Send us a textIn a throwback to last year, we are re-running the Christmas episode which talks about ways to limit the spending around this time of year.With the cost of living no better, it seems a good idea to highlight the discussions that Kristen and Izzy had on this topicThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - ...
Send us a textWhat a cracker we have for you!Moo, (Amanda Munden) is an expert personal stylist who once was the face of Sky One! She shares her expert knowledge on how to approach buying clothes, how to be more sustainable, and how to calculate the all important 'price per wear'.Follow Moo on Instagram or contact her via her websiteYou can join her Moostyle VIP group on Facebook tooThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education S...
Send us a textKristen tries to help anyone applying for Student Finance either as a student or parent. She explains how it is repaid and some tips if you are entitled to more financial support.The link to the section of the Government website which covers this topic is here The salary calculator mentioned is on the Red Star Education website Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on ...
Send us a textIsn't it just another tax?Maybe!Kristen explains National Insurance in a basic and simple way but for more of the detail check out the Government websiteThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some of which are FREEFor Independent Financial Advice, connect with Kristen at Red Star Wealth or their Insta...
Send us a textA short episode for Kristen to explain what tax codes are used for, what they indicate and how to check if they are correct.The link to the Gov.UK pages on tax codes is here Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some of which are FREEFor Independent Financial Advice, connect with Kristen at Red ...
Send us a textKristen talks to Aaron Abbott from Against The Odds , a CIC promoting education and awareness of gambling, and gambling harm.Follow them on InstagramThis episode does discuss addition, mental health and suicide. If you need support please reach out to Aaron, to Samaritans or Ripple Suicide PreventionYou can also use Samaritans: Call 116 123 or Shout: Text 85258Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on ...
Send us a textIncome Tax is a HUGE subject, but we have to start somewhere so in this episode Kristen and Nick talk you though the basics, including the current rates and banding.Here is the salary calculator mentioned in the episodeYou can find information from the Government on Income Tax Rates on their websiteThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou ca...
Send us a textIn this episode Iz asks Kristen to explain all the details about credit cards, how they work, how interest is added as well as explaining terms like 'money transfer' or 'balance transfer'.We mention a few times the episode we did on credit & debt with Sheryl Armer from Adcroft Hilton in last season - go check it out!Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Conn...
Send us a textOur expert guest Corey Ryan is owner and director of Corbellin a specialist property investment company who shares his experience and dispels some of the 'get rich quick' myths around property investment.He also shares some of pitfalls which inexperienced landlords need to watch out for.Corey is happy for you to follow his socials and contact him if you have questions.Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education Se...
Send us a textIn this short episode Kristen talks about the phenomenon of putting all your pensions in the same place - these are pension transfers and you should listen to this episode before going ahead with any self-advised pension transfersThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some of which are FREEFor Indepen...
Send us a textSo excited for this episode!One of Kristen's favourite things to support clients with is setting financial goals and objectives, getting them excited about what is possible and showing clients how to make their dreams a reality.Please email if you want us to send you the pdf of the goal setting sheet as mentionedThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us o...
Send us a textIn this, the first episode of Season 2, Kristen explains The State Pension and the 'triple lock'.Here is the link to a BR19 formInformation on the new State Pension is on the Government websiteTo calculate your State Pension age, the calculator is here Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some ...
Send us a textA couple of days late as we are on a Dona Kirkham holiday!In this episode Kristen and Dona talk about the cost of holidays and some great tips and ideas to make the most of your pound, dollar, yen, euro ...... you get the ideaDona is an expert holiday booker and if you want her help, please contact her hereThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikT...
Send us a textOften considered only for rockstars and pro footballers, prenuptial agreements are actually useful for many different people as a way of protecting wealth and property - especially family money and businesses.In this episode we talk to expert lawyer Helen Lucking of Napthens about how making a prenup can help in wider financial planning, how to make sure it will stand up in court and also where a co-habitation agreement might be a solution to consider.Please contact Helen, Head ...
Send us a textKristen is joined in this episode by lawyer Sarah Savage of Bexley Beaumont, a specialist in assisting tenants and landlord's with renters rights, talking us through tenancy agreements, the new laws and what they mean and even donkeys as pets.Sarah can be contacted by email sarahsavage@bexleybeaumont.comShelter, the homelessness charity, can be found here Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on ...
Send us a textWarning!This episode discusses financial abuse and other mental health topics.Richard is a therapist and well-being consultant with extensive experience in the area of financial abuse. He and Kristen discuss this sensitive topic, how to recognise abuse and it's impacts.Victim Support: Offers free and confidential support 24/7 for anyone affected by crime. They can be reached at 08 08 16 89 111, and they also provide a live chat service for immediate assistance. National Su...
Send us a textThe legal process of buying a house - conveyancing - can feel daunting if you have never done it before. Jonathon is an expert property conveyancers and shares his wisdom in this episode to help the house buying process make sense.If you need him, you can contact Jonathon at the firm's officeThe Stamp Duty Calculator is here and more information on Stamp Duty is here Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See...
Send us a textIn this episode Kristen explains the basics of the workplace pension also called auto enrolment.Here is the link to the Government website which details the current levels of contributions and salaries.Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some of which are FREEFor Independent Financial Advice, conne...
Send us a textSomething a little different in this episode! Expert confidence coach Sue Blackhurst gives us plenty to think about if we want to raise our self belief especially if we are going to job interviews or asking for a pay rise, with an interesting sausage analogyYou can follow Sue's Instagram hereThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign ...
Send us a textDebt is sometimes unavoidable, but what happens when it gets hard to handle. Sheryl Armer, of insolvency practitioners Adcroft Hilton, talks to Kristen about the consequences of debt and what practical steps and help is available if you need it. You can contact Sheryl via her website or email her sheryl.armer@adcrofthilton.co.uk. You can call her 01253 299 399. They can also be found on Instagram If you need help you can also contact the debt charity StepChangeThanks for listeni...