Jennifer Lang

While you can’t avoid paying taxes on an inherited annuity, here are a few things you can do to minimize them.    To learn more and to get a Free annuity quote, log onto: https://www.jenniferlangfinancialservices.com/

A deferred annuity allows you to save for retirement on a tax-advantaged basis. Taking an annuitization payout from the annuity converts those savings into a monthly retirement income. Remember that annuitizing your deferred annuity is an irreversible action, so get all the information you need before acting. At Jennifer Lang Financial Services, we work with over 25 of the top A and A+ Rated Carriers to find you the best rate. Let us put our expertise to work and find you the best annuity for your age, time horizon and goals. To learn more, visit us at: https://www.annuityquoteadvisor.com/

As the Paycheck Protection Program (PPP) winds down, the federal government is preparing to launch two new industry-specific small-business relief programs. Here’s what you need to know about other economic relief programs once the PPP deadline is reached or the funds run out. For more information and to apply for Small Business Loans and Commercial Real Estate Loans, visit: https://www.jenniferlangfinancialservices.com/business-loans

If you are no longer working for an employer, you have the option to roll over, or move, your 401(k), into another retirement planning vehicle. Some investors may choose to use an IRA, but others may opt to put a portion of their savings into a life insurance policy with cash value. You can do this before age 59 1/2, and avoid the additional 10 percent tax penalty, by utilizing an exception to Rule 72(t) of the IRS tax code, involving IRA, funds. To learn more, visit: https://www.annuityquoteadvisor.com/

When financial markets turn volatile some investors show their frustration by fleeing the markets in search of alternatives that are designed to offer stability. For example, in the first quarter of 2018, investors pulled 63 billion dollars from U S stock funds based on uncertainty over market direction. For those looking for a way off Wall Street’s roller-coaster ride, annuities may offer an attractive alternative. Annuities are contracts with insurance companies. The contracts, which can be funded with either a lump sum or through regular payments, are designed as financial vehicles for retirement purposes. In exchange for premiums, the insurance company agrees to make regular payments — either immediately or at some date in the future. Meanwhile, the money used to fund the contract grows tax deferred. Unlike other tax advantaged retirement programs, there are no contribution limits on annuities. And annuities can be used in very creative and effective ways. To learn more and request a Free annuity quote, visit: https://www.annuityquoteadvisor.com/

Thrift Savings Plan participants frequently ask questions concerning the relationship of their TSP accounts and Individual Retirement Accounts. There is unfortunately some misinformation about the TSP and IRA among TSP participants. It needs to be emphasized that federal employees are eligible to contribute to both the TSP traditional and to a traditional IRA. This presentation discusses how traditional IRAs can help boost the value of a traditional TSP participant’s account while the participant continues working in federal service and after the participant has retired from federal service. To learn more, visit: https://www.annuityquoteadvisor.com/

In today's presentation, we will discuss the CRITICAL ELEMENTS OF AN ESTATE plan STRATEGY. Taking steps to help protect your estate is a key financial choice. with appropriate strategies, you may be able to maximize your opportunities and help manage stress and confusion for your loved ones. THIS presentation will outline critical elements worth considering when creating your own estate strategies. Taking time to create estate strategies not only helps you put your financial house in order, but may also save you money. By documenting your wishes and goals, you create a legal framework that the courts, your executor, and your loved ones can follow when settling your estate. Without these strategies in place, your family risks going through a lengthy and expensive process — which could alter any wishes you had for your legacy. To learn more, visit: https://www.annuityquoteadvisor.com/

Today we're going to be talking about strategies you can use to bridge the retirement income gap. To learn more, visit: https://www.annuityquoteadvisor.com

Jennifer Lang Financial Services, LLC. today launched its "Thinking About Retirement" television campaign in key markets across the country. The "Thinking About Retirement" campaign, which includes Connected TV, Social Media and Internet advertising, showcases Jennifer Lang Financial Services' expertise as an expert in safe no-market risk retirement planning to high net worth small business owners and working families preparing for retirement.  The company's campaign includes a Free digital e-book & educational videos to help pre-retirees learn how to protect their 401(k), 403(b) and IRA accounts.  To learn more visit: https://www.annuityquoteadvisor.com/

Are you transitioning into retirement? Are you already in retirement and worried about how stock market crashes and a recession could affect how long your money will last for? In this episode, listen as Jennifer Lang is interviewed by Marcus Hart for the Transform U Network about the launch of her new eBook entitled: How Women Can Prepare for Retirement Now Get the New Book Release: How Women Can Prepare for Retirement Now.

What's up guys! This is Jennifer Lang and I'm the host of Independent Wealth Planner Strategies with Jennifer Lang. As the name implies, we're going to talk about money, but more importantly, we're going to talk about how to grow and protect your money without stock market risk. And I get it, not everybody can afford a financial advisor from Wall Street, well, I want to help you with that. So join me on Spotify, Anchor.fm, iHeart Radio or wherever you get your podcast fix. We've got a lot to talk about. That's Independent Wealth Planner Strategies with Jennifer Lang. See you soon!

Watch the Video Podcast on YouTube. Click here..... Concerns about the spread of the coronavirus and a global financial slowdown are driving deep dips in the stock market. Retirement portfolios are not immune to market volatility, worrying some savers that they may lose valuable assets they’ve been stashing away.   In this webinar, you will learn:  How to generate regular income payments that you won't out live  How fixed indexed annuities work?  How to earn a competitive rate of return, defer taxes and not sacrifice safety.  How to protect your beneficiaries from a large tax burden.  5 common questions about fixed indexed annuities.   If you are thinking about retirement, speak with us today. We have helped hundreds of clients prepare for and protect their financial futures. Give us the opportunity to help you too.   Visit us online: JenniferLangFinancialServices.com   #annuity #retirement #coronavirus #stockmarket #saferthanthestockmarket #podcast #onlineradio #webinar #annuityquote #financialadvice #financialadvisor

Watch the Video Podcast on YouTube. Click here..... In this episode, Jennifer Lang is teaching clients simple financial planning strategies. In this webinar you will learn: Financial Struggles and Solutions What Happens When You Don't Plan for Retirement How To Be Intentional Saving Money No-Market Risk Solutions for Building Wealth Tax-Free Retirement Planning Related Article: 401K vs IUL https://www.jenniferlangfinancialservices.com/blog/401-k-vs-iul

Watch the Video Podcast on YouTube. Click here... The SECURE Act brings the most sweeping changes to the U.S. retirement system in a decade. Because of that, there is bound to be some confusion about what the act actually does and how it might affect people’s own retirement standard of living. So let’s first go over what is in the new law and then we’ll look at some strategies to help shield the tax burden of RMDs. So, what do these new rules mean for your 401(k)s, IRAs or other investment accounts? In this webinar, author, podcast host and retirement professional Jennifer Lang explains the impact of the SECURE Act and how it affects required minimum distributions. Do you have an inherited 401(k), IRA or other retirement account? Your RMDs may be significantly changing. You may want to take some notes. In this webinar you will learn: What is the secure act? What are the major retirement planning provisions of the Secure act? 5 steps that pre-retirees and retirees can and should take now Future changes to 401ks Ways to shield 25% of your 401k or IRA from RMDs Listen Now. At JenniferLangFinancialServices.com we have licensed agents ready to help you. Contact us today! Related article:  How To Shield Up To 25% Of Your 401k or IRA From RMDs https://www.jenniferlangfinancialservices.com/blog/how-to-shield-up-to-25-of-your-401k-or-ira-from-rmds

Safe no-Market Risk Retirement Planning. Learn: 3 Strategies That Will Help You Protect Your Retirement Principal From Stock Market Volatility The Dow dropped 800 points this week. The largest drop so far for 2019. In this episode, financial services professional Jennifer Lang shows her clients  3 Strategies That Will Help You Protect Your Retirement Principal From Market Volatility. In this webinar you will learn: The impact taxes will have on your retirement income How to compare annuities side by side The best age to take social security How to create and use a liquidity bridge to maximize social security payouts Free eBook for attending To learn more or to schedule a free phone consultation, log onto: JenniferLangFinancialServices.com Related article:  How to Make Your Money Last in Retirement https://www.jenniferlangfinancialservices.com/blog/how-to-make-your-money-last-in-retirement

How To Protect Your Retirement In a Down Market | A Look At FIAs and Free eBook Have you ever lost money in the Stock Market? Last year we had a pretty good year in the Stock Market. Hopefully it will keep going up. But what happens if it goes down? How much more of your money are you willing to lose?  How would that affect your income?  How much would it affect your income if the market dips for another couple of years? If you could lock in your returns and position your money so you could not lose any more money..... but you could reap the potential upside of the stock market..... Would it be worth 40 minutes to sit down and talk about it?  The key to successful retirement planning is developing a plan that while based on your current financial situation, also meets your projected financial goals down the road. Let us help. Visit us at  JenniferLangFinancialServices.com Related article:  Ever Wonder Why "They Hate" Annuities https://www.jenniferlangfinancialservices.com/blog/ever-wonder-why-they-hate-annuities

Did you know that there are safer alternatives to the stock market? Indexed Universal Life Insurance is a powerful wealth accumulation tool, you probably never heard of. Indexed Universal Life Insurance has three important features: 1). When you're younger, you can put the money in to create a "forced savings plan". 2). When you're older, you can enjoy its supplemental retirement income. 3). If you get sick, the death benefit can be used for critical care and chronic care. In this webinar you will learn: *What is Indexed Universal Life Insurance *How Does Indexed Universal Life Work *What Is Interest Crediting *What Are the Pros & Cons of Indexed Universal Life Insurance *How Does an IUL Policy Compare to a 401(k) *How To Pay Less Taxes In Retirement *How To Create Non-Reportable Tax Free Income *Free eBook for Attending If you would like help from a professional who can guide you, JenniferLangFinancialServices.com can assist you. Connect directly with a financial services professional. You can request a personal strategy session to discuss your needs and goals. At JenniferLangFinancialServices.com our goal is to educate consumers and help them learn the facts about the benefits of financial planning and estate planning with life insurance and annuities. JenniferLangFinancialServices.com specializes in Business Loans, Key Man Insurance, Premium Financing, Life Insurance and No-Market Risk Annuities. Content Disclosure:  Nothing contained herein shall constitute an offer to sell or solicitation of an offer to buy any security. Material in this publication is original or from published sources and is believed to be accurate. However, we do not guarantee the accuracy or timeliness of such information and assume no liability for any resulting damages. Listeners and viewers are advised to consult their own tax and investment professionals with regard to their specific situations. Related article:  401K vs. IUL https://www.jenniferlangfinancialservices.com/blog/401-k-vs-iul (c) Jennifer Lang Financial Services, LLC.

Are you a business owner? Do you know the Dos and Don'ts of Business Owner Retirement Planning and Succession? Do you know how to avoid the taxation traps of employer owned life insurance? In this webinar you will learn: *What a Business Continuation Strategy Is *Why a Buy-Sell Agreement Is Needed *What Some of the Planning Issues Are *How To Use a Cash Value Life Insurance Policy To Fund a Buy - Sell Agreement *What Commercial Premium Financing Is *The Benefits of Commercial Premium Financing *Receive a Free eBook For Attending To watch the video podcast, Click here:  https://independentwealthplanner.podbean.com/  If you would like help from a professional who can guide you, JenniferLangFinancialServices.com can assist you. Connect directly with a financial services professional. You can request a personal strategy session to discuss your needs and goals. At JenniferLangFinancialServices.com our goal is to educate consumers and help them learn the facts about the benefits of financial planning and estate planning with life insurance and annuities.   JenniferLangFinancialServices.com specializes in Business Loans, Key Man Insurance, Premium Financing, Life Insurance and No-Market Risk Annuities. Related article:  Retirement Planning Options for Small Business Owners https://www.jenniferlangfinancialservices.com/blog/retirement-planning-options-for-small-business-owners Content Disclosure Nothing contained herein shall constitute an offer to sell or solicitation of an offer to buy any security. Material in this publication is original or from published sources and is believed to be accurate. However, we do not guarantee the accuracy or timeliness of such information and assume no liability for any resulting damages. Listeners and viewers are advised to consult their own tax and investment professionals with regard to their specific situations.  (c) Jennifer Lang Financial Services, LLC. 

In this webinar you will learn: How To Start Planning For Retirement Advantages of the 401k Rollover Annuity  What is a 401k Rollover and When Can It Occur Risk of Rolling Your 401(k) or IRA into an Annuity Free Ebook for Attending  If you would like help from a professional who can guide you, Jennifer Lang can assist you. Connect directly with a financial professional. You can request a personal strategy session to discuss your needs and goals.   Related article:  Protect Your Retirement Plans against Stock Market Volatility https://www.jenniferlangfinancialservices.com/blog/protect-your-retirement-plans-against-stock-market-volatility ------- Content Disclosure: Nothing contained herein shall constitute an offer to sell or solicitation of an offer to buy any security. Material in this publication is original or from published sources and is believed to be accurate. However, we do not guarantee the accuracy or timeliness of such information and assume no liability for any resulting damages. Listeners and viewers are advised to consult their own tax and investment professionals with regard to their specific situations.  (c) Jennifer Lang Financial Services, LLC. 

Everything you need to create two retirement income strategies. In this webinar you will learn: How Your Age Affects Your Retirement Accumulation. How To Put Together a Tax-Free Retirement Strategy. You'll Learn How Annuities and Indexed Universal Policies Work To Provide Income Potential. How To Run Your Own IUL Quote and Apply Without an Agent.  If you would like help from a professional who can guide you, Jennifer Lang can assist you. Connect directly with a financial professional. You can request a personal strategy session to discuss your needs and goals.  Related article:  401K vs. IUL https://www.jenniferlangfinancialservices.com/blog/401-k-vs-iul -----  Content Disclosure: Nothing contained herein shall constitute an offer to sell or solicitation of an offer to buy any security. Material in this publication is original or from published sources and is believed to be accurate. However, we do not guarantee the accuracy or timeliness of such information and assume no liability for any resulting damages. Listeners and viewers are advised to consult their own tax and investment professionals with regard to their specific situations.  (c) Jennifer Lang Financial Services, LLC.