The Numbers Game

You may have seen a post on social media claiming 142,000 millionaires are leaving Australia. So today we look at what the migration report actually says, who’s really leaving, and how many wealthy people are moving here instead. We talk about migration, housing, cost of living, safety, and why some Aussies are heading to Dubai and Singapore. A clear look at whether migration is helping or hurting Australia’s future.On this episode, we discuss:(00:00) Intro: Debunking The Viral Millionaires Leaving Australia Post(02:31) What The Henley Migration Report Actually Says(05:40) Top Destinations For Millionaires And Why UAE, USA And Singapore Win(06:54) Push Vs Pull Factors: Why Wealthy People Move Countries(09:30) Australia’s Migration Numbers: Arrivals, Departures And Net Gain(10:07) Skilled Visas, Critical Job Shortages And Where Migrants Settle(11:34) Housing, Infrastructure And Whether Migrants Can Really Flourish Here(18:07) Why Some Aussies Are Moving To Dubai, The UAE And Bali For Tax And Lifestyle(21:35) Are Migrants Really A Drain On The System? Welfare And Medicare Myth-Busting(23:01) What Singapore Gets Right About Law, Order And Assimilation(23:55) Can Australia Compete As A Global Business And Tax Hub?Resources for this episode:Forbes Australia — Countries gaining and losing the most millionaires in 2025Henley & Partners — Private Wealth Migration Report 2025Henley — Australia’s Abiding Allure (2024)ABS — Overseas Migration 2023–24Home Affairs — Migration Program 2023–24 Report (PDF)Home Affairs — Permanent Migration Stats 2023–24 (PDF)CGCG — Top occupations granted visasCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A roll of toilet paper might not sound revolutionary, but Who Gives A Crap turned it into a business that gives half its profits to improve sanitation around the world. Today we talk about how putting purpose behind your business can drive growth, why profit still needs to come first, and how the two can work together to create something meaningful.On this episode, we discuss:(00:00) Why Marty Brought Toilet Paper To The Studio(00:13) How “Who Gives A Crap” Turns Toilet Paper Into Purpose(01:49) How The Company Links Profit To Giving Back(03:05) Can Purpose And Profit Coexist In Any Business?(04:33) Simon Griffiths And The B Corp Model Explained(06:11) Profit As The Driver Of Impact – $70M Revenue And $5.8M Donated(09:43) “Who Gives A Crap” Raises $41.5M To Grow Its Mission(11:38) 1% For The Planet And Other Impact Business Models(15:07) Marty’s Lesson On Revenue Before Charity(24:03) Building Purpose And Giving Into Everyday BusinessCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians are now facing after the collapse of multiple superannuation funds, with more than $1.2 billion in retirement savings wiped out. Today we explain how this happened, what went wrong with the platforms and checks that were supposed to protect investors, and why the system isn’t working the way it should. We also share the simple ways to spot red flags, avoid cold-call traps, and choose a financial advisor you can trust.On this episode, we discuss:(00:00) Intro(00:46) The $700k-to-Zero Super Nightmare(01:34) The First Guardian Master Fund Collapse Explained(03:20) How Super Platforms and Investment Funds Work(05:09) Where the Money Went and How it Worked(07:00) Telemarketing, Google Ads and Conflicted Advice(09:50) Who Pays When Superannuation Funds Fail?(13:57) The Red Flags: Cold Calls and Online Traps(17:14) How to Find and Trust a Financial Planner(30:24) Super Isn’t Government-Guaranteed - Protect YourselfCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explore how much we really give back to the government, where that $800 billion in tax revenue goes, and whether our complex system is holding back innovation, investment, and everyday Aussies trying to get ahead.On this episode, we discuss:(00:00) Intro(00:37) The Viral Video That Exposes Australia's Endless Taxes(01:43) Do Aussies Really Pay Too Much Tax?(03:26) How Much Tax You Actually Pay on $60K, $80K, $100K, and $250K(06:10) The Beer Analogy That Explains Our Tax System(07:45) The Wildest Tax Reform Ideas Being Floated(10:12) EV Taxes, Super Surcharges, and the Never-Ending Grab(14:16) Why Business Tax Reform Could Boost Innovation(18:46) Where Australia's $800 Billion in Tax Money Goes(20:47) The NDIS Blowout and How It's Hurting Those Who Need It Most(23:33) Can Lower Taxes Spark Aussie Innovation and Growth?Videos Mentioned:Australian Tax Office 2025 Parody by @jonbernardk The Tax System, Explained in Beer! By Johnston GrockeCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Markets are on a high - stocks, property, crypto, even gold - but what could go wrong? Today we talk about how to beat the stock market without losing your pants, sharing our biggest investment mistakes, lessons from the GFC, and the strategies that actually protect your wealth. From dollar cost averaging and stop-loss rules to Buffett-style patience, we unpack how smart investors win over the long run. Get ready to rethink your approach to investments and aim for long-term success rather than fleeting gains. On this episode, we discuss:(00:00) Intro (00:46) The Pain Of Failed Investments(03:10) Marty's GFC Story: The Leverage Trap and $100K Lesson(07:10) Learning from Warren Buffett, Charlie Munger & Ray Dalio(08:59) Timing the Market vs Dollar-Cost Averaging(10:36) The 4% Rule: How Few Stocks Drive Market Returns(12:03) Analysing Big Winners: Berkshire, Google & Costco(15:00) Concentrating On Quality Stocks For Stability(18:11) When To Double Down Instead Of Selling(21:18) 2025 Market Outlook - Are We Due for a Pullback?Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is Realestate.com.au too powerful? Vendors are forking out thousands just to list their property, agents are copping big subscription hikes, and the ACCC is asking questions about postcode pricing. REA Group, the business behind the site, now pulls in over 12 million users a month and $1.7 billion in revenue, leaving Domain in the dust. We break down how the network effect built this juggernaut, the impact on sellers and agents, and whether any competitor can really break through.On this episode, we discuss:(00:00) Intro(00:06) Is Realestate.com.au Becoming a Monopoly?(01:34) Domain vs Realestate.com.au: Market Share Explained(02:31) REA Group Profits and Revenue Growth(03:30) Realestate.com.au Listing Fees Explained(04:46) Why Postcode Pricing Is Under ACCC Review(05:28) The Network Effect Driving REA's Power(08:03) Real Estate Agent Subscription Fee Hikes(14:08) CoStar Buys Domain: Can It Compete With REA?(20:28) REA Share Price Surge and Dividend GrowthCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More automatic tax changes, less room for error, and a higher chance of being audited if you get it wrong. We unpack the blurred line between hobby and business, the rise of automatic tax amendments, and the risks of getting your deductions wrong. Plus, we talk audit insurance, data-matching war stories, and what the future of tax compliance could look like in Australia.On this episode, we discuss:(00:00) Intro(00:00) Intro(01:19) OnlyFans Data Now Reported To The ATO(02:23) When A Hobby Becomes A Business(05:06) How The ATO Uses 600 Million Data Points(06:04) 500,000 Tax Returns Automatically Amended(07:51) How Accurate Is ATO Data Matching?(09:00) Ride Share, Airbnb And The End Of Side Cash(10:23) Vehicle Logbooks And The Best Tech To Track Your Car Use(12:24) Cryptocurrency Data And Capital Gains Traps(15:44) ATO Reviewing Past Years And Sending Auto Amendments(18:07) Banks, Loans And Why Redraws Can Be Dangerous(20:08) Insurance Records And Lifestyle Red Flags(21:10) Services Australia, Residency And Overseas Income(22:20) Property And Investment Data Sent To The ATO(25:24) Should You Pay For Audit Insurance?Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we celebrate episode 250 and dive into the real difference between vanity metrics and meaningful results on social media. We unpack why likes and views don’t always equal clients, the power of long-form content, and how to choose the right platform for your audience. If you’re in business or professional services, this episode will help you cut through the noise and focus on strategies that actually convert.On this episode, we discuss:(00:00) Intro(01:30) Chasing Likes Vs Chasing Clients(02:29) LinkedIn Articles That Convert(07:44) Standing Out With Real Strategy(09:29) The Silent Metrics That Matter(13:28) Long-Form Content That Wins Clients(15:08) Balancing Personal Brand And Strategy(17:19) Showing Up As Human, Not Just Showboating(18:48) Choosing The Right Platform To Dominate(23:59) The Benefit of Being Consistent With Your Strategy(25:11) Engagement As Relationship, Not Transaction(27:42) Why You Need A System To Track Results(29:24) The Power Of Consistency In Content(33:54) When Social Media Works For Products Vs Services(35:04) Why Understanding Your Audience Is CriticalCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cameron Schwab became the youngest CEO in AFL history at just 24, going on to lead Richmond, Melbourne and Fremantle through some of their toughest chapters. Now the founder of Design CEO, he draws on those experiences to teach leaders how to thrive under pressure. In this chat, Cameron unpacks what true leadership looks like in high-stakes environments, why culture must be built on principles, not slogans, and why authenticity, courage and vulnerability matter more than ever.On this episode, we discuss:(00:00) Intro(02:29) Carrying The Weight Of Leadership And Legacy(04:36) Parenting, Perspective And The Role Of Family(10:55) Becoming CEO of Richmond FC at 24 Years Old(16:14) Taking On Richmond And Facing Financial Crisis(20:09) Culture As An Outcome And Building The Right Team(23:44) Why Authentic Leaders Must Be Vulnerable(31:29) Four Key Questions Every Leader Should Answer(35:09) Bringing Mistakes Into The Room And Learning From Them(41:38) The Four Postures Of Effective Leadership Conversations(45:31) Creating Your Leadership Trademark(49:15) How Music And Daily Rituals Shape Leadership Mindset(56:01) Overcoming Fear And Laziness As A Leader(59:42) Making Sense, Meaning, Progress And Numbers(01:02:00) Where To Find Cameron SchwabConnect with Cameron Schwab on LinkedIn or you can visit their websiteCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we dive into the classic debate of property vs shares: which is the smarter way to build wealth in today’s market? We break down the pros and cons of both, from the barriers of deposits, debt, and cashflow in property to the accessibility and liquidity of shares, using real numbers over 20 years. If you’ve ever wondered whether you should buy that investment property or start a share portfolio, this episode will give you the clarity to make a more informed choice.On this episode, we discuss:(00:00) Intro (00:04) Property Vs Shares (06:56) The Big Advantages Of Shares For Everyday Investors (08:51) Marty’s Changing View On Property Investment (09:55) The True Cost Of A 30-Year Mortgage (14:39) Negative Gearing And The Weekly Cashflow Drain (16:18) Comparing 30 Years Of Property And Share Returns (20:50) Leveraging Equity Into The Share Market (23:10) Dividends Vs Paying Down Debt (28:02) Emotional Strength Needed For Share Market Volatility (32:17) New Rental Laws And The Shift In Property OwnershipCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We dive into why Melbourne could be on the verge of a property gold rush in 2025. We unpack the fundamentals driving growth; migration, affordability, and the rise of boutique apartments and townhouses, while debating whether investors are pulling back and owner-occupiers are taking over. We also share strategies for first home buyers and explore whether now is the time to buy before prices climb further.On this episode, we discuss:(00:00) Intro(00:58) Could Melbourne Have A Property Gold Rush?(01:27) Why Boutique Apartments And Townhouses Are Set To Boom(05:32) Melbourne House Prices Vs Sydney: The Biggest Gap Ever(06:02) Rental Vacancy Rates At Record Lows(07:57) What Could Go Wrong For Melbourne Property?(10:45) Are Investors Pulling Back And Owner-Occupiers Taking Over?(15:03) The Hidden Costs That Push Landlords To Sell(18:46) Should First Home Buyers Act Now Or Wait?(21:54) The Rise Of Buyer’s Agents And Off-Market DealsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we talk with Joel Wermut, co-founder of Prop App, the startup reshaping how Australians buy and sell property. From helping vendors find the right agent to giving buyers access to off-market deals and trusted buyer’s agents, we unpack how Prop App is disrupting the traditional real estate model. We also get into the startup journey, the future of property transactions, and what this innovation means for anyone looking to get into the market.On this episode, we discuss:(00:00) Intro(01:38) What Is Prop App? The Tinder For Real Estate(06:09) Why Human Connection Still Matters In Property Tech(08:30) The Rise Of Buyer’s Agents In Australia(12:05) Cost Vs Value When Buying Property(14:50) The Aha Moment Behind Prop App(16:30) Startup Challenges And Building From Scratch(17:34) Prop App’s Mission To Help Buyers And Sellers(20:04) Rate My Agent Vs Prop App: Key Differences(21:36) How Social Media Is Driving Growth For Prop App(23:32) Surprising Trends Emerging In Property Data(27:31) Are REA And Domain Fees Out Of Control?(29:25) Why Listing Property Doesn’t Need To Cost ThousandsConnect with Joel Wermut on [LinkedIn] (linkedin.com/in/joel-wermut-37097113) or you can visit their [website] (https://www.propapp.com.au/)[Download PropApp] (https://uqr.to/getPropApp)Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We get into four powerful lessons from an investor’s perspective on building a business that’s both profitable and truly valuable. We break down why tracking profit per hour matters more than just chasing revenue, how to create a company that’s saleable as well as profitable, and the biggest misconceptions business owners have about their business’s worth. Plus, we share practical steps to systemise, scale, and build a business you don’t want to sell, all while making sure it’s worth top dollar if you ever do.On this episode, we discuss:(00:00) Intro(00:49) What If Your Biggest Client Is Costing You Money?(01:42) Why Profit Per Hour Beats Revenue As A Metric(04:33) How Smaller Clients Can Deliver Bigger Returns(07:49) Building A Valuable Business, Not Just A Profitable One(09:48) The Risk Of Having All Your Wealth Locked In Your Business(12:11) Valuing Your Business Every Month(15:28) Why Business Owners Overvalue Their Business(17:14) The Danger Of Relying On The Founder For Revenue(19:49) Showing Strong Upward Trends Before Selling(22:42) Build A Business You Don’t Want To Sell(23:11) Staying Focused On Key Quarterly Objectives(24:52) Why Every Business Should Be Built To Be Worth Owning And SellingCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Small business insolvencies are rising and many owners don’t see the warning signs until it’s too late. We break down the financial red flags that show your business might be heading for trouble. We cover maxed-out credit cards, late super payments, ATO debt, director loans, and the danger of not knowing your breakeven point. If you run a business, this is what you need to hear before it’s too late.On this episode, we discuss:(00:00) Intro (00:25) Why Insolvency Rates Are Rising Among Small Business Owners(02:54) Red Flag #1: Maxed Out Credit Cards & Overdrafts(05:14) Cashflow Forecasting and Why It’s Essential(07:48) Red Flag #2: Late Super Payments and the Hidden Penalties(13:50) Red Flag #3: Lodging BAS and Tax Returns Late(21:32) Monthly Budgeting to Avoid Death by a Thousand Paper Cuts(25:42) Red Flag #4: Spending GST, PAYG and Tax Savings(27:25) Red Flag #5: Drawing Business Funds Without Div 7A Management(34:14) Red Flag #6: ATO Payment Plans and Why They’ll Cost You More(36:33) Red Flag #7: Not Knowing Your Breakeven PointCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We take a look at why some businesses thrive while others barely survive, breaking down gross vs net profit, how margins impact your bottom line, and why choosing (or tweaking) the right business model is key to long-term success.On this episode, we discuss:(00:00) Intro(01:17) Choosing The Right Business For Your Future Income(02:29) Gross Profit Vs Net Profit Explained(03:32) Passion vs Profit: The Reality Of Running A Business(07:03) Why High Gross Profit Gives You Flexibility(08:37) Construction Industry’s Slim Margins And High Risk(9:46) The Costly Impact Of A Bad Contract(13:14) Focusing On High-Margin Work To Reduce Risk(15:25) Smart Business Model Tweaks That Increase Profitability(17:47) Examples Of Businesses Pivoting For Better Margins(24:36) Why Strategic Thinking Beats Passion AloneCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is the Olympic model broken? We are “diving” into the rise of the Enhanced Games - a new competition where athletes are encouraged to use performance-enhancing drugs. We unpack the ethical dilemmas, money gaps, and whether doping could actually disrupt the traditional sporting world for good.On this episode, we discuss:(00:00) Intro(00:16) Hot Swimmers, Big Muscles, And A Million-Dollar Question(01:14) What Are The Enhanced Games?(03:06) Olympic Athletes Pay Explained(06:00) Would Paying Olympians Solve The Ethics Problem?(07:18) Super Shoes Vs. Steroids: Where Do We Draw The Line?(08:26) Faith Kipyegon And The Nike-Backed 4-Minute Mile(10:50) PEDs, Records, And A Million Bucks(14:36) Would You Medicate Your Team For Better Performance?(16:13) Boxing, F1, And Risk-Reward In Modern Sport(18:01) Do Enhanced Athletes Belong On The Same Stage As Olympians?(19:03) The Normalisation Dilemma: What Message Are We Sending?(20:00) IOC’s Wake-Up Call - Time To Share The Pie(21:07) Enhanced Games Vs Olympic Games: Who Wins The Future?Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Australia is heading for its biggest wealth shift in history - and it’s already begun. With over 140,000 Aussies retiring every year, we dive into how the "silver tsunami" of Baby Boomers is set to transform our economy, workforce, and financial planning industries. From aged care and superannuation to legacy planning and retirement housing models, we unpack the opportunities and challenges for both retirees and the generations following them.On this episode, we discuss:(00:00) Intro(00:19) Why Retiring Boomers Could Break the Economy(04:14) Big Economic Impacts: Healthcare, Aged Care & Labor Force(06:20) Baby Boomers Fueling Demand for Financial Planning(07:22) Why Some Retirees Blow Their Wealth(08:41) The Trillion-Dollar Super Shift(09:38) Why Boomers Don’t Like Spending Their Money(10:48) Legacy Planning: Helping Your Kids While You’re Alive(14:27) What’s a Land Lease Retirement Community?(16:55) Should You Buy or Rent in Retirement?(21:16) Should You Talk to Your Parents About Retirement?(22:50) Understanding How Super Re-Contribution Works(25:16) Business Owner Retirements & CGT PlanningCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we crack open the limiting beliefs that shape our lives and businesses. Marty leads us in a session exploring the emotional baggage we carry from childhood - around money, confidence, and self-worth - and how it still impacts our adult identity, performance, and decisions. From childhood weight struggles to money scarcity mindsets, we open up in a raw conversation about what’s holding us back and how to break through.On this episode, we discuss:(00:00) Intro(00:55) The Difference Confidence Makes in Your Business(01:32) Jase and Nick Share Childhood Beliefs They Still Carry Today(07:06) Reframing Your Past Without Losing Gratitude(10:24) The Business Course That Changed Marty's Life(12:20) Breaking The Pattern Of Self-Sabotage(15:37) From Survival Mode To Abundance Mindset(17:40) How Identity Coaching Impacts Business Growth(19:51) Why People Earn What They Believe They Deserve(22:15) The Fear Of Not Being Good Enough(23:10) Nick Explains How Golf Mirrors Identity And Self-Sabotage(30:42) Jase's Live Coaching Session Begins(35:42) The Role Of A Coach In Rewiring BeliefCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset.On this episode, we discuss:(00:00) Intro(00:10) Are Low Interest Rates Gone For Good?(02:45) The Reality Of 5% Interest Rates(03:50) What Is The Goldilocks (Neutral) Cash Rate?(05:39) Why The Cash Rate Might Stay Higher For Longer(06:21) Government Spending’s Impact On Rates(10:52) Housing Supply Issues And Construction Shortages(11:48) Why Property Prices Aren’t Falling Anytime Soon(15:35) Should You Fix Your Home Loan Rate?(20:06) Stop Waiting For Rates To Drop - Build A Strategy Now Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is your pricing helping or hurting your bottom line? In this episode, we break down the real cost of undercharging and show you how to reset your pricing strategy for FY2026. From hourly rates to value-based pricing, we reveal the models that protect profits - plus the $10/hour tweak that added $240K to one business.On this episode, we discuss:(00:00) Intro(00:35) Why End of Financial Year Is The Best Time to Review Your Pricing(01:43) How Most Business Owners Get Pricing Wrong(02:58) Hourly Rates: The Pitfalls You Didn’t Expect(05:38) Reverse Engineering Your Fees for Profit(08:19) Fixed Fee Pricing: When It Works and When It Fails(10:16) Retainers, Fixed Fee and Value Based Pricing(16:59) Hybrid Pricing Models and Where AI Might Fit In(17:55) Real-Life Example: A $10/hour Price Rise That Added $240K(22:10) Why Scale Magnifies Both Profit and Problems(23:17) E-Comm, Discounts and the Pricing Trap(24:11) Perceived Value: Why Charging More Can Help You Sell(25:15) How Business Coaches Set Their Pricing(32:01) Why Picking the Right Clients Is Part of the Profit EquationCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.