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Patel Me About It

Author: Neha Patel

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Mind x Money. Come gawk at intriguing and funny topics to discover what stocks/ investments to research next. We question human behavior to theorize about finance, psychology (venting is on the show), science, business, and creativity. Message us with topic requests or to be a guest speaker. Your support is immeasurable! Disclaimer: always do your research.
48 Episodes
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Astrophotography

Astrophotography

2022-11-1817:15

Meteor showers, dark sky finder, environment turbulence and interference, night mode on smartphones, photography science, technology mimics the eye and brains but extremely advanced, tips and techniques for use of DSLR or mirrorless cameras, tripods, lenses, manual mode, shooting in raw versus jpeg output, temperature control, aperture, ISO, exposure, star trails, artistic and dramatic photography, do other intelligent life forms exist?, great filter theory.
Travel through the world, or mostly Finland, and check out the more awkward, hilarious, gross, painful, and creative competitions. Pillow fight, air guitar, cheese rolling, wife carrying, extreme ironing, beard and moustache, toe wrestling, shin kicking, phone throwing, tuna tossing, worm charming, ugly stuff, Santa Claus workouts, torture or transcendence races, rolling in the grits, bog snorkeling, get your nails done
Fossils and fossil fuels, oil to plastic creation, history of oil, geopolitical impacts, greener and safer energy sources, nuclear energy, lack of recycling and unsustainability, single-use issues, carbon credits, we all have to want less waste less, technology has to slow its pace, humans consuming plastics, smog, carbon dating is disappearing.
Storing digital data in plant DNA, Crispr technology DNA sequencing, reducing carbon dioxide emissions, making cities more green, forget about supply chain issues, Data Garden company, using bioluminescent plants as light bulbs, growing furniture instead of of cutting down old growth forests, cultured meat, Singapore serving up lab chicken and beef, reducing dependence on inhumane animal farms, cryptocurrency FTX debacle, cryptocurrency exchanges, lost investments, the market will rise again so keep investing.
Death and taxes, tax break opportunities, charitable donations, real estate, depreciation, 1031 exchange, business expenses, sports team ownership, tweaking stock investments, capital loss deduction, long term versus short term capital gains and tax rates, "buy, borrow, die" strategy, securities backed line of credit, step up basis, trusts, Newcomb-Benford Law and tax fraud.
Aging as a Disease

Aging as a Disease

2022-11-0808:32

Book "Lifespan" by David Sinclair, aging is a disease per the World Health Organization, survival kit, DNA, histones, sirtuin proteins, mTOR, AMPK, calorie restriction, exercise, metformin, rapamycin, NAD nicotinamide adenine dinucleotide, cigarettes and sunscreen, aging forever.
Heating It Up

Heating It Up

2022-11-2321:05

Reflectors on the road, avoid counter-steering when hydroplaning, the sweet spot for ambient temperature differences to minimize heat loss in your home, good locations for space heaters, heat pump frion gas (new blend) versus forced air systems, a cold dam and the only rainforest in the USA, Vogue editor from NC passes away, quality of NC is UNDERRATED. *NSFW
Hands on the Wheel

Hands on the Wheel

2022-06-2021:32

Litter tax for any truck owner without a bed cover since trash flies out all the time, police ticketing quota, driving and consuming refined sugars the dumbest things humans do, the epicenter of sweeping governmental impact are passionate individuals, Black Lives Matter, politicking and lobbying for introverts, vertical over horizontal development, automated driving is all or nothing because of morality of death debate, humans are the wild card.
What NOT to do when lost on a hike, what to do: 1. have portable phone charger, 2. have warm dry clothes, 3. stay with your group. Coordinating life with kids, taxes and 2 factor authentication are tedious, stock order types based on Barchart support and resistance prices, put options versus lower buy limits, hearing your own voice, discomfort with change confused with dislike, the feel of big and small vehicles, sense metrics, parking formula
Lawns are Evil

Lawns are Evil

2022-06-2017:50

Mulch Glue (PS. I hate mulch). Smell sense varies, where to find free landscaping materials, HOA is annoying, mulch bed siding or pavers, mulch glue vs. rabbits, hard to measure with the eye, forests are spectacular piece of life, Frisky Business, bermudagrass and zoysia and fescue, time is most valuable, company stock when it's bought out by stock exchange or cash (Mandiant), SPAC units, wildlife at the poles, travel Matrix style.
Non-US style collectivist society and multigenerational households, check the phone book to scope neighborhoods for real estate investments, age based cultural expectations, zoo animals lose natural instincts, common sense is not common or sense, efficient Toyota inventory maintenance model, newer isn't better (planned obsolescence), the conflict when design esthetics trumps function and ease of development (triangle grip on knives>cylindrical).
Garbage cans as wind meters, some police cars are suped up, physics of car chases, Bourne Identity does it right, expensive to be single ($1 mil v. $1.5 mil savings requirement by retirement) (and other sad things), look forward to the 4% rule retirement income, Tawkify Raya the League elite dating apps, Amex cards charge high merchant fees, military are loss leaders for credit cards, credit card game.
Can you complain if it's free?, people watching games, why smart people do dumb things (ex. drive with expired tags), eating and driving is dangerous, don't apologize (action>words), dollar cost averaging based on Fear and Greed index, percent versus absolute, time in market, using 13F hedge fund filings in modern portfolio theory, portfolio analyzer tool (caveat historical does not mean future), FAANG MAMAA, indexes are safe but dynamic, chest to stearing wheel and air bags.
Different market makers/stock trading platform pros and cons, replace home air filters more often with cheaper products, Dyson filtration tech is awesome and washable (inspired by sawmills), shopvacs get clogged, how many listeners do we get...zero 🤣, YouTube aggregation algorithm, my milkshake (music) bring all the boys (subscribers) to the yard (YouTube channel/video), Creative Commons free music and stock photos, "deals" from internet tracking, Duck Duck Go doesn't track search but your destination link does, Royale Caribbean tells you prices forever but the fees add up, Google flights explore is wonderful, the perfect spy is the least obvious, puns are the pinnacle of Dad jokes, good new tires are worth the money.
What happens when markets are sanctioned or bankrupt (ex. Russia FLRU ETF, Greece, Luckin Coffee, Hertz), derivatives market is mild-boggling, futures ETFs go into contango and incur big losses (ex. oil, bitcoin), Kalshi news betting platform, people aren't great predictors because we underestimate chance and base rate statistics, worst assumption is a sensational story of flawed human thought and fear, tunnel vision in moments of scarcity and trade offs, fewer choices makes people better decision makers.
Too slow and steady in jobs, government jobs with pension, requirements for remote work, you get hacked on entry or exit points regardless of the VPN, willing to take a paycut for a new boss means bosses need turnover, did you or your parents choose? (kids TV shows), distractions have always increased for each generation but curiosity still remains both nature and nurture, compounding is the 8th wonder of the world, racial and gender disparities are are fixed even if everything is a little better for everyone, insider trading is not illegal, law is manipulated logic, you don't know what you don't know, talk radio generates research topics.
Multiplex Rentals

Multiplex Rentals

2022-06-2018:42

An unlimited bankroll never loses in real estate or the casino, a bootstrapper newby investor gets worse deals than established ones with pricing power, gains are down a long road for buy and holds, businesses follow residential development (master planned communities), meantime tax deductions are on losses, voice command tech issues and solutions.
Lawn mower woes, call a friend for help first because maybe someone speaks the fix lingo, YouTube how-to, take before fix pictures, plumbing is the easiest DIY, machine manuals do not match, register warranties, intricate Rokr projects, cool gear light switch covers, smart lighting for energy and safety, unified Internet of things (IoT) home language, AC DC (currents not the band), 867-5309 Shell gas $0.05 off.
Certification and experience and lack of misconduct and reviews in tax experts matter, sharing views in life matter with your financial support team, when your Dad was a paperwork hoarder, Costco only accepts certain payments methods, don't forget to pay taxes on big gains before reinvesting that money, F.I.R.E. financial independent retire early, pay for your world cruise with just the 4% rule and compounding, perpetual balance sheets and trade-offs in our heads, minimalism...
Incentives, power is in control of the narrative/story, big mistake is announcing what you refuse to do, being invisible can keep the narrative, logic is not reasoning, 48 laws of power are crude but moral and effective, The Prince by Machiavelli, R.A.I.N. mindfulness, budgeting mindfulness trick is to write down what you "want" and if you forget about it you don't need it, banned books for inmates, if new information arises then opinions should change, adjusting filters to meet goals, fail fast model vs. FOMO.
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