than later. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

We all want money, but how much do we really need? How much do you need to meet your savings, essential and wants? In this episode I explore a more minimalistic approach to money. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

It used to be that you had to wait until payday to get paid. It appears that is no longer the case. With Daily Pay you can choose when you collect your hard earned money, but is there a catch? In this episode I explain daily pay and what you need to know to make sure it is right for you. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

When you think of college students the word poor sometimes comes to mind. What if it did not have to be that way? In this episode I explore some the ways that you can keep from being a poor college student. Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

We all want money, but why? You can’t eat money or at least you should not - its nasty! It would be difficult to wear or get shelter from a storm using it. We want what money can afford us. In this episode we start to explore the money why and how we should put the want of money into perspective.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Where do you spend your money? Do you prefer buying stuff or experiences. It may depend on where you are in your life journey! In this episode I discuss the case for stuff and experiences and finally where the balance may lay for you.Support the showhttps://www.buzzsprout.com/1768523/supportEmail - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com