DURHAM TALENTS CHANNEL

EncycloMedia Series #11 Term Rider In this installment we cover the Term Rider. This is a rider that may be attached to an Infinite Banking style Whole Life Insurance Policy. It may or may not be convertible to its own Whole Life Policy. It can add significant death benefit to the original policy at a nominal price. It also may play a vital role in constructing a custom policy for the individual seeking to become one’s own banker. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

Ep. #0117 Infinite Banking: Keep The Main Thing, The Main Thing In this episode we discuss Infinite Banking; in its simplicity, essence and power. Nash envisioned, codified, implemented and taught a work beginning from the bottom, up, to where the average person could become one’s own banker. Banking just is. You can control the banking function and profit from it for yourself. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

EncycloMedia Series #10 Policy Loan Interest In this installment we cover policy loan interest. Paying back policy loan interest is all part of Nelson’s principle of Infinite Banking called, Being An Honest Banker. So, we discuss what it is and how to consider addressing paying back policy loan interest. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

Quotes Series #0122 “Cash Cow” In this episode we consider the term, “Cash Cow” and we do so with an Infinite Banking lens. You see, a properly structured, whole life policy, from a mutual insurance company that pays dividends is exactly that. It has guaranteed growth, liquidity, easy, tax-free access, produces a windfall for future generations, and so much more. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

QUICK TAKE #0039 What Should I Do With My Money? I often am asked by folks that are considering Infinite Banking, “Jesse, what should I do with my money?” To which I will often reply back, “What do YOU want to do with your money?” My role is not to tell anybody what to do with one’s own money. I will however, suggest right away that you consider KEEPING the money that you earn for starters by becoming your own banker. It’s simple. Learn about Infinite Banking for yourself, choose a practicing professional to work with and then get started. Then, you’ll start keeping more of what you earn! That’s a great place to start. After that, you can begin financing the things you already were, or that you were going to, and thus become *infinitely more profitable by keeping interest dollars that used to leave you forever. Then it’s a question of growing, scaling and getting into new spaces where you have interest/experience/talents/connections/etc. So, what do YOU think you should do with YOUR money? Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

The Interview Series #09: Keith Carter II - The Insurance Engineer In this episode of the Interview Series I have a conversation with my longtime friend and colleague Keith Carter II - The Insurance Engineer. Keith shares his story of being exposed to the idea of becoming his own banker, vetting the concept, getting started and some of what he’s doing personally and professionally with Infinite Banking today. TO CONNECT WITH KEITH: www.theinsuranceengineer.com I hope you enjoy and learn! If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

EncycloMedia Series #09 Policy Withdrawals In this installment we cover policy withdrawals, as it particularly relates to Whole Life Insurance for Infinite Banking. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

The Interview Series #08: Robin Washington - Family Banking Dynasties! In this episode of the Interview Series I have our first return guest, Robin Washington. TO CONNECT WITH ROBIN: https://thecashcompound.com/bookwithrobin This time around we take a deeper look into some aspects of personally implementing the infinite banking concept (such as building family banking dynasties!) and share some professional stories along the way as well. I hope you enjoy and learn! If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

Quotes Series #0121 “I’ve Always Been Able To Make Money. I Used To Have Trouble Keeping It.” - Dave Ramsey In this episode we address a quote from Dave Ramsey. I’m happy to give some credit where I believe credit is due with Mr. Ramsey because we are staunchly at odds when it comes to Whole Life Insurance. However, on this human problem of keeping money, he is exactly right! He speaks to this point in his book, The Legacy Journey. I thought it was a great read myself with lots of actionable information. I also just happen to be certain that the ideal place to keep money is in a private banking system of properly structured whole life insurance from mutual companies that pay dividends! LIVE & LEAVE A LASTING LEGACY WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE: https://youtube.com/c/jessewdurham JESSE W DURHAM BIO: https://youtu.be/AAZzuA6dJNY A 5 MINUTE INTRO TO IBC: https://youtu.be/bcVF4SxUX6w THE BASICS OF IBC IN 20 MINUTES: https://youtu.be/Gzj9giNFtYE If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

QUICK TAKE #0038 Infinite Banking & Recurring Expenses We all have them: Recurring Expenses. What if you could pay for your recurring expenses AND get the money back? It’s worth investigating. For another, lengthier view at this subject, make sure to check out our General Episode #38 on Infinite Banking & Recurring Expenses! In this episode we discuss how to privately finance vacations in a way that will allow you to be more efficient with your money, control the financing of the vacation and thus provide for greater, longer and more frequent vacations in the future! Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

EncycloMedia Series #08 Death Benefit In this installment we cover: Death Benefit, Coverage, Face Amount Protection, etc. as it particularly relates to Whole Life Insurance for Infinite Banking. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

Myths, Mysteries & Misconceptions #13: Whole Life Insurance Is A Horrible Place To Put Money “Whole life insurance is a horrible place to out money”…or so they say. Is that so? Compared to what? How do you know that? In this episode we clear up this misconception. Whole life insurance is actually the ideal place to put money. To warehouse your wealth. To build a private banking system. It has significant growth, privacy, tax advantages, liquidity, and so much more. There’s more to this misleading statement than at “face value” (pun intended;) Let’s clear this myth up! YOU can become your own banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com LIVE & LEAVE A LASTING LEGACY All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

Quotes Series #0120 “Nickel and Dime” In this episode we address the quote, “Nickel and Dime”. It is a saying popularized in the 1900’s that can express the undue attention to small amounts of money while overlooking a larger financial issue. This is a very pertinent saying to consider in correlation to Infinite Banking where concepts like Parkinson’s Law, Use It Or Lose It, and the Golden Rule also come to bear. Learn how to control your financial environment with Infinite Banking so as not to be “nickeled and dimed” to your own loss. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

EncycloMedia Series #07 Direct vs Non-Direct Recognition In this installment we cover: Direct and Non-Direct Recognition, as it particularly relates to Whole Life Insurance for Infinite Banking. You can implement Infinite Banking with either of these options, I have myself, but, there are factors to consider beyond this one aspect of Direct vs. Non-Direct Recognition. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

QUICK TAKE #0037 Vacations Have you ever taken a vacation AND kept the money too? You can. You can take a vacation AND keep the money. In this episode we discuss how to privately finance vacations in a way that will allow you to be more efficient with your money, control the financing of the vacation and thus provide for greater, longer and more frequent vacations in the future! Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

The Life Lessons Series #04: Land In The Life Lessons Series we cover specific practicable aspects of vetting, understanding, implementing and scaling a privatized monetary system with the Principles, Philosophy, Paradigm, Process & Product necessary for Infinite Banking. In this Lesson we discuss all things Land; leases, landlords, land owners and more! We all interact with land and someway and there can be more financial control and profitability that we realize by implementing Infinite Banking. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

Quotes Series #0119 “Money Fights” In this episode we address a quote from Dave Ramsey’s book, The Legacy Journey, where he said, “Money fights and financial stress are the leading causes of divorce in North America…I think that has more to do with how couples handle their money than how much money they do or don’t have”. This is a worthwhile topic to ponder. Nelson Nash also addresses what he calls the Human Problems in his book, Becoming Your Own Banker, to include sharing Parkinson’s Law which also concerns how people handle money. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

“Agents Only Sell Whole Life Insurance Because of High Fees” Is that so? Compared to what? How do you know that? Even if that were so, is there a good reason as to why? In this episode we clear up this misconception. Is there something wrong with commissions, inherently? Is there something wrong with high commissions, inherently? Personally, I have no disparagement for high income earners who provide massive service honestly (Even CEO/Best-Seller/Investor types like Dave Ramsey). Likewise, for myself and others who offer to build properly structured whole life policies, with mutual companies, that pay dividends and to provide ongoing service, education and mentoring to clients, that said service is valuable. Very valuable. I felt that way for years just as a consumer myself before entering the professional space as an agent. There’s more to this misleading statement than at “face value” (pun intended;) Let’s clear this myth up! YOU can become your own banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com LIVE & LEAVE A LASTING LEGACY All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

In this installment we cover: Policy Loans, as it particularly relates to Whole Life Insurance and Infinite Banking. Loans and debt can have a negative connotation for many folks. However, everything is financed. Everything. That leads us to policy loans from mutual life insurance companies. A whole life policy loan is a way to compound your money, while maintaining liquid, contractual access, with an opportunity to earn a dividend and control the repayment as it is an unstructured loan. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

“Whole Life Insurance Has High Fees” Is that so? Compared to what? How do you know that? In this episode we clear up this misconception. Doesn’t mostly everything have a fee/cost to it? Sure. So then, aren’t a Prius and a Peterbilt both vehicles? Yes. Ok, so, there’s also a wide difference in the value each of those vehicles provide too, isn’t there? Right. So, it stands to reason that the price, of anything, should be relative to its value? Of course. There’s more to this misleading statement than at “face value” (pun intended;) Let’s clear this myth up! YOU can become your own banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com LIVE & LEAVE A LASTING LEGACY All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.