Dysrupt Healthcare Podcast

In this inaugural episode of the Dysrupt Healthcare Podcast, Lester J. Morales opens up about rebuilding not just the podcast, but the entire company and mission behind it. After years of leading Impact Healthcare Podcast, Lester realized that the vision had outgrown the name. “Impact” was never the limit it was just the beginning.The new Dysrupt Healthcare Podcast was born with purpose: to go deeper, to reach farther, and to create real change in how we see and experience healthcare. This isn’t just a new season it’s a reawakening of a movement.Lester shares what this transformation means, personally and professionally from redefining his company’s purpose to reimagining how conversations in healthcare should sound. The new format will bring you closer to the real stories, the emotional journeys, and the case studies of leaders who are dysrupting the system for good.This episode sets the tone for what’s to come: honest dialogue, bold ideas, and stories that remind us that healthcare isn’t just about numbers it’s about people.The movement continues louder, deeper, and more human than ever before.

In this powerful solo episode, Lester Morales reflects on the journey of the Impact Healthcare Podcast and shares why it’s time for an evolution. For years, Impact Healthcare has been a platform to highlight innovative ideas, bold strategies, and the leaders willing to push against the broken healthcare system. But as Lester explains, the word “impact” was never big enough to capture the true scale of the movement he and so many others are building.This is not an ending — it’s a transformation. The podcast is entering a new chapter as the Dysrupt Healthcare Podcast. With a sharper focus and a fresh format, this next phase will go deeper into the conversations that matter most: how employers, advisors, and changemakers can dysrupt the status quo, lower costs, and deliver better care for employees and their families.In this transitional episode, Lester shares:Why the shift from “Impact” to “Dysrupt” represents more than just a name change.What listeners can expect from the new content, structure, and tone of the podcast.How the larger movement for healthcare disruption is growing — and why your voice and participation matter now more than ever.This episode isn’t a goodbye. It’s an invitation to continue forward — to be part of the movement, to challenge what’s broken, and to help create a system that truly works for people. The Impact Healthcare Podcast opened the door. The Dysrupt Healthcare Podcast will break it wide open.

What if burnout didn’t have to be the norm?In this powerful episode of The Impact Healthcare Podcast, host Lester Morales dives deep with John Troutman, Vice President of Business Development at Mind Club America, a revolutionary mental health platform built for prevention—not just crisis response.John shares his raw, personal story of burnout, the months-long journey through recovery, and how it became the catalyst for helping others. Together, they expose the flaws of traditional EAPs, debunk the “we’re here when you need us” myth, and offer a clear, proactive solution for employers, advisors, and leaders who want to make mental health truly accessible and impactful.✅ Learn how Mind Club helps organizations reduce turnover, improve productivity, and provide fast access to real mental health professionals✅ Discover the simple 3-minute assessment that sets a new standard for self-awareness and care✅ Explore how leadership buy-in transforms employee engagement with mental wellness tools✅ Understand how stigma, accessibility, and outdated networks are failing today’s workforce—and what to do about itThis isn’t a feel-good conversation—it’s a real conversation with real tools to make mental health a business strategy, not an afterthought.Take the free assessment or learn more: https://mindclubamerica.com🫶 If you know someone silently struggling—or a leader ready to do something different—share this episode. You could save a life.#mentalhealth #burnout #leadership #employeewellbeing #healthcarestrategy #impactpodcast #mindclub

What if you could avoid invasive orthopedic surgery using your own cells?In this eye-opening episode of the Impact Healthcare Podcast, host Lester Morales talks with Dr. Mark Testa—chiropractor, acupuncturist, and Regenexx expert—about the groundbreaking procedures helping thousands of patients skip expensive surgeries and recover faster with regenerative treatments like bone marrow concentrate and PRP (platelet-rich plasma).You’ll learn:How Regenexx helps patients avoid knee, shoulder, and spine surgeriesReal-life patient success stories and outcomesThe massive cost savings and faster return-to-work for employersWhy musculoskeletal issues are a top cost driver in health plansHow self-funded employers are integrating Regenexx into their benefitsWhether you're an advisor, employer, or patient seeking alternatives to surgery, this episode delivers valuable insights into the future of orthopedic care.👉 Learn more: https://regenexxbenefits.com📩 Contact Dr. Mark Testa: mtesta@regenexx.com🔗 Connect with Lester Morales on LinkedIn

In this powerful episode of *Impact Healthcare*, host LesterMorales sits down with a true industry whistleblower  Wendell Potter, former Cigna and Humanaexecutive turned healthcare reform advocate. Wendell pulls back the curtain onhow health insurance really works, exposing the profit-driven machine thatprioritizes stock prices over patient care.From defending high-deductible plans to becoming a fierce critic of them,Wendell shares his personal transformation, his fight for a more transparentand fair system, and why the healthcare system isn’t broken — it’s workingexactly as designed... for Wall Street.🔥 Inside this episode:- What the Medical Loss Ratio (MLR) really means for employers and patients- How health insurers and hospitals maintain a profit-first alliance- The unethical broker-carrier dynamic no one wants to talk about- Why Wendell walked away from a high-paying C-suite role to expose industrycorruption- Real stories of hope and disruption in healthcare happening *right now*Whether you're an employer, advisor, or just someone who’s tired of risingpremiums and shrinking benefits, this is a must-listen.📩 Connect with Wendell: [HealthcareUncovered](https://healthcareuncovered.substack.com)📽️ Watch the documentary: *It’s Not Personal, It’s Just Healthcare*(featuring Wendell)🎧 Don’t forget to subscribe and share this episode if you believe increating a better healthcare system.

In this high-impact solo episode of Impact Healthcare, host Lester Morales recaps the key takeaways from April’s conversations — and it all comes down to one powerful word: strategy.From exploring the costly trap of reactive renewals to redefining how employers, brokers, and hospitals collaborate through direct contracting, Lester challenges the status quo of the healthcare benefits industry. He also revisits his powerful interview with Seppa from Motive, VP of People & Learning, who shares how her organization transitioned from fully insured to self-funded — resulting in improved employee benefits, cost savings, and deeper employee engagement.🔥 You’ll learn:Why most employers operate on a faith-based model with no real healthcare planHow direct-to-employer strategies and captives are reshaping cost controlThe real-life ROI of benefits aligned with the employee lifecycleWhy KPIs in healthcare are dangerously misaligned — and what to do about itHow one company used healthcare savings to expand parental leave and elder careWhether you’re an advisor, HR leader, or employer, this episode delivers the roadmap to move beyond the annual renewal scramble and build a benefits plan that actually works.🔗 Connect with Lester: lester.morales@nextimpactllc.com📬 Got a topic or guest suggestion? We’re listening. Let’s impact healthcare — together.

What if healthcare wasn’t broken—but simply built wrong?In this episode of the Impact Healthcare Podcast, Lester Morales sits down with Rob Andrews, CEO of the Health Transformation Alliance and former U.S. Congressman, to explore how large employers are fixing healthcare—not through policy alone, but through bold action, cultural alignment, and smarter benefits design.Rob shares his personal “why,” rooted in his father’s death and the lessons that continue through his work today. Together, they dive into decades of insights from Rob’s leadership in both government and the private sector, including:The foundational flaws in fee-for-service and the urgent need for value-based careHow self-funded employers are improving outcomes by aligning benefits with talent retentionThe true ROI of investing in navigators, virtual care, and benefit educationWhy personal accountability is key to improving health outcomes—and how incentives must evolveHow major organizations like American Express retain talent through human-first healthcare designCreative strategies like 0 copays for engagement and charitable rewards for smart healthcare choicesFrom policy debates like the MLR rule in the Affordable Care Act to real-world success stories—like a walking club that grew out of a doctor’s concern for her lonely patients—this episode challenges you to rethink what’s possible in employer healthcare.If you’re an employer, advisor, or HR leader ready to:Design benefits that actually improve livesAlign healthcare spend with business and cultural goalsShift from reactive to proactive care modelsCreate long-term impact beyond cost containmentThis episode is a masterclass in how to lead with vision, humanity, and strategy.Listen, take notes, and share this episode with someone who needs to stop waiting for the system to fix itself—and start doing something that works.Keywords:Rob Andrews, Health Transformation Alliance, value-based care, healthcare navigation, self-funded insurance, outcomes-based payment, healthcare cost control, employer healthcare strategy, employee benefits innovation, healthcare incentives, benefits design, personal accountability, primary care, employee retention, impact healthcare podcast, Lester Morales

What if your healthcare benefits did more than check a box—what if they changed lives?In this episode of the Impact Healthcare Podcast, host Lester Morales is joined by Sepa Sete, VP of People + Learning at Mocean, for a candid and practical conversation about how HR can take the lead in creating people-first organizations through intentional benefit design.Sepa shares the journey that led Mocean to move from a traditional fully-insured model to a self-funded healthcare plan that not only reduced costs but dramatically improved the employee experience. She breaks down how her team:Mapped the entire employee lifecycle to align every stage with meaningful supportReimagined healthcare benefits to match their company culture and evolving talent needsAdded family planning coverage after losing key candidates due to outdated benefitsIntroduced virtual healthcare with Galileo to improve access and reduce unnecessary costsExpanded paid parental leave and began building support for employees caring for aging parentsUsed listening and data to guide strategy and improve employee satisfactionThis episode includes powerful real-life stories, including how one benefit decision helped a couple become parents, and how a personalized approach to healthcare made all the difference for a team member battling cancer.If you're an HR professional, benefits advisor, or business leader looking to:Improve talent retention and recruitmentOffer better healthcare without raising costsCreate alignment between company culture and benefitsExplore whether self-funding is right for your organizationThis conversation will challenge the status quo and offer a roadmap to meaningful change.Listen now and subscribe to the Impact Healthcare Podcast for more stories and strategies from leaders redefining the future of employee benefits.

Description: In this solo episode, Lester Morales shares his recent travel experiences, uncovering powerful insights from various healthcare markets across the United States. From groundbreaking direct-to-employer strategies in Southern California to employer-driven captive insurance solutions in Napa Valley, and proactive healthcare coalitions in North Carolina, Lester reveals how forward-thinking employers and advisors are reshaping the healthcare landscape.Discover the immense benefits of direct contracting, innovative captive structures, and collaborative approaches to healthcare management. Lester challenges employers and advisors alike to adopt new strategies, prioritize patient care, and reimagine compensation models based on true value delivered.Top 5 Key Moments:02:35 - Transformative Direct-to-Employer Strategies10:50 - How Hospitals and Employers Can Both Win16:20 - The Power of Captive Insurance Programs21:45 - Employers’ Hunger for Healthcare Innovation27:50 - A Challenge for Advisors to Create True ValueListen in to learn actionable strategies and foster meaningful healthcare innovation in your community.Subscribe to the Impact Healthcare Podcast for groundbreaking insights into the future of employer-sponsored healthcare.#HealthcareInnovation #DirectContracting #CaptiveInsurance #HealthcareStrategy #EmployerHealthcare #AdvisorInsights #LesterMorales

Reference-Based Pricing (RBP) often gets a bad rap, but is it really the healthcare villain many believe it to be? In this Impact Healthcare Podcast recap episode, host Lester Morales dives into the reality of RBP, debunking common myths and clarifying misconceptions about this innovative healthcare pricing strategy.Discover how reference-based pricing, when implemented effectively, can benefit employers, employees, and even healthcare providers. Lester shares insights and real-world stories, illustrating why understanding this approach is crucial for employers looking to lower healthcare costs responsibly.📌 Key Takeaways:How RBP differs fundamentally from traditional PPO programs.Why traditional healthcare pricing methods may incentivize higher costs.The surprising parallels between RBP and existing healthcare payment models.Real-life examples of successful implementations of reference-based pricing.If you're an employer, healthcare professional, or simply someone interested in learning effective ways to reduce healthcare costs, this episode provides essential insights.👉 Subscribe to the Impact Healthcare Podcast for more powerful insights and actionable tips to revolutionize your healthcare strategies.#ReferenceBasedPricing #HealthcareCosts #ImpactHealthcarePodcast #CostManagement #EmployeeBenefits #RBPEducation #HealthcareInnovation #LesterMoralesHere are the 5 most important timestamps from your episode:1:18 - The Problem with How RBP is Currently Viewed2:42 - Why Insurance Companies May Not Want Lower Costs5:06 - How Reference-Based Pricing Works6:40 - Debunking Myths about RBP & Hospital Acceptance9:15 - The Importance of Claims Auditing

In this solo episode of the Impact Healthcare Podcast, Lester Morales tackles the critical conversation around the value of directly connecting healthcare providers and employers. Lester highlights why traditional network-based approaches might not be the most effective way to manage healthcare costs, explaining why closer relationships between employers and hospitals could revolutionize how healthcare costs are controlled, benefiting everyone involved.Discover how employers, employees, and healthcare providers can all win through direct contracting, eliminating unnecessary financial burdens and collection risks. Lester breaks down real-world scenarios to showcase the tangible benefits of bringing healthcare closer to home.📌 Top 5 Key Moments:02:06 - Who Actually Decides Healthcare Prices?05:00 - The Hidden Problem with Healthcare Pricing08:46 - Building Direct Relationships Between Employers and Hospitals10:09 - Real-world Example: Employer and Hospital Collaboration Benefits15:40 - Why More Employers Should Consider Direct ContractingExplore the power of collaboration in healthcare and find out how you can foster meaningful change in your community.👉 Subscribe to the Impact Healthcare Podcast for impactful strategies and valuable insights into innovative healthcare solutions.#HealthcareCosts #DirectContracting #ImpactHealthcarePodcast #EmployeeBenefits #EmployerBenefits #HealthcareInnovation #HealthcareStrategy #LesterMorales

In this episode of Impact Healthcare, host Lester Morales dives deep into the world of Reference-Based Pricing (RBP) with Omar Arif, Senior Vice President of Growth at Claim DOC. Together, they explore how RBP is disrupting the health benefits industry by replacing traditional PPO networks with a more transparent, cost-effective approach.Omar shares real-life examples of how organizations can save millions while improving access to care, debunking myths surrounding RBP and addressing common challenges. Whether you’re an employer, benefits consultant, or healthcare professional, this episode provides actionable insights to rethink your healthcare strategy.Key Takeaways:   What is RBP? A simplified breakdown of how RBP determines fair, transparent pricingfor healthcare services.      Overcoming Misconceptions: Tackling fears and addressing the perceived complexity of adopting RBP.        The Role of Advocacy: How proactive communication with providers ensures a seamless transition for employees and minimizes disruptions.      Audit and Fiduciary Responsibility: How Claim DOC’s rigorous auditing process safeguards plan assets andensures fair pricing.      Real-World Success: A case study highlighting a 41.4% reduction in healthcare costs for a 300-employee agricultural company.     Employee-Centric Focus: The importance of lowering employee contributions while improving healthcare access.This episode is a must-listen for anyone seeking innovative solutions to reduce healthcare costs without sacrificing quality.Connect with Claim DOC: Visit claimdoc.com, follow them on LinkedIn, or check out theirpodcast, Claim Talk, available on Spotify and YouTube.Listen now to discover how you can take control of your healthcare costs and create a lasting impact!

On this episode of Impact Healthcare, Lester Morales dives deep into the revolutionary model of Direct Primary Care (DPC) with Dr. Eric Crall, a pioneer in transforming primary care. From the challenges of traditional healthcare to the incredible impact of DPC on employers, employees, and the healthcare system, this episode is packed with actionable insights. Key Takeaways:        What is DPC? A subscription-based healthcare model that eliminates insurance reimbursement and focuses on patient care.      The Employer Advantage: Learn how businesses like car dealerships and restaurants have reduced healthcare costs by up to 25% while improving employee satisfaction.      Why Employees Love It: No more waiting rooms, rushed visits, or financial barriers—DPC provides personalized care with unlimited access to doctors.      Lifestyle Medicine at the Core: Dr. Kroll explains how addressing root causes like stress, sleep, and nutrition prevents chronic diseases and improves overall well-being.    How DPC Scales: Whether your employees are spread across states or constantly on the go, discover how DPC ensures seamless, high-quality care. Real-Life Impact: Dr. Crall shares success stories, including a car dealership that saw substantial cost savings while offering better benefits. Employees gained access to care without out-of-pocket expenses, creating a healthier and more engaged workforce. Who Should Watch? This Episode?      Employers looking to cut healthcare costs and attract/retain top talent. Advisors seeking innovative ways to optimize health plans. Employees curious about how DPC can revolutionize their healthcare experience. What You’ll Learn:       The pitfalls of traditional fee-for-service models.      Why DPC is the future of primary care.         How employers can implement this model to benefit everyone involved. Take Action Now: If you're ready to explore DPC for your organization or want to connect with Dr. Aaron Kroll, visit Subscribe for More: Stay ahead of the curve with the latest strategies to disrupt the health benefits industry. Hit like, share, and subscribe to Impact Healthcare today!

In this episode of Impact Healthcare, host Lester Morales welcomes Josh Butler, President of Butler Benefits and Consulting and High Plains Health Plan, to discuss the game-changing Texas House Bill 711—the "Tier and Steer Bill." This new legislation allows self-funded employers to customize health plans and incentivize employees to choose high-quality, lower-cost providers through financial benefits like $0 deductibles and co-pays. Josh shares how High Plains Health Plan has pioneered this approach, proving that transparent, direct contracting reduces costs while improving care quality. What is HB 711? Texas is leading the way by legally recognizing tiered healthcare models that reward smarter healthcare choices. How "Tier and Steer" Works: Employees pay less (or nothing) when they choose high-quality, cost-effective providers in Tier 1 networks. The Big Insurance Companies’ Role: Why traditional carriers don’t fully adopt these models—premium equals revenue. Direct Contracting Advantage: How negotiating with hospitals directly results in better deals, without hidden network fees. Employer Action Steps: Start with a risk assessment, analyze your claims data, and shift to cost-effective healthcare solutions. Bottom Line: If you’re still managing healthcare benefits the old way, you’re missing out on significant savings and better employee outcomes. Subscribe now for actionable strategies that lower costs and impact healthcare for the better!

In this episode of Impact Healthcare, host Lester Morales sits down with Phillip Holowka, COO of Complete Captive Management Services, to dive deep into the world of captive insurance. Together, they explore how captives empower employers to take control of their healthcare expenses, build equity, and improve employee benefits. Phillip shares his journey from EMS to the insurance industry, offering insights into why captives are a game-changer for businesses of all sizes. Whether you're a seasoned CFO or new to the concept, this episode provides a clear roadmap to understanding captives and their potential for revolutionizing your healthcare strategy. Key Takeaways:       Captive Insurance 101: Understand the difference between group captives, single-parent captives, and traditional insurance models. Control and Ownership: Learn why owning a captive puts you in charge of your healthcare dollars and policy language.        Risk Mitigation: Discover the importance of identifying and addressing high-cost claims to drive long-term savings.         Real-World Examples: Hear how employers, big and small, have leveraged captives to generate underwriting profits and reduce expenses.   Employee Impact: Learn how captives can align incentives, improve transparency, and enhance employee satisfaction. Actionable Insights: Captive insurance is more than a financial strateg it’s a commitment to proactive risk management and long-term savings. Connect with Phillip Holowka: Visit completecaptive.com or connect with him on LinkedIn to explore if a captive is the right solution for your organization. Subscribe now and join the movement to disrupt the health benefits industry with innovative strategies and actionable insights!

🔥 New Episode Alert! 🔥 In this episode of Impact Healthcare, Lester J. Morales sits down with the incredible Jessica Brooks Woods, CEO of the National Association of Benefits and Insurance Professionals. 🏥 Jessica shares her wealth of experience in the healthcare benefits industry, discussing the cutting-edge strategies that are helping employers lower healthcare costs by over 20% while boosting care quality for employees and their families. 💡 🎧 Key Takeaways: Why healthcare costs are skyrocketing 📊 The role of employer-led healthcare coalitions 🛠️ How you can transform healthcare purchasing for better results 💪 🚀 If you're an employer or in the healthcare industry, this episode is a MUST LISTEN! Discover how Jessica's leadership is driving innovation and changing the game for healthcare benefits. 🎯 👉 Don’t forget to subscribe to Impact Healthcare and stay up-to-date with the latest insights on cutting healthcare costs and improving employee wellness! 💥 #HealthcareCostReduction #EmployeeBenefits #HealthcareInnovation #JessicaBrooksWoods #ImpactHealthcarePodcast #LesterMorales

In this episode of Impact Healthcare, host Lester Morales sits down with Daniel McCauley, founder of Mac Consulting Group, to discuss how his personal experiences have shaped his passion for transforming healthcare benefits. 🚀 From aerospace engineering and tech to the healthcare benefits industry, Daniel’s journey is unique, but his insights into data transparency, direct contracting, and cash pay models are invaluable for employers and employees alike. Topics Covered in this Episode: Data Transparency & Direct Contracting 📊: Learn how direct contracting with medical providers can drastically reduce healthcare costs for both employers and employees, while improving access to high-quality care. Understanding Deductibles 💸: Why the traditional deductible model is broken and how it’s making healthcare unaffordable for many. Daniel breaks down the hidden issues behind deductibles and why they’re causing more harm than good. Personal Story Impacting Change ❤️: Daniel shares a personal story about his father’s healthcare journey, which ignited his mission to change the way employers and employees think about healthcare quality, cost, and access. Challenging the Status Quo 🏥: Lester and Daniel explore why employers, employees, and even medical providers are frustrated with the current system—and how innovative approaches like direct pay can solve these challenges for all parties involved. Guest Spotlight: Daniel McCauley 👨‍💼 Daniel McCauley is the founder of Mac Consulting Group, a firm dedicated to helping businesses take control of their healthcare costs 💼. With a background in aerospace engineering, tech, and insurance, Daniel brings a fresh perspective to the healthcare benefits industry, focusing on real solutions like cash pay options, direct contracting, and data-driven strategies that improve outcomes for everyone involved. Key Takeaways: 💡 Direct Contracting for Savings: Learn how direct contracts with healthcare providers can reduce employee out-of-pocket expenses and save employers money at the same time. 📊 Data-Driven Decisions: Using healthcare data to make smarter choices for your employees, leading to better care and lower costs. 🛑 Reevaluate Deductibles: Why the traditional deductible model doesn’t work, and how to structure a plan that benefits both the employer and the employee. ❤️ Personal Motivation for Change: How Daniel’s personal experience with his father’s medical journey has fueled his drive to improve healthcare for others. 📲 Don't Miss This Episode! If you’re an employer, HR professional, or someone navigating the complexities of healthcare benefits, this episode is packed with actionable insights that could save you thousands of dollars while offering better care for your employees. 📣 Subscribe to Impact Healthcare for more episodes on how to revolutionize your healthcare benefits 💼, and don’t forget to like 👍, share 📲, and leave a review to help more people find these game-changing strategies! Timestamps: 00:00 - Introduction to Daniel McCauley 04:15 - How Personal Experiences Shape Healthcare Reform 09:30 - Breaking Down the Deductible Problem 16:50 - Direct Contracting: A Win for Employers, Employees, and Medical Providers 23:20 - Why Healthcare Shouldn’t Be This Expensive 30:45 - Solutions to Reduce Costs and Improve Care Quality

In this episode of Impact Healthcare, Lester Morales sits down with Hugh O'Toole, CEO of Innovu, to discuss how data analytics and transparency are reshaping the healthcare benefits industry. Together, they dive into practical strategies that can help employers, advisors, and fiduciaries make smarter decisions, reduce costs, and improve healthcare outcomes. Hugh shares his journey into the benefits space, from managing school consortiums to optimizing healthcare costs through data-driven solutions. He explains how transparency and fiduciary responsibility empower businesses to lower healthcare expenses without sacrificing quality. Learn how small changes, like J-code analysis, can save millions and improve the lives of employees and their families. Key Takeaways: The importance of owning and utilizing healthcare data How fiduciary duty can protect employers and improve employee benefits Real-life examples of cost savings in healthcare and pharma Don't miss out on this insightful conversation that provides actionable steps to reduce your healthcare spend by 20% through total transparency. Subscribe to Impact Healthcare on iTunes, Spotify, or your favorite podcast platform.

Welcome to the Impact Healthcare Podcast, where we're revolutionizing the health benefits industry with innovative ideas and game-changing strategies! In our latest episode, host Lester J. Morales has an inspiring conversation with Patrick Staunton, a partner in the Employee Benefits Group at Thompson Flanagan. Patrick's journey from starting his career at Cigna to becoming an influential figure at Thompson Flanagan is a testament to his passion for transforming the way private equity firms approach insurance!  During their conversation, Patrick takes us through the pivotal moments that shaped this transformation, including his personal experience of stepping into the world of private equity and the challenges he faced along the way.  Patrick shares the story of a company on the brink of a 60% insurance premium increase—an unsustainable burden for the business. Through innovative strategies, including the use of an independent third-party administrator and a transparent PBM, Patrick and his team were able to save the company nearly $1M. The story doesn't end there, as we explore the crucial role of communication and education in ensuring the success of these alternative plans, especially for blue-collar employees!  Join us as Patrick and Lester break down the complex world of private equity insurance, revealing how Thompson Flanagan’s hands-on approach not only provides value but also empowers employees to take control of their healthcare!   This episode is packed with insights, real-life examples, and a deep dive into the strategies that make a difference in the lives of employees and the bottom lines of businesses so whether you're in the healthcare industry or simply curious about the intersection of private equity and employee benefits, subscribe to the Impact Healthcare Podcast and don’t miss this transformative episode! 

In this insightful solo episode, Lester Morales addresses the necessity for change within the health benefits industry, specifically targeting advisors. Drawing from his rich background in risk management and insurance, Lester recounts his journey from Sun Life to Willis, highlighting key lessons learned. This episode challenges advisors to step out of their comfort zones and rethink their approach to healthcare benefits. Lester emphasizes the importance of empathy, accountability, and innovation, urging advisors to prioritize the well-being of employees and drive meaningful change.   Key Takeaways: The negative impact of maintaining the status quo in healthbenefits. How empathy can enhance decision-making in healthcare strategies. Understanding the financial realities of healthcare costs for employees. The importance of exploring and implementing innovative solutions. Real-world examples of successful health benefits strategies.   Subscribe to "Impact Healthcare" on iTunes or your preferred podcast platform to stay updated on the latest episodes. Join us in our mission to achieve significant savings and better health benefits through transparency and innovation.