The Real Path to Wealth: Cashflow Stacking Explained Simply
Update: 2025-12-16
Description
Cash-flow stacking is one of the fastest, most predictable paths to long-term wealth, and today, we’re breaking it down step by step so anyone can understand it. Instead of relying on traditional savings, slow compounding, or risky one-off investments, this method leverages recurring cash flow, passive income stacking, and repeating financial systems to build wealth over time.
If you’ve heard terms like infinite banking, amortized notes, passive income stacking, private lending, or income snowballing but weren’t sure how they actually work in real life, this episode simplifies everything into a practical framework you can apply.
#CashFlowStacking #PassiveIncome #WealthBuilding
Chapters:
0:00 – Intro
0:22 – Passive income stacking overview
1:53 – Learning to apply, not just learn
3:09 – Cash flow stacking explained
7:01 – How the strategy works
10:16 – What income stacking actually is
11:23 – How amortized notes function
13:11 – Using notes to repay policy loans
14:01 – Budgeting & finding excess cash flow
16:00 – Why 3-year notes work best
18:34 – Rinse-and-repeat system
21:02 – $10k stack example
26:13 – Policy loan interest explained
27:23 – Real examples
32:11 – Increasing stack sizes
33:06 – When you get to use the money
36:35 – Using stacks for backup cash flow
38:47 – Paying premiums with stacks
40:12 – Long-term efficiency of policies
If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
If you’ve heard terms like infinite banking, amortized notes, passive income stacking, private lending, or income snowballing but weren’t sure how they actually work in real life, this episode simplifies everything into a practical framework you can apply.
#CashFlowStacking #PassiveIncome #WealthBuilding
Chapters:
0:00 – Intro
0:22 – Passive income stacking overview
1:53 – Learning to apply, not just learn
3:09 – Cash flow stacking explained
7:01 – How the strategy works
10:16 – What income stacking actually is
11:23 – How amortized notes function
13:11 – Using notes to repay policy loans
14:01 – Budgeting & finding excess cash flow
16:00 – Why 3-year notes work best
18:34 – Rinse-and-repeat system
21:02 – $10k stack example
26:13 – Policy loan interest explained
27:23 – Real examples
32:11 – Increasing stack sizes
33:06 – When you get to use the money
36:35 – Using stacks for backup cash flow
38:47 – Paying premiums with stacks
40:12 – Long-term efficiency of policies
If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
Comments
In Channel
















