Money Noticias

In this episode of Money Noticias podcast, Israel interviews Ray Tran, a financial literacy school teacher, wealth/real estate coach, and real estate investor residing in Brooklyn, NY.   After graduating with a degree in Financial Economics, Ray began working at Ernst & Young. Despite his initial enthusiasm, he soon realized that the corporate world did not fulfill him so he quit his corporate job after realizing his true passion was to teach/educate others. Ray is the founder of RT Invests where he provides wealth coaching/mentoring to students and adults of all ages. His ultimate aim is to inspire others to break free from the rat race and generate income through asset ownership and passive income streams. Ray is a prime example that you can build wealth regardless of your career path choice. He firmly believes in living a life of abundance, where wealth and knowledge are shared.In this episode you will learn:How teachers can build wealth and achieve financial independence.Why real estate can be a powerful tool for building wealth through cashflow, principal pay down, appreciation, and depreciation taxes.Why having multiple streams of income, including active and passive income, can help accelerate wealth building.How to use money as a tool to improve your life and the lives of future generations.The importance of investing in yourself through continuous learning, networking, and seeking mentorship.Connect with RayInstagramWebsiteConnect with us!InstagramWebsite Other Episodes You Will EnjoyHow to Reach Financial Freedom and Millionaire Status as a Travel Nurse with Sophia Khawly | Traveling NPHow to Approach your Homeownership Journey with IntentionalityWant to begin getting your money right? Download our free money guide and training today!6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing?90-minute Investing Clarity Session

In this solo episode of Money Noticias podcast, Israel and Sunem discuss the importance of protecting assets as first-generation wealth builders. They share personal updates and talk about the need to have beneficiaries on investment accounts and wills to ensure assets are passed down properly.P.S. In the episode, we said that tax season ends April 16, but the last date to submit taxes is actually April 15! In this episode you will learn:Why having beneficiaries on investment accounts and a will is crucial for protecting assets and ensuring they are passed down properly.Why you should consider getting a prenup or postnup The importance of passing down financial knowledge and healthy money habits to future generations is essential for protecting assets and building generational wealth.Why healing and improving our own relationship with money is important to prevent passing down negative money mindsets and behaviors.How to take control of your financial future and empower yourself to protect your assets and build wealth.Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyWhich is Better Real Estate Investing or Stock Market Investing?How to Approach your Homeownership Journey with IntentionalityMaking Your Money Work Hard for YouBuilding Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks DineroWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Sunem and Israel interview Sophia Khawly, is a second-generation Haitian-American from Miami, FL. She has been a nurse for over 15 years and currently works as a Traveling Nurse Practitioner. She has worked in 10 different states and traveled to over 50 countries for leisure. Sophia became financially independent in her early 30's and recently started offering financial coaching to her peers. In this episode you will learn:How Sophia Kali achieved financial independence in her early 30s through her career as a nurse and traveling nurse practitioner.The importance of tracking expenses and investing in index funds for financial success.Sophia's experience with real estate investments and being a landlord with her sister.Tips on travel hacking to travel on a budget and using credit card rewards for flights and hotels.Sophia's approach to using money as a tool to live a life she loves, including taking sabbaticals and mini-retirements.Strategies for reaching financial independence and starting on the path to financial success.Connect with SophiaInstagramWebsiteConnect with us!InstagramWebsite Other Episodes You Will EnjoyHow to Travel with More Comfort and Luxury on a BudgetHow to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel BruanHow to Unlock Your Freedom by Pursuing Financial IndependenceWant to begin getting your money right? Download our free money guide and training today!6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing?90-minute Investing Clarity Session

In this solo episode of Money Noticias podcast, the hosts, Israel and Sunem, discuss credit cards and share their own credit card journeys. They emphasize the importance of understanding credit and how it impacts financial decisions.  They aim to normalize credit card usage and empower listeners to make informed decisions about their credit. In this episode you will learn:How credit card journeys can vary, and it's important to learn from others' experiences.How using credit cards responsibly can lead to financial benefits, such as travel hacking.Why representation in travel is important, and more people of color should feel empowered to travel and use lounge access.How researching credit cards and lounges is essential to make informed decisions and maximize benefits.How taking control of debt and having financial boundaries are crucial when using credit cards.Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyHow to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel BruanHow to Break Generational Patterns and Travel for Joy with Bianca Alba | This Latina TravelMaking Credit Work For YouWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Sunem interviews Evie Prete a first-gen Latina, engineer, and Salary Negotiation Coach for women of color and founder of La Mala Mujer blog.Evie helps women monetize their inner dopeness and build financial empowerment by teaching them how to slay their salary negotiations. As of December 2023, she has helped her clients negotiate over $500k in salary increases.In this episode you will learn:Why negotiating salaries is important for Latinas and women of colorHow documenting wins and quantifying can strengthen negotiation strategies.The importance of working on mindset for successful negotiations.How overcoming financial challenges and building financial literacy is possible with dedication and learning.How Latinas and women of color have the power to create more income and wealth.Connect with EvieInstagramWebsitePagame PodcastConnect with us!InstagramWebsite Other Episodes You Will EnjoyHow to Demand for Pay Transparency and Earn More as Women of Color with Maribel Francisco | Our Wealth MattersBuilding Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks DineroWant to begin getting your money right? Download our free money guide and training today!6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing?90-minute Investing Clarity Session

In this bonus solo episode, Israel and Sunem are joined by their good friend and fellow money coach Maideli to discuss navigating layoffs and unemployment. They share personal experiences and provide tips for preparing for a layoff. The conversation emphasizes the importance of knowing your monthly expenses, having an emergency fund, and building an FU fund. Tune in for insightful discussions on financial challenges and strategies in uncertain times. In this episode you will learn:The importance of knowing your monthly expenses and creating a bare bones budget for potential unemployment.Why having an emergency fund to provide financial security during a layoff is a must.The importance of establishing an abundance mindset and recognizing your money-making skills outside of a traditional job.How layoffs can lead to unexpected opportunities and better job prospects.Why developing job search skills and setting non-negotiables are essential for a successful job search.Connect with MaideliInstagram @mydailydineroConnect with us!InstagramWebsite Other Episodes You Will EnjoyHow to Transition From Teaching to Tech as a First-Gen Latina with Maideli Garcia | MyDailyDineroHow to Combat the Single Tax and Save Money as a Single PersonHow Israel Reached a 6-Figure Net Worth at Age 26 and as a First-Gen Teacher of ColorWhy We Are Our Own Financial SecurityWant to begin getting your money right? Download our free money guide and training today!6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing?90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Sunem and Israel interview Haley and Justin Brown-Woods a married, millennial couple that began their debt free journey in the Fall of 2019. After blowing through a $600,000 lawsuit payout and racking up over $220,000 worth of debt in three and a half years, Haley and Justin got serious about changing the narrative they had created for their lives. Within 18 months, they had paid off over $132,000 of debt and restarted their wealth journey.During this period, they began their podcast Price of Avocado Toast. Their focus has been on having open and honest money conversations with others to help remove the stigmas and shame around finances. The hope is that these conversations enlighten the younger versions of themselves and save them from the pitfalls Haley and Justin fell into.In 2021, Haley began the financial coaching branch of Price of Avocado Toast. She brought Justin onto the team in 2023 and together they have helped clients tackle over $1M of debt. Now their family is working towards generational wealth building and a future of outrageous generosity.In this episode you will learn:How having open and honest money conversations can help remove stigmas and shame around finances.How paying off debt on teacher salaries requires strategies like selling assets and finding additional sources of income.Why finding a balance between hustle and family is important in maintaining a healthy financial journey.Transitioning out of the classroom can bring mixed emotions, but it can also provide opportunities for personal and financial growth.Connect with Hayley and JustinInstagramWebsiteConnect with us!InstagramWebsite Other Episodes You Will EnjoyHow to Unlock Your Freedom by Pursuing Financial IndependenceHow to Invest for a Better LifeWant to begin getting your money right? Download our free money guide and training today!6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing?90-minute Investing Clarity Session

In this solo episode, we delved into the intricate relationship between money and love, focusing specifically on navigating finances in romantic relationships. We emphasized the importance of establishing financial non-negotiables and needs, while also highlighting the significance of compromise in a healthy relationship. We discussed strategies for normalizing money conversations with partners, setting financial boundaries, and aligning financial goals.If you're looking to enhance your understanding of the intersection between money and love, this episode provides valuable insights and practical strategies for fostering healthy financial relationships. Don't forget to share this episode with friends and loved ones to spread the knowledge and empower more individuals to secure their financial futures.Tune in to gain valuable insights and strategies for navigating finances in romantic relationships and building a strong financial foundation for a healthy partnership.In this episode you will learn:Money is a critical aspect of romantic relationships and should be considered from the beginning.Establishing financial boundaries and finding alignment in financial goals are important for a healthy relationship.Taking control of your own finances is crucial and can give you more options in a relationship.Recognizing red flags and seeking support, such as therapy, is important for maintaining a healthy relationship.Financial resources can impact the ability to leave a relationship that is not serving you.Connect with us!InstagramWebsite Other Episodes You Will EnjoyHow to Clarify Your Financial Why and Reach Your Money Goals in 2024Want to begin getting your money right? Download our free money guide and training today!6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing?90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Sunem and Israel interview Tae Kim, the founder of Financial Tortoise, a YouTube channel focused on personal finance and building wealth slowly.  After paying off $105,000 in student loans in 3.5 years with his wife, he found his passion for educating others about money.  He creates weekly content about personal finance, investing, and building wealth slowly to empower others with better financial literacy.  In his previous life, Tae was a Finance Director and a Captain in the US Army.  He is a graduate of UCLA Anderson School of Management and UC Irvine.In this episode you will learn:How paying off debt and building wealth slowly can provide more options and freedom in one's career and life.The importance of having a plan and being intentional with money is important for financial success.How changing one's relationship with money and understanding personal values and priorities can lead to better financial decisions.How societal perceptions of wealth and poverty can influence our spending habits and financial goals.The value of selective frugality and understanding one's money dials.And more!Connect with Tae YoutubeWebsiteConnect with us!InstagramWebsite Other Episodes You Will EnjoyHow to Unlock Your Freedom by Pursuing Financial IndependenceHow to Invest for a Better LifeWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this solo episode of Money Noticias podcast, the hosts, Israel and Sunem, delve into the concept of the single tax, exploring how society's structure impacts individuals' financial burdens based on income and relationships. They emphasize the importance of strategic financial decisions and highlight how having a partner can affect your finances. Tune in for a juicy conversation about the single tax and its relevance, especially during Valentine's season.In this episode you will learn:The concept of the "single tax" and how it impacts individuals who are single in society.Ways to combat the single tax, such as living with roommates, traveling with family and friends, and sharing expenses.The importance of building wealth collectively and investing in assets to combat the single tax.The role of generational wealth in combating the single tax and the importance of leveraging it.The disproportionate impact of the single tax on women, particularly due to the gender pay gap and limited access to capital.Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyWe Are Our Financial SecurityBuilding Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks DineroWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode of Money Noticias Podcast, Daniel Braun joins Israel and Sunem to discuss the world of credit cards and travel hacking. Daniel currently runs a YouTube channel that teaches people how to maximize value from credit cards while also developing smarter everyday personal finance habits. He has grown his YouTube subscribers to over 120,000 in less than 3 years. In this episode you will learn:The concept of travel hacking and how it can save you money on travel.The importance of understanding credit card basics, such as billing cycles and credit utilization.The benefits of starting with beginner-friendly credit cards, like those from Chase, to earn sign-up bonuses and build credit.The value of flexible points currencies from banks like Chase, Amex, Capital One, and Citi.How to justify and maximize the benefits of credit cards with annual fees.And more!Connect with DanielInstagramYoutubeConnect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyMaking Credit Work For YouHow to Unlock Your Freedom by Pursuing Financial IndependenceWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode of Money Noticias, hosts Israel and Sunaim discuss the differences between investing in real estate and the stock market. They share their personal experiences and provide valuable insights into both investment options. In this episode you will learn:The different ways to invest, including real estate and the stock marketThe concept of compound interest and its importance in building wealthThe pros and cons of investing in real estateCommon myths and misconceptions about renting, owning property, and investing in generalThe importance of considering your lifestyle, financial context, and knowledge before making investment decisionsAnd more!Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyMaking Your Money Work Hard for YouHow to Approach Your Homeownership Journey with IntentionalityWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode of the Money Noticias podcast, host Sunem and Israel are joined by Adriana from Adriana Talks Dinero. Adriana Galvan is La Jefa and founder of Adriana Talks Dinero, LLC. She has humble roots of being the first born daughter to immigrant parents (Mother from Tamaulipas, Mexico and Father from Oaxaca, Mexico). She is a duel citizen of the US & Mexico who has grown up in the suburbs of Chicago. Education was important in her household, which lead her to earn a double MBA in her 20’s, as well as entrepreneurship running deep in her blood which led her to start her own business over a year and a half ago. She gets so much joy from talking about the taboo topic of money and helping women and the BIPOC community get their money right by teaching about budgeting, investing, travel hacking, negotiating pay and protecting their assets. In this episode you will learn:Adriana's money journey and how she learned about money from her financially savvy parentsThe importance of investing in yourself, whether it's through education, therapy, or other forms of personal developmentThe significance of protecting your assets, especially for women.The importance of giving back to our communitiesAnd more!Connect with AdrianaInstagramWebsiteConnect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyHow to Approach your Homeownership Journey with IntentionalityWe Are Our Financial SecurityWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this solo episode of Money Noticias Podcast, hosts Israel and Sunem share their personal experiences and insights on how investing has positively impacted their lives. They discuss the power of investing, the financial security it provides, and the freedom and options it offers. In this episode you will learn:The Importance of knowing your "Why" for investingWhy you should audit your financesThe importance of educating yourself on investingMore!Sign up for a one-on-one investing clarity session with Israel and Sunem to receive step-by-step support in opening your first investment account and gain the confidence to invest independently. Doors close on February 1st, 2024, and the first five sign-ups will receive a $50 discount.Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyCoasting Your Way to More Options and a Better Life | Coast FIThe Power of Investing in Yourself as a Person of ColorHow Danny Paid Off $40k in Debt and Reached $100K+ in Investments without a College DegreeWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode, Israel and Sunem speak with Walli Miller who is a Latina, first-gen college graduate, and a financial coach who works with millennials and genZers who feel overwhelmed by the thought of budgeting, saving, debt payoff and want to begin building wealth. She's a millennial who spent her 20s living paycheck to paycheck and in her 30s figured out how to gain control of my finances and align her spending with what was most important to her.  She went from an impulse shopper to an intentional spender and is now a 1st gen millionaire and retired. In this episode you will learn:Walli's journey towards financial independence and building generational wealth.The importance of being intentional with money and increasing income.How to use money to improve your life.Advice for women of color on building wealth and pursuing financial independence.And more!Connect with WalliInstagramWebsiteConnect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyHow to Unlock Your Freedom by Pursuing Financial IndependenceCoasting Your Way to More Options and a Better LifeMaking Your Money Work Hard for YouHow to Redefine Success through Intentional Living and Slow FI with Jessica | The FioneersWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Israel and Sunem share their personal goals and intentions for the year 2024. They discuss their health, money, and professional goals, highlighting the importance of setting a financial why and visualizing one's best life. They also provide strategies and tools for listeners to set their own money goals and become intentional with their spending. Main Takeaways:Clarify your financial why by visualizing your best life and identifying your goals.Gain awareness of your money habits through a spending audit and decide whether to change them.Organize and become intentional with your spending by building a budget and aligning your actions with your financial goals.Investing is an important step towards building wealth and securing your financial future.Seek support and guidance when needed to achieve your financial goals.Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyWhy Budgets are Financial BoundariesWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 90-minute Investing Clarity Session

In this episode of Money Noticias, we are joined by special guest Bianca Alba, the founder of This Latina Travels. Bianca shares her personal journey as an immigrant and the joy of being able to travel for pleasure. She emphasizes the importance of building a community and the privilege of being able to afford travel experiences. Connect with Bianca!Instagram: https://www.instagram.com/thislatinatravels/?hl=enWebsite: https://www.thislatinatravels.com/Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyHow to Live Life on Your Own Terms and Travel the World as a Daughter of Immigrants with Dulce ToscanoHow to Take Control Of Your DebtWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? Apply to 1:1 Money Coaching

In this episode of Money Noticias Podcast, Israel and Sunem Tovar, are back with another solo episode where we dive deep into our reflections on the year 2023. We share our challenges, proud moments, and how getting our money right has played a crucial role in our lives.In this episode you will learn:Sunem shares her challenges with public speaking and being a support system for her mom.Israel talks about the challenges of working full-time again and living in Nashville.We discuss our proud moments, including solo traveling, running a 10k, and managing anxiety.The importance of celebrating wins and reflecting on personal growth.The role of money in achieving goals and improving quality of life.Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyHow to Use Money to Heal from BurnoutHow to Leverage Money to Live in the PresentUsing Money to Heal, Rest, and be More Joyful with Yvette Borja | Radio CachimbonaCoasting Your Way to More Options and a Better Life | Coast FIThe Power of Investing in Yourself as a Person of ColorWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? Apply to Money Coaching

Samantha Lee a Hmong-American, the eldest daughter of refugee/immigrant parents, a speaker, and a health coach who helps people of color lose weight and break out of following racist diet culture rules, joins the Money Noticias podcast to discuss the similarities between health and money journeys, particularly when it comes to creating habitsSamantha is also the host of the 'Your Winning Journey' podcast and shares weight loss teachings with her 10-year experience. Her work was inspired by her weight loss journey where she felt the need to strip her cultural identity to fit into society's standard of "white healthy". Samantha's mission is to voice the cultural differences in the health/fitness industry so POC can take control of their bodies by eating the foods from their background without shame. She is a POC stop dieting/emotional eating expert and a health advocate for her community. You can get involved with Samantha through her 6 months 1:1 coaching program and social media platforms. In this episode, you will learn:Samantha's journey of weight loss and how she started her career as a health coach.The importance of self-awareness and intentionality in both health and money habits.The impact of trauma on our relationship with food and money.The need to shift the blame from ourselves to the system and to be gentle with ourselves in the process.And more!Connect with Sam!Instagram: https://www.instagram.com/superlysam/Facebook: https://www.facebook.com/Listen to the podcast on Apple: https://podcasts.apple.com/us/podcast/your-winning-journey/id1546118828Listen to the podcast on Spotify: https://open.spotify.com/show/5TjxGHo9zZLuTNhVpTBeoQ?si=a424e11ef6a04db1&nd=1Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyHow to Redefine Success through Intentional Living and Slow FI with Jessica | The FioneersMaking Your Money Work Hard for YouWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? Apply to 1:1 Money Coaching

In this episode,  we discuss the topic of inflation and its impact on our financial lives. We define inflation as the rise of prices and the decline of purchasing power over time. We also highlight some inflation trends and provide specific ways to combat inflation and navigate it more successfully. Connect with us!InstagramTwitterWebsite Other Episodes You Will EnjoyEp. 35 | 9 Steps to Reach Your First 100k in InvestmentsEp. 13 | Making Your Money Work Hard for YouWant to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? Apply to Money Coaching