Agents Building Cashflow

In this episode of Agents Building Cashflow, Randal dives into the concept of Average Annual Return (AAR) in real estate investing, specifically focusing on apartment syndications. Randal elucidates how AAR is calculated and why it's a crucial metric for investors to consider. He uses simple mathematical examples to demonstrate how returns accumulate over the years and how they are averaged to provide a clearer picture of an investment’s performance. This practical approach will help you understand the implications of AAR on your investment decisions, making the episode a valuable resource for anyone looking to optimize their real estate investment strategies. To uncover more insights and learn how AAR can impact your financial goals, tune into the full episode.Key takeaways to listen to:How to calculate average annual returns in real estate.Unveiling the significance of average annual return in investment choices.Breaking down complex investment metrics with simple examples.Resources mentioned in this episode:RAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com. To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

The Marketing Director for Furnished Finder and Co-Host of The Landlord Diaries, Katie Lyon, delves into the nuances of real estate investing, particularly focusing on midterm rentals. She discusses her journey from a background in commercial real estate marketing to becoming a proactive participant in the residential rental market through her platform. Katie shares strategic insights into maximizing rental yield by leveraging her platform to connect landlords directly with tenants, emphasizing the advantages of midterm rentals over short-term accommodations. The episode is packed with practical advice for real estate agents and investors aiming to enhance their investment portfolios. For more enriching details on transforming real estate commissions into profitable cash flow, tuning into the full episode is highly recommended.Key takeaways to listen to:Discovering the lucrative potential of midterm rentals for stable, enhanced cash flow.Navigating the shift from commercial to residential real estate investing seamlessly.Utilizing direct landlord-tenant connections to optimize rental operations.Leveraging personal real estate investing experiences to inform business strategies.About Katie LyonKatie Lyon has spent over 10 years in the real estate and marketing industries and is currently the Marketing Director for Furnished Finder. As a landlord herself, she loves talking to landlords all over the country and hearing their stories, experiences, and lessons. With a successful track record spanning Florida, Iowa, and her home state of Colorado, Katie is a go-to authority for mid-term rentals. Prior to what she does now, Katie worked as a Marketing Consultant, where she provided strategic guidance and creative entrepreneurship expertise to small business owners and entrepreneurs. Before that, she held the position of Marketing Director at Baceline Group for over 10 years. Katie was also a Digital Marketing Manager at GrowthWeaver and a Digital Marketing Consultant at Swift Digital Marketing Partners. Early in her career, Katie served as the Advertising Chair for Honda/EdVenture, leading a team in developing and executing an integrated marketing campaign for the 2008 Honda Accord Coupe. She holds a Bachelor of Science (B.S.) degree in Business Marketing from Colorado State University. Katie attended the university from 2005 to 2008.Connect with Katie Lyon:Website - https://www.furnishedfinder.com/LinkedIn - https://www.linkedin.com/in/katie-lyon8/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

In this episode of Agents Building Cashflow, Randal delves into the concept of Internal Rate of Return (IRR) and its importance in evaluating real estate investments. Randal explains how IRR helps in assessing the profitability of potential investments by comparing different properties based on their expected cash flows over time, emphasizing the time value of money. He clarifies that while IRR is a crucial metric, it should not be the sole criterion for decision-making, highlighting its limitations such as ignoring project size, duration, and future costs. The episode is packed with insights and practical tips, making it a must-listen for real estate agents eager to expand their passive income through smart investments. To gain a deeper understanding and learn more about related metrics like Average Annual Return and Equity Multiple, tune into the next episode on Randal’s channel.Key takeaways to listen to:Analyzing returns by mastering the Internal Rate of Return.Comparing profitability across properties effectively.Considering the time value of money in investment returns.Recognizing the limitations of IRR in real estate assessments.Resources mentioned in this episode:RAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com. To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Financial professional and police officer, Kyle Church, talks about leveraging life insurance for estate planning. Kyle shares his personal experiences and professional insights into the significant role life insurance plays in securing financial stability and legacy for families. He emphasizes the importance of strategic estate planning, contrasting different types of life insurance policies, and how they can be utilized beyond mere death benefits to support life goals and investment ventures. As Kyle and Randal explore the interplay between life insurance and real estate investment, you’ll get a deep dive into crafting financial safety nets that extend through generations. Tune in to the full episode for an in-depth exploration of financial strategies that promise security and prosperity. Enjoy!Key takeaways to listen to:Aligning life insurance with estate planning for long-term security.Leveraging life insurance cash values to invest in real estate ventures.Understanding the distinctions and benefits of term, whole, and universal life policies.Navigating financial planning with insights from a dual-career professional.Maximizing family legacies with strategic insurance and investment choices.About Kyle ChurchKyle Church is a financial professional. He helps people secure life insurance policies and financial products that allow them to do estate planning. He's also a police officer in the San Francisco area as a full time gig.Connect with Kyle Church:LinkedIn - https://www.linkedin.com/in/kyle-church-2075b01a1/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

In this episode of Agents Building Cashflow, Randal dives into the world of real estate syndication, offering invaluable insights for agents looking to leverage their earnings into passive income through multifamily and commercial investments. Randal simplifies complex concepts like IRR, equity multiples, and the structure of syndications, using his expertise to explain how pooling capital works to acquire significant assets. This episode is packed with actionable advice aimed at agents aspiring to transform their commissions into substantial cash flow. If you've ever considered investing in large-scale properties but didn't know where to start, this episode is a must-listen! Tune in to decode the secrets of successful syndication investments and learn how to make your money work for you.Key takeaways to listen to:How syndication allows investors to pool resources to purchase large properties like apartment buildings and commercial spaces.The roles of general and limited partners in a syndication.Access to bigger deals, professional asset management, and potentially higher returns that come from investing in syndications.How real estate agents can start investing in syndications.Resources mentioned in this episode:RAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com. To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Distinguished real estate investor, owner of The Moorhead Team, and the host of the Austin Real Estate Investing Podcast, Jordan Moorhead, shares his extensive knowledge and personal experiences in the field of real estate investment. Starting his journey with a modest duplex through house hacking, Jordan's strategic decisions and keen insight into market opportunities have seen him grow his investments significantly, including ventures into mobile home parks. His story is not just about financial gain but also about the lessons learned and the wisdom acquired along the way. Whether you're an aspiring investor or an established player in the market, this episode packs a treasure trove of actionable advice and inspirational stories. Tune in to catch all the insights and expand your real estate investing horizons.Key takeaways to listen to:Uncovering the layers of real estate investment: From house hacking to owning multiple properties.The unique challenges and substantial rewards of the underexplored investment frontier that is mobile home parks.Invaluable advice on growth and scaling in the competitive real estate market.How narrowing his investment criteria significantly boosted his success.From living paycheck to paycheck to securing financial freedom.About Jordan MoorheadJordan is a Realtor and Investor who specializes in helping home buyers and investors build wealth through Real Estate. He believes that real estate is the easiest and fastest way for anyone to build real wealth and have more freedom in their life. He recommends simple strategies like house hacking, Airbnb, live-in flips and buy and hold rentals.Connect with Jordan Moorhead:Website - https://www.themoorheadteam.com/LinkedIn - https://www.linkedin.com/in/jordan-moorhead-74277859/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Serial entrepreneur, author, and economist, Jake Clopton of Clopton Capital, shares his comprehensive insights on managing risks, the importance of passive deals for active professionals, and the evolving landscape of commercial real estate financing amid fluctuating interest rates and market dynamics.  Jake's depth of knowledge offers valuable perspectives for both new and seasoned investors looking to navigate the complexities of real estate investment in today's economic environment. Tune in to discover how you can navigate the challenges and opportunities in the real estate market today, and so much more!Key takeaways to listen to:Diversifying investments to minimize concentrated risks, especially in volatile markets.Leveraging passive deals to ensure effective property management without compromising primary business activities.Navigating commercial real estate financing with a keen eye on interest rates and market dynamics for optimal investment outcomes.Adapting to economic indicators and trends for strategic buying opportunities in the real estate market.Emphasizing the importance of third-party management for property investments to maintain focus on core business operations.About Jake CloptonJake Clopton is a serial entrepreneur, author, and economist. With a focus in real estate and finance, he is actively involved in various aspects of commercial lending, insurance products, property ownership & management, and is a regular contributor to both print and broadcast media.Current ownership and companies include:Clopton Capital – Jake Founded Clopton Capital in 2009 as a way for property owners and operators to efficiently access both debt and JV equity for commercial properties deals. The company focuses on the small to middle market space and all asset classes. Since its inception, Jake and Clopton Capital have arranged Billions of dollars in financing for borrowers across the country.Clopton Insurance Services – A national insurance agency that focuses solely on commercial property and business insurance.Multiple apartment communities – Jake is the owner and operator of several apartment communities serving residents across the Chicagoland area.Contributions to thought leadership include:Author of “Commercial Real Estate Investing; Understanding, Finding, And Funding Deals in Today’s world”Regular Editorial content writer for Benzinga, National Mortgage Professional, Multi Housing NewsExpert Guest on news shows including Good Morning ChicagoPrimary Guest on an episode of “The Viewpoint” with Dennis QuaidConnect with Jake Clopton:Website - https://cloptoncapital.com/LinkedIn - https://www.linkedin.com/in/jakeclopton1/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Highly respected multifamily real estate investor mentors, Jen and Stacy Conkey, talk about their profound insights into real estate investment. They delve into the multifaceted world of multifamily investing across the United States, emphasizing the importance of capital raising, the intricacies of operating multiple businesses including an academy and a mindset company, and the strategic nuances of multifamily investment. They articulate the significance of building relationships, understanding market dynamics, and the criticality of having a resilient mindset in navigating the complexities of real estate investment. This engaging conversation is packed with wisdom, strategies, and practical advice for real estate agents and investors looking to expand their portfolios and leverage their earnings into long-term passive income through multifamily properties. If you’re inspired by Jen and Stacy's journey and eager to dive deeper into the art of multifamily investing, tuning into the full episode is a must.Key takeaways to listen to:Mastering the art of capital raising and multifamily investing.Leveraging mindset strategies to excel in the competitive real estate market.Building and nurturing pivotal relationships that drive successful real estate ventures.Understanding market dynamics to make informed, strategic investment decisions.Implementing systems and strategies for effective remote property management.About Jen & Stacy ConkeyJen and Stacy Conkey are highly respected multifamily real estate investor mentors known for their unwavering dedication to their students' success. They are the founders of Remote Multifamily Investing Academy and With over two decades of experience in the field, they leverage their expertise to provide personalized guidance, comprehensive education, and ongoing support, ensuring their students are well-equipped to achieve their financial goals as they pursue the 3 freedoms we all covet... Location, time, and financial!They’re also co-authors of the book “Multifamily Freedom Hacking” which is available on Amazon. Jen is also an NLP Master Practitioner and business strategist, and she’ll be sharing her fascinating insights on neuro-linguistic programming and how you can leverage NLP as a real estate investor.Resources MentionedThe Integrative NLP practitioner Course - NLP.com (Use Code JENCON to get 50% off) Connect with Jen & Stacy Conkey:Website - https://rmfiacademy.com/Jen Conkey on LinkedIn - https://www.linkedin.com/in/jen-conkey-46190033/Stacy Conkey on LinkedIn - https://www.linkedin.com/in/stacyconkey/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Former mortgage lender turned full-time coach, Erin Bradley, shares her transformative journey from struggling in sales to developing a replicable, value-driven strategy that doubled her business repeatedly. Erin's approach, deeply influenced by the philosophies of "The Go-Giver," emphasizes building a business through genuine connections, prioritizing value over transactions, and fostering a supportive community. Her unique perspective on real estate and mortgage lending, focusing on authenticity and mutual growth, offers invaluable insights for agents and lenders alike seeking to enhance their careers while maintaining personal integrity and joy. Erin's transition from the mortgage business to coaching full-time underlines her commitment to helping others achieve a fulfilling balance between professional success and personal happiness. If you’re aspiring to elevate your real estate or lending career with purpose and passion, this episode is a must-listen. Tune in to discover how you can apply Erin's strategies to craft a life you don't need a vacation from, powered by a career that truly aligns with your values.Key takeaways to listen to:Embracing value-driven strategies that transform sales challenges into opportunities.Why building genuine relationships is key to sustaining business growth.Focusing on authenticity and mutual support to reshape the path to success.Unlocking unprecedented potential by investing in personal development and coaching.How purposeful actions can help you craft a fulfilling career and life balance.About Erin BradleyErin Bradley is a speaker and trainer, bestselling author, and host of the real estate podcast Pursuing Freedom. As a mortgage lender, Erin learned the hard way just how difficult entrepreneurship and success in sales can be. From flat broke to 6 figures, and then to burnout, Erin has been through it all, and quickly discovered that the stress of overwhelm is no less painful than the financial stress. After redesigning her business to support her dream life, she’s been on a mission to teach her fellow real estate professionals to do the same. Erin operates under the mindset that you never give up, and you never settle, in life or in business. Anything is possible when you have the right mindset, great systems, and an amazing team.Connect with Erin:Website - https://www.pursuingfreedom.com/LinkedIn - https://www.linkedin.com/in/erin-bradley/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

In this episode of Agents Building Cashflow, Randal talks about the complexities surrounding the National Association of Realtors (NAR) settlements, providing a thorough breakdown of its implications for real estate agents, brokers, and the industry at large. Randal expertly navigates through the details of the $418 million settlement agreed upon by the NAR, the cessation of advertising buyer compensation on MLSs, and the new mandate for written buyer representation agreements. He shares his insights and interpretations, offering clarity amid the widespread confusion and speculation. With his analysis, Randal sheds light on the potential shifts within the real estate market, the strategies for navigating these changes, and the unintended consequences that might emerge. For a deeper understanding of how this landmark settlement could reshape the landscape of real estate transactions and what it means for agents and brokers moving forward, tune in to the full episode. Randal's expertise might just be the guide you need in these turbulent times.Key takeaways to listen toBreaking down the NAR settlement's impact on real estate's future.Exploring the cessation of buyer compensation ads on MLSs.Unpacking the necessity of written buyer representation agreements.Analyzing the potential shifts and strategies in the real estate market post-settlement.Revealing the unintended consequences of the NAR settlement on industry practices.Resources mentioned in this episodeLitigation Update from NAR President Kevin Sears and CLO Katie Johnson - https://www.youtube.com/watch?v=6YHx2PlZwxARAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com. To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Jonathan Greene, the Team Leader of Streamlined Properties and a thought leader in the real estate investing space, shares invaluable insights from his journey in real estate, including the importance of building cash flow through strategic investments and leveraging knowledge gained from a lifetime in the field. He discusses the influence of his father's investment philosophy, the nuances of different asset classes, and the significance of adopting a mindful approach to real estate investing. Jonathan emphasizes the importance of relationships in the real estate business, the potential of mixed-use properties, and the value of investing in oneself through self-improvement and mindfulness. The episode is rich with strategies for real estate agents and investors looking to grow their portfolios and income while maintaining a balanced and intentional approach to their work and personal growth, so make sure you tune in for more.Key takeaways to listen to:Building cash flow by focusing on strategic investments that offer both immediate cash flow and long-term appreciation, including out-of-state markets and mixed-use properties.The importance of mindfulness, self-improvement, and a balanced lifestyle as foundations for success in real estate investing and brokerage.The role of building strong relationships with other agents, investors, and professionals in the real estate industry to facilitate opportunities and growth.Exploring Mixed-Use Properties: Identifying mixed-use properties as a favorite asset class due to their potential for diversification within a single investment, including residential and commercial spaces.Advocating for a patient, thoughtful approach to real estate investing and agency work, contrary to the high-pressure, fast-paced norms often depicted in the industry.About Jonathan Greene:Jonathan Greene is the Team Leader of Streamlined Properties, brokered by ΓEA⅃ , a multi-state team of professional, knowledgeable, and proficient real estate agents built to connect with clients who need agents to understand exactly what they are looking for. Streamlined puts client service first and maintains its core values and culture throughout every transaction and interaction. Their team values all of the participants in a real estate transaction and seeks win-win relationships where everyone walks away happy. Streamlined has been a part of RealTrends America's Best Real Estate Teams two years in a row (2022 & 2023). Jonathan is also a thought leader in the real estate investing space. His podcast, Zen and the Art of Real Estate Investing is one of the fastest-growing real estate podcasts in the world. He is a lifelong real estate investor, on-market team leader, and luxury agent, as well as a certified life coach and real estate coach. He hosts in-person and online real estate investor meetups monthly.Connect with Jonathan:Website - https://www.trustgreene.com/LinkedIn - https://www.linkedin.com/in/jonathan-greene-re/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

In this episode of Agents Building Cashflow, Randal delves into the intricacies of analyzing and investing in single-family properties. He shares his expert insights on utilizing a comprehensive Excel calculator for evaluating deals sourced from wholesalers or identified independently. He walks us through a practical example, demonstrating how the tool facilitates due diligence and decision-making in real estate investments, with a focus on maximizing passive income. He also highlights the value of visual aids, showcasing the calculator's functionality in real-time. Randal emphasizes the importance of understanding After Repair Value (ARV), rehab costs, and the potential for owner financing or wholesaling strategies. To learn that and more, tune in to the episode or better yet, watch it on YouTube.Key takeaways to listen toMastering property deal analysis with an exclusive Excel calculator.Unlocking the secrets of maximizing returns from single-family investments.Navigating the intricacies of rehab costs and After Repair Value (ARV) with ease.Exploring owner financing and wholesaling strategies for lucrative deals.Accessing free tools and resources to transform commissions into cash flow.Resources mentioned in this episodeSFR 101 Course - https://www.commission2cashflow.com/freeRAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com. To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Kate Lynch, the managing partner at Estate Barrels, shares her journey from a Wall Street investment banker to a successful real estate investor and, eventually, a partner in a bourbon investment venture. Faced with the challenge of balancing a demanding career and family life after having three children, Lynch transitioned into real estate to gain financial and time freedom. She initially invested in multifamily properties in Cleveland, leveraging Airbnb for strong cash flow, and eventually diversified into vacation homes, though she found urban rentals more profitable and less hassle. Lynch's foray into bourbon investment with her brother emerged from recognizing the lucrative opportunity in the appreciation of bourbon barrels over time. Their fund focuses on acquiring barrels from select Kentucky distilleries, betting on the increasing demand for bourbon globally without tying to specific brands. Tune in to discover how she mastered the art of real estate investing and bourbon barrel investment.Key takeaways to listen to:Transitioning from investment banking to real estate and bourbon investments.Urban rentals Vs vacation homes: How Kate capitalized on Airbnb to generate strong cash flows.Tapping into the lucrative market of bourbon barrel investment, focusing on premium Kentucky distilleries.Demonstrating the potential for significant returns within a two-year timeline, the bourbon investment venture offers a unique opportunity to benefit from the appreciation of aging bourbon barrels.The importance of expertise and insider knowledge in securing profitable bourbon investments.About Kate Lynch:Kate Lynch is a seasoned finance professional with over 20 years of experience in the banking and investment industry. She has a proven track record of advising financial institutions on M&A, capital markets, and strategic planning services, both in New York and in the Midwest. She officially retired from investment banking in 2022, but continues to consult with banks and mortgage companies upon request.Since 2022, Kate has been managing her own investment real estate portfolio, focused on small multifamily and short-term vacation rentals in the Midwest. She also joined her brother in 2023 to launch Estate Barrels, a private investment vehicle that leverages the rapid and consistent appreciation in the value of bourbon as it matures from the "new make" stage into 2- to 4-year aged barrels. Kate is passionate about creating wealth through alternative assets and exploring the unique opportunities in the bourbon market.Connect with Kate:Website - https://www.estatebarrels.com/LinkedIn - https://www.linkedin.com/in/katelynchcapital/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

In this episode of Agents Building Cashflow, Randal takes you on a unique onsite journey to explore the ins and outs of real estate investment through crowdfunding. Randal shares his firsthand experience with a recent property acquisition by his company’s RAM Capital Fund, detailing the process of buying, renovating, and financing a two-bedroom house to significantly increase its value. He dives deep into the mechanics of crowdfunding and outlines how anyone can leverage regulation CF to raise up to $5 million for their real estate ventures. Through practical advice, Randal demystifies the process of using crowdfunding for real estate investment, offering valuable tips for both seasoned investors and those new to the field. Curious about how you can start your own crowdfunded real estate project or want to learn more about maximizing returns on investment? Tune in to this episode for some enlightening advice that could revolutionize your approach to real estate investment.Key takeaways to listen toHow crowdfunding can significantly leverage real estate investments by allowing for the raising of substantial capital.Increasing a property's value and delivering lucrative returns to investors through strategic renovations.Understanding regulation CF and how it enables real estate investors to raise up to $5 million for their real estate ventures.Why crowdfunding is the best viable alternative to traditional financing methods.The importance of effective deployment of capital and the ability to provide attractive returns to investors.Resources mentioned in this episodeRAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com.To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Joel Friedland, the Principal at Brit Properties, a boutique owner and operator of industrial real estate, talks about his expansive career in the industrial real estate sector. He dives into how he started in the industry with no money, leveraging relationships to secure his first deals, and the lessons he learned from both successes and failures. He highlights his transition from a broker to an investor, the challenges of navigating high interest rates, and his strategic shift towards all-cash deals to mitigate risk. The wisdom Joel shared will offer valuable insights into building a resilient real estate investment portfolio, and emphasize the importance of strategic decision-making and the willingness to adapt to changing market dynamics. Tune in for that and more!Key takeaways to listen to:The importance of adaptability and resilience in industrial real estate investing.How to get started with no capital while leveraging relationships to secure deals.Broker to investor: Why strategic decision-making and the ability to navigate market fluctuations are crucial to success in industrial real estate investing.Proactive approaches to risk management in real estate investments.The value of learning from both successes and failures.About Joel Friedland:Joel Friedland has a 42 year track record in industrial real estate. He co-founded Epic/Savage Realty Partners in 1991 where he oversaw hiring and mentoring 60 industrial real estate professionals, many of whom became his partners. His group sold the firm to an international real estate company in 2014 and Joel started Brit Properties. As an industrial real estate broker and owner, Joel has secured over 2,000 industrial property leases and sales, totaling over $2 billion in transactions. Joel’s greatest accomplishment is maintaining valued relationships with brokers, tenants and investors spanning five decades. He does fully syndicated deals with 0% debt, an unheard of approach in real estate which caters to his wealthy investor base primarily concerned with conservation of principal. His experiences during the Great Recession in 2008 have informed his investment approach to be hyper-conservative while still allowing an ~8% cash return, plus upside, for his investors. Joel attended the University of Michigan. He enjoys playing golf and spending time with his family, particularly his three young grandchildren.Connect with Joel:Website - https://britproperties.com/LinkedIn - https://www.linkedin.com/in/joel-friedland-sior-5508a791/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

In this episode of Agents Building Cashflow, Randal talks about the advantages of cost segregation studies in real estate investments, particularly how they can significantly enhance tax benefits for real estate professionals. He explains that cost segregation allows for accelerated depreciation on certain property components, thereby increasing deductions and reducing tax liability. Randal highlights the potential to apply such depreciation against active income for real estate professionals or against passive income for non-professional investors. The episode emphasizes the strategic use of cost segregation to build a portfolio of losses that can offset income over several years, underlining its utility in real estate investment and tax planning. Tune in to learn more.Key takeaways to listen toHow cost segregation can dramatically reduce your tax liability by accelerating depreciation.The unique benefits available to real estate professionals, including deductions against active income.Leveraging cost segregation for substantial tax advantages - A tip for non-professional investors.Using cost segregation to build a loss portfolio that offsets income for years.Strategic approaches to enhance your real estate investment returns through savvy tax planning.Resources mentioned in this episodeRAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com. To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Ian Horowitz, the Managing Partner at Equity Warehouse, shares his transformative journey from a firefighter to a successful real estate investor managing a $70 million portfolio. Ian emphasizes the significance of local investment, operational efficiency, and the strategic scaling of real estate ventures. He delves into the advantages of focusing on core strengths, diversifying investments, and the concept of the velocity of capital for growth. Tune in to learn some valuable lessons on overcoming operational challenges, the importance of company culture, and future-focused strategic planning in real estate investment.Key takeaways to listen to:From Firefighting to Real Estate: Ian's journey from being a firefighter to managing a $70 million real estate portfolio.Operational efficiencies and competitive advantages gained from local knowledge and management.Why you should focus on your core strengths and how to create a company culture that aligns with those strengths for business growth.Diversifying within the real estate market, from residential and industrial properties to self-storage.The operational challenges faced when managing properties, especially remotely.Scaling from single-family units to multifamily and larger commercial investments as a strategy for growth.Velocity of capital in real estate - How quickly turning over capital can lead to significant portfolio growth.Real estate investment success strategies for 2024 - 2025.About Ian Horowitz:Ian Horowitz is the Managing Partner at Equity Warehouse, a top real estate investing company based out of Baltimore. With the acquisition of his inaugural rental property in 2012, Ian embarked on a diversified journey within the realm of real estate, encompassing property flipping, single-family rental properties, multifamily units, and self-storage ventures. Presently, Ian, in collaboration with his business partner Daniel Mathe, presides over the ownership and management of a robust real estate portfolio valued at $70,000,000.Their strategic focus lies predominantly in the domains of Self-Storage and Multi-Family properties. Gratefully, Ian and Dan have successfully transitioned from their prior careers as firefighters with the City of Baltimore, propelled by their achievements in the real estate sector. Ian, a licensed pilot, not only navigates the skies but also cherishes moments spent with his wife and two daughters.Connect with Ian:Website - https://www.equitywarehouse.com/LinkedIn - https://www.linkedin.com/in/ian-horowitz-255185106/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

In this episode of Agents Building Cashflow, Randal shares his experience navigating the complexities of acquiring a 24-unit multifamily property in San Antonio through a short sale. He details the rigorous process of re-underwriting the deal multiple times as new information emerged regarding taxes, interest, and potential expense reductions. Randal highlights the challenges of negotiating lower prices due to necessary sewer repairs and managing the intricacies of dealing with multiple parties with varying levels of property knowledge. Tune in to learn about the diligence and strategic negotiation required in real estate investment., and so much more.Key takeaways to listen toThe complex journey of acquiring a multifamily property through a short sale, replete with re-underwriting challenges.Beneficial reduction in a property's purchase price through strategic negotiations over sewer repairs.A realistic glimpse into the timelines and strategies of real estate transactions.An investment's promising potential for rent increases as a key value-add opportunity.Resources mentioned in this episodeRAM Capital Fund - https://www.ridgelineig.com/ram-capital-fund-iIf you’re interested in learning more about investment opportunities and multifamily funds, just contact Randal at podcast@agentsbuildingcashflow.com. To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Axel Ragnarsson, the Founder of Aligned Real Estate Partners, shares his journey and strategies in the multifamily real estate investment space, emphasizing the importance of starting small, focusing on achievable deals, and leveraging personal funds for initial investments. He discusses his transition from individual property investments to raising capital for larger deals, highlighting the benefits and challenges of both approaches. Axel also touches on his specific focus on small to midsize multifamily properties, primarily in New Hampshire, and his methods for finding off-market deals to generate significant returns. Additionally, he shares insights on market selection, the value of direct seller engagement over brokered deals, and the operational efficiencies gained from vertically integrating property management. The conversation also explores broader investment philosophies, including the pitfalls of chasing trends and the importance of focused, long-term strategies in building wealth through real estate.Key takeaways to listen to:Starting in real estate with manageable, direct investments.Transitioning to capital raising and larger multifamily deals.Focusing on specific market segments for better returns.Direct seller engagement and off-market deals.Operational efficiencies and property management strategies.Investment philosophies and long-term wealth building.Resources mentioned in this episode:The Multifamily Wealth Podcast with Axel Ragnarsson - https://podcasts.apple.com/us/podcast/the-multifamily-wealth-podcast/id1511607285About Axel Ragnarsson:Axel is an active real estate investor based in Boston, MA. He is the founder of Aligned Real Estate Partners, which focuses on acquiring class B and C value-add assets in multiple markets throughout the United States. Currently, Aligned Real Estate Partners either directly owns or has a GP interest in 450+ units of multifamily real estate and has been a principal party in $62M+ transactions.Axel has directly sourced, raised capital, and operated mid-large multifamily transactions in numerous markets throughout the U.S., including FL, IN, NH, and TX. He is also a founding partner of Blue Door Living, a property management company based in NH that manages over 300 units of small to midsize multifamily real estate. Axel is also the host of The Multifamily Wealth Podcast, one of the industry’s most highly-rated multifamily real estate podcasts.Connect with Axel:Website - https://alignedrep.com/LinkedIn - https://www.linkedin.com/in/axelragnarsson/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com

Seasoned real estate investor, Lawrence Dunning, shares his personal journey, financial philosophy, and the urgent need to spread the message of asset ownership in an inflationary world. He highlights how real estate isn't just about cash flow and appreciation but is a powerful tool for tax benefits, especially for those navigating the complexities of family life and building wealth. He spills the secrets of the forgotten asset class - real estate. He also talks about crafting the book, "The Forgotten Asset Class," aimed at demystifying the complexities of real estate investing. Stay tuned for that and more.Key takeaways to listen to:Why unlike stocks and bonds, real estate requires a nuanced understanding of specific markets and local dynamics.The importance of defining non-negotiables for a balanced life.How money can alleviate financial stress and amplify one's human experience.The challenging process of co-authoring a book, combining technical analytics and personal anecdotes.Black Belt in Life: Lawrence’s reflection on his multifaceted experiences.The value in documenting our life lessons for future generations.Viewing real estate as the fourth asset class often neglected by mainstream financial education.Resources mentioned in this episode:The Forgotten Asset Class By Lawrence Dunning and Brad Anastacia - https://www.amazon.co.uk/Forgotten-Asset-Class-Reward-Investing-ebook/dp/B0CMNRJ5D3About Lawrence Dunning, MBABorn and raised in London, England, Lawrence holds both an undergraduate Degree and an MBA from the University of Exeter. Lawrence has spent the last 21 years calling Chicago home, after extensive work experience as a fixed-income derivatives trader, first in London and Amsterdam, then on Wall Street, before finally settling at The Chicago Board of Trade, and starting his own Trading Company. As Lawrence always welcomes opportunities to re-invent himself, he placed his entire focus and commitment to real estate, after he began investing in multi-units properties in 2009, and later becoming a full time broker in 2014. He owns a vast and diversified portfolio of commercial and residential investment properties, of which he adds to at every opportunity. His dignified professionalism, deep knowledge base and focus on relationship building has earned him the title of “Top 1%” Agent in Chicago, along with being highest producer at his company, for six consecutive years. He has appeared on numerous Podcasts, including co-founding “The Off-Market Show”, as well as “Keeping it Real”, “AE Wheelhouse” and WGN Radio Show talking about various aspects of real estate investment strategies.Connect with Lawrence:Website: https://enterthelionheart.com/LinkedIn - https://www.linkedin.com/in/lawrence-dunning-mba-2b97a120/To connect with Randal and learn more about passive investing, visit www.ridgelineig.com and follow our social media pages below!Ridgeline Investment Group on LinkedIn: https://www.linkedin.com/company/ridgelineig/ Agents Building Cashflow on Facebook: https://www.facebook.com/agentsbuildingcashflowSubscribe to our YouTube channel: @agentsbuildingcashflowSend us an email: rm@ridgelineig.com