DiscoverStackedLife - Authorized Infinite Banking
StackedLife - Authorized Infinite Banking
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StackedLife - Authorized Infinite Banking

Author: John D. Perrings

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Learn everything about The Infinite Banking Concept, whole life insurance, and the strategies that go with them.
7 Episodes
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Find out if you're the ideal candidate for Infinite Banking in this episode, where I discuss who benefits most from IBC.Learn how this powerful strategy creates four key advantages: accessible "forced savings," smarter debt elimination, strategic funding for large purchases, and accelerated investment returns—all while maintaining complete control of your capital with less risk than traditional approaches. LINKS:1. Free mini-course: Adding Financial Certainty to Supercharge Growth2. Work with me: Schedule a consultation(00:00) - Why some thrive and others struggle (01:32) - IBC Has Many "Ideal" Candidates (02:45) - Short List of Who IBC is NOT For (05:17) - Being Strategic in Your Actions (08:10) - The Two Questions to Ask Yourself (08:54) - "Forced Savings" (12:17) - How We Know Resiliency is the Biggest Problem (14:22) - Eliminating Debt (19:39) - Paying for Large Expenses (21:28) - Accelerating Investments (23:55) - Stacked Interest Acceleration
The cash value of whole life insurance is one of the most enticing aspects of whole life and, yet, one of the most misunderstood!In this episode, learn all about whole life insurance cash value, what it is, how it can be used, and why we should even care.LINKS:1. Free mini-course: Adding Financial Certainty to Supercharge Growth2. Work with me: Schedule a consultation(00:00) - 005 What is whole life insurance cash value (01:24) - Whole life insurance is a lot like real estate (02:49) - The Technical Defintion of Cash Value (04:17) - How cash value relates to the death benefit (06:39) - Accessing cash value (10:06) - Cash value growth factors (14:38) - What can we do with cash value? (16:03) - Policy design considerations (23:43) - Misconceptions about cash value (28:13) - Additional resources
The biggest mistake people make when getting started with IBC is not choosing the wrong insurance company or getting an "incorrectly" designed policy.The biggest problem is just waiting too long trying to get everything perfect. The truth is whole life insurance is actually really hard to mess up.Listen in as I walk you through the most important things you need to get started with The Infinite Banking Concept.LINKS:1. Free mini-course: Adding Financial Certainty to Supercharge Growth2. Work with me: Schedule a consultation(00:00) - Introduction to Infinite Banking Concept (00:56) - Common Misconceptions and Mindset (03:05) - Understanding Whole Life Insurance (14:06) - A Good List of Mutual Insurance Companies (21:34) - Steps to Get Started with IBC (28:38) - Things to Keep in Mind AFTER you Buy a Policy (33:05) - Conclusion and Next Steps
Most of the FUD (fear, uncertainty, and doubt) created around The Infinite Banking Concept is due to mainly two things:An unfamiliarity and misunderstanding of the fact that Infinite Banking is a process.Ignorance about what whole life insurance is as a financial product.It's an unfortunate fact that most peoples' opinions about IBC and whole life tend to be based on someone else's opinion of IBC and whole life.The truth is that it's all really very simple and I'm here to clear it up for you.LINKS:1. Free mini-course: Adding Financial Certainty to Supercharge Growth2. Work with me: Schedule a consultation(00:00) - Introduction to Financial Influencers and Infinite Banking (00:19) - Understanding Infinite Banking Concept (IBC) (01:07) - Common Misconceptions and Skepticism (02:34) - The Nelson Nash Institute and Authorized Practitioners (03:21) - Economic Principles Behind IBC (05:01) - Addressing the Noise and Misleading Information (08:07) - Common Objections to IBC (13:16) - Investor Perspectives and Long-Term Thinking (16:03) - Conclusion and Next Steps
Is whole life insurance really as bad as some financial gurus claim? Or is there something they're missing? In this episode, we cut through the noise and explain whole life insurance in plain English so you can make an informed decision for yourself.Learn how whole life insurance combines the best features of several financial tools into one powerful package, why comparing it to investments misses the point entirely, and how it can enhance your entire financial strategy. Whether you're new to whole life insurance or just want to understand it better, this episode breaks down complex concepts into simple, actionable insights that will change how you think about this misunderstood financial tool.LINKS:1. Free mini-course: Adding Financial Certainty to Supercharge Growth2. Work with me: Schedule a consultation(00:00) - Introduction to Whole Life Insurance (02:50) - Understanding Whole Life Insurance as an Asset (04:22) - Term vs. Whole Life Insurance: A Real Estate Analogy (06:38) - How Cash Value Grows in Whole Life Insurance (07:49) - Policy Loans: Accessing Your Cash Value (14:25) - Additional Benefits of Whole Life Insurance (15:58) - Conclusion and Next Steps
In this first episode of my relaunched podcast, I'm breaking down The Infinite Banking Concept in plain English.After implementing IBC for hundreds of clients and reaching over 60,000 listeners with my previous podcast, I'm excited to share how you can take control of your financial future by becoming your own banker.I'll explain how traditional banking works against you, why whole life insurance makes the perfect banking platform, and how policy loans let you use your money in multiple places simultaneously.Drawing from my experience in both tech finance and financial services, I'll show you exactly how to make your money work as hard as possible. Whether you're new to IBC or looking to deepen your understanding, I'm laying the foundation for transforming your financial future.LINKS:1. Free mini-course: Adding Financial Certainty to Supercharge Growth2. Work with me: Schedule a consultation(00:00) - Introduction to Infinite Banking (01:57) - Host Background and Experience (07:31) - Understanding Traditional Banking (09:43) - The Infinite Banking Concept Explained (12:36) - Practical Applications and Benefits (16:45) - Common Questions and Misconceptions (19:46) - Conclusion and Next Steps
Subscribe to this podcast to learn everything you need to know about Infinite Banking, whole life insurance, and the strategies that make it all work.Take control of your financial future and start living a life of confidence, security, and happiness.LINKS:1. Free mini-course: Adding Financial Certainty to Supercharge Growth2. Work with me: Schedule a consultation
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