Episode 55: REIT Redemption Gates, EV Mandate Pause, and Your Mortgage Strategy
Update: 2025-09-23
Description
Canada just cut rates by 0.25%—but what does that actually mean for your mortgage? Alex & Alex break down variable vs fixed (why your adjustable payment may drop ±$13 per $100k, and why fixed rates follow bond yields—not the overnight rate), plus the real-world timing on locking in as renewal offers in the high-3s start popping up. We also zoom out: GTA unemployment pushing toward 10%, rents easing nationally, August housing starts sliding, REIT redemption gates, and Ottawa’s latest “nation-building” announcements (from LNG to modular builds)… alongside a pause on the 2026 EV sales mandate. Clear, no-hype takeaways for homeowners, buyers, and investors navigating the reset.
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