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Welcome to The Canadian Mortgage Show, where we cut through the noise to bring you straight facts on mortgages and real estate in Canada. Focused on BC with a national perspective, we feature expert guests and real insights. Tune in for no-nonsense advice and answers to your questions!
81 Episodes
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Send us Fan Mail The Bank of Canada held rates again, but that does not mean Canadians are in the clear. In Episode 80 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why fixed mortgage rates are moving higher anyway, how bond yields and oil prices are changing the outlook, and why the war-driven spike in gas prices could keep pressure on inflation. They also dig into major Canadian trends that matter right now: falling inflation and weak economic data shrinking mortgag...
Send a text Canada’s mortgage market just got hit with another major warning sign. In this episode, Alex Pang and Alex Shanks break down the recent spike in bond yields, why fixed mortgage rates may rise again, and how geopolitical tensions are creating a new inflation risk for Canadians. They also discuss why the Bank of Canada may be stuck, the condo appraisal problem, the new GST rebate update for first-time buyers, capped NSF fees, retirement affordability, and fraud issues inside the mo...
Send us Fan Mail What should Canadians do with their money when markets are shaky, real estate feels uncertain, and global conflict is driving fear? In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks are joined by senior financial planner Scott Grant to break down how Canadians should think about investing, emergency funds, inheritance, real estate, DIY trading, and estate planning in uncertain times. This conversation covers: how war and global instability affe...
Send us Fan Mail Episode 77 is a wide-ranging update on Canada’s economy, housing, and mortgage rates — with real talk on what the latest data could mean for buyers, homeowners, and renewals. We cover: Canada’s Q4 GDP contraction and what it signals for growth GTA new home sales: only 268 sold in January — the lowest since 1981 Why fixed mortgage rates have been “leaking lower” (and how to think about locking in) National Bank: housing affordability improved for 8 straight quarters, but ...
Send us Fan Mail Canada’s inflation headline is cooling—but food inflation is still scorching at 7.3% (highest in the G7), and that changes everything. In Episode 76, Alex Pang and Alex Shanks break down why grocery prices stay elevated, how Canada’s oligopolies shape affordability, and what this means for interest rates, housing, and renters. We also cover: Vancouver benchmark prices down 10 straight months Rental market shifts and falling asking rents Developers using “price protection” ...
Send us Fan Mail In Episode 75 of The Canadian Mortgage Show, we break down new Abacus Data polling that reveals a powerful shift in how Canadians feel about housing. The desire to own a home is still strong — 70% say they want to own someday. But confidence is collapsing. Only 29% of non-homeowners believe they will ever actually buy one. We unpack: • Why housing has become a crisis of confidence • Who Canadians blame for affordability issues • Whether government policies match the scale o...
Send us Fan Mail In Episode 74 of The Canadian Mortgage Show, we break down why several major banks are forecasting interest rate hikes by 2026 — despite economic data pointing in the opposite direction. We unpack: Why RBC, Scotia, and National Bank expect higher rates Why bond yields, job losses, and weak growth don’t support that view Vancouver and Toronto home sales sliding sharply Rising mortgage delinquencies in the GTA Nova Scotia’s new 2% down payment pilot for first-time buyers ...
Send us Fan Mail Canada’s economy is sending mixed — and increasingly worrying — signals. In Episode 73 of The Canadian Mortgage Show, we break down why the Bank of Canada held interest rates at 2.25%, why GDP growth is fading, and why economists are quietly preparing for possible rate cuts later this year. We cover: Why holding rates doesn’t mean the economy is healthy Rising layoffs in manufacturing and auto sectors How AI-driven job cuts (including 45,000 roles globally) could impact ...
Send us Fan Mail Canada’s housing market looks calm on the surface — but underneath, pressure is quietly building. In Episode 72 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the real data behind falling home prices, collapsing condo development, rising household debt, and why affordability still isn’t improving for most Canadians. They cover: Why new condo construction is drying up across the GTA and Metro Vancouver The truth about mortgage renewal shock and why it ...
Send us Fan Mail Canada’s housing market is cooling — but affordability isn’t improving. In this episode, we break down falling home prices, rising household debt, stagnant wages, and why everyday life still feels harder for Canadians. #canada Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang Tiktok: https://www.tiktok.c...
Send us Fan Mail Canada’s economy is sending warning signals — and most people are missing them. In Episode 70 of The Canadian Mortgage Show, we break down: • Why unemployment jumped faster than expected • Four straight years of falling home prices in Toronto • Restaurant closures accelerating across Canada • Why rate cuts may still be far away • The growing gap between Canada and the U.S. economy We also dive into: • Immigration policy reversals • The hidden problem behind part-time job gr...
Send us Fan Mail Happy New Year — and welcome to Episode 69 of The Canadian Mortgage Show. This is our first episode of 2026, and we brought in Hasan Juma (Realtor, Oakwyn Realty) as a guest host to weigh in on the biggest stories shaping Canadian housing right now. EP 69 In this episode we cover: Canada considering changes when the foreign buyer ban expires in 2027 (and whether foreign money would even come back) EP 69The rent affordability crisis — including renters spending 5...
Send us Fan Mail Canada’s inflation held at 2.2%—but coffee is up 33% and groceries are still squeezing households. We break down whether this is true inflation or price gouging in a market dominated by a few major players. On housing: November sales dipped, fixed rates have stayed stubborn, and banks are now shrinking variable-rate discounts—a signal worth paying attention to. We also talk about where different regions sit from peak prices, and why inflation-adjusted home values are trendin...
Send us Fan Mail Bank of Canada held the policy rate at 2.25%—but bond yields jumped and 5-year fixed rates climbed back above 4%. We break down why the latest “strong” jobs data may be seasonal noise (part-time youth jobs + people stopping the job search), what that means for variable vs fixed, and why fear-based mortgage advice is dangerous. Plus: falling rents, rising insolvencies, massive Toronto development charges, foreign capital talk, and a warning for anyone trying to “flip” presales...
Send us Fan Mail Canada’s unemployment rate just fell to 6.5% and 54,000 jobs were “added” — but does it actually feel like the economy is improving? In this episode, Alex & Alex break down why they’re calling it Overreaction Friday. They dig into the bond market’s response, what a third of Canadian mortgages renewing in 2026 really means for homeowners, falling condo prices in Vancouver and Toronto, rent trends across Canada, and why more developers are going into creditor protection. T...
Send us Fan Mail In episode 65, Alex Pang & Alex Shanks break down the “historic” Alberta–Canada energy agreement, what it actually means for jobs, pipelines and BC, and why Canada keeps pushing investment and talent out of the country. They dig into Nutrien choosing a US port over BC, Nokia’s subsidized Ottawa campus, the Stellantis mess, and why we’re not in a housing crisis so much as a long-running income crisis. The guys finish with the latest on land claims in BC and what that could...
Send us Fan Mail Canadian mortgage delinquency is just 0.23%… but credit cards, HELOCs, Canada Post, Bell, and even developers are cracking under the pressure. In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down what’s REALLY going on behind the “stable” mortgage numbers. We cover: CMHC data: Housing starts down 17% and why the promise of 500,000 new homes was never realistic. Delinquencies: Why Canadian mortgage and HELOC delinquencies are tiny compared to ...
Send us Fan Mail Canada just dodged a technical recession—but did the Blue Jays’ World Series run actually help save Ontario’s economy? In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest jobs data, inflation numbers, interest rate forecasts, insolvency news, and even U.S. talk of 50-year mortgages. They also cover developer failures in B.C., First Nations land claim impacts on financing in Richmond and Ontario, Questrade’s move into banking, Home T...
Send us Fan Mail In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down a packed week of news that directly affects Canadian homeowners, buyers, and investors. We start with the new federal budget: a $78B deficit, capital spending framed as “generational investments,” and big ticket items like $25B for housing, $30B for defense, and $115B for infrastructure—but almost no direct bailout for housing. What does that mean for interest rates, jobs, and home prices over...
Send us Fan Mail Rates fell 0.25—but fixed didn’t budge. Richmond’s land-title fight spooked lenders. Condo sales tanking in the GTA. CRA pays a $4.99M refund automatically(?!). BC Hydro bans new crypto-mining hookups. We break down what actually affects your mortgage today, how variable vs fixed really works, and the real-world fallout if lenders refuse renewals on contested land. In this episode: • Variable vs Fixed: why only one moved after the cut • Adjustable vs fixed-payment variables ...
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