Learn Finance 101
Subscribed: 39Played: 146
Subscribe
© LearnFinance101
Description
Welcome to Learn Finance 101, your go-to podcast for mastering the basics of finance. Whether you're new to personal finance or looking to refine your knowledge, we break down key topics like budgeting, investing, and credit management into simple, actionable insights. Join us weekly to gain the tools and understanding you need for lasting financial success.
Become a Paid Subscriber: https://podcasters.spotify.com/pod/show/learnfinance101/subscribe
Become a Paid Subscriber: https://podcasters.spotify.com/pod/show/learnfinance101/subscribe
71 Episodes
Reverse
This episode dives into Polymarket, the decentralized prediction market platform that has taken the crypto world by storm. Founded in 2020 by Shayne Coplan, Polymarket lets users bet peer-to-peer on everything from elections to pop culture, using USDC stablecoins and blockchain technology for global reach and transparency. After overcoming regulatory hurdles—including a CFTC ban and a dramatic relaunch in the US—Polymarket saw explosive growth in 2025, with volumes topping $21.5 billion and major investments from firms like ICE. The platform’s unique yes/no shares, anonymous trading, and community-driven dispute resolution have made it a leader in the new era of prediction markets.
In this episode, we explore Kalshi, a ground breaking prediction market platform that has revolutionized event forecasting in finance. Founded in 2018 by Tarek Mansour and Luana Lopes Lara, Kalshi transformed the landscape by securing federal regulation under the CFTC, allowing users to trade on real-world outcomes like elections and economic data. With trading volumes now exceeding $1 billion weekly, Kalshi stands at the forefront of mainstream prediction markets, offering a legitimate, regulated space for event-based financial contracts.
September showed a global economy tougher than expected—OECD's upgrade to 3.2% growth clashes with World Bank's 2.3% slowdown warning, labour holds firm but inflation sticks. Markets ended down weekly despite Friday's bounce, as valuation worries and tariffs temper Fed-fuelled gains. With debt burdens high and AI reshaping jobs, resilience meets risks head-on.
While it's funny and super relatable, "girl math" shines a light on real cognitive biases that can sneak into our financial decisions, especially around compulsive or impulse purchases. Today, we'll laugh at the memes, break down the specific types of biases with examples, discuss why the term can be problematic, and – most importantly – share detailed, actionable tips to outsmart these biases for better girl finance. By the end, you'll have tools to make smarter choices without losing the fun.
Ecological economics, developed by Herman Daly, Robert Costanza, and others, views economies as part of the environment, prioritising sustainability and recognising the limits of natural resources. It arose from concerns over resource depletion and environmental harm, critiquing mainstream economics for overlooking ecological constraints. Unlike growth-focused models, ecological economics advocates maintaining resource use within planetary boundaries, internalising environmental costs, and using metrics like carryingcapacity and ecological footprint. Key policies include carbon pricing and green taxes. While it faces criticism for challenging economic growth and lacking formal models, its principles are increasingly influential in climate policy and sustainability debates, especially as environmental crises worsen.The approach encourages a shift from short-term profit to long-term resilience and intergenerational equity, though mainstream adoption remains limited.
In 2025, falling interest rates are supporting economicrecovery, though global growth remains subdued at 2.3%. Central banks are cautiously easing policy, with mortgage rates falling and some regions pausing rate cuts due to persistent inflation. While lower rates are encouraging lending, investment, and activity in sectors like real estate and energy, challenges such as rising public debt, inflationary pressures, and global trade tensions are constraining growth.Financial institutions and investors are focusing on proactive strategies and stable assets, while governments prioritise infrastructure spending. The outlook is cautiously optimistic, with moderate growth expected as economies adapt to persistent debt and trade barriers.
Post-Keynesian economics, building on John Maynard Keynes’s work, emphasizes uncertainty, financial instability, and income distribution, offering a heterodox alternative to neoclassical and new Keynesian economics.Developed by Joan Robinson, Hyman Minsky, Paul Davidson, and others in the mid-20th century, it emerged from dissatisfaction with mainstream equilibrium models. It extends Keynes’s focus on demand-driven economies, rejecting assumptions of automatic market clearing.
Major institutions forecast modest global GDP growth for the coming year, below historical averages, supported by easing inflation and resilient labour markets but constrained by trade tensions, geopolitical risks, and policy uncertainty. Advanced economies are expected to lag, while emerging markets and key developing nations provide stronger momentum. Inflation should continue moderating, with central banks adopting cautious easing stances. Energy prices face downward pressure, while equities show a generally bullish outlook driven by earnings growth and technological advances, though risks like trade escalation remain. Overall, the year ahead points to steady, if unspectacular, economic progress amid a fragmented global environment.
This episode provides a comprehensive summary of all the major geopolitical and financial market events that shaped 2025. From the resurgence of protectionist policies that sent shockwaves through stock exchanges to fragile alliances tested by ongoing conflicts and emerging tech rivalries, 2025 redefined volatility. We'll unpack it month by month, expanding on key financial and geopolitical events with at least five per period, drawing in expert analyses, market reactions, and broader implications.
New Institutional Economics examines how institutions - such as laws, norms, and organizations - shape economic outcomes by reducing uncertainty and transaction costs. It emphasizes the importance of property rights and governance in development, but faces criticism for being hard to measure and sometimes overlooking issues like inequality.
New Institutional Economics studies how institutions—like laws, norms, and organizations—shape economic outcomes by reducing uncertainty and transaction costs. It highlights the importance of property rights, governance, and historical context in economic development. While influential in policy and development studies, it faces criticism for being hard to quantify and for sometimes overlooking issues like inequality and power dynamics.
Embedded finance and digital payments are transforming the financial industry in 2025. Financial services like payments, loans, and insurance are being integrated into non-financial platforms, making transactions seamless and supporting the rise of neobanks. Key trends include the use of AI for personalized services, faster payment systems, and blockchain for secure transactions. These innovations increase convenience and accessibility but also bring challenges such as regulatory scrutiny, data privacy, and the need for strong cybersecurity.
Behavioral economics combines psychology with economics to explain how real people make decisions, highlighting that individuals are not always rational. It explores biases like loss aversion and heuristics, and introduces concepts such as nudges to improve choices. The field is widely used in policy, finance, and marketing, but faces criticism for lacking a unified framework and for challenges in applying its insights broadly.
Austrian economics focuses on individual choices and subjective value, arguing that markets work best with minimal government intervention. It rejects mathematical modeling and favors logical reasoning. Critics say it lacks empirical evidence and overlooks market failures, but its ideas influence libertarian thought and debates on central banking.
In 2025, regulatory changes and compliance are central to the finance sector. Regulatory technology (RegTech) is rapidly advancing, using AI and real-time monitoring to automate compliance tasks like KYC and AML, reduce costs, and improve accuracy. Key trends include predictive analytics, unified financial crime systems, and a shift toward risk-based frameworks, especially for digital assets. While automation streamlines operations and helps avoid fines, challenges remain with global regulatory differences, cybersecurity risks, and model errors. Innovations such as blockchain and cloud-based solutions are helping institutions adapt, and investing in RegTech is seen as essential for maintaining competitiveness and resilience in a fast-changing financial landscape.
Monetarism, led by Milton Friedman, is an economic theory that emphasizes the importance of controlling the money supply to manage economic activity and inflation. It argues that monetary policy is more effective than fiscal policy for ensuring economic stability. Monetarists advocate for steady, rules-based increases in money supply rather than discretionary interventions. While monetarism influenced major policies in the 1970s and 1980s, its predictive power has been challenged by financial innovations and economic crises. Today, central banks use monetarist insights for inflation targeting but also incorporate elements from other economic theories.
In 2025, financial planning is being transformed by automation, AI, and upskilling. Generative AI enables real-time forecasting and budgeting, while automation reduces errors and frees finance professionals for strategic tasks. Cloud-based platforms improve collaboration, and upskilling in AI and data analytics is a priority for nearly half of finance leaders. These changes make financial planning more agile and accurate, benefiting both organizations and consumers. Innovations like integrated cloud tools and real-time analytics are helping finance teams adapt, ensuring they remain competitive and relevant in a rapidly evolving, tech-driven landscape.
Tokenization of real-world assets (RWAs)—digitizing assets like real estate, bonds, and art on blockchain—is revolutionizing finance in 2025, with a market surge of 260% to $23 billion. Coupled with decentralized finance (DeFi), it’s unlocking liquidity and efficiency, potentially transforming $30 trillion in assets by 2030. This episode explores trends, applications, challenges, and the future of tokenization and blockchain.
Marxian economics, rooted in Karl Marx’s 19th-century critique of capitalism, analyzes economies through class struggle and historical materialism. Developed in Das Kapital (1867) and The Communist Manifesto (1848, with Engels), it views economic systems as evolving through contradictions, with capitalism’s internal flaws leading to its collapse.
Sustainable and green finance, centered on environmental, social, and governance (ESG) investing, is a cornerstone of the financial landscape in 2025.
Download from Google Play
Download from App Store
United States
Financial risks are indeed something that can scare young businessmen in their enterprises, but it should not be a problem for the growth and prosperity of your business, so I recommend knowing how to prevent financial mistakes together - https://transferty.com/blog/payment-gateways-psps-and-payment-orchestration-whats-the-difference/, a great service that can provide you with many opportunities in this regard!