Breakthrough Real Estate Investing Podcast

Here’s What You’ll Learn in our Interview with Jayson Lowe and Peter Lount:   Acting fast, and making things happen in Real Estate Mindset shifts for entrepreneurs in Canada How to "become your own banker" The importance of understanding interest rates   Jayson Lowe is the Chairman of the Lowe Family Group of Companies and a renowned speaker on leadership, entrepreneurship, and the process of Becoming Your Own Banker, The Infinite Banking Concept. Jayson's been featured on numerous podcasts and radio networks across North America sharing his inspiring entrepreneurial journey and proven leadership insights. He is a published author, sought-after coach, and engaging speaker, appearing on countless stages. When he’s not building the Lowe Family Group of Companies, Jayson spends quality time with his family and dear friends. Get In Touch With Jayson Email: Jayson.lowe@ascendantfinancial.ca Phone: 780-809-4599

Here’s What You’ll Learn in our Interview with Matt and Laura Hawkins Getting started in real estate investing at just 19 years old. When it’s worth it to build a Garden Suite? What Freedoms can 20 years as a real estate investor offers? and much much more… About our Guests Matt and Laura are serial entrepreneurs who started investing in real estate in 2004 at the age of 19. They own a thriving construction company in Stouffville called Hawkins Contracting and are addicted to real estate. Their real estate portfolio currently contains a mix of student rentals in Guelph and Peterborough and duplexes and triplexes in Lindsay, Peterborough and Hamilton. They love digging into the numbers, are skilled in managing large renovations and like most busy investors, are constantly searching for the highest and best use of their time. Recently, they have settled into a pattern of purchasing tired bungalows for duplex/triplex conversions, sometimes with garage conversions to garden suites and larger student rentals. They are about to get started on two newly built garden suites in Peterborough and have multiple projects on the go and are always on the look for their next deal. Matt and Laura self-manage almost all of their properties (with the help of some key contacts!) and love to connect with other investors and talk all things real estate. Matt and Laura have 3 young kids, who love to stay active and be outdoors and mountain bike at any chance they can get! Social Media  Instagram: Sidney_investments Instagram: Hawkinscontracting Additional Resources: Renters Bill of Rights

Here’s What You’ll Learn in our Interview with Ehren Laycock How to understand and use different types of capital How underwriting for commercial loans differs from residential Overcoming the challenges we are seeing in the multifamily financing space Trends we are seeing for the mid-sized investors and much much more! About our Guest  Ehren is co-founder of the Findlay Mortgage Team and CMHC correspondent. Since 2020, Ehren and Co. have pushed the boundaries of the multifamily space, allowing for institutional-level products to be more accessible for the average investor. Ehren’s understanding of debt structuring provides investors with an ease of moving between capital stacks with ease. Having worked with independent investors to REITs, he fully understands the complexity of different structures and nuances that come with real estate investing. Social Media  Instagram: The Findlay Mortgage Team - @FMTmortgages Ehren Work - @multifamily.mortgages Ehren personal – @Laycock22 Youtube: The Findlay Mortgage Team Website: www.findlaymortgage.com    

Here’s What You’ll Learn in our Interview with Diana Lizarazo  Adapting your house-flipping strategies to make the most out of any market The in’s and out’s of private lending New tools to help connect you to the right Power Team and much more… About our Guest  Diana is a Knowledgeable and experienced Real Estate Investor in Southern Ontario, with several BRRR's, flips, and private lends under her belt, resources, and events. As an avid networker, Diana has leveraged her extensive network to position herself as a valuable resource for aspiring investors by providing her community with a broad scope of valuable information from experts in the field. Diana's vision is to support real estate investors on their journey to success by continuing to deliver valuable content, tools, resources, and events. Social Media  Facebook: diana.lizarazorocha Facebook Group: groups/canadarei Instagram: @investorgirldiana LinkedIn: investorgirldiana

Here’s What You’ll Learn in our Interview with Dan Hogenbirk Insider secrets for finding opportunities other investors missed. Increasing the density from a single-family home to fourplex, sixplex and small apartment buildings. Creating cash flow in areas where you normally can’t find cash flow. Challenges that come with small development and how to overcome them. About our Guest  Daniel started working in construction at an early age. Working in landscaping young, taught him to work hard and persevere through difficult challenges. The year after completing his undergraduate degree, the sale of his parent's company fell through, and he was presented with the opportunity to purchase the company with his brother-in-law. Daniel and his brother-in-law were presented with some immediate challenges with the business. Several divisions were identified as operating at a loss, and increasing industry pressure in snow plowing/removal made this an increasingly challenging endeavour. Looking for potential solutions, Daniel discovered the potential in interior construction and real estate investing. In 2018, they invested in several duplex conversions to start training their team in the process of interior renovations. By 2022, they grew their real estate company enough to divest the poorly performing divisions and permanently get out of the snow industry. In 2024, Daniel is a licensed builder focusing on building his business around the new opportunities presented by policy changes encouraging intensification in existing neighbourhoods. Daniel’s Business, North Lakes Developments & Construction builds properties for themselves, Joint Venture partners, and clients. Daniel continues to live in one of the apartments he constructed to this day, allowing him to keep his costs down to re-invest into the company and to achieve financial freedom at an early age. Social Media  Instagram: @danhogenbirk Instagram: @northlakesdevelopments Website:https://northlakesdevelopments.ca/  

Here’s What You’ll Learn in our Interview with George Wang How he went from being a pharmacist to a full-time investor and then a realtor within a short time. Achieving financial independence through real estate investing. Why real estate investing is a great option for health care professionals in particular. Don't be afraid to get your hands dirty, especially in the beginning when funds are tight. George is a real estate investor, investor-focused Realtor, and financial independence advocate based in the Belleville Ontario area. Growing up, George studied hard, went to university, and landed himself a six-figure job as a pharmacist He started investing in the Belleville market with a focus on smaller multi-family properties and quickly took on more and more complex projects. Within 3 years of investing, he acquired 15 units that generated enough cash flow to exceed his pharmacist income and allowed him to retire by the age of 31, earning himself the nickname "Cash Flow George". Linktree: cashflowgeorge Instagram: @cashflowgeorge Website: https://georgewang.ca/

Here’s What You’ll Learn In This Special Episode The real estate investing strategies that are working in 2024 What’s the future for mortgages and home prices in Canada? How to plan out your year for investing? The keys to building wealth for the long term. Join us for a special milestone celebration as the Breakthrough Real Estate Investment podcast commemorates 10 years on the airwaves! This episode is not only a celebration of a decade of real estate insights but also bids a fond farewell to our co-host, Sandy, who has decided to embark on new and exciting ventures. As we reminisce about the good times and the invaluable lessons learned over the years, it's a bittersweet moment saying goodbye to Sandy. His contribution to the show has been immeasurable, and he will be dearly missed. To make this episode even more memorable, we've invited some long-time friends of the show to join us. They'll share their reflections on the journey, update us on their latest endeavors, and provide insights into how they set ambitious goals each year. Returning to our roots, the episode revisits the foundational topic of goal-setting, drawing inspiration from the very first show where Sandy and the host outlined essential tips for achieving success. It's a fitting tribute to Sandy's legacy on the podcast. Whether you're a seasoned listener or joining us for the first time, this episode is a must-listen, filled with nostalgia, wisdom, and inspiration. Tune in as we celebrate a decade of breakthroughs and bid a heartfelt farewell to Sandy, while setting our sights on an even brighter future in the world of real estate investment.

Here’s What You’ll Learn in our Interview with Danielle Chiasson How to grow your business through others Who to hire to grow your real estate investing business Investing in big expensive investment programs Why Strategic Success Consulting Danielle Chiasson is a serial entrepreneur in residential redevelopment and rental housing in Ontario. With a wide range of projects, from light clean-ups to full renovations and legal conversions, Danielle has demonstrated her expertise. As a general contractor, she manages trades and staff, handles finances, and continually educates herself and others. Additionally, Danielle is a passionate coach, sharing her knowledge through speaking engagements and online platforms to help investors reach their financial goals. Despite her busy schedule as a proud mother of three, she remains dedicated to supporting entrepreneurship and empowering others in business and real estate through the monthly networking events she hosts. Instagram: @danielle.chiasson Podcast: Let's Get Real Estate Podcast Free Resources: https://www.strategicsuccessconsulting.com/ https://msha.ke/daniellechiasson/ This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/      

Here’s What You’ll Learn in our Interview with David & Anuja Pereira How to get over the initial hurdles of investing in real estate. Why the “safe” path isn’t always the way to go. How to prioritize your relationship while growing a real estate business. How to educate yourself, your partners and your tenants to create a lasting business. Anuja and David Pereira bought their first triplex in 2013. It was a money pit. But a profitable money pit and they caught the bug of real estate investing. They’ve grown their personal portfolio to include other self-managed properties including single-family homes, condos and a Rent-to-Own investment. The COVID lockdown provided an opportunity to reassess their priorities and they pivoted to working together to help others through real estate. Anuja became a full-time real estate agent with a focus on helping investors, teachers and downsizing seniors. She co-hosts Beyond the Bell: Lifestyle Design for Canadian Teachers, a podcast educating teachers on lifestyle freedom today and after the bell. David launched a Rent To Own business (www.RentToGrowHomes.com) with a focus on Eastern Ontario. He helps responsible renters with good incomes earn home ownership. His business model offers a targeted 20% annualized return to his passive investors. They share an office in their Mississauga home and have learned to avoid annoying each other (most of the time). Anjua- Instagram:  https://instagram.com/the_real_estate_teacher?igshid=YTQwZjQ0NmI0OA== Email: anuja@anujapereira.com David-  Instagram:  https://instagram.com/davidpereira55?igshid=YTQwZjQ0NmI0OA== Email: info@renttogrowhomes.com Website: https://renttogrowhomes.com/ This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in our Interview with Cody Yeh  How to invest safely in stocks in 2023 and beyond. How to utilize social media as an investor to build authority. How to achieve F.I.R.E and what to do next. Become a wealth builder even after achieving F.I.R.E. As the founder of SAY YEH TO F.I.R.E. and the co-host of the Wealth Busters, Cody helps people achieve financial freedom and retire early through stock options trading and real estate investing. With over 4.5 years of experience as a real estate investor and a joint-venture partner, and over 8 years of experience as a stock options trader and a financial educator, Cody has developed the skills and strategies to generate consistent and passive income streams for myself and others. Instagram:https://www.instagram.com/cody__yeh/  This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in our Interview with Mark Baltazar & Mike Rockall The pros and cons of apartment building investing. Why Ontario is still an amazing opportunity for investors. How to invest registered funds into real estate projects to earn a higher return. How to add value to multi-family apartment buildings to increase income and decrease expenses. With over 20 years of combined real estate investing experience, Mark and Mike have transacted over $300 million in real estate, with holdings of nearly $40 million. Mike and Mark have developed a network of top professionals in the apartment building investing and operations space to ensure its investors achieve targeted returns. Website: https://peakmultifamily.ca/ This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in our Interview with Dan McMullen How to go from cushy salary to investor and more! Designing a lifestyle for your perfect life, beyond your salaried career Borrowing confidence to invest in real estate How to invest in real estate wisely while keeping your full-time career Dan McMullen lives in Brooklin Ontario with his wife and 3 kids. He is a High School physics teacher in Markham Ontario. He started his real estate journey 3 years ago investing in the Peterborough Area. Dan’s main strategy is long-term buy & hold with a focus on student rentals & duplexes. The Infinite Banking Strategy using whole life insurance policies plays a major role in his overall investment strategy. Dan is the host of a monthly mastermind group called Cashflow Crew. The focus of this group is to unlock various cashflow opportunities while collaborating with like-minded individuals. Email: dan@returnonlife.ca  dan@cashflowcrew.ca Instagram: https://www.instagram.com/beyondthebellteachers/ This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in our Interview with Alla Ladygina How to start investing in Canada as an immigrant How to scale up to multi-family investments How to make great investments and serve your community Alla is a full-time real estate investor and owner of real estate investing company - Horizon Capital Real Estate Group. Focusing on acquisition and long-term hold of apartment buildings in Ontario. She’s also the Executive Director of the Canadian Real Estate Women Association, a national nonprofit promoting different organizations and groups focused on the success of women in real estate. CREWA offers monthly opportunities to meet with industry leaders who are also supporters of women's achievements.  To connect with Alla Ladygina visit  Linkedin:linkedin.com/in/alla-ladygina-623a2224 Instagram: https://www.instagram.com/horizon.capital.realestate/ and https://www.instagram.com/canadian.re.women.association/   This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in our Interview with Andrew Brennan How to start raising money to invest in multi-family real estate Why Ontario is still an amazing province to invest in The surprisingly simple math behind multi-family investing How to transition into full-time real estate investing and work from anywhere in the world! Andrew Brennan is a multiple award-winning investor, skilled renovator and real estate investor educator. Andrew owns a large real estate portfolio in the Barrie and Kingston Ontario area. He specializes in working with joint venture partners to offer hands-off investment opportunities and is the author of “The Ultimate Wealth Strategy”. He has offered his experience to others through seminars, coaching, television, radio, public appearances and in real estate magazines. To connect with Andrew Brennan visit http://www.palmtreeinvestments.ca/  or via email info@palmtreecapital.ca  This episode is sponsored by Ascendant Financial and Business Results Training 2023 https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in our Interview with Jayson Lowe How to Become Your Own Banker and have endless money available to invest. How to set your family up for massive success and comfort in life. How to develop absolute freedom from the banking system and be your own banker. Utilizing life insurance as a wealth-building strategy. Jayson Lowe is the Chairman of the Lowe Family Group of Companies and a renowned speaker on leadership, entrepreneurship, and the process of Becoming Your Own Banker, The Infinite Banking Concept.Originally from a small mining and forestry town to building a group of privately held companies generating millions in annual revenues, Jayson is a true Canadian success story!Jayson's been featured on numerous podcasts and radio networks across North America sharing his inspiring entrepreneurial journey and proven leadership insights. He is a published author, sought after coach, and engaging speaker, appearing on countless stages.An important part of Jayson’s life is to give. Especially dear to his heart are Children’s charities, and non-profit agencies providing food, shelter, and care to others less fortunate. ‍When he’s not building the Lowe Family Group of Companies, Jayson spends quality time with his Family and dear Friends. LinkedIn: 

Here’s What You’ll Learn in our Interview with Shawn Quigg How to properly utilize a Vendor Take Back Mortgage to buy more properties. How to utilize the title search clause to negotiate great deals. Where to find more money for your deals. How to never pay a deposit upfront on your deals again. Shawn is a real estate entrepreneur with his own real estate company and an active investor in the real estate investing (REI) world. When he is not participating in the REI community, Shawn enjoys time with his partner Amber and their four-legged friend, Pluto. He also competitively curls and plays hockey, golf and softball. LinkedIn: linkedin.com/in/jayson-lowe-11056620 Website: upfrontcapital.ca prosperuslaw.ca This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in our Interview with Tamara Hirsh How to breakthrough your comfort zone and go for it in real estate Tips for building custom log homes in Canada Breaking into luxury markets in Canada Why Costa Rica has so many amazing opportunities for Canadians A holistic approach to investing in real estate and living an incredible life Tamara enjoyed a successful 20+ years designing and building executive vacation homes. Her career quickly transcended into recreational real estate and log home building after moving to the world-renowned ski town of Whistler, British Columbia. Later Tamara helped the company branch out into other markets, leading the way in a major rebrand and re-structuring of Hirsh Log Homes. This endeavour transitioned the company from the one-home-at-a-time builds of quaint slope-side ski chalets, into a vertically integrated national development firm that creates multi-million dollar award-winning log and timber frame homes in Muskoka, Ontario. Eight years ago after a chance encounter with a seemingly harmless common reef fish, Tamara contracted a neurotoxin disorder. Like many other Canadians using conventional opioid pharmaceuticals to manage chronic pain, Tamara was introduced to cannabis which became the catalyst for radical career evolution. It didn’t take long for her to recognize its profound medicinal value and to evolve her design / build skills into developing award-winning medical clinics and a chain of successful boutique retail stores. Today, Tamara has settled on the shores of the Gold Coast of Guanacaste and is proud to call Costa Rica home. Her current real estate projects involve a multi-unit commercial development and the renovation of a restaurant/lounge and an upscale boutique hotel.   LinkedIn: linkedin.com/in/tamara-jane-hirsh-49712bb6   This episode is sponsored by Ascendant Financial https://www.ascendantfinancial.ca/

Here’s What You’ll Learn in this episode with Sandy Mackay and Rob Break Tenant horror stories Overcoming obstacles to keep going and keep growing Why real estate is still the fastest path to freedom Sandy & Rob discuss the major challenges they’ve faced throughout their careers in real estate investing. This episode is sponsored by Ascendant Financial  

Here’s What You’ll Learn in this episode with Sandy Mackay and Rob Break Contractor horror stories. Joint venture issues and how to overcome them. Real estate financing oversights. Sandy & Rob discuss the major challenges they’ve faced throughout their careers in real estate investing.   This episode is sponsored by Ascendant Financial  

Here’s What You’ll Learn in our Interview with David Giustizia Major advantages of commercial lending in today’s economy The best opportunities today to acquire multi-family properties at scale Full details on CMHC’s MLI Select product offering and how to utilize it How to set yourself up for success when scaling a portfolio David Giustizia is an accomplished managing partner with Vision Mortgage Group and Vision Capital Partners. Drawing upon his extensive background in wealth management, David is dedicated to helping investors realize their vision of building generational wealth through strategic real estate investing. David has developed a keen understanding of the intricacies of custom financing solutions for investors of all levels.  With a deep passion for the real estate industry, David brings a wealth of knowledge and experience to every client interaction. His personalized approach and attention to detail allow him to provide comprehensive and effective advice, guiding clients towards success and empowering them to turn their dreams into reality. Whether working with seasoned investors or those just starting out, David's dedication to his clients' success is unparalleled. With his unwavering commitment to excellence and his extensive industry expertise, David is a true asset to anyone seeking to grow their wealth through strategic real estate investing. Email: david@visionmortgagegroup.ca LinkedIn: david-giustizia-vision-mortgage-group This episode is sponsored by Ascendant Financial