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Powered by Nacha - Listen to conversations of interest to the payments community.
70 Episodes
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Check fraud is on the rise because criminals follow the money—and businesses continue to rely on checks while not universally adopting fraud controls. In this episode of Payments SmartCast, Q2’s Tim Kindschuh and Nacha’s Jordan Bennett explain why tools like Positive Pay, which protect both check and ACH payments, are often adopted only after fraud occurs. As Kindschuh puts it, fraud isn’t a matter of “if” but “when”—and it’s time to stop apologizing for fraud prevention.
Education and networking may be the heart of Smarter Faster Payments, but in 2026 the setting steals the spotlight. In this episode of Payments SmartCast, Renee Shipe, CMP, Nacha Director, Meetings Management and Conference Registration, talks with Daniel Kuperschmid, president and CEO of the San Diego Tourism Authority, about the events surrounding Payments. Tune in to build your itinerary with Nacha-hosted events and the local attractions San Diego has to offer.
In this episode of Nacha’s Payments SmartCast, Cari Conahan, Associate Managing Director of ACH Network Rules & Enforcement at Nacha, explains why financial institutions should have the 2026 Nacha Operating Rules and Guidelines, especially as the ACH Network enters a new era of risk‑based compliance. From a financial institution perspective, Lawrence Lau, Senior Vice President at West Coast Community Bank, reinforces the operational importance of staying current and shares his favorite ways to access the Rules.
On this episode of Payments SmartCast, Scott Anchin of the Independent Community Bankers of America previews his session at Smarter Faster Payments. His panel, “Combatting Fraud and Scams in the Age of Digital Payments,” is set to give attendees a broad view of today’s fraud landscape and provide practical, deployable tools. Ashley Mustico, Nacha Senior Director, Education and Accreditation, covers new conference enhancements, including attendee personas to help personalize session and networking choices.
Thayer Stewart of PaymentWorks and Mark Dixon of Nacha Consulting credit push fraud and new Nacha Risk Management Rules.
Confused about stablecoins? In this episode, Adrian Wall, Managing Director of The Digital Sovereignty Alliance (DSA), and CEO/Co-founder of Stablecoin Leadership Alliance (SCLA), joins Stephanie Prebish, AAP, AFPP, APRP, CTP, Nacha Senior Managing Director, Association Services, to talk about it. Wall provides a good foundation of stablecoins but promises a deeper dive at Nacha’s Smarter Faster Payments 2026, April 26-29 in San Diego, which features a new stablecoin track.
In this episode of Payments SmartCast, Devon Marsh, Managing Director, ACH Network Rules and Risk Management, discusses a major proposal to raise the Same Day ACH payment limit from $1 million to $10 million. Marsh breaks down the RFC process, including who can submit comments, why participation matters, and what happens after feedback is received. With the comment deadline set for Thursday, Dec. 18, tune in to learn how you can make your voice heard.
Loyalty doesn’t come easy but Nacha’s Smarter Faster Payments conference earns it—not just from attendees, but from organizations setting up shop in the exhibit hall. CGI, a global technology and professional services firm, will continue its long string of exhibiting when it returns for Payments 2026 in San Diego, April 26-29.
Fraudsters constantly evolve, prompting banks to adapt quickly. JPMorgan Chase is tackling this with “transaction tagging,” a method that adds detailed context to ACH debits. Nacha’s Jordan Bennett and Matthew Friend of JP Morgan Chase talk about use cases for transaction tagging, industry segments, and how they disrupt fraud patterns.
In this episode of Payments SmartCast, Kerry Sullen, Senior Consultant for Nacha Consulting, Miriam Sheril, Head of Product – US at Form3, and Greg Murray, Managing Director, Treasury Services Product Management Professional at Santander Bank talk about exploring a new payment rail. Learn how Santander will explore this new payment rail and what it means for their customers.
In this episode of Nacha’s Payments SmartCast podcast, experts Mark Dixon, Senior Consultant at Nacha Consulting, Miriam Sheril, U.S. Head of Product at Form3, and Peter Tapling, Managing Director of PTap Advisory, LLC and Vice-Chair of the U.S. Faster Payments Council, discuss the role of big tech related to the payments ecosystem and how banks must modernize to stay competitive in a fast-paced digital economy.
Could AI and customer-centricity be weapons in the fight against payments fraud? In this episode of Payments SmartCast, Amy Morris, Nacha Senior Director, ACH Network Rules, and Saurabh Joshi, President of CSG Forte, discuss fraud prevention and the customer experience.
It’s called Nacha Capitol Hill Day, but this year it took an unprecedented detour to the U.S. Treasury. In this episode of Payments SmartCast, Bill Sullivan, Nacha Associate Managing Director, Government and Industry Relations, and Jennifer Denoo, President and CEO of Great Basin Federal Credit Union, and a Nacha Board member, detail their experience at this year's Hill Day.
Matthew Simmons joins Payments SmartCast for a conversation on the growing threats in cybersecurity, touching on the most concerning types of cyber-attacks, and the impact of human error. As Head of Vulnerability and Patch Management, Technology Executive at Wells Fargo, Simmons explores emerging cybersecurity trends, the role of AI in fraud prevention, and the skills needed for future tech leaders in banking.
In this episode of Payments SmartCast, we explore the professional journey of Joe Hussey—from his first steps into the payments world to becoming an executive at Wells Fargo and serving as Chairperson of the Nacha Board. Listeners will gain insight into the evolution of ACH, leadership in the payments space, and what lies ahead for professionals navigating the future of faster, smarter payments.
Huge changes are underway in the payments industry—with many more on the horizon. In this episode of Payments SmartCast, Jennifer West, AAP, AFPP, APRP, Nacha Senior Director, Payments Innovation Alliance, Education & Accreditation, Sharon Hallmark, AAP, APRP, Director, Payments Education at EPCOR, and Project Team Co-Lead, and John Brady, Chief Architect, Head of Engineering at BillGO, and Team Co-Lead discuss cryptocurrency, the impact of quantum computing on payments cryptography, and the resources the Alliance has to offer.
In this episode of Payments SmartCast, Dave Scola, Chief Product Officer - US for Form3, and Mark Dixon, Senior Consultant for Nacha Consulting, explore key trends shaping the payments landscape today and in the future.The conversation covers the rise of instant payments, including top use cases, adoption challenges, and the importance of customer education. Scola and Dixon identify what it will take to make it a reality, the technical and regulatory barriers that still exist, and the innovations banks should be preparing for over the next few years to stay competitive and customer-centric.
In this episode, industry experts from LexisNexis Risk Solutions highlight the critical importance of using accurate and up-to-date routing numbers in payment processing. Hear how the high stakes of payment failures are often caused by outdated routing data. Mark Dixon of Nacha Consulting warns that incorrect routing information could even violate the Nacha Operating Rules around payment authorization.
The 9th Edition of the ACH Risk Management Handbook is a vital resource for anyone working with ACH, especially with new credit-push fraud rules coming in 2026. In this episode of Payments SmartCast, Nacha's Senior Director, Network Risk Management Jordan Bennett talks about the handbook’s practical guidance for both receipt and origination fraud prevention. Brent Phillips of Cadence Bank joins the conversation to highlight the handbook as essential reading alongside the Nacha Rules, calling it a wise investment that will ultimately save institutions money. The handbook offers detailed chapters, explanations, and real-life fraud scenarios to help institutions understand and implement the rules effectively. Buy your copy today!
In this episode of Payments SmartCast, Form3’s Head of Product Miriam Sheril and Amy Morris, Nacha’s Senior Director, ACH Network Rules, explore how data analytics is transforming ACH operations.Ahead of her session at Smarter Faster Payments 2025, Sheril explains how data insights are helping financial institutions streamline operations, reduce risk, and make faster, more informed decisions. Morris highlights how the Nacha Rules support financial institutions in leveraging data analytics while maintaining compliance, particularly when working with service providers like Form3. The discussion also covers best practices for financial institutions who are starting out on their data journey, from building internal alignment to investing in the right technology.Much more was discussed, and you can listen to the complete podcast below.
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