Financial Flourish

Ready to take control of your finances and build lasting wealth? Flourish is the money podcast designed for women, by women, helping you create, manage, and grow your money with confidence. Whether you're just starting your financial journey or looking to level up, each episode breaks down budgeting, saving, investing, and wealth creation in a way that’s simple, empowering, and actionable. Join us as we dive into real-life money strategies, expert insights, and practical tips to help you achieve financial freedom. Because when women thrive financially, we flourish in every area of life.

023: Investing for the Everyday Woman: Building Wealth with Confidence and Clarity.

In this episode of the Financial Flourish Podcast, Michele Pemberton, CPA discusses the importance of investing for women, breaking down complex financial concepts into accessible language. She emphasizes the need for women to overcome fears related to investing, the significance of starting small, and the mindset required for successful investing. The episode covers various types of investments, practical steps to begin investing, and the essential mindset shifts needed to build wealth. Michele concludes with key takeaways that encourage women to take action towards their financial goals.

11-18
25:06

003: Princess Cushion

Today, we're talking about the not so glamorous, but powerful Princess Cushion, also known in other forums as the Emergency Fund. This can relieve some of your fear and your anxiety. You cannot feel financially secure if you keep falling off the bandwagon each time you have an unexpected need. If you haven't yet, listen to episode 1 and 2. Grab your Self-Check Guide , or your Budget Template and get started!Don't forget to follow us on IG @_FinancialFlourish and sign-up for our newsletter here.

05-13
14:02

002: Budget like a Girl Boss

In today's episode, we're diving into one of the most important tools for financial growth, budgeting. If a budget is done right, it doesn't have to be any of these things. And it's one of the most empowering things you can do for yourself. Get to know how it can open your life to reach your goals.Download your Budget Template here.

05-06
17:30

001: Welcome to Financial Flourish!

Michele Pemberton, from Financial Flourish takes us on a journey to financial freedom. Financial Flourish is a space where we will have real conversations, practical strategies and encouragement to take ownership of your money story and start building a life where your finances support your dream. Download your FREE Financial Self-Check Guide hereClick here if you want to register for our weekly newsletter.

04-29
15:05

022: Credit & Character- How to Use Credit Wisely: Borrowing & Lending

In this week’s episode of Financial Flourish, host Michele Pemberton, CPA, is joined by Dr. Sharon Ritchie-Brown to unpack what it truly means to use credit wisely.From understanding how borrowing impacts your long-term financial health to recognizing the value of lending with integrity, this episode explores the habits and mindset that shape your financial character.Whether you’re navigating debt, building credit, or learning to set healthy boundaries around lending, this conversation will help you strengthen both your credit and your character.

11-04
38:02

021: Giving That Grows: Generosity as a Wealth Builder

In this episode of Financial Flourish, host Michele Pemberton, CPA, discusses the concept of a balanced wealth blueprint with Bishop Ishmael Charles. They explore how generosity can be a powerful tool for building wealth, both spiritually and financially. The conversation delves into the importance of having a financial blueprint, understanding the three pillars of wealth; saving, sowing and spending, and the mindset required for financial success. Practical steps for incorporating generosity into one's financial strategy are also shared, emphasizing that wealth is not just about accumulation but also about giving back to the community.

10-22
41:18

020: - Save, Sow, Spend - The Balance Wealth Blueprint

In this episode of the Financial Flourish Podcast, host Michele Pemberton, CPA discusses the essential principles of achieving financial balance through a structured approach known as the 'Save, Sow, Spend' blueprint. She emphasizes the importance of having a financial plan, understanding the reasons behind financial imbalance, and the significance of saving, investing, and spending wisely. The episode provides actionable insights and encourages listeners to take control of their financial lives by making intentional decisions.

10-07
19:39

019: Multiply Your Money: Building Income Streams That Work for You

In this episode of the Financial Flourish Podcast, host Michele Pemberton, CPA discusses the importance of building multiple streams of income to achieve financial freedom. She emphasizes the need for diversification in income sources to protect against financial droughts and outlines various categories of income streams, including earned income, side hustles, passive income, portfolio income and profit income. Michele encourages listeners to take actionable steps towards their financial goals.

09-23
17:02

018: From Mindset to Movement: Putting Wealth in Action.

In this episode of the Financial Flourish Podcast, host Michele Pemberton CPA, discusses the journey towards financial freedom, emphasizing the importance of mindset and action. The conversation highlights the need for movement in financial practices, the significance of small, consistent steps and the role of faith in achieving financial goals. Michele encourages listeners to build habits that contribute to wealth and legacy and to take actionable steps towards their financial aspirations.

09-09
15:37

017: Closing the Loop: Lasting Change in Your Money Mindset

In this finale episode of the Money Mindset Reboot Series, host, Michele Pemberton, reflects on the journey of understanding money mindset over the past weeks. Key themes include the impact of childhood money messages, the hustle culture, and the importance of mental health in financial well-being. The episode emphasizes practical steps towards achieving financial freedom, including reframing negative beliefs and building supportive habits. The host also highlights the significance of faith and professional help in overcoming financial anxiety and stress, concluding with a call to action for listeners to engage in self-reflection and prepare for the next season focused on wealth building.

08-19
13:35

016: Rest as Resistance- Stop Equating Worth with Hustle

In this episode of Financial Flourish, host Michele Pemberton, CPA, discusses the concept of 'Rest as Resistance' and challenges the glorification of hustle culture. She emphasizes the importance of recognizing self-worth beyond productivity and offers practical strategies for achieving a balanced life. The conversation explores the detrimental effects of constant work on mental health and relationships, advocating for intentional rest as a means to reclaim personal value and foster sustainable wealth.

08-12
17:12

015: Money and Self-Worth- Why You Deserve Financial Freedom

In this episode of the Financial Flourish podcast, host Michele Pemberton CPA, delves into the intricate relationship between money and self-worth. Joined by Dr. Monique Upton, a board-certified psychiatrist, they discuss how childhood messages and societal norms shape our financial behaviors, the importance of setting boundaries, and the need for self-care in reclaiming financial worth. The conversation emphasizes the significance of recognizing and changing negative money scripts, as well as taking actionable steps to affirm one's value in financial matters. Tune in for an empowering conversation that challenges you to make one brave ask and affirm your value.

08-05
33:59

014: The Power of Visualization & Money Affirmations

In this episode of Financial Flourish, host Michele Pemberton delves into the uncomfortable topic of money shame, exploring its origins, effects, and how to overcome it. The conversation emphasizes the importance of visualization, affirmations, and journaling as tools to reshape one's relationship with money and foster financial freedom. Listeners are encouraged to confront their financial beliefs, practice self-compassion, and take actionable steps towards a healthier financial mindset.

07-29
17:43

013: Faith vs Fear – Trusting God with Your Financial Growth

Are you making financial decisions from a place of fear or faith? In this powerful episode, we break down the real-life differences between fear-based and faith-based financial mindsets. From how we view provision, setbacks, and generosity, to the legacy we leave behind,. Our beliefs shape our money habits more than we realize. Backed by Scripture and practical wisdom, this episode will challenge you to shift from survival mode into spiritual confidence. It’s time to let go of fear and walk boldly in financial faith.

07-22
24:49

012: Your Brain On Money- The Psychology Behind Your Habits

In this episode of the Financial Flourish Podcast, hostMichele Pemberton, CPA, along with psychiatrists Dr. Kelly Singletary and Dr. Monique Upton, delve into the intricate relationship between the brain andfinancial habits. They explore how our brains forms habits, the impact of emotional responses to financial stress, and the concept of neuroplasticity,which allows us to rewire our brains for better financial decision-making. The conversation emphasizes the importance of awareness, practical strategies forbuilding healthier money habits, and the understanding that change takes timeand consistency.

07-15
16:35

011: Toxic Money Messages From Childhood and How to Heal

In this eye-opening episode of Financial Flourish, host Michele Pemberton is joined by Dr. Kelly Singletary, a board-certified psychiatrist, for a deep dive into the toxic money messages we absorbed in childhood, and how they quietly shape our financial habits, fears, and self-worth as adults.From scarcity mindsets to guilt around financial success, Dr. Singletary unpacks how early money narratives can sabotage our financial wellness. More importantly, she shares practical, healing strategies like journaling, daily affirmations, and modeling positive money behaviors to help you rewrite your story and build a healthier, more empowered relationship with money, for yourself and the next generation.Whether you’re just starting your financial journey or doing the inner work to break generational patterns, this episode offers both insight and actionable tools to support your healing.

07-08
24:14

010: Identity Shift: From Scarcity Girl to Wealthy Woman

You’re not bad with money, you’ve just been living in an identity that wasn’t built for abundance. In this transformative episode of the Money Mindset Reboot series, Michele is joined by a board-certified psychiatrist to explore what it really takes to shift your financial identity.Together, they unpack:What a scarcity identity looks like in real lifeHow your upbringing and environment shape your beliefs about moneyThe neuroscience behind fear-based financial decisionsPractical tools to begin living as your Wealthy Woman self, right nowThis isn’t just about affirmations or budgeting. It’s about becoming the woman who is aligned with overflow, peace, and purpose.Grab the Money Mindset Reboot Workbook so you can journal your path to financial freedom through your money mindset.

07-01
35:36

009: Emotional Spending: What Are You Really Paying For?

Ever find yourself clicking “Buy Now” after a bad day? You’re not alone, and you’re not out of control. You may just be emotionally spending to soothe something deeper.In this episode of our Money Mindset Reboot series, Michele is joined by Dr. Kellye Singletary, board-certified psychiatrists, to unpack the truth behind emotional spending, and how to break the cycle with compassion and clarity.Together, they explore:The difference between emotional spending and intentional self-careWhat’s really behind the urge to swipe, scroll, and shopTools to pause, reflect, and make purchases from peace, not painHow faith and emotional healing can create lasting changeThis one’s for the woman who wants to stop sabotaging her budget and start taking care of herself, for real.

06-24
34:11

008: Rewriting Your Financial Story- Breaking up with limiting beliefs

Season 2 kicks off with a powerful mindset shift! In thisepisode, Michele guides you through the process of identifying and rewriting the limiting beliefs that have shaped your money habits for far too long.We’re not just talking budgets, we’re talking beliefs.Why do so many women feel stuck in financial fear, guilt, or avoidance? Because their money stories were written by past pain, family dynamics, and cultural expectations.You’ll learn:What a "money story" really isHow limiting beliefs are formed Real-life examples that might sound just like youFaith-based truths to challenge scarcity thinking Steps to begin rewriting your financial narrative todayPLUS: Michele announces that two board-certified psychiatrists will join this Money Mindset Reboot series starting next episode, bringing a clinical lens to the emotional side of money.Grab your journal, take a deep breath, and get ready tostart fresh. Your money story isn’t over; it’s just getting good.

06-17
15:23

007: Season 1 -Financial Flourish Foundation Recap

Season 1 was all about laying the foundation, and sis, we did that! In this special recap episode, we’re revisiting the biggest gems, mindset shifts, and money moves from Season 1 of Financial Flourish . From budgeting with purpose, building princess cushions, and understanding the unique challenges that women face, we covered it all.Whether you’re new here or just need a refresh, this episode will get you caught up and inspired for what’s coming next. Plus, I’m looking at the next steps offered and the tools we have provided, listeners' comments, questions and wins, and a sneak peek of Season 2’s Money Mindset Reboot series.Grab your notebook (and maybe your favorite latte), and let’s get into it! Let’s flourish together.

06-10
12:26

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