The Banking Bros Podcast

See how we transformed a family Thanksgiving into a financial masterclass, teaching guaranteed lifetime income, passive income strategies, and family wealth planning. From life insurance tips to fun family quizzes and interactive activities, we show how to make money conversations engaging for all ages.   Learn practical strategies to host your own financial family reunion and create systems that grow and protect wealth across generations. Perfect for anyone curious about infinite banking, family finance, and financial freedom.   #FamilyWealth #MoneyMasterclass #FinancialFamilyReunion   Chapters: 0:00 – Intro & Podcast Welcome 0:23 – Thanksgiving Gathering & Tech Support 1:56 – Using Visuals & Money Topics 3:06 – Financial Family Reunion Overview 4:00 – Agenda & Five F’s: Faith, Family, Fun, Fitness, Finances 6:34 – Faith: Family Devotional 7:25 – Fun: Family Trivia Game 8:16 – Fitness: Secret Santa Book Exchange 9:40 – Family Updates & Highlights 10:42 – Purpose: Relational, Non-Sales Environment 11:46 – Jonah Leads Financial Discussion 12:36 – Planning Holiday Reunion Call 13:09 – Finance: Life Insurance Talk 14:25 – Income Strategy & Family Support 15:03 – Guaranteed Passive Income & Preparedness 15:30 – Reunion Highlights 15:46 – Closing & Facilitation Invitation If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Wealth building, cash flow, and financial freedom don’t come from hard work alone; they come from using a smarter wealth strategy that works even when your job doesn’t. In this episode, we break down why traditional career advice falls short and reveal how Infinite Banking and Guaranteed Income create real, predictable financial security.   If you’ve ever wondered why so many hardworking people still struggle financially, or why high earners often feel trapped, this conversation will change the way you think about money, careers, and long-term financial control.   #guaranteedincome #wealthbuilding #cashflow #infinitebanking #financialfreedom   Chapter: 0:00 – The Career Advice No One Questions 0:33 – Is the Ladder a Trap? 1:16 – The Path to Real Financial Freedom 1:32 – Amazon’s Secret to Getting Noticed 5:20 – The Money Mistake Millionaires Make First 10:06 – IBM’s One Question That Changes Everything 12:00 – LinkedIn’s Rule for a Fulfilling Career 15:24 – Fan Shoutout 16:31 – The CEO Who Stopped Trying to “Be One of the Guys” 19:05 – The Hidden Reward of Staying the Course 25:38 – The Advice That Opens New Doors 30:21 – Leadership’s Hardest Truth 32:21 – The Hosts’ Most Powerful Financial Lesson If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Many seniors assume life insurance is only for young families with mortgages and kids, but the truth is, it can be a powerful tool for retirement planning, legacy building, and financial security. In this episode, we break down everything you need to know about life insurance after 65, including permanent vs. term policies, final expense coverage, and how some retirees are leveraging life insurance to protect wealth and reduce taxes.   #LifeInsurance #RetirementPlanning #FinancialFreedom #LegacyBuilding   Talk to one of our partners, Traci S. Bell: CalendlyAlternative Asset Investing - Traci S. Bell, CPA, Financial Educator   Chapter: 0:00 – Intro: Is life insurance after 65 a strategy? 01:56 – Reviewing insurance during open enrollment 00:59 – Year-end financial reviews with family 06:34 – Misconceptions: “Too old / too expensive” 07:55 – What to consider when buying at 65+ 10:55 – What life insurance can solve (final expenses, estate issues) 12:05 – Example: Inheriting assets without cash 13:39 – Special needs + long-term care planning 14:56 – Beneficiary mistakes with minors 17:00 – Retirement income realities (Social Security, pensions) 19:19 – Cash value as a reserve 20:22 – Whole life vs universal life 21:53 – Cash-ready custom policies for seniors 23:49 - Fan Follow of the week 25:05 – Tax advantages of private life insurance 26:21 – Inheriting taxable retirement accounts 27:40 – Families avoiding money conversations 28:36 – When seniors can’t qualify & insuring others 29:33 – Life insurance as a “finish strong” tool 30:03 – Book a call for personalized guidance If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Think you’re ready to retire? Before you make that leap, take a hard look at the latest retirement savings data. According to new studies, the average 401(k) balance for people in their 60s might not be enough to guarantee financial freedom, and the median numbers tell an even more sobering story.   In this episode, we break down how much you should have saved for retirement by your 60s, reveal the surprising gap between the average and median 401(k) balances, and explain what those numbers really mean for your future.   #RetirementPlanning #FinancialFreedom #WealthBuilding #RetireSmart Chapter: 0:00 - Are you really ready to retire? 0:17 - Real stats on 401(k) balances 01:03 -Fan Follow of the week 2:18 - Average vs. median retirement savings 5:55 - How much you actually need to retire 7:16 - Life expectancy and planning ahead 9:00 - Retirement confidence and generational gaps 11:46 - Do people still believe in retirement? 13:01 - Real couple’s retirement case study 14:59 - The 4% rule explained 20:15 - Why 401(k)s alone won’t cut it 21:23 - Using whole life and annuities for income 22:26 - When investments stop working 23:02 - Social Security as the main retirement check 25:00 - Why typical savings advice falls short 26:53 - Downsizing and other “retirement fixes” 29:13 - Creating a realistic retirement plan 31:27 - Guaranteed income options and next steps 32:34 - Final message: plan, act, and secure your future If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

FINANCES. That’s the “F-word” no one talks about, but it’s the one that can completely transform your financial future. In this episode, we reveal why funding yourself is the secret weapon the wealthy have used for generations. You’ll learn how to take control of your money, stop relying on banks, and start using your own system to create consistent cash flow, generational wealth, and financial peace of mind.   #WealthBuilding #Fund #SmartMoneyMoves #FinancialLiteracy   Chapter: 0:00 - Intro: Go Fund Yourself 0:24 - Revisiting the “F Word” idea (Finance) 1:23 - You finance everything you buy 2:30 - The GoFundMe mindset & financial unpreparedness 4:59 - The five big basics of financing 5:36 - How to fund yourself 6:21 - The real cost of car financing 9:38 - Lifetime interest adds up fast 12:29 - The five F’s: Faith, Family, Friends, Fitness, Finance 15:09 - Real story: Saving vs investing confusion 18:18 - Be ready for financial emergencies 21:12 - Financial family reunions & free consultations 24:29 - Fan Follow of the Week: Colton Farnsworth 25:15 - Closing message: Fix your “F’ing problem” and fund your future   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

In this episode, we sat down with Chris Murtagh to uncover what Infinite Banking really is and what most people don’t know about it.   We share how we discovered the Infinite Banking Concept (IBC), how it completely changed the way we think about money, and why becoming your own banker can be one of the most powerful financial strategies out there. If you’ve ever felt stuck in traditional banking, this conversation will open your eyes to what real financial freedom can look like.   #InfiniteBanking #BeYourOwnBanker #FinancialFreedom #WealthBuilding #MoneyMindset   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Most people aren’t bad with money; they’re just playing the wrong money game. In this episode, we reveal how the financial system is designed to keep you stuck, and how the wealthy play by a completely different set of rules to build wealth and create cash flow.   If you’ve ever felt frustrated, confused, or guilty about your finances, this conversation will change how you think about money. Discover how to escape the broken “traditional money model,” avoid common money mistakes, and start building real, lasting wealth even if you’re starting from scratch.   #FinancialFreedom #WealthBuilding #MoneyMindset #InfiniteBanking #MoneyTips Chapter: 00:00: Are you really bad with money? 0:47: Welcome to the Banking Bros Podcast 01:08: You’re not bad with money, you’re playing the wrong game 02:03: Trained to be workers, not wealth builders 05:05: Why schools don’t teach financial literacy 10:58: The system is built to create employees, not owners 12:13: The traditional money game (job, save, invest) 17:53: The right money game begins with control 18:07: Rule #1: Control beats rate of return 19:00: Rule #2: Keep money moving (leverage) 21:08: Rule #3: Protect your money from losses 23:25: Rule #4: Cash flow is king 27:22: Fan Follow of the Week: John Reyes 28:28: How to start playing the right financial game 32:04: Key takeaways 33:41: Closing message & poem     If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Most Americans believe retirement planning is about either saving enough to live on or leaving something behind. But what if you could do both, and do it better than Wall Street’s “just invest” advice? In this episode, we break down why traditional retirement strategies, such as “buy term and invest the rest,” often fail to deliver. Backed by an EY research study, we reveal how combining permanent life insurance (PLI) and deferred income annuities (DIA) creates tax-efficient growth, guaranteed income in retirement, and a lasting legacy. What You’ll Learn: ✔️ Why investment-only retirement plans often fall short ✔️ How life insurance + annuities outperform Wall Street’s advice ✔️ The “sweet spot” formula: up to 30% PLI + 30% DIA ✔️ Why it’s never too late, whether you start at 25, 35, or 45 ✔️ How this connects with Infinite Banking principles to build long-term wealth Chapter: 0:00 - Rethinking retirement: saving vs. leaving a legacy 0:15 - Ernst & Young study on insurance in retirement planning 1:05 - Who Ernst & Young are and why their research matters 3:19 - Life insurance & annuities vs. investment-only strategies 5:07 - Explaining permanent life insurance and annuities 8:04 - Retirement savings gaps and risks by 2030 12:01 - Real-life financial struggles and debt examples 14:07 - Five retirement strategies compared in EY’s analysis 19:20 - Which strategies actually outperform 23:29 - Why integrated insurance strategies work better 27:03 - EY’s “sweet spot”: 30% life insurance + 30% annuities 29:22 - Fan follow shoutout: Robert Kindt 30:24 - Call to action: free cash consultation Links: Benefits of Integrating Insurance Products into a Retirement Plan How life insurers can provide differentiated retirement benefits If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros    

Long-term care planning isn’t optional; it’s essential. In this episode, we uncover the true costs of long-term care, why so many families are caught off guard, and how asset-based long-term care insurance can safeguard both your wealth and your loved ones. Most people shrug off statistics like “70% of Americans over 65 will need care.” But when you picture your spouse writing $8,000 checks every month, or your kids leaving their jobs to become caregivers, the reality hits hard. That’s why this conversation isn’t about abstract numbers; it’s about real-life consequences, emotional strain, and financial security. What you’ll learn in this episode: Why most people underestimate long-term care risk until it’s too late The shocking 2024 costs of nursing homes and in-home care (and why Medicare won’t save you) The hidden burden caregiving places on families financially and emotionally How asset-based LTC insurance outperforms traditional “use it or lose it” policies Practical steps to protect your retirement savings and keep your family from impossible choices Chapter: 00:00: Intro & why long-term care planning matters 03:01: What long-term care really means 07:35: The rising costs of care 08:48: Self-insuring vs. insurance debate 12:16: The sandwich generation’s burden 16:29: Financial strains & hidden costs 21:00: Long-term care insurance product overview 24:40: Baseball analogy: planning for relief 27:26: Protecting family from impossible choices 27:54: Shoutout to fan follow of the week: Scott Kidd 28:50: How to connect with the Banking Bros for planning If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Traditional retirement planning is broken, and it’s costing people their freedom. In this episode, we expose the 3 biggest lies of retirement planning and reveal why relying on a 401(k) or IRA may leave you trapped instead of free. You’ll discover how inflation, taxes, and government rules quietly erode your savings, and why real financial independence comes from liquidity, control, and legacy planning, not waiting until 65. Listen now to learn: Why “saving enough” doesn’t guarantee security The hidden risks of retirement accounts A smarter way to use your money for freedom today and generational wealth tomorrow If you’ve ever wondered whether the system is rigged against you, this episode will change how you see retirement forever. Don’t just plan to retire, plan to live free. 0:00: Intro & retirement dream model 0:53: Why traditional retirement advice is broken 1:18: Typical vs. traditional planning 1:48: History of retirement accounts 3:44: Lie #1: “Save enough and you’ll be set” 10:10: Lie #2: “Your retirement accounts are your money” 15:25: Lie #3: “Retirement equals freedom” 17:40: Retirement fun facts & harsh realities 23:31: Liquidity, control & legacy planning 24:12: Listener shoutout: Bernie Espinosa 25:06: Questioning the retirement playbook & closing If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Why is it that banks always seem to get richer while families keep struggling just to stay ahead? The truth is, banks have mastered a system where every dollar does multiple jobs, while most people let their money do just one before it disappears. In this episode, you’ll discover how Infinite Banking can help you break out of that cycle. Instead of relying on banks, you’ll learn how to create your own system that keeps your money growing, working, and circulating for your family’s benefit. This matters because the way you use your money today could determine whether you stay stuck in financial dependence or finally take control and build lasting wealth for generations.   Chapter: 00:00: Intro 04:45: How does the Bank make money? 07:35: What the Banks are paying you 16:15: Are you stuck in this system? 17:45: CashFlow Patterns 25:00: How the Save & Spend System works 31:00: Recapture the Interest 36:35: Outro   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

What if your money could work twice as hard, covering your life today while growing for your future? In this episode, we sit down with Hannah Kesler as she breaks down the Infinite Banking Concept in a simple, practical, and actionable way. Hannah shares her personal journey, insider strategies, and mindset shifts that helped her take control of her finances, and how you can too. Whether you’re just starting out or looking to level up your money game, this episode is packed with insights you won’t want to miss! Chapters: 0:00 - Introductions 1:01 - Denver event preview 2:10 - Power of community 5:21 - Growth since last year 9:20 - Hannah’s new van with IBC 11:20 - Day 1 highlights 15:20 - Day 2 highlights 19:17 - VIP experience 21:42 - Who should attend 24:34 - Hannah’s Cracker Barrel story 26:08 - Closing & invitation If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

In this episode JDew interviews new friend and Greenville local Sky Richardson. Sky grew up talking about money and now helps other financial advisors to their work. What secrets will he share with Jeremiah? Tune in and find out. If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test) you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Two families. Same era. Enormous wealth. But only one is still rich today. In this episode of The Banking Bros Podcast, we reveal how the Rockefellers built a fortune that has lasted over a century—while the Vanderbilts managed to lose it all within two generations. In this episode you’ll discover: – The Rockefeller blueprint for generational wealth – The financial mistakes that destroyed the Vanderbilt empire – How Infinite Banking and strategic whole life insurance create wealth that outlives you – Why the wealthy don’t “save” money… they circulate it inside the family If you want to build a financial legacy that lasts—and avoid the Vanderbilt trap—this episode will show you the strategies the wealthy have been using all along. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Dave Ramsey calls whole life insurance a scam, but we’re breaking down why his statements are misleading, and what he’s not telling you about how it really works. In this video, we go line-by-line through his article, fact-checking his claims, and explaining how wealthy people actually use whole life policies for the Infinite Banking Concept. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros   Shownotes:  00:00 - Intro – Breaking down Dave Ramsey’s claims 02:18 - Dave’s stance on permanent life insurance 05:21 - Why “you’ll probably pay more than you get” is wrong 07:05 - Whole life vs. other types of insurance 09:50 - Mislabeling cash value as “savings” 13:18 - Premiums and costs explained 15:09 - Cash value guarantees – New York Life example 18:42 - Death benefit and guaranteed payout 22:03 - “Whole life is a rip off” – opinion vs. fact 26:39 - Why mutual funds aren’t a guaranteed better option 30:20 - How to fact-check financial advice 34:44 - Final thoughts – Is whole life for you?    

Many financial gurus say to wait until 60 to get long-term care insurance—but that advice could cost you big. In this episode of The Banking Bros Podcast, we reveal why delaying coverage risks your health, finances, and family security, and how asset-based long-term care can protect you without wasting money. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros   Shownotes:  00:00 – Why waiting until 60 for long-term care is risky  01:15 – The real costs of long-term care  06:20 – Assisted living, home health aides, and nursing home expenses  12:20 – How traditional long-term care insurance works  14:35 – Asset-based long-term care explained  18:05 – Dave Ramsey’s advice and why we disagree  22:20 – The reality of care needs before age 60  28:35 – The risk of longer-than-average care needs  33:05 – Stacking policies for better coverage  36:05 – Why you must act now, not later

In this episode JDew interviews Audrey Forka and they talk about how her up-bringing and her background in health care have influenced her passion for financial security and utilizing the Infinite Banking Concept. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Is the American Dream still alive—or just delayed with interest? In this episode, Jonah and JDew break down how the system has normalized debt, vilified delayed gratification, and quietly let inflation rob your wallet. From student loans to rising grocery prices, we're all out here making payments on a dream that keeps slipping away. But it doesn’t have to be that way! In this episode we expose the myths of traditional financial advice and offer a bold alternative: ownership + liquidity = real freedom. If you're tired of waiting until 65 to live life, this one’s for you. Key Topics: • Why debt keeps you broke longer than you think • How inflation is the invisible enemy of wealth • Why traditional retirement advice is outdated • How to reclaim financial control with ownership and liquidity If you are ready to stop financing someone else’s dream and start building your own you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

The Banking Bros had the opportunity to appear as guests on the Infinite Banking Initiative Podcast and in this conversation Jeremiah and Jonah explore how traditional banking systems often fall short for everyday people, especially regarding wealth building, financial control, and interest pitfalls. They introduce the Infinite Banking Concept. They outline the mechanics, benefits, and considerations, aiming to empower viewers to rethink their financial strategies. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt Check out the NNI Infinite Banking Initiative podcast here: https://podcasts.apple.com/us/podcast/jeremiah-dew-jonah-dew/id1788943766?i=1000717196146 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Why does most financial advice come from people who are still broke? In this episode, Jonah and JDew, the Banking Bros, pull back the curtain on the outdated, recycled financial "wisdom" we’ve all heard: 💬 “Avoid all debt.” 💬 “Buy term and invest the difference.” 💬 “Get a good job and retire at 65.” 💬 “Save all your money in a bank.” Sound familiar? Most of these ideas come from well-meaning family, schools, and media—but not from people who actually built wealth. In this episode we explore: • Why "tradition" doesn’t equal "truth" • Where mainstream money advice really comes from • How the wealthy think differently about debt, assets, and control • Practical steps to unlearn broke advice and build lasting wealth If your mentors don’t have the financial results you want... maybe it’s time to stop listening. 🔗 RESOURCES MENTIONED: - Our free Infinite Banking course ➤ https://thebankingbros.com/getting-started-yt - Nelson Nash Institute (Infinite Banking) - “Rich Dad Poor Dad” lessons - Forbes: Financial Education Gap Schedule your FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros