Phethi Cash Conversations

Have you ever asked yourself how come most people who won money on the lottery system goes broke after 2 to 3 years or so? Have you ever asked yourself how come some people who seem to continually increase their income but don't seem to increase the quality of their life or don't seem to get out of the state of being broke? Maybe you have asked yourself the question, where is my money going? In Your Money Blueprint HF Swarts is addressing the reason why some people doesn't seem to enjoy continually a better financial state even if they earn more and increase their income all the time. The reason most of the time is their Money Blueprint. Your money blueprint will always determine the level of financial enjoyment you experience and once you go beyond that level without changing Your Money Blueprint you will find yourself going right back to where you were. Listen in, learn and go and learn some more from other sources and then practice. Reach out to us from whatever platform you are listening in from. Until we hear from you enjoy. 😉 

Money like all things in life is very psychological. its in our brain where all things starts. And money and acquiring it and having a good relationship with it is no different. When we talk about money we seldom speak about the psychology behind it. Our conversations are mostly dislocated from the psychology behind it. Here in the 2nd episode of the 2nd season of PhethiCash Conversations we dive deep into the psychology behind money or the psychology that informs our money behaviour. Money Consciousness deals with the beliefs that informs our money consciousness and shares the antidotes that will assist the listening participant moving from one state of money consciousness to a higher one. Listen in and engage us on whatever platform you can reach us.  

"Whatever you hold in your mind will tend to occur in your life. If you continue to believe as you have always believed, you will continue to act as you have always acted. If you continue to act as you have always acted , you will continue to get what you have always gotten. If you want different results in your life or work, all you have to do is change your mind." Money Focus.  In this first segment of the 1st Episode of Season 2 of the PhethiCash Money Conversations we deal with the subject of the Psychology of money and how money earning and  growing starts in ones brain. We argue that your finances can never outgrow you and your money consciousness. Your will earn to the extent at which your money has grown. Your financial condition will permanently change only if you change, only if your thinking about money changes.  Tune in and comment from whatever platform you are listening in from.

Are you always waiting for the next pay check? Are you always running out everything before your next pay cheque? You might be living in a financial deficit. Here HF Swarts together with the Phethi Cash Conversations guest Busisiwe are talking about living in. a deficit and potential solutions. Listen in and share if you find value in. the conversation.

In this episode Hendrick F Swarts together with a featured guest Christina Ramotsabi explores the subject of living within ones means while expanding their means or pushing the boundaries of their means. See the PhethiCash Podcast guide bellow for more info and use the questions to engage others in your circle. Please share all your comments and engagements with us. it will be much appreciated.  PHETHICASH PODCAST GUIDE EPISODE 7: Living within your means while pushing boundaries PODCAST FEATURE: Christina Ramotsabi FEATURE BIO: Christina Ramotsabi is a qualified Chemical Engineering  Technologist registered with the Engineering Council of South Africa (ECSA). She has 12 years working experience in the mineral processing industry. Her field of expertise includes equipment sales, project management, plant design, commissioning, optimization and research. Her technical qualifications includes Master’s Degree in Project Management, an Honours Degree in Metallurgy from the University of Pretoria, a B Tech Degree in Chemical Engineering and a National Diploma in Chemical Engineering from the Vaal University of Technology. She is currently employed as a General Manager at Multotec.  PURPOSE: To challenge the mentality that living within your means translate in to a lack of growth or a lack of imagination. That it stifles creativity and it is just plain boring. And introduce alternative perspectives STRUCTURE: Navigate what it means to live within your means and beyond your means. Navigate what it means to push boundaries or expand ones means. Introduce alternative ways of thinking and doing when it comes to living within your means or pushing your boundaries. Conclusion (here we share anything from the lessons we picked up in our own experiences to the books we read, etc.) QUESTIONS: What is your take on living within your means and should we be living within our means and why? What is your take on living beyond your means? And why would you encourage or discourage this approach? What is your take on pushing your boundaries or expanding your means financially and otherwise? And is pushing your boundaries the same as living beyond your means? What would you say is the best approach you when it comes to pushing your boundaries while living within your means? Any takeaways for those listening to the podcast?

Does Peer Pressure influence your relationship with money? In this episode, HF Swarts shares his thoughts.

In this episode- HF Swarts shares his thoughts regarding how Religion influences our spending habits and relationships with money.

In this episode HF Swarts discusses the importance of being disciplined when you Save and talks about why you should consider Investing regularly.

In this conversation HF Swarts is joined by Mlungisi and Mash. He sparks an interesting conversation about the importance of financial discipline in pursuit to achieving your financial goals. Very sorry for the glitches and poor quality- the podcast was recorded remotely due to the lockdown.

In this episode the co-founders introduce the podcast and share their motives.

In this last Episode about the Secret and Your Money Hendrick Swarts is Joined by Prince and Johanna as they talk about how to apply the secret or the law of traction to your money matters. How we think about money matters when it comes to having money or building wealth. The financial condition we are born into might not necessarily be our own doing but sometime in your life you are entirely responsible for the financial situation you find yourself. Listen in as we talk about how we used the secret or law of traction to impact our life and how you should be looking at your wealth matters.

The Secret or the law of attraction is a natural law and if one understands its workings one will be able to harness its power and see to it that all the benefits it offers are exploited. Here HF Swarts together with Prince is exploring The secret and all it offers, Here you hear about how the secret can be applied, what it entails, what it means to you personally and how one can track what one is thinking about. Listen in from whatever platform you are on and leave your review, share with those in your circle of influence. 

Having gone through the book "The Secret by Rhonda Byrne and the many stories over the internet and in my own circle of friends we are going to be engaging on a process to change our thoughts and get on the frequency of what we want to achieve in our life. We came to an understand that we are co- creators of our life together with the universe to see to it that our lives are a reflection of what we truly desire. Here HF Swarts is with Prince Adeyinka and the 2 and many others are on a journey of taking full advantage of the Law of Attraction and all it can bring in ones life.  Listen in and engage us from whatever platform at your disposal and let us all enjoy the benefits of this knowledge.  

In a few of the PhethiCash Conversations some of the members of the community referred several times on the impact of philosophies like the secret influenced their money thoughts and how those thoughts were made manifest as a result. Here we introduce the first of these philosophies and we will then explore it to a logical conclusion. Join in as we take a journey to uncover a secret that is no longer a secret. 

Statistically Stockvels amount to about R49 billion of the Informal Economy. As a result they must have great potential to have an impact on unemployment, addressing financial inclusion and financial mobility. Stockvels have their own way of regulating themselves but there is a regulatory body called Nasasa who is doing attempting to deal with Stockvels and regulations. Here HF Swarts is conversing around issues surrounding legal issues, policy issues, stats and the benefits of stocks and their potential.

Stockvels have proven to work well in many circles in South Africa and around the world under different names. It is an ancient financial system that others developed into giant corporations and yet others are just using it to address their immediate financial issues. Here HF Swarts is in discussion with Mr Ntakuseni Mulaudzi and they are talking about the definition of stockvels and the experiences Mr Mulaudzi has when it comes to Stockvels. His experience challenges the notion that stockvels are a scam. Listen in and share with others. Engage the episode and Phethi Cash Conversations.

Stockvels are one of the most enduring informal (but going through formalization) financial systems in South Africa. Here HF Swarts is introducing this financial system that is part of millions of South Africans financial lives. In the episodes following stockvels will be part of the conversations and we look at their legitimacy, we will look at their advantages and advantages, we will look at their up side and down side. Join us as we explore at the theme ad invite all those who are already part of a stockvel.

Telling stories is one of the best ways of bringing ideas into the world. The past 2 weekends Phethi Cash has had conversations with people who were willing to share their financial journey with the world with the knowledge that those listening will learn a lesson or 2. Here HF Swarts is joined by Refeloe Mokobane as they discuss her financial journey, the lessons she picked up and the decisions she had to make. Her story will inspire you to get to a better financial state than you are in.  Listen to the last 2 financial journey stories for more great financial lessons, and tune in next week for the last 'Telling Our Financial Stories' 4 part series. Enjoy the rest of the podcasts as well.

Here HF Swarts is in conversation with Andisiwe Dwenga who is an in Human Resource, a Motivational Speaker, a Pastor, an HIV/AIDS activist and much more. Andisiwe Dwenga shares her journey from a place of financial stability and going into a spiral of spending that ends here in debt and declaring bankruptcy (debt review). But her story will not only teach your valuable lessons but will inspire you as she went on to get back to a state of financial discipline and stability. Listen in and engage. S

Here HF Swarts has a conversation with Prince Adeyinka who shares his story of coming to South Africa and starting out with nothing to seeing an opportunity and building a career, a business and a life one can learn from. From Zero and now we are here will inspire you to do more. listen and engage.