Steadfast Care Planning

💡Join Kelly Augspurger as she interviews Susan Kelsey, a certified aging life care specialist and the founder of Assistance Plus, in this insightful episode of the Steadfast Care Planning podcast. 👨‍👩‍👧‍👦 They discuss the important role of aging life care professionals in managing the care of older adults and the invaluable support they provide to families living at a distance from their loved ones. 🔍 Susan shares her experiences and reveals the everyday challenges and superpowers of a care specialist, offering practical advice on navigating healthcare crises and preparing for the aging continuum.In this episode they covered: 🔹 Description of an aging life care specialist's background in healthcare.🔹 Challenges faced by families living at a distance from their older adult relatives.🔹 Examples of day-to-day tasks, such as managing medications, dealing with emergencies, and overseeing financial matters.🔹 Advocacy and logistics support provided within assisted living environments.🔹 Assisting with doctor's appointments and communicating medical information to family members.🔹 Importance of building and leveraging a network of trusted experts, including attorneys, accountants, and financial advisors.🔹  Developing deep relationships with older adult clients and their families.🔹 Leveraging personal connections and referrals to find suitable specialists. For more information about Susan Kelsey's services, visit: www.APlusCareManagement.com Or, explore resources available at: www.AgingLifeCare.org______________________________________________________________________________ ➡️ Watch this podcast: https://youtu.be/awOvA5hLbOA #LongTermCare #AgingLifeCareSpecialist #SteadfastCarePlanning #LongTermCareInsurance #APlusCareManagement For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

In this episode of the Steadfast Care Planning podcast, host Kelly Augspurger and guest Danielle Miura, a certified financial planner, educator, and caregiver advocate, discuss the complexities of caregiving and the financial challenges that come with it. They delve into the costs of caregiving, the impact on the caregiver's financial health, and the subsequent ripple effects on their families and the next generation.Danielle shares her personal caregiving experience and provides valuable insights into the emotional, physical, and financial toll of caregiving. She emphasizes the importance of having a plan in place to protect caregivers and advises on key steps to safeguard one's financial health while providing care.In this episode they covered:🔹 The Economic Strain on Family Caregivers🔹 Impact of Caregiving on Career Progression🔹 The Mental and Physical Toll on Caregivers🔹 The Realities of Family Caregiving🔹 The Financial Strain of Unplanned Caregiving🔹 Financial Advice for Family Caregivers🔹 Support Networks for Caregivers🔹 The Importance of Money Conversations in FamiliesTo connect with Danielle Miura and for more information about Spark Financials message Danielle through LinkedIn (https://www.linkedin.com/in/danielle-miura/) or visit: https://spark-fin.com/______________________________________________________________________________➡️ Watch this podcast:  https://youtu.be/oNSv7nqj0Do#LongTermCare #ElderCarePlanning #SteadfastCarePlanning #LongTermCareInsurance #SparkFinancialsFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Join us in this heartfelt and informative episode of the Steadfast Care Planning Podcast as Kelly sits down with the esteemed family law attorney and elder care mediator, Alison Forche. Together they delve into the emotional and complex journey of elder care planning, discussing the pressing issues faced by families across the country.Kelly and Alison explore the intricate and critical need for elder care advocacy. They underscore the challenges that come with being a supportive partner in decision-making. From the nuances of family caregiving to the invaluable guidance provided by professionals, they highlight how preparation and early conversations can make all the difference.In this episode they covered:🔹 The importance of being a proactive agent in elder care planning.🔹 The role and benefits of elder care mediation in elder care planning.🔹 How to mitigate the stress of unexpected care needs through early dialogue.🔹 Tips for building a network of professional referral sources.🔹 The ways in which elder care mediators can provide comfort and solutions to families.🔹 Utilizing mediation to address family care conflicts and dynamics.🔹 Understanding the neutrality and benefits of elder care mediation.🔹 Elder care mediation tips and how to have constructive conversations with family members.Connect with Alison Forche and for more information about elder care mediation message Alison through LinkedIn (https://www.linkedin.com/in/alisonforche/) or visit: https://forchelawandmediation.com______________________________________________________________________________➡️ Watch to this podcast:  https://youtu.be/pi58xFlXtD0 #LongTermCare #ElderCarePlanning #SteadfastCarePlanning #LongTermCareInsurance #ElderCareMediationFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

In this episode, Kelly sits down with Chad Holmes, a certified financial planner and certified public accountant, and author of "The Inheritance Playbook: Helping Your Parents Pass the Torch, Not the Tax." Join them as they delve into actionable steps to help aging family members avoid unnecessary taxes and make their legacies last longer. Chad provides insights on minimizing taxes and probate, offering case studies to illustrate strategies for tax-efficient inheritance. He emphasizes the importance of open communication between generations and offers practical advice for planning for care to live well. Tune in to gain valuable insights into estate planning and the wealth management process in a multi-generational context.In this episode they covered:🔹 Actionable steps to help aging family members avoid unnecessary taxes and make their legacies last longer.🔹 The need to examine family finances from a multi-generational perspective.🔹 Contrast between individual-focused financial planning and multi-generational planning for prolonged family legacies.🔹 The importance of asking family members specific questions to identify critical information related to their estate and finances.🔹 Emphasis on the need to know assets, debts, ongoing payments, and the existence of essential documents.🔹 Having a roadmap to access this critical information.🔹 Practical tips such as keeping cell phones active to facilitate access to important account verification codes.🔹 The significance of considering the tax bracket and source of income to optimize charitable giving and minimize taxesConnect with Chad Holmes and for more information on "The Inheritance Playbook: Helping Your Parents Pass the Torch, Not the Tax." message Chad through LinkedIn (https://www.linkedin.com/in/chadholmesformulawealth) or visit: www.FormulaWealth.com______________________________________________________________________________➡️ Watch to this podcast: https://youtu.be/lOj6Boo0erU #LongTermCare #FinancialPlanning #SteadfastCarePlanning #longtermcareinsurance #theinsuranceplaybookFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Welcome to the Steadfast Care Planning podcast! In this episode, host Kelly Augspurger is joined by home safety experts Danielle Roe from Arrow Lift and Doug Rowe from Attune Home Safety Plan. Together, they discuss the critical topic of home modifications for older adults to enhance safety and independence.Danielle and Doug provide valuable insights into the importance of home modifications, covering everything from safety considerations to specific types of modifications available. They offer practical advice on how to proactively plan and make necessary changes to age comfortably in your home.In this episode they covered:🔹 Potential funding sources for home modifications, including long-term care insurance.🔹 Medicaid waiver programs.🔹 VA benefits for veterans.🔹 Cost of home modifications.🔹 Most important types of home modifications.🔹 Biggest mistakes when making home modifications.🔹 Steps that are necessary to include when considering a home modification plan.🔹 Range of services their companies offer, such as free consultations and detailed assessments.Connect with Danielle Roe and for more information on Arrow Lift message Danielle through LinkedIn or visit: www.ArrowLift.com Connect with Doug Rowe and for more information on the Attune Home Safety Plan message Doug through LinkedIn or visit: www.AttuneSA.com______________________________________________________________________________➡️ Watch to this podcast: https://youtu.be/sAUAnPOVxLU #LongTermCare #HomeAssessment #SteadfastCarePlanning #longtermcareinsurance #ArrowLiftFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Paying for care as we age can be one of the most difficult and challenging periods in our life. Luckily, there are many options that can be explored separately or in combinations.Kelly Augspurger spoke to Nic Nielsen, a certified financial planner and co-owner of Know My Plan, and they explored many of the options people have for paying for care as they age.In this episode they covered:🔹 Self-funding long-term and extended care.🔹 Multiple ways to use long-term care insurance to pay for care.🔹 Short-term care and immediate care.🔹 Life settlements to fund long-term care.🔹 Health savings accounts.🔹 Reverse mortgages.🔹 VA Benefits and the limits to VA benefits.🔹 The differences and limits between Medicare and Medicaid and how they can be used to help pay for care.Connect with Nic Nielsen and for more information on Know My Plan message Nic through LinkedIn or visit: www.KnowMyPlan.com______________________________________________________________________________➡️ Watch this podcast:  https://youtu.be/FqIw1ltD7ug #LongTermCare #FinancialPlanning #SteadfastCarePlanning #longtermcareinsurance #KnowMyPlanFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

What does it mean to age successfully and what tools exist to help us successfully age? Kelly Augspurger spoke to Larry Nisenson, Chief Growth Officer of Assured Allies, and they explored the innovative technology and programs designed to help people age successfully in place.In this episode they covered:🔹 How Assured Allies got its start in the long-term care field.🔹 The Never Stop Wellness Program that offers personalized coaching to policyholders.🔹 The role of technology in the Never Stop Wellness Rewards Program.🔹 The role of the family of policyholders in the Never Stop Wellness Rewards Program.🔹 The potential for earning extra benefits through the program.🔹 Future plans for Assured Allies in terms of making their wellness programs available to consumers who do not have LTC policies with embedded programs.🔹 Key factors and considerations for individuals when planning for extended care.🔹 Innovative features distinguish the Never Stop program from LTC policies that don't have the Never Stop program embedded in them.Connect with Larry Nisenson for more information on the Never Stop Wellness Rewards Program through LinkedIn or visit: www.NeverStop.com or www.AssuredAllies.com______________________________________________________________________________➡️ Watch this podcast:  https://youtu.be/39Q9baRiMvI#LongTermCare #FinancialPlanning #SteadfastCarePlanning #NeverStop #AssuredAlliesFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Have you ever thought about living beyond your 100th birthday? What are are the secrets to longevity and vitality inspired by the centenarians who live in the Blue Zones?Kelly Augspurger spoke to Stevyn Guinnip, CEO of Grow Wellthy, and they ventured deep into the heart of the Blue Zones and extracted life-enriching wisdom that can shift the way you approach your own wellness journey.In this episode we covered:🔹 What are the Blue Zones?🔹 Where are the Blue Zones?🔹 What do the Blue Zones teach us about healthy Aging?🔹 What does it mean to "move naturally"?🔹 What types of diets are found in Blue Zones?🔹 How can we improve longevity through connection? 🔹 Can our outlook significantly increase our lifespan?🔹 How to incorporate Blue Zone principles into your daily life. Learn from Stevyn's knowledge and experience how you can pivot towards a 'wellthy' lifestyle. Connect with Stevyn Guinnip for more information on her wellness advisory services through LinkedIn or visit: www.GrowWellthy.com.______________________________________________________________________________➡️ Watch this podcast:  https://youtu.be/WGscZC48odE #LongTermCare #FinancialPlanning #SteadfastCarePlanning #GrowWellthy #BlueZonesFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Have you ever thought about Medicaid Planning? What is Medicaid Planning and is it right for you?I chatted with Cathy Sikorski, Esq., an elder law attorney, speaker and caregiver, about the intricacies and details regarding Medicaid Planning and who it is a good fit for, and  for those who should look into other options.In this episode we covered:🔹 The issue of giving away assets to qualify for Medicaid coverage for long-term care 🔹 Government examination of financial history for the past five years🔹 Warning against mistakes and importance of consulting experts🔹 Being prepared and exploring other options🔹 Choosing the right facility and considerations for Medicaid Planning 🔹 Implications of relying on Medicaid for care 🔹 Estate recovery and partnership programs in reciprocity🔹 Keeping assets and not needing to spend them down before qualifying for Medicaid_______________________________________________________________________________________________Watch this episode on YouTube: https://youtu.be/akNGzvAyRss #LongTermCare #FinancialPlanning #SteadfastCarePlanning #MedicaidPlanning #PlanningForCareFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

There are many strategies to filing a successful Long-Term Care Insurance claim.I chatted with Dwight Smith, the owner of AMADA Senior Care Columbus & Toledo, about the LTC insurance claims process.In this episode we covered:🔹 Importance of understanding the policy coverage 🔹 Exploring additional benefits included (e.g., medical equipment, home modifications)🔹 Understanding different activation protocols for different insurance companies🔹 Activities of daily living (ADLs) and cognitive impairments as qualifying criteria🔹 Need for care for more than 90 days and fulfilling the elimination period 🔹 Making sure benefits are properly utilized and extended if necessary 🔹 Doctors documenting the client's needs clearly and specifically🔹 Encouraging open and honest conversations with physicians 🔹 The process of submitting a claim 🔹 Receiving benefits once the elimination period is met______________________________________________________________________________Watch this episode on YouTube:  https://youtu.be/z9PBfT_1slkSteadfast Care Planning podcast is made possible by Steadfast Insurance, CLTC, and AMADA Senior Care Columbus.#LongTermCare #FinancialPlanning #SteadfastCarePlanning #AmadaSeniorCareColumbus #LongTermCareInsuranceFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

I had the pleasure of having Kevin Sypniewski, CEO of AGIS Network, on Steadfast Care Planning podcast. We discussed the importance of group and work site long-term care insurance for employers and employees. Here are the key topics from their conversation:1️⃣  What’s the difference between Group and Worksite LTC insurance?  2️⃣  What size employers can offer LTCi to their employees?3️⃣  What does the process look like for employers to setup LTC insurance for their employees?4️⃣  What are the minimum participation requirements by the carrier? Tune in to the episode to learn more about the differences between group and work site long-term care insurance, as well as the advantages and disadvantages of each.➡️ Watch this full episode on YouTube: https://youtu.be/0ZDcYbNDh08For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

What do you need to know about navigating a hospitalization?Join Kelly and her guest, Dr. Monique Nugent, practicing hospitalist, associate director for the Division of Hospital Medicine at South Shore Hospital in Massachusetts, and author.  In this episode: 🔹 Tips on how to make the healthcare hospital system work for you🔹 Biggest mistakes people make when facing a hospitalization entry and release🔹 How caregivers can be an advocate for aging loved ones’ health and have a hospital plan🔹 How people can best advocate for themselves and build a team to lean on if they don’t currently have a support system?➡Watch this episode on YouTube: https://youtu.be/upeLYRQUDUgFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

What do you need to know about planning for care?Join me and my guest, Jasilika Davidson, Owner of Assisted Living Locators of West Columbus, Senior Care Advisor, Dementia Care Certified, TEDX speaker, and Veteran.In this episode:🔹 What’s the “in between” that you talk about?🔹Why should people plan for care now?🔹What things should people consider when planning for care?🔹When having the planning for care convo with your family, what are important things to remember?🔹When should you talk about LTC and plan for care?  ➡Watch this episode on YouTube:  https://youtu.be/UFMToBmq1UEFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

If you are or know someone who is a Veteran or a Vet’s spouse, what LTC benefits are available to you?Join me and my guest, Carmen Perry, VP Strategic Partnerships at Veterans Home Care, as we discuss LTC benefits for Veterans and their spouses.  In this episode: 🔹 What LTC benefits are available to Vets and their spouses?🔹 Are VA LTC benefits received in home or in facilities? Can Vets choose?🔹 What are the income and asset requirements for Vets and spouses to receive benefits?🔹 What are the care needs and time of service requirements for Vets and spouses to receive benefits?🔹 If a Vet has LTC insurance, how does that coordinate with VA benefits?🔹 How do Vets and spouses find out what they qualify for?Watch this episode on YouTube: For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Should you use pay for care with long-term care insurance, self-fund, or a combo? What things needs to be considered?Join me and my guest co-host, Nic Nielsen, Co-Owner of Know My Plan, as we discuss as we chat about: 🔹 What is LTC? 🔹 10 things to consider when deciding to buy LTC insurance and/or self-fund care🔹 Who LTC insurance is NOT a good fit for Watch the full episode: https://youtu.be/3tzs-JdFq7s For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Do you want to remain in your home as you age, avoid a nursing home, and have a plan for aging well and safely? Join me and my guest, Lynne Giacobbe, CEO at Kendal at Home, a unique aging in place program, as we discuss life care at home. In this episode:🔹 What is a life care at home model? What types of services are provided?🔹 What if you move to a facility, do life care benefits go with you?🔹 How does LTC insurance fit/coordinate with a life care plan?🔹 How much care is provided? Are there daily or monthly benefit limits?🔹 How much does it cost? Is there a fee to join and then ongoing annual fees?🔹 Who can join? Age and health limits? Watch this episode on YouTube: https://youtu.be/-8APJmW_1XQ  For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

What do you need to know about dementia?  Join Kelly and her guest, Teepa Snow, Owner and Founder of Positive Approach, occupational therapist, and dementia specialist. Teepa is a wealth of knowledge and recently she’s been a dementia specialist to Bruce Willis’ family. In this episode: 🔹 What is dementia? 🔹 What parts of the brain are typically impaired with dementia? What do people living with dementia typically lose and keep?🔹 What are the 4 truths of dementia and how long do people typically live with dementia?🔹 Is there anything people can do to reduce risk for dementia?🔹 What is Teepa’s Positive Approach to Care? How can people best support a person living with dementia?🔹 What are cues that you might have signs of dementia?  Listen to this full episode: Watch this episode on YouTube:For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Losing a loved one can feel very overwhelming. Grieving is an important part of the process, but what about all the practical things that need done? Join Kelly and Nic Nielsen, Co-Owner of Know My Plan, as they discuss what to do after you lose a loved one. In this episode:🔹 What to do after you lose a loved one: weeks 1-4 and after months 1, 3, and 6. 🔹 Decisions you should wait at least a year to make🔹 General advice Watch this episode on YouTube:  https://youtu.be/nA5134NqKWY For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Join Kelly and her guest, Miriam Bogard, Owner of Assisted Living Locators of East Columbus, as they discuss assisted living. In this episode:✔  When to look at assisted living✔  Important questions to ask assisted living communities✔  How much assisted living costs✔  How to pay for assisted living 🔹 Watch this episode on YouTube: https://youtu.be/E7mCnM2DJfY  Learn more about Assisted Living Locators of East Columbus: https://assistedlivinglocators.com/care-advisor/eastcolumbus For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Join Kelly and her guest, Wendi Gang, Patient Navigator at ProMedica Heartland, as they discuss hospice care. In this episode:✔ What is hospice care? What services are provided?✔ Does hospice include 24/7 care?✔ Where can hospice care be received?✔ When should people start hospice care?✔ What are the benefits of using hospice care?✔ How much does hospice care generally cost and who pays for it? ✔ What questions are important to ask when choosing a hospice care provider? 🔹Watch this episode on YouTube: https://youtu.be/tQ0eehuyuds    🔹Learn more about ProMedica Hospice: https://www.promedicahospice.org/ For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!