Risk Ready- Presented by The Private Risk Management Association

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction.In this episode join Spencer Houldin and Lacey Garrison Strom, the Executive Vice President, and Director of Family Office at Heffernan Insurance Brokers, as they explore a number of interesting topics. From discussing how a California native like Lacey successfully navigates the market, to emphasizing the significance of maintain your relationships with carriers and underwriters. Discover Lacey's go-to resources, including articles and podcasts, that help her stay on top of latest industry trends and developments.Lacey Garrison Strom is Heffernan’s Executive Vice President, and Director of Family Office. With close to two decades of experience and a dedicated Private Client team, Lacey specializes in personal insurance risk management consulting for successful individuals and family offices both domestically & internationally. Lacey educates families & wealth managers on the complexities that come with their unique affairs, Trust/LLC ownership structures, domestic and foreign assets, public profiles, and hobbies..Podcasts mentioned:Up FirstThe DailyHow I Built ThisArmchair Experts 

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode with Brian Farrell of Farrell Law & Consulting, Spencer and Brian discuss the crucial topic for independent agents serving high-net-worth clients – the intricacies of excess liability in the world of insurance. Brian, who has a 30-year career as a trial lawyer, managing attorney, and insurance professional, dives into the question of how much coverage is sufficient for individuals and the significance of having the right carrier and contract during a lawsuit. Additionally, Brian sheds light on the effectiveness of trusts or LLCs and whether they are truly foolproof during lawsuits.   Brian has a 30-year career, including as a trial lawyer, managing attorney, and insurance professional. Brian holds an LLM in Insurance Law from the University of Connecticut School of Law and has extensive expertise in general liability, personal lines, excess, employment practices liability, D&O, and E&O cases.  

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode with Scott Carmilani, Executive Chairman & Chief Executive Officer at Vault Insurance, Spencer and Scott explore the factors influencing construction costs, the need for pricing models to adjust to changes in the construction landscape, and the historical context surrounding homeowners' contracts.  Scott has transitioned through different positions in the insurance industry, he brings a unique "outsider's" viewpoint to high-net-worth personal insurance. Scott started his career at AIG where over the course of 15 years he held various management roles. From there he became Chairman and CEO of Allied World which was eventually purchased by Fairfax Insurance entities. At Fairfax he served as the President of Strategy and Distribution.    

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode, Spencer Houldin, CEO of Ericson Insurance, sits down with Diane Delaney, Executive Director of PRMA, to talk about what’s new with the organization in 2024, uncover essential resources that every member should know about, and how to get more involved with the PRMA community. 

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction.In this episode with Dan Halsey, President of Personal Lines at The Hanover, we talk about how, in such a dynamic time in our industry, it’s an opportunity for independent agents to reinforce to their clients the unique value and expertise that they bring.   Dan joined The Hanover in 2009 as the personal lines chief financial officer.  In 2013, he transitioned into a business P&L role, leading state management team.In April 2017, Dan was appointed the President for Personal Lines and oversees all aspects of running this business.  Dan brings extensive experience in leading and empowering talent, delivering business results, and financial acumen to the organization. Prior to joining The Hanover, Dan spent six years at Liberty Mutual in leadership roles in M&A and personal lines finance.  

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. In this podcast episode, we conduct a deeper dive into the realm of personal auto insurance. Our guest, Mary Boyd, is a forward-thinking authority in this field, with a special focus on the efficient adoption of technology. Join us as we explore Mary's insights into the evolving landscape of the personal automobile market, the future of telematics, and the shifting demographics of drivers. Mary Boyd, President and CEO of Plymouth Rock Assurance Corporation. Mary is responsible for Plymouth Rock’s independent agency personal and commercial auto, umbrella, and Pilgrim services businesses.  Mary is no stranger to the high-net-worth personal insurance space, starting her career at Chubb and subsequently as President of ACE Private Risk Services.  She also held senior leadership positions at Hartford's personal lines agency as well as overseeing their direct channels and managing the AARP partnership.

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. This episode features Mark Friedlander Director of Corporate Communications at the Insurance Information Institute.  Mark is an expert on “everything Florida!”  In this session you will learn more about the aftermath of Hurricane Ian on the insurance industry and the legal costs behind such an event. Additionally Mark shares his perspective on what the future holds in the Florida marketplace.   

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. This episode features David Lavins, President of Amwins Access, a leading MGA/wholesale platform specializing in small business and personal lines.  David was invited on this show because the E&S marketplace is booming.  Brokers are using this market more than they ever have, but quite often do not know how to navigate it.  During this session, David unlocks some of the mystery around operating in the E&S space.  

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction.  This episode is a sit-down with Evan Purmort, the CEO of Central Insurance, covering several topics including his vision for the future of Central and the importance of the customer experience.Spencer M. Houldin is the President of Ericson Insurance Services. He has 30 years of experience as a personal insurance advisor and leads Ericson’s high net worth personal insurance division.

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. This episode features Ross Buchmueller, President and CEO of PURE Insurance. Ross discusses topics ranging from lessons he learned working under industry legend, Hank Greenberg, to the power of the reciprocal model and when it works best, and his thoughts on the hard market--whether it is here to stay and advice for future proofing the HNW homeowners industry.Spencer M. Houldin is the President of Ericson Insurance Services. He has 30 years of experience as a personal insurance advisor and leads Ericson’s high net worth personal insurance division.

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. This episode is a sit-down with Charles Williamson, the CEO of Vault, covering several topics, including the creation of Vault,  insight on the E&S marketspace, and creating a successful company culture.Spencer M. Houldin is the President of Ericson Insurance Services. He has 30 years of experience as a personal insurance advisor and leads Ericson’s high net worth personal insurance division.As Vault’s CEO, Charles’ work is defined by his ability to lead a high-performing team and foster their unique talents while simultaneously easing pain points for customers. His experience includes more than 20 years leading and growing some of the industry’s most successful institutions. Charles loves to compete against himself and others. He is an avid crossfit athlete and an ex-triathlon competitor, as well as a strong supporter of the Challenged Athletes Foundation, which provides and teaches those with physical disabilities to use sports gear or equipment.  https://vault.insurance.  Disclaimer:All content and materials are the property of the Private Risk Management Association (PRMA) and Subject-Matter-Experts working on behalf of PRMA. Information and practices are included in the material; however, the Private Risk Management Association makes no representations or warranties with respect to the fitness or suitability of the educational content for any particular purpose beyond providing insights and information on topics of interest to the membership that require further review. The information contained is not intended and should not be construed as a recommendation for a specific client coverage or solution. Neither the Private Risk Management Association nor any expert or author providing educational content to PRMA shall be liable for any loss of profit or any commercial damages, including but not limited to special, incidental, consequential or other damages. 

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction.   The industry is no stranger to the destruction on homes from severe weather and water damage.  In this episode, you will hear from Steve Poux, AIG Private Client Group’s Global Head of Risk Management Services & Loss Prevention, on how to prepare your clients and their homes to be more resilient and what’s up and coming in the latest risk management technology.Spencer M. Houldin is the President of Ericson Insurance Services. He has 30 years of experience as a personal insurance advisor and leads Ericson’s high net worth personal insurance division.Steve Poux is AIG's  Private Client Group’s Global Head of Risk Management Services & Loss Prevention.  Steve joined AIG in 2000 as one of the founding members of AIG Private Client Group and, a few years later, was the principal architect of AIG Private Client Group’s Department of Loss Prevention, which was the first practice of its kind within the high-net-worth personal lines industry.  Today, he oversees a team of seasoned risk management specialists who help high net worth individuals and families maximize safety and proactively reduce the likelihood of suffering a loss.Disclaimer:All content and materials are the property of the Private Risk Management Association (PRMA) and Subject-Matter-Experts working on behalf of PRMA. Information and practices are included in the material; however, the Private Risk Management Association makes no representations or warranties with respect to the fitness or suitability of the educational content for any particular purpose beyond providing insights and information on topics of interest to the membership that require further review. The information contained is not intended and should not be construed as a recommendation for a specific client coverage or solution. Neither the Private Risk Management Association nor any expert or author providing educational content to PRMA shall be liable for any loss of profit or any commercial damages, including but not limited to special, incidental, consequential or other damages.  

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. This episode is a sit-down with Kathy Tierney, the President of Berkley One.Spencer M. Houldin is the President of Ericson Insurance Services. He has 30 years of experience as a personal insurance advisor and leads Ericson’s high net worth personal insurance division.Kathy Tierney says the best things happening in our business right now will come from looking at what we do through a totally different lens, having a little bit of fun with it, and not being afraid to experiment and take inspiration from unlikely places.She joined Berkley from a position as chief operating officer of another high-net-worth personal insurance division. Her career has included leadership positions in specialty insurance, strategic development, and surety.Though she has won many awards for her accomplishments in the insurance industry, Kathy says she’s proudest of two things: her efforts to expand opportunities for women in insurance, and the fact that she can impress her two teenaged boys when she tells them about what Berkley One is doing.  She holds a B.A. from Williams College and an MBA in finance and economics from NYU’s Stern School of Business.Disclaimer:All content and materials are the property of the Private Risk Management Association (PRMA) and Subject-Matter-Experts working on behalf of PRMA. Information and practices are included in the material; however, the Private Risk Management Association makes no representations or warranties with respect to the fitness or suitability of the educational content for any particular purpose beyond providing insights and information on topics of interest to the membership that require further review. The information contained is not intended and should not be construed as a recommendation for a specific client coverage or solution. Neither the Private Risk Management Association nor any expert or author providing educational content to PRMA shall be liable for any loss of profit or any commercial damages, including but not limited to special, incidental, consequential or other damages. 

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. This episode is a sit-down with Paul Viollis, Global Business Leader, Accomplished Author, and TV & Radio Personality.Spencer M. Houldin is President of Ericson Insurance Services. He has 30 years of experience as a personal insurance advisor and leads Ericson’s high net worth personal insurance division.Paul Viollis, Global Business Leader, Accomplished Author, and TV & Radio Personality.  For over four decades, Paul Michael Viollis has dedicated his career to the protection of our country, as well as, the shareholder value of the businesses he has navigated to the pinnacle of their respective vertical markets. On his speaking tours, his hands on expertise in subject areas of behavioral analysis, leadership development, corporate espionage, extortion/stalking, cyber security, family protection, and workplace violence allows him to develop unforeseeable insights that will have you at the edge of your seat and captivate your audience. From corporate executives and high profile individuals to private families and sales teams, each attendee will leave with a renewed sense of focus and re-energized with information that can be easily and expeditiously implemented.Disclaimer:All content and materials are the property of the Private Risk Management Association (PRMA) and Subject-Matter-Experts working on behalf of PRMA. Information and practices are included in the material; however, the Private Risk Management Association makes no representations or warranties with respect to the fitness or suitability of the educational content for any particular purpose beyond providing insights and information on topics of interest to the membership that require further review. The information contained is not intended and should not be construed as a recommendation for a specific client coverage or solution. Neither the Private Risk Management Association nor any expert or author providing educational content to PRMA shall be liable for any loss of profit or any commercial damages, including but not limited to special, incidental, consequential or other damages.  

In this three-part podcast Kimberly Lewis, alongside three parents with school-aged children, examines the challenges and peer pressure faced when providing children with access to social media and the immense need for assistance in establishing good digital hygiene and creating good digital citizens. This podcast offers a very personal look into these challenges and what parents are doing to confront cyberbullying.During our time together, we will have a conversation with three parents – all of whose kids are between the ages of 5 and 10 yrs old. Our topic of conversation is their children’s access to social media, cyberbullying, and their request for proactive information on both topics. Throughout our conversation, we will touch on some best practices they have implemented for their own families, and participants will share extremely personal experiences regarding their children and cyberbully. I hope you find the conversation eye-opening and informative. There is no doubt that this topic is here to stay, and parents are in need of your assistance as they navigate the unknowns. This segment of the conversation will provide insight into how these parents navigate the pressure to provide their children with access to devices and social media.Kimberly Lewis is AVP, of Underwriting Execution at PURE Insurance and is responsible for process improvement and standardization to increase underwriting effectiveness and consistency of decision-making. Kimberly is also responsible for managing underwriting technology enhancements to improve the ease of risk selection and usability. She has over 20 years of experience in the personal insurance space, with the last 16 years spent at PURE Insurance.

In this three-part podcast Kimberly Lewis, alongside three parents with school-aged children, examines the challenges and peer pressure faced when providing children with access to social media and the immense need for assistance in establishing good digital hygiene and creating good digital citizens. This podcast offers a very personal look into these challenges and what parents are doing to confront cyberbullying.  In this episode, the conversation covers the topic of how they talked to their children about cyberbullying or plan to address this topic when the time comes. The conversation dives into their urgent need for assistance on the topic of social media, cyberbullying, and how to raise their children to be good digital citizens. Additionally, we discuss the difficulty of teaching children that what they do today can impact them in the future.Kimberly Lewis is AVP, of Underwriting Execution at PURE Insurance and is responsible for process improvement and standardization to increase underwriting effectiveness and consistency of decision-making. Kimberly is also responsible for managing underwriting technology enhancements to improve the ease of risk selection and usability. She has over 20 years of experience in the personal insurance space, with the last 16 years spent at PURE Insurance.

In this three-part podcast Kimberly Lewis, alongside three parents with school-aged children, examines the challenges and peer pressure faced when providing children with access to social media and the immense need for assistance in establishing good digital hygiene and creating good digital citizens. This podcast offers a very personal look into these challenges and what parents are doing to confront cyberbullying.  In this episode we conclude our conversation by tackling the question of what role they feel schools, wealth advisors, and brokers should play in educating both them and their children on these very pressing and very real topics.Kimberly Lewis is AVP, of Underwriting Execution at PURE Insurance and is responsible for process improvement and standardization to increase underwriting effectiveness and consistency of decision-making. Kimberly is also responsible for managing underwriting technology enhancements to improve the ease of risk selection and usability. She has over 20 years of experience in the personal insurance space, with the last 16 years spent at PURE Insurance.

The PRMA Insurance Thought Leaders Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads and provide a roadmap that guides risk management professionals in the right direction. Our first session is a sit-down with Will Van Den Hueval with The Cincinnati Insurance Company. Spencer and Will tackle the hard topics – inflation, catastrophic events, modeling, and recruiting talent.Spencer M. Houldin is President of Ericson Insurance Services. He has 30 years of experience as a personal insurance advisor and leads Ericson’s high net worth personal insurance division.Will Van Den Heuvel joined The Cincinnati Insurance Company in 2014 as the insurer increased its focus on the high net worth marketplace. Before joining Cincinnati, Will led AIG’s personal lines operations in the US and Canada with a principal focus on the Private Client Group. He also held positions of leadership responsibility while at Chubb Insurance. Disclaimer:All content and materials are the property of the Private Risk Management Association (PRMA) and Subject-Matter-Experts working on behalf of PRMA. Information and practices are included in the material; however, the Private Risk Management Association makes no representations or warranties with respect to the fitness or suitability of the educational content for any particular purpose beyond providing insights and information on topics of interest to the membership that require further review. The information contained is not intended and should not be construed as a recommendation for a specific client coverage or solution. Neither the Private Risk Management Association nor any expert or author providing educational content to PRMA shall be liable for any loss of profit or any commercial damages, including but not limited to special, incidental, consequential or other damages. 

State of the Collector Vehicles Market Topics will include: State of the Market: A Heated Sellers Market // Auction results in 2021 through Amelia Island 2022 Trends: Online Auction Platforms, Emerging collector vehicles, new auction house bidders/buyers, and factors driving high sale results Insights regarding NFTs and collector vehicles. Auction houses have started to sell them and we will share our research The panelists will include: Brian Rabold, VP President of Automotive Intelligence - Presenter John Wiley, Manager of Valuation Analytics – Presenter Arianne Whittaker, Sr. Risk Advisor – Q&A Kathy Chandler, National Partnership Leader – Q&A Disclaimer:All content and materials are the property of the Private Risk Management Association (PRMA) and Subject-Matter-Experts working on behalf of PRMA. Information and practices are included in the material; however, the Private Risk Management Association makes no representations or warranties with respect to the fitness or suitability of the educational content for any particular purpose beyond providing insights and information on topics of interest to the membership that require further review. The information contained is not intended and should not be construed as a recommendation for a specific client coverage or solution. Neither the Private Risk Management Association nor any expert or author providing educational content to PRMA shall be liable for any loss of profit or any commercial damages, including but not limited to special, incidental, consequential or other damages. 

Join the NY Metro Chapter of the Private Risk Management Association to learn from our panel of experts in the excess and surplus lines space. Our conversation will explore the factors impacting insurance markets today for hard to place risks and what you can do in your practice to navigate the current market challenges.Disclaimer:All content and materials are the property of the Private Risk Management Association (PRMA) and Subject-Matter-Experts working on behalf of PRMA. Information and practices are included in the material; however, the Private Risk Management Association makes no representations or warranties with respect to the fitness or suitability of the educational content for any particular purpose beyond providing insights and information on topics of interest to the membership that require further review. The information contained is not intended and should not be construed as a recommendation for a specific client coverage or solution. Neither the Private Risk Management Association nor any expert or author providing educational content to PRMA shall be liable for any loss of profit or any commercial damages, including but not limited to special, incidental, consequential or other damages.