Norbert’s Wealth Dome

Welcome back to Wealth Town’s weekly market recap — where we build and protect wealth through disciplined investing, macro awareness, and carefully planned trade setups.Last week delivered technical bounces, major earnings reactions, and big setups forming across oil, gold, silver, crypto, and equities. Here is everything you need to know before markets open.📊 Major Indices: Technical Bounce Off the 100-Day Moving AverageAll four major indices — S&P 500 (SPX), NASDAQ (QQQ), Dow Jones (DJIA), and Russell 2000 (IWM) — bounced off key support levels:* SPX hit its 100-day moving average and reversed* QQQ held the 100-day like a “hero”* DOW bounced at the 100-day* Russell 2000 tapped the 200-day, then reclaimed the 100-dayHowever, SPX hasn’t even retraced 23% of its recent rally — meaning this pullback could continue.“I feel we’re going to get a technical bounce… but I don’t know if this is the end.”🛢️ Oil (USO): Approaching a Buy ZoneOil continues to sell off — exactly what we’ve been waiting for.* Strong support expected around $55–$57* You believe it’s unlikely to breach $55 in the near term* “This is probably a buying opportunity.”🪙 Gold (GLD) & Silver (SLV): Perfect Strangle SetupGold “held like a hero” at the 20-day moving average and is ideal for short-premium trades:Gold Strangle Levels* Upper: 4020* Lower: 3700I believe gold will stay between these levels for weeks.Silver:* Sitting on the 25-day moving average* Expected range: 44 → 55Both metals = excellent premium selling opportunities.🧱 Copper: Accumulation ZoneCopper is consolidating and preparing for a breakout:“Accumulate for a beautiful swing to the upside.”💵 Dollar Index (DXY): The Best Trade SetupThe dollar is stuck between the 20-day and 50-day MAs — your favorite accumulation zone:* Major buy zone around 99 (25-day MA)* You expect a “next leg up” for the dollarRate cuts remain the key catalyst.⚠️ VIX Cooling Down — But Not FinishedThe VIX dropped from its highs (28 → 23) but all moving averages are pointing up:“Be cautious… I don’t know if this is over.”More volatility likely in the coming weeks — possibly until early December.₿ Bitcoin & Ethereum: Support Holding BeautifullyBitcoin (BTC / IBIT)BTC found support EXACTLY on the level you forecasted (April 2025 lows).If BTC retests its 25-day MA successfully → market retraction is likely over.Ethereum (ETH / ETHE)Still under the Ichimoku cloud.Best strategy:* Wait for a red day* Buy LEAP* Sell premium💼 Earnings Recap: NVDA, TGT, WMT, PANW, HD, BULLNVIDIA (NVDA)* Revenue: $57B (+62% YOY)* Data center: $51B* Stock dumped hard post-earnings* Now sitting just above the 100-day MAMy call:“Great buying opportunity — but if you didn’t buy Friday, WAIT.”Target (TGT)* Good EPS beat* Revenue down* EPS: $1.78 vs $1.85 prior* Comparable sales: –2.7%Guidance: “low single digit decline” — not a disaster.Palo Alto Networks (PANW)* Revenue: +15.7%* Stock dropped –9%* Massive $3.35B acquisition (Chronosphere) raises complexity concernsShort-term: HoldLong-term: Strong buy zoneWalmart (WMT)* EPS beat: $0.77* Revenue beat: +3.18%* Strong, stable, long-term compounderBuy zone:* 100-day MA* Or light adding at 25-day MABULL (Fintech)* Reported positive earnings* Stock is down 90% from highsLong-term speculative:“If you allocate $100–$1,000 and forget it for 5 years, it might 10×.”But Visa (V) & Mastercard (MA) remain unbeatable in the long-term.Home Depot (HD)* EPS miss* Revenue beat* Dividend ex-date: Dec 4This is a slow, defensive, long-term dividend compounder.🗓️ Upcoming Earnings (This Week)transcript_2025-11-24T09_43_36.…Monday:* Zoom (ZM)* TimabticTuesday:* Dick’s Sporting Goods (DKS)* After bell: Dell (DELL), HP (HPQ), Autodesk (ADSK)Wednesday:* Deere (DE)💰 Your Trades This Week (Stocks + Options)You posted:🔹 Total November profit so far:€1,461 net (after tax)🔹 Stock Trades:* PG dividend received* Sold KMI (Kinder Morgan)* Sold 1 share AAPL* Sold physical gold🔹 Options Trades:* OSCR: Rolled calls, profit* NVDA: Multiple call sells, $113 total* TLT: Closed at −$65 loss* NFLX: Calendar spread + covered call profit* IBIT: $86 profit* GDX: −$98 lossWeekly Options Result:+$275 total🎄 Santa Rally Incoming?Your outlook:* Likely more pullback this week/next* But December Santa Rally is still your base case📌 Tickers MentionedNVDA, TGT, WMT, PG, HD, PANW, BULL, KMI, AAPL, OSCR, NFLX, IBIT, GDX, SPX, QQQ, DIA, IWM, GLD, SLV, USO, DXY, VIX, BTC, ETH, DKS, ZM, DELL, HPQ, ADSK, DE This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning, traders and investors — what a brutal sell-off we had yesterday. Stocks tanked hard, volatility exploded, and even NVIDIA’s strong earnings couldn’t hold tech up. Today’s session is shaping up to be a potential turnaround — but signs of risk remain everywhere.Let’s break down the four reasons for the sell-off, the levels that matter, and where the best opportunities might be today.🚨 The 4 Major Reasons for Yesterday’s Market Sell-OffYesterday’s move wasn’t random. According to the transcript, four forces drove the SPX and NASDAQ lower:1️⃣ Tech Bubble Concerns (AI Mania Still a Threat)* Fear & Greed Index at 7 = Extreme Fear* AI bubble reports from Reuters & The Guardian* High valuations + concentrated tech exposure made the market fragile2️⃣ Mixed & Ambiguous Labor Market DataUnclear jobs data → confusion for Fed → uncertainty → sell-off.3️⃣ Volatility Spike (VIX +47%)VIX exploded from its lows to highs — a huge 47% jump.This kind of move is typical in short-term panic periods.4️⃣ Profit Taking at All-Time Highs* NVDA (NVDA) hit all-time highs* AMD (AMD) also at highs* Investors used the rally to lock in profitsAll four forces combined created a perfect storm.📉 Major Indices Breakdown (SPX, NASDAQ, RUSSELL, DOW)S&P 500 (SPX)Sell-off from peak: –3.5%Futures bouncing early but unstable.Key levels:* Above 23% Fibonacci retracement* 200-day MA = 6,280 (possible target)NASDAQ (QQQ / NDX)Peak-to-trough: –4.6%RUSSELL 2000 (IWM)Peak-to-trough: –4.15%Peak-to-trough: –2.4%NASDAQ futures briefly green → turned red → the sell-off may not be over.⚡ VIX Spike: Is the Panic Ending?The VIX ripped +47% yesterday — a massive move.But today, it’s cooling off.This implies a potential relief rally in the next 1–3 sessions.🛢️ Oil (USO)Oil is in a clear downtrend — yesterday’s action wasn’t even a real “sell-off.”Key buy zone:* Below $55 → “That’s a buy.”🪙 Gold (GLD) & Silver (SLV)Both are between the 20-day and 50-day moving averages — which you classify as a strong buy zone.* Gold holding 20-day MA* Silver between moving averages* Copper strong but slowing₿ Bitcoin (BTC / IBIT) & Ethereum (ETH / ETHE)BitcoinYesterday’s sell-off brought BTC into the first resistance level.If it holds → “perfect buying opportunity.”If not → a deeper zone lower is ideal.EthereumTracking Bitcoin closely.Still under the Ichimoku cloud — not yet bullish.Best strategy:Wait for a red day → buy LEAP → sell premium against it.🔥 Stock Market Signals: Walmart & Berkshire HathawayWalmart (WMT)Walmart held up amazingly during the market crash.Best buying zone:* Around $100, near 100-day MA* Ex-dividend December 12 (Friday expiration)Berkshire Hathaway (BRK.B)* Historically resilient* Classic “consolidate → break ATH → consolidate → break ATH” pattern* Better than bondsYou’re waiting for a pullback to buy again.🎄 Santa Rally Incoming?Your base case:* The sell-off is temporary* Rate cuts are coming* Even if cuts don’t happen → already priced in* Expect a Santa Claus rallytranscript_2025-11-21T10_57_42.…Backup scenario:* If not December → a rally in late January.📌 Mentioned Stocks & TickersCompanyTickerNVIDIANVDAAMDAMDEli LillyLLYWalmartWMTBerkshire HathawayBRK.BSPXSPYNASDAQQQQRussell 2000IWMDow JonesDIAGLDGLDSLVSLVUS Oil FundUSOBitcoin ETFIBITEthereum ETFETHE This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Top 5 Fintech Stocks Set to Outperform Over the Next 12–36 MonthsMELI • NU • SQ (Block) • PYPL • AFRMWelcome back to Wealth Dome, where I build and protect wealth.Today’s breakdown is all about Fintech — one of the fastest-growing sectors in the world.I’ll walk you through:* My Top 5 Fintech Stocks* A complete $5,000 portfolio allocation* Fundamentals + technicals* Growth forecasts, risks, and ideal buy zones* My personal weightings for each positionThis is not financial advice, just how I would structure a high-conviction fintech portfolio with a 12–36 month outlook.Let’s dive in.⭐ 1. MercadoLibre (MELI) — Core Position, 40% Target WeightMercadoLibre remains my #1 fintech pick, combining:* 40–50% YoY fintech revenue growth* MercadoPago processing billions monthly* Growing credit portfolio with improving margins* 50%+ gross margins in e-commerce* One of the strongest ecosystem moats in Latin AmericaThink of MELI as:Amazon + PayPal + Shopify in a $600B emerging market.Technical Outlook* Consolidating after a pullback* Uptrend intact on 5-year chart* Ideal for long-term DCA* Strong EPS growth: $41 (2025) → $125 (2028)Risks* FX volatility* Competition: NU Bank, Shopee* ValuationMy Allocation:✔ 1 share✔ $2,058 → 41% of portfolio⭐ 2. NU Holdings (NU) — 25% Target WeightThe fastest-growing neobank in the world.Fundamentals* 100M+ customers* ROE above 30%* Extremely low cost-to-serve* Massive scale potentialEPS forecast2025 → $0.602026 → $0.842027 → $1.092028 → $1.62Buy Zones* Best levels: $11–$13* Current price: $15.30 (still strong long-term value)Risks* Credit defaults* Valuation* Regulatory uncertaintyMy Allocation:✔ 65 shares✔ $1,000 → 20% (after correcting earlier)⭐ 3. Block (SQ) — 20% Target WeightBlock is a full fintech ecosystem:* Cash App: huge user engagement* Square: expanding merchant solutions* Crypto integration* Consistent gross profit growthTechnical Setup* Oversold: RSI ~23* Strong long-term support in the $50–$40 range* High volatility = high opportunityRisks* Execution risk* PayPal & Apple Pay competition* Volatility is massiveMy Allocation:✔ 17 shares✔ $979 → 20%⭐ 4. PayPal (PYPL) — 15% Target WeightPayPal is no longer a hyper-growth stock — but it’s a value fintech play.Strengths* Strong cash flow* Cost optimization* High global adoption* Dividend yield: 0.92%Technical View* Near long-term lows* Almost oversold* Great risk/reward for long-term value investorsRisks* Losing users to Apple Pay & Block* Margin compression* CEO executionMy Allocation:✔ 12 shares✔ $750 → 15%⭐ 5. Affirm (AFRM) — 10% Target WeightThe purest BNPL (Buy Now Pay Later) stock in the U.S.Strengths* Amazon + Shopify partnerships* Growing GMV* Expanding merchant network* Improving marginsTechnical View* Beautiful bullish trend* Bouncing off 50-day MA* Strong multi-year growth runwayRisks* Very high volatility* Credit risk* Competition from Apple’s BNPL productMy Allocation:✔ 3 shares✔ $197 → 10%📊 Final Portfolio SummaryThis is an aggressive fintech portfolio, optimized for growth in a 1–3 year window. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning traders and investors!In today’s Before the Bell breakdown, we’re seeing a surprising bounce across major indices, fresh opportunities in gold and oil, a strong Bitcoin recovery, and two cybersecurity stocks showing great setups heading into earnings.Let’s jump into the charts, the market mood, and the trade opportunities from today’s session.transcript_2025-11-20T13_37_44.…📈 Market Overview: SPY, QQQ and the Bounce BackThe market is showing a strong pre-market bounce, with SPY recovering from 662 to 678 on futures.* Price is opening above the 50-day moving average,* MACD still gives a sell signal,* RSI is attempting a reversal.transcript_2025-11-20T13_37_44.…NASDAQ (QQQ) is also opening in the green, up 10 points, reclaiming its 50-day moving average.transcript_2025-11-20T13_37_44.…🟡 Gold (GLD & GDX): A Potential Entry PointGold sold off but is holding the 20-day moving average, showing solid support.transcript_2025-11-20T13_37_44.…GDX Options Setup (Gold Miners ETF)You mentioned a strong setup:* Sell $67–$76 puts* Yield: $72–$100* Risking ~$670transcript_2025-11-20T13_37_44.…This is >10% monthly return — fantastic risk/reward if support holds at $73–74 on GDX.Gold LEAP Setup* Buy January 2027 LEAP* Sell monthly calls outside 1SD* Return: $70–$80 per monthtranscript_2025-11-20T13_37_44.…🥈 Silver (SLV): Good Chart, Weak Options PremiumSilver is pulling back but has strong support below.However:* Selling the $43 put yields only ~$30 while risking $410* Gold trade is superiortranscript_2025-11-20T13_37_44.…🛢️ Oil (USO, XLE): Resistance OverheadUSO is bouncing into resistance at the 20-day MA.Pre-market: Jump from 70 → 71.54.transcript_2025-11-20T13_37_44.…However:* Heavy overhead resistance* Better trade: LEAP + Covered Calls* Requires ~$2,372 buying powertranscript_2025-11-20T13_37_44.…XLE offers nothing attractive at the moment — poor premiums.transcript_2025-11-20T13_37_44.…₿ Bitcoin (IBIT) and Ethereum (ETHE): Strong Overnight JumpBitcoin ETF (IBIT):* Huge bounce (~4% post-bell + pre-market)* You already hold a LEAP (Jan 2027 $400)* Selling calls brings in $61–71, risk-free against your long calltranscript_2025-11-20T13_37_44.…Ethereum ETF (ETHE):* Up nearly 4%* But price sits under the Ichimoku cloud* Better to wait for a red day, then buy LEAP + sell callstranscript_2025-11-20T13_37_44.…💼 NVIDIA (NVDA): Quick Earnings RecapNVDA earnings → Beat on revenue, guidance strong, bulls are back.But: You wouldn’t buy here — wait for pullback.transcript_2025-11-20T13_37_44.…🛡️ Cybersecurity Stocks: PANW & CRWDPalo Alto Networks (PANW)* Major pullback* Bouncing into 200-day MA* A buyable nibble zonetranscript_2025-11-20T13_37_44.…Great put-selling setups:* $175 strike → ~$200 premium* $170 strike → ~$127 premium* ~10% monthly return potentialtranscript_2025-11-20T13_37_44.…CrowdStrike (CRWD)* Your favorite cybersecurity stock* If CRWD ever hits the 200-day MA → back up the trucktranscript_2025-11-20T13_37_44.…📊 Today’s Earnings CalendarBefore the bell:* Walmart (WMT)* Zim (ZIM)After the bell:* Intuit (INTU)* Gap (GPS)* Bath & Body Works (BBWI)transcript_2025-11-20T13_37_44.…📌 Mentioned Stocks & Ticker SymbolsTickerCompanySPYS&P 500 ETFQQQNASDAQ 100 ETFGLDGold ETFGDXGold Miners ETFSLVSilver ETFUSOOil ETFXLEEnergy ETFIBITBitcoin ETFETHEEthereum ETFNVDANVIDIAPANWPalo Alto NetworksCRWDCrowdStrikeWMTWalmartZIMZIM Integrated ShippingINTUIntuitGPSGapBBWIBath & Body Works This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning traders and investors!Welcome to another Before the Bell edition of WealthTown, where we build and protect wealth through disciplined analysis and well-timed opportunities.Today is a major market event day — NVIDIA earnings day. This is the kind of session where the entire stock market may move sharply in one direction depending not only on NVIDIA’s results, but more importantly, on their forward guidance.If you’re a trader, today is one of those days where doing nothing may be the smartest trade.🔥 Market Sentiment: Extreme Fear Levels* The Fear & Greed Index sits at 12 — Extreme Fear* Futures pointing slightly higher pre-market* Despite the futures bounce, fear still dominates as traders wait for NVDAExtreme fear often creates opportunity — but it also increases volatility. Expect sharp intraday moves.📉 Major Indices OverviewS&P 500 (SPX / SPY)* Closed at 4,670* Still in an uptrend but lost the 50-day moving average* RSI trending downward → caution warranted* SPY slightly green pre-market but lacks convictionNASDAQ (NDX / QQQ)* Closed negative but futures point higher* Entire tech sector is waiting for NVIDIA earnings (NVDA)Dow Jones (DJIA / DIA)* Closed down yesterday* Slight uptick pre-market but nothing meaningful ahead of NVDARussell 2000 (RUT / IWM)* Bounced into the 100-day moving average* Below that level = room for more downside* A deeper sell-off would not be surprising⚠️ Volatility & DollarVIX* Drifting lower pre-market* But likely to spike on NVDA earnings volatilityDXY – Dollar Index* Climbing again* A rising dollar → bearish pressure on equities🛢️ Oil Trade Idea (USO / XLE)Oil is down big today, which creates a possible long-term entry setup.Trade Setup Example (USO):* LEAP: $51 strike – Jan 15, 2027* Approx. cost: $25.90* Sell monthly calls 1 SD OTM on green days* Avoid selling puts at risky levels (e.g., $56 strike)Patience = key. Wait for a green day before selling premium.🪙 Gold & Silver (GLD / SLV)Gold (GLD)* Strong upward move* Target to take profit: around 380* If price pulls back to the 200-day MA, consider new LEAPSSilver (SLV)* Silver is having a major breakout day* Strong bullish momentum across commodities including copper💱 Currencies* EUR/USD dropping as the dollar strengthens* USD/JPY moving up* Dollar strength continues to pressure risk assets₿ Bitcoin (BTC)* Still selling off* RSI at 29, but likely not the bottom* More downside possible — caution advised🎬 Featured Trade: Netflix (NFLX)Netflix appears to have found its bottom at the 200-day moving average.If you’re long-term bullish:NFLX LEAP Idea:* Jan 15, 2027 expiration* Approx. cost: $42–$43* Sell monthly calls against it* Great for long-term share accumulation🚨 Closing ThoughtsToday’s market is all about NVIDIA (NVDA).Massive volatility is expected — the first 15 minutes after the bell may determine market sentiment for the entire week.Stay safe. Stay patient. Let the market come to you.More videos and trade breakdowns coming later today — including the Top 5 Fintech Stocks Under $5,000 portfolio.🔗 Mentioned Stocks & Ticker Symbols* NVIDIA — NVDA* Netflix — NFLX* Eli Lilly — LLY* GLD — GLD* Silver ETF — SLV* US Oil Fund — USO* Energy Select Sector — XLE* SPY — SPY* QQQ — QQQ* DIA — DIA* IWM — IWM* Bitcoin — BTC This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Eli Lilly (LLY): Is the $1,000 Stock Still a Buy — or a Breakdown Waiting to Happen?Forget Big Tech for a moment.There’s a pharmaceutical titan sprinting toward a potential $1 trillion valuation, reshaping healthcare — and possibly your portfolio.We’re talking about Eli Lilly (LLY).The stock surged above $1,000 per share, driven by blockbuster obesity and diabetes drugs, massive revenue beats, and a pipeline that could redefine modern medicine. But with the stock looking extremely expensive…Is LLY still a buy? Or does a major pullback make more sense?Let’s break it down.💊 Eli Lilly’s Explosive Growth: The Fundamentals🚀 Revenue Growth: +54% YoYQ3 revenue hit $17.6B, fueled by two mega-drugs:1️⃣ Mounjaro (Tirzepatide)* Type 2 diabetes treatment* $6.5B in Q3 sales (+100% YoY)* One of the fastest-growing drugs in pharma history2️⃣ Zepbound* Obesity / weight-loss drug* Approved for chronic weight management* Part of the fastest-expanding drug category in the worldThe obesity drug market could reach $80B by 2030 — and Lilly is dominating.EPS Blowout* Q3 EPS: $7.20* Analyst estimate: $5.89Lilly is printing money.Raised Guidance2025 revenue guidance: $63B–$63.5BManagement only guided one year out — but confidence is sky-high.🔬 The Real Long-Term Engine: The PipelineLLY is not a one-drug pony.Upcoming catalysts include:🟦 Orforglipron (Oral GLP-1)* Oral weight-loss pill* Eliminates injection barrier* Regulatory submissions planned for late 2025🧠 Donanemab (Alzheimer’s Treatment)* Full FDA approval* Huge unmet medical need* Prestige + long-term revenue potential* Adoption may be slow due to safety monitoring — but impact is enormousThis pipeline justifies Lilly’s premium valuation better than any other pharma giant.📉 The Bear Case: The Price Is… HighAt $1,000–$1,025, LLY is:* Overbought on the daily RSI (83+)* Approaching overbought on the weekly RSI (70)* Trading well above long-term moving averages* Roughly at intrinsic value based on some DCF modelsEven bulls admit:“LLY needs a pullback.”📈 Technical AnalysisTrend: Strongly bullishShort-term:* Pullback likely* Support near $900–$930* Ideal dip-buy zoneMedium-term:* Reasonable range: $1,000–$1,200Long-term:If pipeline delivers and Novo Nordisk doesn’t catch up:LLY could hit $1,500+.Analysts already project a high-end 12-month target of $1,500.Downside risk:If market corrects sharply →LLY could revisit $700s (unlikely without macro shock).🧠 Investor ConclusionEli Lilly is:✔ Fundamentally elite✔ Dominating the fastest-growing pharma segment✔ Backed by a pipeline that supports long-term growth✘ Very expensive in the short term✘ Technically overbought✘ Prime for a pullback before new highsShort-term: Expect volatility & potential pullbackLong-term: One of the strongest healthcare names on the planet This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Hello traders and investors — welcome back to Wealth Dome, where I build and protect wealth.Today’s breakdown focuses on the top five stocks positioned to outperform over the next 1–3 years, not because of hype, but because fundamentals + technicals + catalysts all align right now.Let’s dive right in.⭐ 1. Meta Platforms (META)📈 AI-driven ads • WhatsApp monetization • Global platform dominanceAfter running from $300 to nearly $800, Meta pulled back to the $600 zone — not due to weak performance, but due to rising CapEx for AI infrastructure.Earnings Snapshot* EPS beat* Revenue strong double-digit growth* AI-optimized advertising pushing ROAS higher* WhatsApp business expansion underwayMark Zuckerberg said:“We are building for the next decade of AI.“Short-term margin pressure, long-term dominance.Technical Breakdown* RSI oversold (daily)* MACD oversold, trying to trigger a buy* Below major MAs → near-term resistance* Weekly chart still bullish above 100-dayCatalysts* WhatsApp business monetization* AI ad performance expansion* Reality Labs optional upsideRisks* High CapEx* Regulatory pressure (especially EU)* TikTok + YouTube competitionOutlook* Short-term: Neutral → bullish* Long-term: Very bullish⭐ 2. Amazon (AMZN)📈 AWS acceleration + Ads > YouTube + peak automation cycleAmazon’s earnings remain some of the strongest in mega-cap tech.Earnings Snapshot* EPS beat* Margin expansion improving* AWS revenue re-accelerating* Ads growing faster than YouTubeCEO comment:“The largest AWS infrastructure upgrade cycle ever.”Technical Breakdown* Stock pulled to 20-day MA* All MAs aligned bullish: 20 > 50 > 100 > 200* RSI ~50* MACD sell signal but stabilizingCatalysts* AWS hitting +20% growth again* Advertising becoming a mega-engine* Robotics lowering fulfillment cost* Healthcare + logistics expansionRisks* Cloud competition (Azure, Google Cloud)* Antitrust pressure* Retail softening in recessionOutlook* Strong long-term compounder* Ideal 1–3 year hold⭐ 3. MercadoLibre (MELI)📈 Amazon + PayPal + Shopify of Latin AmericaOne of the strongest digital growth stories on the planet.Earnings Snapshot* 30–40% revenue growth* Fintech margins rapidly improving* Massive multi-year runwayTechnical Breakdown* RSI: 36 (oversold territory)* MACD Sell* Sitting near long-term weekly supports* Historically bounces from 200-day MACatalysts* Fintech becoming the primary revenue engine* E-commerce adoption accelerating across LATAM* Logistics moat extremely strongRisks* FX volatility* Political instability* Amazon competitionOutlook* Premium valuation, but justified* My top non-US long-term pick⭐ 4. Brookfield Corporation (BN)📈 Global alternative asset management giantBrookfield is a global compounder controlling:* Infrastructure* Real estate* Renewables* Private credit* Private equityEarnings Snapshot* Fee-related earnings growing* AUM ~ $900B* Strong global capital recycling* Completed acquisition of Oaktree stake (Howard Marks legacy)Technical Breakdown* Between 100-day and 200-day MA* RSI ~40 (mildly oversold)* Attractive long-term entry zone approachingCatalysts* Global infrastructure spending* Private credit overtaking banks* Renewables accelerating worldwideRisks* Real estate drag* Multi-business complexity* Macro sensitivityOutlook* One of the best long-term compounders globally* I prefer BN over many ETFs⭐ 5. Netflix (NFLX)📉 Big drop → Huge opportunity?Netflix just had a 10:1 stock split, bringing the share price from ~$1,112 → ~$111.Earnings Snapshot* Beat all revenue + engagement metrics* Paid sharing strong* Ad tier scaling fastYet… stock dropped ~14%.Technical Breakdown* Below 200-day MA* RSI ~43* MACD Buy still holding* Split + earnings weighed on sentimentCatalysts* Ad tier becomes massive* Gaming strengthens engagement* AI lowers production costsRisks* High content costs* Amazon & Disney competition* Ad monetization volatilityOutlook* Short-term weak* Long-term very bullish💡 Final ThoughtsThese five stocks — META, AMZN, MELI, BN, NFLX — combine:* Strong fundamentals* Clear catalysts* Reasonable technical entry zones* Multi-year growth potentialI’ll follow up with a full video on how I would allocate $10,000 across these five stocks.Thanks for reading — I’m Norbert B.M.I build and protect wealth. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

How I Would Invest $10,000 Into 5 Stocks Today (12–36 Month Outlook)Welcome back to Wealth Dome, where I build and protect wealth.In the previous breakdown, I shared the five top stocks I believe will outperform over the next 12–36 months:⭐ Meta (META)⭐ Amazon (AMZN)⭐ MercadoLibre (MELI)⭐ Brookfield Corporation (BN)⭐ Netflix (NFLX)Today, I’ll show exactly how I would allocate $10,000 across these 5 stocks — using fundamentals, technical entries, and long-term conviction.🔥 Portfolio Allocation SummaryStockAllocationAmountRationaleMeta (META)25%~$2,500Oversold RSI + long-term AI ad growthAmazon (AMZN)25%~$2,350AWS acceleration + ads scaling + roboticsMercadoLibre (MELI)20%~$2,053LATAM fintech + e-commerce rocketshipBrookfield Corp (BN)15%~$1,461Global infrastructure + private creditNetflix (NFLX)15%~$1,670Post-split opportunity + fast-growing ad tierTotal invested: $9,957.74Cash remaining: $42.26⭐ Meta (META) — 25% AllocationCurrent price: $609Bought: 4 sharesWhy Meta here?* Oversold on RSI* MACD near buy trigger* Strong fundamental drivers* WhatsApp monetization + AI ad performance risingIf Meta dips further into its support zone, it becomes an even better buy.Long-term outlook: Very bullish.⭐ Amazon (AMZN) — 25% AllocationCurrent price: $235Bought: 10 sharesWhy Amazon?* AWS re-accelerating* Advertising growing faster than YouTube* Logistics & robots cutting costs* 20/50/100/200-day MAs perfectly bullishIf AMZN pulls back to its 200-day MA (~$180 area), it becomes a strong add.Long-term outlook: Excellent compounder.⭐ MercadoLibre (MELI) — 20% AllocationCurrent price: $2,053Bought: 1 shareMELI is expensive — but for good reason.Why MELI?* 30–40% revenue growth* Fintech segment exploding* Massive LATAM adoption runway* Strong long-term support zoneLong-term outlook: Top international pick.⭐ Brookfield Corporation (BN) — 15% AllocationCurrent price: $44.28Bought: 33 sharesWhy BN?* Exposure to infrastructure, renewables, private credit, real estate* Oaktree integration* Near long-term supportBN is like buying the world’s infrastructure growth engine.Long-term outlook: Strong and diversified.⭐ Netflix (NFLX) — 15% AllocationCurrent price: $111 (post split)Bought: 15 sharesWhy NFLX?* Split → psychological entry price advantage* Strong earnings* Paid sharing success* Ad tier growth accelerating* RSI 43 — attractive levelNFLX is perfect for a long-term 1–3 year horizon.📊 Final Portfolio Overview* $9,957 invested* $42 remaining cash* 5 carefully selected stocks spanning:* Tech* Consumer services* Communication services* Fintech* Global infrastructureA simple portfolio — yet diversified enough to weather most conditions.But remember:If a recession hits, everything drops. Diversification reduces risk — not eliminates it.🧠 Final ThoughtsThis is not financial advice — just how I would deploy $10,000 today based on valuation, technicals, and conviction.I’m Norbert B.M.I build and protect wealth.See you in the next breakdown. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

NVIDIA (NVDA) Pre-Earnings Breakdown | 5 Days Before Earnings: Buy the Dip or Big Risk Ahead?Good morning traders and investors — I’m Norbert B.M., and welcome to Wealth Dome, where I build and protect wealth.With 5 days to go until NVIDIA reports earnings on November 19th, the stock has started pulling back. The question now is simple:Is this a dip worth buying, or is the risk too high heading into earnings?Let’s break down NVIDIA’s fundamentals, technical setup, and option strategies before the big day.⚙️ Why NVIDIA Matters Right NowNVIDIA dominates AI accelerators, data center GPUs, gaming GPUs, autonomous vehicles, robotics, and more.The company sits at the center of the global AI boom — and investors treat it as the “heartbeat” of the entire AI cycle.CEO Jensen Huang (not Jason Wong) has led NVIDIA for decades and transformed it into a $4.5+ trillion giant, with analysts asking whether NVDA can hit $5 trillion by year-end.📊 NVIDIA Last Earnings HighlightsMetricValueRevenue$46BGross Profit$33BOperating Income$28BPre-Tax Income$31BNet Income$26BAdjusted EBITDA75%EPS (diluted)$0.67YoY Net Income Growth+168%📌 Segment Growth* Data Center: $26B (+16% QoQ)* Gaming: $2.9BThese numbers are insane — yet the market reaction last quarter was muted.Why?* Margin compression* Expectations already sky-high📈 NVIDIA Growth Expectations (Annual)YearRevenue Outlook2024: 2.94 → 2.95T2025: Expected 4.55T2026: Expected 6.74T2027: Expected 8.73T2028: Expected 8.01T2026–2027 are the critical years.If NVIDIA fails to “pull another rabbit out of the hat,” growth may taper.🧩 CEO Commentary (Jensen Huang)“Demand remains strong. Anticipation for Blackwell is incredible.Global data centers are in full throttle to modernize with accelerated computing and AI.”Translation: NVIDIA’s future growth relies on Blackwell AI chips becoming a global standard.⚠️ Risks & Pressure Points* China export restrictions* High expectations baked into the stock* Margin compression risk* Valuation stretched heading into earnings📉 Technical Analysis (5 Days Before Earnings)* MACD: Sell signal with growing red bars* RSI: 46 — slightly oversold, but not extreme* Price Action: Bounced off 50-day moving average* Still above: 100-day & 200-day — strong long-term uptrend* Ichimoku: Bullish — price above cloud, Tenkan > KijunSupport Zones* Primary: $170 (just under 100-day MA)* Secondary: $150–$130* Deep Value Zone: $115–$90Sub-$150 would be a massive buying opportunity.💰 Option Strategy (from your transcript)For Nov 21 expiration:* Sell $170 Put → ~ $190–$200 premium* If NVDA stays above $170: keep full premium* If NVDA drops below: you buy NVDA at $170Safer alternative:* Sell $167.50 Put for ~$150 premiumExpected earnings move ~ ±$15🧠 Investor Takeaways* NVIDIA is still riding the AI boom* Growth is exceptional* Expectations are dangerously high* The pullback may be buyable — but not without risk“If you’re holding for 2027–2028, current levels are fine.But a deeper pullback would be an even better gift.”📊 Mentioned StocksNVDA, AAPL, GOOGL, MSFT, QQQ, SPX🔗 Relevant Links* NVIDIA Investor Relations* Wealth Dome YouTube💡 Final ThoughtsNVIDIA’s upcoming earnings are one of the biggest catalysts of the year.The potential upside is massive — but so is the volatility risk.“If NVDA dips, I’m buying. If it pops, I’m holding.”— Norbert B.M., Wealth Dome This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning traders and investors — I’m Norbert B.M., and welcome back to Wealth Dome, where I build and protect wealth.Advanced Micro Devices (AMD) just posted its strongest quarter in company history, with $7.7 billion in revenue, a 32% year-over-year increase, and rising demand for AI data center chips.But despite record growth, margins collapsed, triggering volatility across semiconductor stocks.So, is AMD a buy, sell, or hold? Let’s break it down 👇⚙️ AMD Earnings Highlights (Q2 2025)🧩 What’s Behind the Margin Decline?“The fundamentals are solid — the drop is largely due to accounting and export-related headwinds.”💾 Data Center SegmentSegmentQ2 2025YoY ChangeRevenue$3.2B+14%Operating Margin5%+ improvementOperating Income−$155M↓ from −$743M YoYThe data center division continues to show strength, though profitability remains under pressure.🧮 Financial Outlook (Q3 2025 Guidance)* Revenue: $8.7B ± $300M* Gross Margin: 54%* Operating Expenses: $2.55B* Effective Tax Rate: 13%“If AMD delivers on this guidance, they’re on track for one of their most profitable years ever.”🔮 Long-Term Growth ForecastGrowth expectations are extremely bullish, especially from 2026 onward.But the key question: has the stock already priced it in?⚠️ Risks & Challenges* Margin compression from export restrictions* Execution risk for MI350/MI450 accelerators* Potential China export delays* Rising competition from NVIDIA (NVDA)“AMD’s success depends on flawless execution in a tightening global environment.”🧭 Technical Analysis* RSI: 61 — neutral* MACD: Attempting bullish crossover* Ichimoku Cloud: Price above cloud (bullish trend)* Key Support Levels: 240 → 215 → 190 → 165* Resistance: 300 (psychological + Fibonacci 125% extension)“A correction to the $215–$235 zone could create the next big entry point.”🧠 Trader’s View* Short-Term: Volatile; expect consolidation* Swing Traders: Target $215–$235 for re-entry* Long-Term Investors: Still strong — execution and timing matter💬 CEO Commentary (Lisa Su)“We are well positioned to deliver significant growth in the second half of the year, driven by the ramp of our MI350 accelerators and Ryzen processor sales.”Translation: AMD is betting hard on its next-gen AI chips — execution is everything.📈 Analyst UpgradesFollowing AMD’s growth projection of 35% compounded annual revenue growth, several analysts upgraded the stock with price targets ranging $285–$320, citing long-term AI momentum.📊 Mentioned StocksAMD, NVDA, TSMC, SPX, QQQ, MSFT, GOOGL, META🔗 Relevant Links* AMD Investor Relations* Wealth Dome YouTube Channel* Lisa Su’s Growth Forecast Article (LA Times)💡 Final ThoughtsAMD remains a top-tier AI and semiconductor growth stock, but after a major rally, risk/reward looks balanced in the short term.“The fundamentals are strong — but the price may already reflect 2026.”Patience and timing are key for the next leg up. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning traders and investors — I’m Norbert B.M., and welcome to Wealth Dome, where we build and protect wealth.Today we’re taking a deep dive into Rocket Lab (RKLB) — the small-cap space company that’s quietly becoming one of the most consistent performers in aerospace.Rocket Lab just reported record-breaking quarterly revenue, up 48% year-over-year to $155 million, while also securing new defense-grade contracts and expanding into satellite and payload systems.Let’s unpack the results and see whether this recent dip is a buy-the-dip opportunity or a warning sign.🚀 Rocket Lab (RKLB) Q3 2025 Earnings HighlightsMetricResultYoY ChangeRevenue$155M+48%Gross Margin (GAAP)37%Record HighEPS (GAAP)−$0.03Improved from −$0.09Launch Contracts70 Dedicated LaunchesRecord HighLiquidity$1.0B+After New Financing“We once again delivered record revenue with progress across our major space system programs. Our backlog is strong, and we’re poised to deliver long-term growth.”— Peter Beck, CEO, Rocket Lab🛰️ Company OverviewRocket Lab is a full-stack space company — designing, manufacturing, and launching rockets, as well as satellites and defense-grade payload systems.* Launch Systems: Electron (operational), Neutron (in development)* Space Systems: Satellite design, integration & defense tech* Government Partnerships: U.S. Department of Defense, NASA“Rocket Lab isn’t just a launch company anymore — it’s becoming a full-scale defense and space infrastructure player.”💡 Financial Outlook (Q4 2025 Guidance)* Revenue: $170–$180M* Gross Margin: 37–39%* Adjusted EBITDA: −$23M to −$29M* Profitability Goal: 2026 (cash flow neutral by year-end)Rocket Lab continues to narrow its losses each quarter — a critical milestone for long-term investors betting on the commercialization of low-Earth orbit operations.📈 Stock Performance* YTD: +101%* 1-Year: +250%* Current Price: ~$51* Support Zone: $49–$50 (100-day MA)* Resistance Zone: $58–$60 (50-day MA)The stock remains above its 100-day moving average, but the RSI at 38.8 shows it’s nearing oversold territory, creating an interesting setup for swing traders.“If RKLB dips under $50, that’s where nibbling starts. Patience pays in volatile growth sectors.”🔍 Technical Breakdown* Ichimoku Cloud: Inside (neutral, turning red soon)* MACD: Bearish crossover forming — short-term weakness likely* RSI: 38.8 (mildly oversold)* Trend: Holding the long-term uptrend but needs momentum confirmationBuy Zone: $47–$50 rangeStrong Buy Zone: $40–$45 (if market correction deepens)⚖️ Pros vs Cons✅ Strengths* 48% revenue growth* Record contract backlog* Expanding into defense and payload systems* Over $1B liquidity⚠️ Weaknesses* Still unprofitable* Heavy CapEx requirements* Market sensitivity to growth stocks* High competition (SpaceX, Blue Origin, Amazon’s Kuiper)“Strong fundamentals, but execution and patience are key — this is still a long-term play.”🧭 Trader’s Take* Short-Term: Neutral to slightly bullish; expect volatility* Mid-Term: Accumulate between $40–$50* Long-Term: Strong growth potential once Neutron rocket launches“You can’t invest in SpaceX — but you can own Rocket Lab.”📊 Mentioned StocksRKLB, SPCE, AMZN, TSLA, SPX, QQQ🔗 Relevant Links* Rocket Lab Investor Relations* Wealth Dome YouTube Channel* NASA Partnership Overview💡 Final ThoughtsRocket Lab continues to deliver — not just rockets, but consistent execution.For investors who believe in the commercial space race, RKLB remains one of the few accessible, credible plays.“Growth is real, profitability is coming — but as with space, timing is everything.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning traders and investors — I’m Norbert B.M., and welcome back to Wealth Dome, where we build and protect wealth.Today we’re breaking down one of the most surprising stories in the AI and infrastructure world — Iris Energy (IREN).Formerly a Bitcoin mining company, Iris has transformed into a full-fledged AI data center operator, powered by renewable energy and secured by a $9.7 billion multi-year deal with Microsoft (MSFT).The result? A stock that’s up nearly 480% year-to-date.But is this sustainable — or is IREN getting ahead of itself?Let’s dive in 👇⚙️ From Bitcoin to AI Cloud: The PivotOriginally focused on crypto mining, Iris Energy now uses its vertically integrated power infrastructure to host large-scale GPU clusters in renewable-rich regions.This transition has shifted IREN from volatile mining profits to high-margin, recurring cloud revenue.“It’s not a crypto story anymore — it’s an AI infrastructure story.”💰 The $9.7B Microsoft PartnershipThis is the crown jewel of Iris’s business pivot.* Contract Size: $9.7B over five years* Partner: Microsoft (MSFT)* Purpose: Deliver and operate NVIDIA GB300 GPU clusters for AI and data workloads* Revenue Backlog Visibility: Extremely high — rare for a company of this size“AI startups dream of this kind of guaranteed revenue stream.”This deal effectively transforms Iris Energy into a miniature AI cloud provider with a powerful client base and long-term cash visibility.📊 Financial Snapshot (Q1 2026 Guidance)MetricValueChange (YoY)Revenue$240M+335%Net Income$384MHuge turnaroundNet Margin160%ExceptionalFree Float Shares254M—Long-Term Debt$60MManageablePE Ratio31Reasonable for growthP/S Ratio32High but justified by backlogThis is massive growth, but remember — markets move on expectations, not just results.📉 Valuation vs PeersCompanyPE5-Year AvgCommentIris Energy (IREN)31−2.7From loss to profitBitmain−35696Volatile mining modelApplied Digital (APLD)−44−124UnprofitableMarathon Digital (MARA)65200+Still speculativeIREN clearly leads its group — but the valuation premium reflects that.“Investors are paying for the AI narrative — not the current numbers.”⚠️ Execution Risks* Speed of buildout: Any delay in data center expansion could hurt sentiment.* Power access: Large-scale GPU clusters require reliable, renewable energy.* Supply constraints: NVIDIA GPU shortages could slow deployment.* Overvaluation: Traditional DCF puts IREN closer to $25/share, far below its current $69/share.“The story is strong — but the stock price may be sprinting ahead of reality.”📈 Technical Analysis* Daily Chart: Above 50-day MA, pierced 20-day recently — short-term correction likely.* Weekly RSI: 83 (massively overbought)* MACD: Bearish divergence — potential correction setup.* Support Levels: $60 → $50 → $35 major long-term zone* Resistance: $70–$75 range“The chart suggests a healthy correction is coming. Long-term bulls should wait for re-entry near $35–$45.”🧭 Trading Viewpoint* For Swing Traders: Avoid chasing — wait for RSI reset below 50.* For Long-Term Investors: Hold small position; scale in during 20–30% dips.* For Risk-Takers: Watch $21–$25 as the deep value accumulation zone.“If IREN revisits the $20s — that’s where smart money steps in again.”💬 Personal Take“I hold a small position in IREN, but I’m waiting for a deeper correction before adding. Growth stories like this often retrace hard before the next run.”📊 Mentioned StocksIREN, MSFT, NVDA, BITF, APLD, MARA, BTCUSD🔗 Relevant Links* Iris Energy Investor Relations* Microsoft IR* Wealth Dome YouTube Channel💡 Final ThoughtsIris Energy has done what few crypto miners could — reinvent themselves into AI infrastructure providers.The fundamentals are improving, but valuation risk remains high.“Be patient. AI and energy convergence is real — but let the market give you a discount.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Meta (META) Stock Crash: Buy, Hold, or Sell? | 26% Oversold RSI & AI Growth BreakdownGood morning traders and investors — I’m Norbert B.M., and welcome back to Wealth Dome, where I build and protect wealth.After a strong year of performance, Meta Platforms (META) stock has pulled back sharply post-earnings — down over 20% from recent highs.So the question is:“Is this a buying opportunity, a warning signal, or just a healthy correction?”Let’s break it all down 👇💡 What Hit META Stock?Two major things:* Infrastructure spending surge — heavy Reality Labs CapEx.* $50.9 billion tax charge, which distorted reported net income.Despite these one-time factors, Meta’s core business remains a cash-printing machine — but the stock market has shifted its narrative from undervalued tech to AI growth story under scrutiny.📊 Meta Q3 2025 Earnings OverviewMetricQ3 2025YoY ChangeRevenue$51.24B+26%Net Income$2.7B↓83% (due to tax charge)Adjusted Net Income$18.6B+19% (excluding tax)Free Cash Flow$10.6B+28%EPS (diluted)$7.25+6.2%Key takeaway:“The fundamentals are still strong — it’s the accounting that spooked investors.”🧮 Valuation vs PeersCompanyPE Ratio5-Year AvgCommentMeta (META)25.521.9Slightly above avgAlphabet (GOOGL)33.921More expensiveMastercard (MA)37.749ExpensiveNetflix (NFLX)5549OvervaluedAlibaba (BABA)2022Cheap alternativeMeta’s forward PE sits just above its historical average — not cheap, but still fair compared to peers, especially given AI-driven ad revenue acceleration.🤖 Growth Drivers* AI-Enhanced Ad Targeting – boosting impressions & price per ad.* Reels Monetization – closing the gap with TikTok.* Threads Growth – slow but steady user base expansion.* Reality Labs (VR/AR) – CapEx-heavy but strategic for future platforms.“Meta is not a social media company — it’s an ad company with AI scalability.”📈 Ad Performance by Region (YoY Change)RegionAd ImpressionsAvg. Price per AdU.S. & Canada↓1%Slight declineEurope+9%Up from 6%Asia-Pacific+23%Strongest regionRest of World+20%Strong reboundThe most important metric: Meta’s pricing power remains intact.“When a company can raise ad prices — that’s real strength.”⚙️ Technical Analysis: Oversold Setup* RSI: 26.3 (massively oversold)* MACD: Bearish crossover, but flattening* Ichimoku Cloud: Below cloud (short-term bearish)* Support: $500–$570 zone* Resistance: $650–$680 zone“A bounce toward the 200-day moving average is likely — the 500–570 zone could be a generational buy area.”🧭 Buy, Hold, or Sell?* Long-Term Investors: Hold and consider adding gradually near support.* Swing Traders: Watch for RSI recovery and confirmation near 570.* Short-Term Outlook: Oversold bounce likely, but volatility remains high.“If you already own META, hold tight. If you’re looking to add, scale in between $500–$570.”📊 Mentioned StocksMETA, GOOGL, MA, NFLX, BABA, KO, SPX, NDX🔗 Relevant Links* Meta Investor Relations* Wealth Dome YouTube Channel* Meta Q3 2025 Report💬 Final ThoughtsMeta remains one of the most profitable AI-powered ad businesses in the world.Short-term pain from tax and CapEx spending is overshadowing a structurally strong cash engine.“This is not a broken company — it’s a misunderstood one. Great companies go on sale only a few times per decade.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Growth is King, Profit is the Crown | Weekly Market Recap (Nov 8, 2025)Good morning traders and investors — I’m Norbert B.M., and welcome to the Weekend Edition of Wealth Dome, where I build and protect wealth.This first week of November sent a powerful message:“Growth is king, but profitability is the crown.”Earnings season continued at full steam with high-profile reports from AMD, Super Micro Computer, Palantir, Uber, Airbnb, Shopify, Spotify, Hims & Hers, Novo Nordisk, Celsius, and Elf Beauty — painting a picture of a market divided between AI-driven growth and profit-driven fundamentals.📈 Market Overview* S&P 500: +0.13% (still strong, 17% YTD)* NASDAQ: −0.25% (but up 21.5% YTD)* Dow Jones: +0.06% (up 12% YTD)* Russell 2000: −1.3% (lagging small caps)10-Year Treasury Yield: 4.09% (up from 3.9%)VIX: 22.7 — volatility creeping back inWTI Crude Oil: ~$59–60, hovering under pressureGold: Testing $4,000 resistance — potential for range-bound tradesBitcoin: ~$102,000, consolidating for a possible Santa Claus rally“The message is clear: AI spending drives growth, but the market is rewarding companies that deliver both expansion and profitability.”💾 Earnings Breakdown⚙️ Semiconductors & AI InfrastructureAMD (AMD)* Revenue: $9.2B (+36% YoY)* EPS: $1.20 (beat)* Data Center Growth: +36%* PC Segment: +46% rebound“AI story validated — buy for the long term.”Super Micro Computer (SMCI)* Revenue: $2.33B (miss)* EPS: Missed expectations* Stock down 27% in 5 days due to delivery delays on AI orders.“Short-term pain, long-term potential. Buy cautiously under $40.”Palantir (PLTR)* Revenue: $1.8B (+63%)* EPS: $0.20 (beat)“Commercial growth is booming, but valuation remains stretched. Hold for now.”🚗 Digital Commerce & PlatformsUber (UBER)* Gross Bookings: $49.7B* Free Cash Flow: $2.2B* EBITDA: $2.3B (beat)“Strong across delivery and mobility — a long-term buy under $45.”Airbnb (ABNB)* Revenue Beat, EPS Miss“Found footing near $117. Quality compounder but rich valuation. Wait for deeper pullback.”Shopify (SHOP)* Revenue: $2.84B (beat)“Momentum into the holiday season — near-term buy if technicals hold above Ichimoku cloud.”Spotify (SPOT)* Revenue & Subscriber Beat“Margins improving, but chart still weak — cautious add only if it holds above 200-day MA.”💊 Health & Consumer StaplesHims & Hers (HIMS)* Revenue: $599M (+49% YoY)“Growth story strong, but profitability unclear. Wait for margin stabilization.”Novo Nordisk (NVO)* Revenue Beat, EPS Beat* Weight-loss drugs fueling long-term potential.“Buy long-term; great dividend and growth catalyst in 2026.”Celsius (CELH)* Revenue: +97% YoY* Margins expanding“Oversold but fundamentally strong. Buy opportunity under $60.”Elf Beauty (ELF)* Revenue Beat, EPS Beat“Digital-first strategy winning — Buy. Best-in-class consumer growth stock.”💬 Investor Takeaways* AI CapEx boom continues: AMD, SMCI, and PLTR are leading.* Consumer resilience in ELF and CELH contrasts with weak staples.* Profitability matters more than ever — the market is rewarding cash flow.“Use weakness in quality names as an opportunity to accumulate for 2026.”📅 Next Week’s Earnings to Watch* Disney (DIS)* Cisco (CSCO)* Brookfield (BN)* Paramount (PARA)* Bitmain, Hive, and Oklo (speculative plays)💸 My Weekly Trades & Portfolio UpdateDateTickerResult (€)TypeNov 3NLY+€39DividendNov 4CPB+€33.75DividendNov 4RACE+€124Sold positionNov 4MELI+€793Sold positionNov 4FHN+€68Small tradeNov 4AMZN+€270Pre-earnings saleNov 4AXON+€134Closed position💰 Weekly Profit: €1,268📊 November Goal: €500/week — on track!📊 Mentioned StocksAMD, SMCI, PLTR, UBER, ABNB, SHOP, SPOT, HIMS, NVO, CELH, ELF, AMZN, AXON, MELI, RACE, FHN, NLY, CPB, DIS, CSCO, BN, PARA🔗 Relevant Links* Wealth Dome YouTube Channel* AMD Investor Relations* Palantir Investor Relations* Uber Investor Relations* Elf Beauty Investor Relations* Celsius Investor Relations🧠 Final ThoughtsThe first week of November set the tone — AI innovation meets disciplined profitability.Investors who can balance growth with patience will outperform over the next cycle.“Be the investor who waits for great companies to fall into your buy zone — and never stop protecting your wealth.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

ELF Beauty (ELF) Stock Tanks After Earnings | Rising Debt, Margin Pressure & Hidden OpportunitiesGood morning traders and investors — I’m Norbert B.M. and this is Wealth Dome, where we build and protect wealth.Today’s focus is on ELF Beauty (ELF), the mass-market cosmetics brand that just reported its 27th consecutive quarter of growth — an incredible streak. But while sales rose again, the stock dropped sharply after hours.Let’s break down what happened, why the market reacted this way, and what’s next for this fast-growing beauty brand.💄 Company OverviewELF Beauty is a clean, vegan, cruelty-free beauty company selling products under several brands:* e.l.f. Cosmetics* Well People* Keys Soulcare* Naturium* Good ChemistryThe company’s focus is affordable luxury — high-quality cosmetics at drugstore prices, sold through Target, Sephora, and e-commerce platforms.But while sales are booming, costs and debt are rising faster than expected.📊 Q2 2025 Earnings Highlights* Net Sales: $343M (+14% YoY, up from $301M)* Gross Margin: 69% (−165 bps YoY)* GAAP Net Income: $3M or $0.05/share* Adjusted EPS: $0.60/share* Adjusted EBITDA: $66M (~19% margin)* Cash: $194M* Long-Term Debt: $831M (up sharply)* FY2026 Sales Outlook: $1.50–$1.57B (+18–20% YoY)📉 Stock ReactionAfter the earnings call, ELF stock plunged:* Closed at $118 pre-market* Dropped to $82 after hours* Rebounded slightly to $92/shareThe selloff came mainly due to rising debt levels and declining margins, despite strong revenue growth.“High growth with high debt is a dangerous combination in a high-rate environment.”⚖️ Fundamentals: The Good, The Bad, The Beautiful✅ Positives:* Strong revenue growth (+14% YoY)* 27 consecutive quarters of growth* Expanding brand presence in U.S., Canada, and U.K.* Omnichannel strategy (Target, Sephora, DTC)⚠️ Negatives:* Margins under pressure (SG&A up to 67% of net sales)* Heavy long-term debt ($831M)* Higher risk if economic slowdown hits* Rising competition from cheaper beauty brands📈 Technical Analysis: ELF at a Crossroads* Previous Close: $118* After-Hours: $92* Support: $73–$80 (potential buy zone)* Resistance: $100–$105* Trend: Broke below 200-day MA — technical damage confirmedThe stock is in the Ichimoku cloud on weekly charts, meaning uncertain momentum.If ELF drops below $80, I’d look for selling puts near $70 — a strategy that allows potential entry at a much lower cost basis.“If assigned, I’d own ELF at a discount. If not, I’d collect premium income while waiting.”💬 CEO Commentary – Tarang Amin“Our results reflect consistency and category-leading growth over 27 quarters, with record-breaking launches at Sephora North America.”Translation: management remains bullish, but margins and debt must be managed carefully to sustain this growth story.📊 Geographic ExpansionRegion2021 Market Share2025 Market ShareU.S.13%45%Canada8%26%U.K.6%19%ELF continues to take share from legacy players like L’Oréal (OR.PA) and Estée Lauder (EL).🧭 Trader Takeaways* 📈 Growth is strong, but debt is rising faster than earnings.* 💰 Watch margins — they tell the real story.* 🧱 Consider options strategies (selling puts) for lower entry risk.* 🕵️‍♂️ Key catalyst: product launches and debt reduction in 2026.“Growth alone isn’t everything — margin control and debt management are what make growth sustainable.”📌 Mentioned StocksELF, EL, OR.PA, TGT, WMT, AMZN🔗 Relevant Links* Wealth Dome YouTube Channel* ELF Press Release Q2 2025🧠 Final ThoughtsELF Beauty is still one of the best-performing retail growth stories — but the rising debt and falling margins are warning signs.This could be a great long-term brand if management reins in leverage. For now, watch for price stabilization before jumping in.“Beautiful brands can become ugly stocks — until they fix their balance sheet.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Duolingo (DUOL) Earnings Crash Explained | 41% Growth, 50M Daily Users & Stock Selloff BreakdownGood morning traders and investors — I’m Norbert B.M., and welcome back to Wealth Dome, where we build and protect wealth.Today’s spotlight is on Duolingo (DUOL) — the world’s most popular language-learning app, now expanding into math, chess, and AI-powered education.The company smashed its Q3 2025 earnings report — revenue up 41%, daily active users up 36%, and profits soaring nearly 300 million.So why did the stock collapse right after? Let’s break it down 👇📊 Duolingo Q3 2025 Earnings Highlights* Revenue: $271M (+41% YoY)* Bookings: $281.9M (+33% YoY)* Net Income: $292M (+massive YoY jump)* Adjusted EBITDA: $80M (+29%)* Daily Active Users: 50M (+36%)* Monthly Active Users: 135M (+20%)* Paid Subscribers: 11.5M (+34%)* Subscriber Penetration: 9%Incredible growth. Yet the stock dropped more than 25% in a single day.💬 Management Commentary“We passed a major milestone — more than 50 million people now use Duolingo every day.”“We are prioritizing user growth over monetization. AI will fundamentally change how we teach.”CEO Luis von Ahn emphasized long-term vision over short-term profits — mirroring Amazon’s playbook in its early days.That’s great for growth. But Wall Street wants profits now.🧮 Financial Reality CheckWhile revenue is soaring, Duolingo is reinvesting heavily in user acquisition and AI development:* Higher SG&A Costs: Eating into margins* Shift Toward Free Users: Slower near-term monetization* AI Expansion: Heavy R&D expenseThis is what caused the selloff — not bad fundamentals, but a shift in focus.“When growth companies pivot toward investment mode, short-term traders panic — long-term investors celebrate.”🧠 The Bigger Picture: AI in EducationDuolingo isn’t just a language app anymore.The company’s AI-driven platform now teaches math, music, and chess — using adaptive learning and gamification.Their mission:“To develop the best education in the world and make it universally available.”That’s an ambitious (and expensive) goal — but potentially revolutionary.🧩 Stock Performance* 1 Day: −25%* 5 Days: −27%* 1 Month: −40%* 6 Months: −61%* YTD: −40%* All-Time (since IPO 2021): −37%From $520 highs to $192/share, DUOL is now trading below its IPO range — with RSI near 19 (oversold).Technical Setup:* RSI: Oversold (<20)* MACD: Bearish crossover* Support: $175–$185* Resistance: $210–$220* Pattern: Gap fill possible toward $220“Oversold doesn’t mean reversal — but it means opportunity for patient traders.”⚙️ Option Strategy ExampleIf you believe in the long-term story:* Sell December 150 Put: Collect ~$305 premium* Or create Synthetic Stock: Buy Jan 2027 85 Call / Sell Dec 24 130 Call→ Approx. cost: $8,500 vs. $19,000 for 100 sharesGoal: Leverage upside with controlled downside risk.📌 Mentioned StocksDUOL, AMZN, AAPL, GOOGL, SPX🔗 Relevant Links* Duolingo Investor Relations* Wealth Dome YouTube Channel* Duolingo Q3 2025 Shareholder Letter🧠 Final ThoughtsDuolingo’s growth story is far from over — it’s just entering its next phase.Yes, short-term volatility hurts. But for long-term investors, this could be a rare opportunity to buy a premium education tech brand at a discount.“AI, education, and community-driven learning — Duolingo is building the future of learning, one lesson at a time.”🎥 YouTube SetupHigh CTR Title:🔥 Duolingo (DUOL) Earnings SHOCK! | 41% Growth, 50M Users & Massive Stock CrashDescription (SEO Optimized):Duolingo (DUOL) just reported incredible Q3 2025 results:* 41% revenue growth* 50M daily users* Profits up 300%So why did the stock crash over 25%? In this video, I break down the financials, CEO comments, and technical analysis to reveal what’s next for DUOL.📊 Mentioned: DUOL, AMZN, AAPL, GOOGL, SPX💡 For educational purposes only — not financial advice.🔔 Subscribe to Wealth Dome for weekly earnings breakdowns & portfolio insights.#stocks #investing #duolingo #earnings #ai #wealthdome This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Microsoft, Google, Apple & Amazon Earnings Ignite AI Boom | Weekly RecapGood morning traders and investors — this is Norbert B.M. from Wealth Dome, where we build and protect wealth.This week marked another milestone for the markets: U.S. equities neared record highs as mega-cap earnings and AI optimism powered investor sentiment. The S&P 500 (SPX), NASDAQ (IXIC), and Dow Jones (DJI) stayed strong, while fund inflows cooled slightly as investors awaited key macro data.Let’s break it all down 👇📈 Market Overview* S&P 500: 6,840 – near record highs* NASDAQ: 25,858 – slightly red, but futures green* Dow Jones: Green close* Oil (CL=F): Closed higher* Gold (XAUUSD): Under pressure from strong USD* Silver (XAGUSD): Range-bound, short-term opportunities* Copper (HG=F): Testing the 20-day MA; potential short setup* EUR/USD: Weakening* USD/JPY: Dollar strengthening against the Yen* Bitcoin (BTC-USD): Sideways; possible correction ahead💻 Tech Titans: The Magnificent Seven Earnings🟦 Microsoft (MSFT)* Revenue: $78B (+18% YoY)* EPS: $3.72* Azure Growth: +40%* Outlook: AI & cloud expansion with CapEx guidance up to $48B“Management calls it a ‘planet-scale AI factory’ — Microsoft is still the leader.”⚙️ Key Watch: Pullback to 450–400 zone = ideal buy zone.🔴 Alphabet (GOOGL)* Revenue: $102B (+16% YoY)* EPS: $2.87* Cloud Revenue: $15.2B (+34%)* CapEx: Raised to $91–93B for AI infrastructure“Disciplined cost control + AI integration = strong management confidence.”⚙️ Key Watch: YouTube Shorts monetization and AI ad integration.🟠 Amazon (AMZN)* Revenue: $150B* EPS: $1.95* AWS Growth: +20% YoY* Net Income: $9.5B (boosted by Anthropic investment)“AWS growth must continue to outpace Google Cloud and Azure — that’s key.”⚙️ CapEx: $125B planned for 2025 — heavy AI data center investment.🟣 Meta (META)* Revenue: $51B* EPS: $1.05 (due to $15B non-cash tax charge)* CapEx: $117–118B* AI Spend: Massive but uncertain ROI“Meta’s problem? No device. No ecosystem. Llama is lame.”⚙️ Watch: Ad demand, Reality Labs results, and AI Glass rollout.🍏 Apple (AAPL)* Revenue: $102B (+8% YoY)* EPS: $1.85* Services: Record high* iPhone: Record revenue, weak China sales“Love the products, not the stock right now. Waiting for innovation to kick in.”⚙️ Watch: Service growth, iPhone Pro mix, AI features in 2025 models.☕ Starbucks (SBUX)* Revenue: $9.6B (+5% YoY)* EPS: $0.52 (missed)“Turnaround underway — but remember Munger: most turnarounds don’t turn.”🌯 Chipotle (CMG)* Revenue: $3B (+7.5% YoY)* EPS: $0.29* Margins: 24.5%“Oversold but risky — I’d wait for a confirmed bottom.”🌎 MercadoLibre (MELI)* Revenue: $7.4B (+39% YoY)* EPS: $8.32 (miss)“Latin America’s Amazon — solid long-term compounder.”💊 Eli Lilly (LLY)* Revenue: $17.6B (+54% YoY)* EPS: $7.02* Mounjaro Sales: $6.5B“Weight-loss pipeline fueling monster growth — waiting for a pullback to add.”🛢️ ExxonMobil (XOM) & Chevron (CVX)* Exxon: EPS $1.88, Revenue $7.5B* Chevron: EPS $3.60, Record production“Strong cash flow, buybacks, and 3–4% dividends — energy giants remain disciplined.”💳 Visa (V) | MasterCard (MA) | PayPal (PYPL) | SoFi (SOFI)* Visa/MasterCard: Consumer spending solid; cross-border growth steady* PayPal: AI partnerships with OpenAI & Google* SoFi: Profitability milestone; re-entering crypto remittances“Fintechs are adapting fast — SoFi’s growth is worth watching.”🩺 UnitedHealth (UNH)* Revenue: $113B (+12% YoY)* EPS: $2.92* Medicare Advantage Growth: +625K members“Margins under pressure but long-term story intact.”💼 My Weekly Trades SummaryDateTickerResult (€)NotesOct 28ADBE+15.92Small profitOct 28WBD+31.2Trading takeover rumorsOct 29UNH+330.9Sold positionOct 29WU+218Strong reboundOct 29META+49.4Pre-earnings sellOct 30AXON+103Partial profitOct 30MSFT+19Scalped post-earningsOct 30AVGO+192Trimmed positionOct 30MELI+149Took gainsOct 30AAPL+248Reduced 1 shareOct 30AMZN+70.7Partial sale📊 October Final Result: +€721 net⚙️ Options Recap* AMD (AMD): +$48* NVDA (NVDA): +$26* SBUX (SBUX): +$35* U.S. Oil (CL=F): +$13* OSCR: +$11* AMZN (AMZN): +$250* Losing Trades: SHOP (−$273), IWM (−$40), 3M (−$108), NG (−$200)“Cut losers early, let winners run — my options philosophy in one sentence.”📊 Mentioned StocksSPX, IXIC, DJI, EURUSD, USDJPY, BTCUSD, MSFT, GOOGL, AMZN, META, AAPL, SBUX, CMG, MELI, LLY, XOM, CVX, V, MA, PYPL, SOFI, UNH, ADBE, WBD, WU, AXON, IBKR, AVGO, MMM, OSCR, AMD, NVDA, CL=F🔗 Relevant Links* Wealth Dome YouTube Channel* Microsoft IR* Alphabet IR* Amazon IR* Apple IR* Meta IR* Eli Lilly IR* Visa IR* ExxonMobil IR* Chevron IR💬 Final ThoughtsThe AI megatrend continues to define this market. Tech is leading, but diversification remains key as small caps and commodities lag.“Stay patient, stay strategic — and always protect your wealth.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

📊 Market Recap* S&P 500 (SPX): Closed the week positive, extending its climb from April lows to fresh all-time highs.* Nasdaq (IXIC): +0.44%, tech strength intact.* Dow Jones (DJI): Also ended in the green.* 10Y Treasury Yield (TNX): Slight uptick near 4.2%.* Crude Oil (Brent): Choppy; I remain short.* Gold & Silver: Both moved higher — silver even parabolic.* Copper: Watching for a bounce if the 20-day holds.* Bitcoin (BTC): Sitting at a pivot; risk of pullback if the 200-day breaks.🏦 Inflation & Fed WatchThe PCE index for August rose 2.7% YoY, with core PCE at 2.9% YoY — still above the Fed’s target.* This keeps Treasury yields elevated and tempers hopes for aggressive rate cuts.* Watch yields closely: they remain a key drag on risk appetite.🔗 Federal Reserve Data💻 Nvidia, OpenAI & Intel Buzz* Nvidia (NVDA) shocked markets with a $100B investment in OpenAI to expand computing infrastructure.* Intel (INTC) ripped higher again after last week’s $5B stake from Nvidia.* Reports surfaced of possible partnerships with Apple (AAPL) and Taiwan Semiconductor (TSM).* Speculation around M&A and government backing fueled strong flows into Intel shares.🔗 Nvidia (NVDA) | Intel (INTC) | Apple (AAPL) | TSMC (TSM)📱 Oracle & TikTokOracle (ORCL) remains in the spotlight as it explores acquiring TikTok’s US operations.* If successful, Oracle could become a hybrid cloud + social media powerhouse.* Regulatory risks remain high, especially beyond the Trump administration.🔗 Oracle (ORCL)🎮 Big Movers & Earnings* Electronic Arts (EA): +15% after WSJ reported a $50B LBO bid backed by Saudi PIF & Silver Lake.* Costco (COST): Dropped after earnings miss, but looks like a strong long-term buy opportunity.* ASML (ASML): Still elevated; waiting for a pullback before re-entering.🔗 Electronic Arts (EA) | Costco (COST) | ASML (ASML)💼 Trades of the Week* Intel (INTC): Sold full position on Sep 26 → €920 gross / $791 net profit. Out for now, watching RSI (80+) for a pullback before re-entry.* Apple (AAPL): Partial sale on Sep 26 → €350 gross / $301 net profit. Still bullish long-term given Apple’s ecosystem.Weekly profit: $1,092September total so far: $2,874YTD profit: $70,421📌 Key Takeaways* AI is still king: Nvidia, Intel, and OpenAI dominate headlines.* Intel momentum > Nvidia momentum: telling you where speculative money is flowing.* Earnings mixed: Costco down, EA soared, ASML extended.* Macro backdrop: Inflation sticky, yields rising.* Strategy: Take profits, reduce risk, protect wealth. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

📊 Market Recap* S&P 500 (SPX): Closed at 6,664 (+0.49%), a new all-time high.* Nasdaq (IXIC): +0.7% on the week, led by tech.* Russell 2000 (RUT): Small caps joined the rally with record highs.* 10Y Treasury Yield (TNX): Rose to ~4.14%.* Crude Oil (Brent): Fell despite Fed easing.🏦 Federal Reserve Cuts RatesThe Federal Reserve lowered rates by 25 basis points to a target range of 4.00–4.25%.* Chair Powell stressed this was a risk management move due to labor market softness.* One dissenter, Gov. Stephen Miran, argued for a larger 50 bp cut.🔗 Read the Fed statement💻 Nvidia–Intel Shock DealIn a surprise move, Nvidia (NVDA) invested $5 billion into Intel (INTC).* Intel shares rallied over 30% in a single day, the biggest jump since 1987.* The US government is also a stakeholder, deepening Intel’s strategic importance.🔗 Nvidia (NVDA) | Intel (INTC)📱 Oracle & TikTok TalksThe US government and China reopened talks over TikTok, with Oracle (ORCL) emerging as a potential buyer.* If Oracle secures a large stake, it could transform into a major social media player.* The stock is consolidating near highs, forming what looks like a bullish flag.🔗 Oracle (ORCL)🚀 IPO HighlightsIt was a busy IPO week with $2.7B raised across multiple listings:* StubHub (STUB): Opened at $26, peaked at $28, then collapsed to $18.51.* WaterBridge Infrastructure (WBI): Jumped 50% on debut.* Pattern Group (PTRN): +12% first week.* Microcaps Chow Holdings (CHOW) and PLTS Energy (PLTS) also surged.⚠️ Pro tip: Don’t chase IPOs. Wait for earnings and signs of sustainable growth.📌 Trades of the WeekHere’s what we traded between Sep 15–19:* Bitfarms (BITF): Small gain on Sept 15.* Realty Income (O): Dividend received (€24.5).* ASML (ASML): Sold full position, locking in €1,038 profit; watching for a pullback to re-enter.* McDonald’s (MCD): Dividend received (€19.56).* Warrior Met Coal (HCC): Closed trade with a small profit (€38).Weekly net profit: ~$983September total so far: ~$1,781 (with one week left).🔗 ASML Holding (ASML) | McDonald’s (MCD) | Realty Income (O) | Bitfarms (BITF) | Warrior Met Coal (HCC)🔑 Key Takeaways* Fed is easing but long yields are rising → watch growth vs. defensives.* Semiconductors surged on Nvidia–Intel news.* IPOs returned with volatility, a sign of risk appetite.* Trades booked solid gains, led by ASML sale.💬 What do you think about Nvidia’s stake in Intel? Will it pay off long-term? Share your thoughts in the comments 👇 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

This week’s market recap covers:* Oracle (ORCL) & Adobe (ADBE) earnings results.* Market outlook ahead of the Fed’s rate cut decision.* Tesla (TSLA) surging +7.36%.* My weekly trades, including Alibaba (BABA), Broadcom (AVGO), NVIDIA (NVDA), Paramount (PSKY), and more.📊 Mentioned Stocks: ORCL, ADBE, TSLA, AVGO, BABA, PSKY, NVDA, MU, OPEN, INOD, MTPLF, PNG, PCFP, TLT💡 None of this is financial advice. Please do your own research.✅ Subscribe for more weekly breakdowns and earnings analysis!#investing #stocks #oracle #adobe #tesla #trading This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe