Claim OwnershipFrugal Debt Free Life
Subscribed: 351Played: 7,919
Subscribe
© Lydia Senn 2019
Description
A podcast dedicated to helping moms live their best life debt free, create income and live simply
95 Episodes
Reverse
Connect with me on Instagram or on my website, frugaldebtfreelife.com
Connect with me on Instagram or on my website, frugaldebtfreelife.com
2I like to refer to my emergency fund as my financial secret weapon. But if you’re starting from scratch the idea of building an emergency fund might be a little overwhelming. So today I am going to give you a few tips to help you build that emergency fund faster.
This is my plea to you -- to stop whatever it is you are doing and go right now and start working on an emergency fund.
It’s so easy to compare yourself to where others are in their debt free journey, or just life in general. Today I wanted to share with you how and why I just stopped caring and how that gave me so much more mental clarity and emotional freedom.
This process is hard enough without feeling like we need to constant measure our success against an invisible benchmark of someone else’s life.
Check out Policy Genius: Policy genius https://share.policygenius.com/lydia4
Grab a Copy of my NEW eBook. https://www.frugaldebtfreelife.com/shop/create-profitable-digital-products-todayOther Episodes you will love: Episode 86: The Unexpected Expenses of Having a Baby and Purchases that Were WORTH IT (With Kelly Anne SmithEpisode 85: What I Do When I Feel OverwhelmedEpisode 80:The Middle of the Month Budget Hurdle + How to Make Faster DecisionsEpisode 75: Learning to create a block schedule that works
Grab a Copy of my NEW eBook. https://www.frugaldebtfreelife.com/shop/create-profitable-digital-products-todayNCIB Study on Comparison: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4222713/Other Episodes you will love: Episode 86: The Unexpected Expenses of Having a Baby and Purchases that Were WORTH IT (With Kelly Anne SmithEpisode 85: What I Do When I Feel OverwhelmedEpisode 80:The Middle of the Month Budget Hurdle + How to Make Faster DecisionsEpisode 75: Learning to create a block schedule that works
Other Episodes you will love: Episode 86: The Unexpected Expenses of Having a Baby and Purchases that Were WORTH IT (With Kelly Anne SmithEpisode 85: What I Do When I Feel OverwhelmedEpisode 80:The Middle of the Month Budget Hurdle + How to Make Faster DecisionsEpisode 75: Learning to create a block schedule that works
Episode 91: Beating Budget Burnout with Shay from Front Porch Finances What she cut to pay off debt. How to beat budget burnout.Our best thrifting tips and tricks Connect with Shay on Instagram: https://www.instagram.com/frontporchfinances/Grab Shay’s Book Budget Burnout: 12 weeks to get out of your budget slump and accelerate your goals https://www.amazon.com/dp/B0C12BQHYL/ref=nodl_?ref_=pe_3052080_276849420&dplnkId=05c3fd15-b102-45b2-a279-a78d358c8dcdOther Episodes you will love: Episode 86: The Unexpected Expenses of Having a Baby and Purchases that Were WORTH IT (With Kelly Anne SmithEpisode 85: What I Do When I Feel OverwhelmedEpisode 80:The Middle of the Month Budget Hurdle + How to Make Faster DecisionsEpisode 75: Learning to create a block schedule that works
We’re chatting:How she keeps her grocery budget low. Her meal planning method. Her famous Instant Pot spaghetti and meatballs. Connect with Rachel on Instagram: https://www.instagram.com/heyrachelcoons/Her Reel on Keeping Produce Fresh: https://www.instagram.com/p/CrzI7zcMdNt/Grab my Ebook, Just Start:The Quick Launch Guide to Launching Your Virtual Assistant Business for just $5 https://www.frugaldebtfreelife.com/shop/just-start-the-quick-guide-to-launching-your-virtual-assistant-business-is-your-toolbox-to-help-you-get-startednbspOther Episodes you will love: Episode 86: The Unexpected Expenses of Having a Baby and Purchases that Were WORTH IT (With Kelly Anne SmithEpisode 85: What I Do When I Feel OverwhelmedEpisode 80:The Middle of the Month Budget Hurdle + How to Make Faster DecisionsEpisode 75: Learning to create a block schedule that works
Wedding season will be here soon. Today I wanted to talk about some ways to save money on your big day. I am chatting with my friend Kilee and we are discussing how she planned her 2019 wedding for around $10,000. What’s in this episode:How to prioritize your wedding budgetWhere to cut costsWhy you should hire a day of coordinatorThe surprising ways you can save on your nuptials. Other episodes you’ll enjoy: Kilee’s YouTube https://www.youtube.com/channel/UCDcJNxWQA-GZGkPVleBMyXAKilee’s Instagram https://www.instagram.com/kileerainbow/?hl=enCome say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!
Today I am excited to be chatting with Keali Scheider, a Virtual Assistant and systems creator. We’re chatting:How she transitioned from a traditional 9-5 to being her own boss. Budgeting on an inconsistent income.How to work in pockets of time. Connect with Keali on Instagram: https://www.instagram.com/kealischeider/Grab my Ebook, Just Start:The Quick Launch Guide to Launching Your Virtual Assistant Business for just $5 https://www.frugaldebtfreelife.com/shop/just-start-the-quick-guide-to-launching-your-virtual-assistant-business-is-your-toolbox-to-help-you-get-startednbspOther Episodes you will love: Episode 86: The Unexpected Expenses of Having a Baby and Purchases that Were WORTH IT (With Kelly Anne SmithEpisode 85: What I Do When I Feel OverwhelmedEpisode 80:The Middle of the Month Budget Hurdle + How to Make Faster DecisionsEpisode 75: Learning to create a block schedule that works
Are you a student loan borrower in limbo wondering what is happening and how we got here? Or are you a taxpayer also wondering what is going on here? Today’s episode is a timeline of events in the student loan forgiveness program. CTA: Sign Up for the 5-Day FREE email workshop Debt Detox! https://frugaldebtfreelife.com/debt-detoxWhat’s in this episode:Come sign up for my free email workshop Debt Detox! A timeline of the student loan forgiveness programWho is suing over the program? What is the SoFi lawsuit all about. How does this impact borrowers?When will my payment be due? Come say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!
Today I am chatting with Kelly Ann Smith from Freedom in a Budget. Today we are discussing the unexpected cost of motherhood and the things we thought were completely worth the money. Kelly’s grocery savings course.Kelly’s entrepreneurial course - Dreamer to Profitable Link to free budgeting spreadsheet. Come say hi on Instagram.
Do you find yourself waking up feeling overwhelmed, anxious, or unsettled? I have a lot lately. I mean we are living in a global pandemic. People are losing jobs, the economy is tanking and you can’t find basic staples in the store.But over the years as I have faced trials and tragedy I have learned a few tricks for dealing with bad feelings.Brain Dump Template www.frugaldebtfreelife.com/main/braindumpprintGet upside and save on gas https://upside.app.link/LYDIA75737Get $1.49 per meal by going to EveryPlate.com and entering my code LYDIASENN149. Use it to receive 3 weeks of meals! http://bit.ly/3XwDhw4
I got a comment on my YouTube channel that said “I have a lot of goals a lot of things I want to do I want to plan for retirement my kids' college pay down debt upgrade my house buy a new car save for vacations. How do I know what to do first?”Discussed in this episode:How I determine short-term and long-term goalsWhere to set your financial intentions first What some of my personal goals areHow to focus on what really matters to you. Grab my emergency printable binder here: https://www.frugaldebtfreelife.com/emergency-binder
I have felt very frustrated and overwhelmed with grocery prices and I’m sure you have too. Today I am sharing a few practical tips for cutting grocery costs, reducing food waste and feeling a little more in control despite rising prices. My method for meal planning that reduces waste Is buying in bulk really helpful?How prepping produce savesThe trick that absolutely changed everythingCome say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!
How to Win With Money This Year
Are you stuck in the same pattern of trying to be more responsible with your money but also feeling overwhelmed with all of the things you “should” be doing? Today I am going to share with you a few ways to win with money this year. Here’s the secret, pick one and start with that.
Discussed in this episode:
Why budgeting by paycheck might work better for you.
Why a spending audit can benefit you this year.
Some of my goals for the year.
A little rant on healthcare.
How much emergency fund is actually enough?
When we talked getting out of debt it can feel a bit overwhelming, right? Like it takes a lot of HUGE changes to get out of debt.
1. Don't let your emotions dictate how you spend your money.
Ask yourself, "Am I still going to feel this way a week from now? Am I still going to feel this way when I wake up tomorrow morning?"
2. Don't buy things just because they're on sale.
Ask yourself: Do I really need this? Where am I going to put it? Do I have the money to spend? Have I budgeted for it? Am I going to have to take the money from somewhere else?
3. Don't spend money that you don't have yet.
Start learning to say no to yourself and start learning to say yes to your future.
It's delayed gratification. Everybody struggles with delayed gratification in one area of their life or another. Oftentimes, that is in money. We want what we want and we want it right now.
What about you? What are some small changes you've had to make to become debt free?
Today we’re going to be chatting on not one but TWO topics. One pertains to life and one pertains to money.
What do you do when your budget hits a wall in the middle of the month?
How do you get to be a better decision-maker?
In this episode, I share some practical insight on dealing with sudden budget changes and challenges.
I also discuss the four things I consider when making a decision.
CTA: Check out Upside the app that gives you cash back on gas! https://upside.app.link/LYDIA75737
Download from Google Play
Download from App Store
United States
Lydia, thank you for episode 16, it has been freeing to hear this. Love the short format too, keep it up :)