Mortgage & Property Podcast

Monty and Lou talk about the fast-moving changes to mortgage products and rates in the two weeks since the ‘mini budget’ and Monty shares his advice for concerned borrowers (no squeaky chair this time!). Lou, meanwhile, is not wearing any form of Star-Wars themed outfit (all explained in previous episode…) but does talk listeners through her take on the pre-Christmas property market and provides her top tips for those buying at the moment, as well as sharing the details of a little-known policy to help those who are moving potentially save thousands in the event that their transaction falls through.

When a ‘mini-Budget’ becomes a ‘maxi-Budget’…and what’s going to happen next? by Coreco

Recorded on the eve of ‘that’ game… Lou looks at what’s next for the UK housing market now that the stamp duty holiday is over, and Monty talks through some of the surprising things that can negatively impact your credit score, as well as explaining why your credit history is important even if you’re not moving any time soon. Got a mortgage problem or a property dilemma? Drop Lou and Monty a line to hello@theproperty-show.co.uk Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

Lou and Monty chat about Lou’s upcoming house move, Lou explains how the new First Homes Scheme works and who may be able to benefit, and Monty explains what income protection is all about and why it’s so important as well as sharing his pick of the latest mortgage rates. Got a mortgage problem or a property dilemma? Drop Lou and Monty a line to hell@theproperty-show.co.uk Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

Lou shares the latest update on her own property search and talks about the difference between ‘offers over’ and ‘sealed bids’ as well as explaining what gazumping is all about, while Monty talks about Green Mortgages and how they work and who may benefit, together with his sharing his crop of the latest new products. Got a mortgage problem or a property dilemma? Drop Lou and Monty a line to hello@theproperty-show.co.uk Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

Lou and Monty are back to chat through record rising house prices, Lou explains why sellers should be cautious about accepting offers ‘over asking price’, and Monty answers the age-old question about how much you can afford to borrow. Got a mortgage problem or a property dilemma? Drop Lou and Monty a line to hello@theproperty-show.co.uk. Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

Here we are again with Episode 9 of The Property Show Podcast, also available now on iTunes, Spotify, Amazon, and all good podcast apps! Joining Andrew Montlake, Louisa Fletcher is "firing on all cylinders" this week as they chat through the latest housing market news, with Lou talking through the basics of how the UK housing market works and explains why there’s currently a property boom. Monty highlights the plight of thousands of mortgage prisoners, (recorded before the vote in the House of Commons this week) and they discuss why this is such a serious issue for those impacted by the inability to move to a different mortgage lender. Got a mortgage problem or a property dilemma? Drop Lou and Monty a line to hello@theproperty-show.co.uk Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog #mortgage #housing #property #homeownership #mortgages #homebuying #homebuyers #homeowners #podcast #mortgageprisoners #housingstats #houseprices

The Property Show Podcast #8 is here and out now on Spotify, Amazon, iTunes and all major podcasting apps! In this week's show, Coreco MD Andrew Montlake & Louisa Fletcher look at the latest house price news, Lou explains why it’s important to know the rules around planning permission and insurance if you’re working from home, and Monty looks at the return of the low deposit mortgage. Got a mortgage dilemma or a property problem? Drop Monty & Lou a line to hello@theproperty-show.co.uk Follow The Property Show on Twitter: propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog #mortgage #property #homeowners #homeownership #homebuying #homebuyers #mortgages #home #podcast #insurance

In the latest episode Lou and Monty talk about the latest challenges for renters, Monty shares his advice for those who are self-employed and finding it difficult to apply for a mortgage at the moment, and Lou puts Monty through his paces in a ‘property pop quiz’ as they look at the 2021 property market boom. Got a mortgage dilemma or property problem? Drop Lou and Monty a line to hello@theproperty-show.co.uk Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

The Property Show is back! In Episode 5, Lou and Monty take a look at how the housing market has reacted to the Spring Budget and provide an update on the cladding scandal, Lou shares her advice for buyers and Monty talks about the new 40 year fixed rate mortgages that have just been released…and why they may not be such a great idea! Got a mortgage dilemma or property problem? Drop Lou and Monty a line to hello@theproperty-show.co.uk Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

BONUS! The Property Show Podcast #Budget2021 Special is out NOW! On iTunes, Spotify, Amazon, Google & all your podcast apps. Louisa Fletcher & Andrew Montlake review the 2021 Budget and at the specific announcements around property. Lou explains how the extension to the Stamp Duty Holiday scheme will work, Monty talks through the re-introduction of Government backed 5% deposit mortgages and when they will be available, plus Lou highlights something that Mr Sunak slipped into the Budget which may be relevant to landlords in the future. Got a property or mortgage problem? Share it with Lou and Monty by sending over an email to hello@theproperty-show.co.uk Follow The Property Show on Twitter: @thepropertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog #Budget2021 #property #95mortgages #mortgage #housingmarket #propertyfinance #mortgagelending #homebuyers #mortgages #podcast

Lou and Monty provide their predictions around what might be introduced in the March budget to help buyers and sellers, Lou shares her top tips for those putting their homes on the market this spring, and Monty explains the difference between a Product Transfer and a remortgage…and which one is likely to save you more money in the long run! Got a property or mortgage problem? Share it with Lou and Monty by sending over an email to hello@theproperty-show.co.uk Follow The Property Show on Twitter: @thepropertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

Here we are again with Episode 3 of The Property Show podcast. Coreco MD Andrew Montlake & co-host Louisa Fletcher take a look at common misconceptions around property rights for cohabiting couples, chat through new rights for renters with pets, discuss how negative interest rates could impact mortgages if introduced by the Bank of England and the big things you need to consider if you’re considering buying a property with your beloved…and explain why talking about finances early on in your relationship pave the way for your very own ‘happily ever after’! Thanks to Guy Kilty at Dap Dip for making us sound good and generally putting up with us! If you have anything that you think Louisa and Monty should be talking about, we'd love to hear from you so please do get in touch! Follow the Property Show on Twitter: @thepropertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog To discuss any of the issues raised on the show or talk to one of our talented advisers please contact us here.

Lou and Monty talk about the cladding scandal and the latest government measures to help homeowners who are unable to move or remortgage, why surveys are so important to protect you when you’re buying, and which home improvements really add value together with the ones that could make your home trickier to sell - and the answers may surprise you! Got a property or mortgage problem? Drop Lou and Monty an email on hello@theproperty-show.com Follow the Property Show on Twitter: @thepropertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

Meet Lou and Monty as they talk about the impact Lockdown 3.0 has had on the UK housing market, why pressure is growing on the Chancellor to extend the Stamp Duty holiday, and why so-called 'mortgage payment holidays' aren't actually a holiday at all. Moving home or staying put? The answers you need to your property and mortgage problems are right here, right now! Follow The Property Show on Twitter: @propertyshowpod Follow Louisa on Twitter: @louisafletcher Follow Monty on Twitter: @montysblog

The Property Show Podcast is presented by Louisa Fletcher & Andrew Montlake, bringing you a down-to-earth look at all things property.

Mortgage Podcast, “The Mortgage Show” is back in it's “home-produced” version - so excuse the limited production values! This time host Andrew Montlake (@montysblog) is joined by a legend of the Specialist Mortgage Market, two-time winner of Mortgage Personality of the Year, and Group CEO of Brightstar Financial & Sirius Finance, Rob Jupp. In a very open discussion, they chat about mental health, the trials and tribulations of working from home, how the Specialist market has coped and is evolving as well as the relationships between lenders and mortgage brokers. They also discuss the positives and negatives of Social Media, the role of regulators and Government, and are interrupted by a particularly squeaky chair! Fun, frolics and a whole host of important and interesting discussion points. What better way to spend half an hour! If you would like more information about our Mortgage Podcast series, have any questions, or would like to appear on the show in future episodes please contact us here. You can reach Monty on Twitter @montysblog .

The Mortgage Show is back and is "home-produced" for the first time! In this episode host Andrew Montlake (@montysblog) is joined by the Association of Mortgage Intermediaries (@Official_AMI) in triplicate, who have come on to have a friendly chat about the Mortgage Industry, where we are at present, where we are going and what it is that AMI does for us all. So it’s a very warm welcome to Chief Executive Robert Sinclair, Senior Policy Adviser Lucy Lewis and Senior Policy Adviser Stacy Reeve. We get to see what they do day-to-day, talk about our friends at the FCA and what is on their agenda in terms of the Cheapest Mortgage Rule and Mortgage Prisoners. We also discuss diversity in the mortgage industry, broker panel removals and a passionate debate around Claims Management Companies. All this and much more besides. For those interested in joining or finding out more about the excellent work AMI does, you can find them at https://www.a-m-i.org.uk . If you would like more information about our Property & Mortgage Podcast series, have any questions, or would like to appear on the show in future episodes please contact Monty on Twitter @montysblog .

Mortgage Podcast, “The Mortgage Show” is back for the second “lockdown with the lenders” edition with another informative and entertaining discussion on the mortgage and lending market. This time Andrew “Monty” Montlake is joined by another two very well-known characters of the lender world; Director of Mortgage Distribution at Metro Bank (UK), Charlie Morley and Managing Director Mortgages at Vida Homeloans, and the first female Chairman of IMLA, (The Intermediary Mortgage Lenders Association), Louisa Sedgwick. This time we cover a whole host of topics including how Challenger banks and non-bank lenders are facing the current pandemic, why some lenders are not lending at all and ask whether the FCA and Government are doing enough. We look at the current underwriting regimes and the challenges posed, why does it feel harder to get applications through and why 90% LTV lending is stifled. All this plus what IMLA has been doing, the relationship between brokers, lenders and consumers, what the rest of the year looks like, why broker share of the market could increase, a smattering of economics and find out what Charlie would be doing if not in the industry. Fun, frolics and a whole host of important and interesting discussion points. What better way to spend half an hour! If you would like more information about our Property & Mortgage Podcast series, have any questions, or would like to appear on the show in future episodes please contact us here. You can reach Monty on Twitter @montysblog .

Property & Mortgage Podcast, “The Mortgage Show” is back for a "lockdown" edition with another informative and entertaining discussion on the mortgage and lending market. This time Andrew “Monty” Montlake is joined by the Group Sales Director of One Savings Bank, Adrian Moloney, and Accord’s Director of Intermediary Distribution, Jeremy Duncombe. We look at how our guests and the lenders they work for have been dealing with the lockdown and, in the midst of Mental Health Awareness week, how they are keeping their own team's spirits up, "Draw your manager" anyone? We discuss the changes to lenders processes that have come out of this period, the adoption of certain technology, and the new criteria that are having to be adapted in the current situation. We also look at the challenges around "Payment Holidays", mortgage valuations, communication, how the buy to let market looks now and how the rest of the year looks from a lending point of view. All this plus a little bit of football chat! If you would like more information about our Property Podcast series, have any questions, or would like to appear on the show in future episodes please contact us here. You can reach Monty on Twitter @montysblog, Adrian @bugsymoloney, or Jeremy @JeremyDuncombe.