In this episode of Impact Healthcare, host Lester Morales sits down with Phillip Holowka, COO of Complete Captive Management Services, to dive deep into the world of captive insurance. Together, they explore how captives empower employers to take control of their healthcare expenses, build equity, and improve employee benefits.

Phillip shares his journey from EMS to the insurance industry, offering insights into why captives are a game-changer for businesses of all sizes. Whether you're a seasoned CFO or new to the concept, this episode provides a clear roadmap to understanding captives and their potential for revolutionizing your healthcare
strategy.

Key Takeaways:

     
Captive Insurance 101: Understand the difference between group captives, single-parent captives, and traditional insurance models.

Control and Ownership: Learn why owning a captive puts you in charge of your healthcare dollars and policy language.

      
Risk Mitigation: Discover the importance of identifying and addressing high-cost claims to drive long-term savings.

       
Real-World Examples: Hear how employers, big and small, have leveraged captives to generate underwriting profits and reduce expenses.

 
Employee Impact: Learn how captives can align incentives, improve transparency, and enhance employee satisfaction.

Actionable
Insights: Captive insurance is more than a financial strateg it’s a commitment to proactive risk management and long-term savings.

Connect
with Phillip Holowka: Visit completecaptive.com or connect with him on LinkedIn to explore if a captive is the right solution for your organization.

Subscribe now and join the movement to disrupt the health
benefits industry with innovative strategies and actionable insights!