Ashley introduces Springdale Title’s attorney Melinda Kirkham, whose path runs from old-school courthouse vaults to a nationwide title role during night law school. Melinda shares the skills she learned tracing titles back to U.S. patents, why she chose the JD while working full-time, and what brought her back to a collaborative, client-focused title environment. They also talk lifelong learning, identity beyond work, and the joy of helping families become homeowners.Highlights:[00:02] Welcome Melinda: Springdale Title’s newest attorney and a huge help to the team[00:45] Outside the office: kayaking, hiking, disc golf—and a 300-album vinyl collection[02:15] Old-school training: pulling giant deed books in a vault and tracing titles to U.S. patents[03:28] From Missouri ranches to Nashville closings—including celebrity cash buys[04:11] Nationwide examiner during law school: title and curative work across all 50 states[06:09] “Why not?”: choosing night law school while working full-time[07:50] The grind: 9–5 job, 6–10 classes, and putting life on hold for four years[09:57] Short-term pain, long-term gain: a chat about grit vs. instant gratification[12:41] Back to title by choice: helping people achieve homeownership in a positive culture[14:29] “It’s never too late”: education as a solid, real-estate-like investment in yourself
Ashley sits down with Misty Lakes, founder of Misty Lakes Coaching LLC, to talk about identity, faith, business, and the power of intentional living. Misty shares her journey from direct sales to coaching, her passion for helping women discover their God-given purpose, and her recent decision to open a physical office space. This episode blends business insights, spiritual grounding, and practical advice for entrepreneurs looking to build a life they love.Episode Highlights:[00:02] Welcoming Misty Lakes back to the show[00:44] Misty’s coaching journey and 8-year business story[02:35] Becoming a grandma and prioritizing family time[04:17] One-on-one coaching, group programs, and new spiritual branch[09:22] Separating identity from job titles and finding true purpose[13:17] Legacy exercise: what people would say at your funeral[16:03] Why Misty opened a physical office space[18:41] Finding the right environment to focus and set boundaries[21:10] Executive suites and co-working spaces as small business resources[22:29] Misty’s advice for entrepreneurs considering a locationLinks:Misty Lakes Coaching FacebookSringdale Title:sprindaletitle.comFacebookhttps://www.linkedin.com/company/73182038Instagram
Ashley sits down with stylist and salon owner Amber Spurlock of Golden Hour Salon Studio to talk courage, calling, and commercial real estate. After 20 years behind the chair, Amber took a faith-fueled leap—leaving the only salon she’d ever known to purchase and renovate a historic 1912 building (formerly Berea’s jail and city hall!). They cover the nudge to start a business, navigating historic-property remodels, timelines, and practical advice for anyone considering buying their own space.Highlights:[00:02] Ashley introduces guest Amber Spurlock of Golden Hour Salon Studio[00:42] Amber’s path: 20 years in hair, salon roots, and being a single mom[03:03] Taking the leap to open her own salon after nearly two decades in one place[03:38] The “sign” moment when blinds fell during a walk-through—“Alright, she’s mine”[06:23] Buying her first commercial property and stepping into ownership[08:04] Learning to wait on God’s timing through renovations and delays[09:51] Full-circle moment: longtime mentor Nancy joins her in the new building[11:09] Building history: a 1912 structure that once served as Berea’s jail and city hall[12:51] Remodeling within historic-registry rules and tackling plumbing/electrical updates[16:27] Amber’s advice: prayer, support systems, and leaping in faith when starting a businessLinks:Golden Hour Salon Studio: FacebookSringdale Title:sprindaletitle.comFacebookhttps://www.linkedin.com/company/73182038Instagram
Ashley welcomes back Jackie Daugherty, co-owner of Springdale Title, to tackle some of the most common misconceptions in the closing process. From questions about escrow funds and loan details to misunderstandings around surveys, contracts, and power of attorney, Ashley and Jackie break down the details every buyer and seller should know.Whether you’re a first-time homebuyer or a seasoned real estate pro, this episode will help you better understand the role of the title company, the importance of clarity in contracts, and why protecting your personal information during closing is so critical.Highlights[00:02] Ashley introduces Jackie Daugherty and the episode focus[00:18] Clearing up the misconception: the title company is not your lender[01:32] Who actually holds escrow funds (and who doesn’t)[02:20] Why title companies only pay insurance/taxes at closing[03:18] The title company’s neutral role in the closing process[04:34] Clarifying the difference between title work and surveys[07:28] Contract issues when multiple parcels or addresses are involved[09:21] Risks of vague contracts and why surveys matter for boundary issues[10:26] Remote closings and power of attorney: what you need to know[16:16] Fraud protection, identity verification, and why safeguards are vital[16:53] Wrapping up: Jackie and Ashley preview future episodesLinkssprindaletitle.comFacebookhttps://www.linkedin.com/company/73182038Instagram
In this episode, Ashley sits down with Paul Lagoda of Graceland Air, live from Just Love Coffee in Berea. Paul shares his journey from pursuing a career as a chef to finding his calling in the HVAC industry. With seven children and a thriving family business, Paul opens up about balancing entrepreneurship, faith, and family.They dive into the ins and outs of HVAC services, including air quality, duct cleaning, and why craftsmanship and trust matter in every home visit. Paul also offers heartfelt advice on taking big leaps of faith—whether moving across the country or starting a business from scratch.This episode is packed with business wisdom, family stories, and practical insights for homeowners and aspiring entrepreneurs alike.Episode Highlights[00:02] Ashley introduces the episode and welcomes guest Paul Lagoda[00:47] Paul shares his journey from aspiring chef to HVAC professional[02:05] The “hero” moments that made Paul fall in love with the trades[02:45] Life with a big family—raising three boys and four girls[03:47] Beyond heating and cooling: the wide scope of HVAC services[05:40] The importance of duct cleaning and how it impacts air quality[06:55] Why showing before-and-after photos builds trust with homeowners[08:16] Bringing West Coast standards of craftsmanship to Kentucky[09:25] Service area: from Lancaster to surrounding Kentucky counties[10:35] Paul’s advice for anyone considering a leap of faith into business[12:10] The role of family support, faith, and prayer in entrepreneurship[12:54] Wrapping up live at Just Love Coffee with final thanks and takeaways
Join host Ashley Ramsey as she sits down with longtime friend Kenna Calhoun, owner-operator of Just Kenna Photography, for an intimate conversation about following your passion despite uncertainty. Kenna shares her remarkable journey from winning photography competitions in high school through 4-H to building a thriving full-time photography business over nine years. In this heartfelt episode, she opens up about the challenges and blessings of moving across multiple states with a newborn, transitioning from in-home newborn sessions to a full-service studio experience, and trusting God's plan even when it seemed "absolutely insane." Whether you're a new mom, aspiring entrepreneur, or someone seeking encouragement to pursue your calling, Kenna's story of persistence, faith, and authentic relationship-building offers valuable insights into creating a business that truly serves others while staying true to your purpose.Highlights:[00:58] Kenna's Photography Origin Story - From high school 4-H competitions to winning state fair contests, discovering her calling through family support and community programs[02:23] Breaking Barriers 20 Years Ago - The challenge of pursuing photography as a career when people asked "what are you really gonna do?" in an era before digital photography was mainstream[04:36] The Heart Behind In-Home Newborn Sessions - Kenna's original mission to make photography a blessing, not a stress, by bringing services directly to new parents' homes[06:29] Divine Studio Transition - How God orchestrated the perfect studio space after five years, transforming her business into a one-stop experience with makeup artists, breakfast, and client closets[08:58] Moving with a Newborn - Four States by Age One - The reality of supporting each other's dreams while navigating constant relocation with an infant[10:45] Two Weeks and a Move - Kenna's incredible story of moving from Kentucky to Missouri just two weeks after giving birth to her son Brooks[12:17] Advice for New Moms - Don't sweat the small details; the most treasured photos capture authentic moments, not perfect poses[13:51] Real Life vs. Christmas Card Photos - Why candid moments of kids picking their nose matter more than picture-perfect family portraits[14:55] The Pond Phone Incident - A memorable shoot where a little boy walked into water with dad's phone, becoming part of the family's treasured story[16:20] Serving Central Kentucky and Western Virginia - Kenna's current service area and contact information for families seeking authentic photography experiencesLinks:Kenna:JustKenna Photography - Facebookkenna@justkenna.comInstagramAshley:sprindaletitle.comFacebookhttps://www.linkedin.com/company/73182038Instagram
In this heartfelt episode, host Ashley Ramsey sits down with Saprina Adams, a title agent at Springdale Title's Richmond, Kentucky location. Saprina shares her personal journey from growing up as a "real life coal miner's daughter" in Eastern Kentucky to her recent surprising ADHD diagnosis at age 50. She discusses how this diagnosis has transformed her understanding of herself and provided much-needed clarity in both her personal life and her work in the title industry. The conversation explores the often-overlooked symptoms of ADHD in women, the generational patterns that went unrecognized, and the hope that comes with proper diagnosis and treatment. Saprina also reflects on her transition from the emotionally challenging world of foreclosure law to the joy of helping people achieve homeownership.Highlights00:30 - Personal BackgroundSaprina introduces herself as a "real life coal miner's daughter" from Eastern KentuckyMarried to Kevin for 31 years, daughter Alexis studying child and family psychology at EKUFamily includes 16-year-old dog Haley and three great nephews2:00 - Career JourneyStarted at Springdale Title three months agoPrevious 8.5 years in legal field including foreclosure workEmotional toll of foreclosure work: "I can remember going home crying on a daily basis because I was having to draft documents to take someone's home from them"Joy of current role: "This job gives me a reason to be able to give someone a home instead of taking it away"8:54 - ADHD Diagnosis RevelationDiagnosed with ADHD at age 50: "Being 50 years old, I never did think that that would happen"Discussion of generational differences in understanding ADHD09:38 - Generational PerspectivesHow ADHD was handled in previous generations: "it was always because, well, you've got ants in your pants or have you had too much chocolate or pop?"Memory loss from senior year basketball concussion affecting childhood memories11:31 - Family PatternsDaughter Alexis diagnosed first, encouraged mother to get testedHereditary nature of ADHD: "I can now remember my mom saying that her, my grandmother, her sisters... none of us sleep. Well, now I know why"Recognition of family-wide sleep issues and fidgeting behaviors14:34 - ADHD Symptoms DescribedMental experience: "my mind never stopped. It was like taking a computer screen and all of the tabs that you have on a computer screen were open and running all at the same time"Physical manifestations: constant fidgeting, picking at fingers and lipsConcentration challenges: "Even having a conversation with somebody, I might only get half of it because I would just blank out"17:31 - Work ImpactDifficulty prioritizing tasks: "when the computer would ding... I'd be going, I need to do that. So I would do that"Feeling overwhelmed: "I felt like I was going up a slippery slope and I was never getting to the top"Physical tension from mental overload22:11 - Medical ExplanationNurse practitioner's analogy: ADHD brain like information going through a "silly straw" instead of straight down like a normal pen23:18 - Common Signs to Watch ForConstantly moving mind with multiple "tabs" openDifficulty focusing on one taskList-making and checking off as dopamine responseRoom cleaning example: starting multiple tasks before finishing the firstProcrastination, especially with difficult tasks30:42 - Medication SuccessChose non-stimulant medication routeImmediate improvement: "the day after I took my medicine... My mind was so clear"Newfound ability to focus and reduced fidgetingAdjustment period: "it's so quiet up there, you know?"32:14 - Advice for OthersEncouragement for women to seek help: "it's okay to ask for help"Self-care message: "we've got to take care of ourselves first"33:04 - Episode ConclusionAshley thanks Saprina for sharing her personal storyDiscussion of importance of raising awareness about ADHD symptomsClosing tagline: "where we talk a little about business and a lot about life"Linkssprindaletitle.comFacebookhttps://www.linkedin.com/company/73182038Instagram
Join host Ashley Ramsey as she sits down with Echo Falwell, a licensed insurance agent with Parsons and Howard Group in central Kentucky. In this engaging conversation, Echo shares her journey from a small-town Western Kentucky girl to building a successful insurance career in Lexington. She discusses the challenges and opportunities of entering the insurance industry as a young professional, the importance of building genuine relationships with clients, and practical advice for business owners navigating insurance needs. Whether you're considering a career in insurance or looking for guidance on protecting your business assets, this episode offers valuable insights on relationship-building, client service, and professional development in the insurance industry.Highlights:00:50 - Echo's background and why she chose insuranceGrowing up in a small business family (parents owned a bicycle shop)Early experience in sales and customer serviceTransition from tourism work to insurance04:17 - Building a career foundation without connectionsSelf-studying for insurance licensing in 3 weeksProspecting for job opportunities like prospecting for clientsThe importance of face-to-face networking over online applications08:20 - Advice for young professionals entering any industry"You can't just sit at home and hope someone's gonna notice your resume online"Building confidence to walk into rooms full of strangersThe value of traditional relationship-building in a digital age09:42 - Finding your niche in insuranceFocusing on commercial insurance rather than personal linesUnderstanding your target market and ideal clientsWhy casting a narrow net is more effective than going broad16:49 - Avoiding common pitfalls for new agentsNot comparing yourself to 10-year veteransLearning from industry mentors and peersManaging emotional highs and lows: "Stay steady"20:32 - The farming analogy for insurance sales"I'm a farmer and I want to reap my field of wheat after I put all the hard work into it"Long-term thinking vs. immediate gratification21:42 - Building client relationships through educationTeaching clients to understand their policiesGoing beyond just signing papersThe importance of proper asset protection23:47 - The client consultation processComprehensive business assessment approachUnderstanding growth plans and carrier selectionWhy independent agencies offer more flexibility31:10 - Practical insurance advice for business ownersStarting workers' compensation early for better loss ratiosThe importance of understanding coverage limitsWhy regular policy reviews are essential35:49 - Best practices for small business ownersGetting insurance as early as possible in your business journeyWorking with agents who want to see you growThe value of independent agencies vs. captive agencies39:02 - Final advice: Schedule free consultations"All consultations are free"Regular policy reviews to ensure adequate coverageStaying current with business changes and insurance needsLinks:Echo Falwell | LinkedInFacebook
In this episode of Spilling the Title Tea, host Ashley Ramsey sits down with Seth Johnson, owner and operator of Exit Pest and Wildlife Solutions in Central Kentucky. They dive into the often-overlooked world of pest and wildlife issues that can impact real estate transactions. From raccoons in attics to bat infestations that have been ignored for years, Seth shares eye-opening stories and practical advice for buyers, sellers, and real estate professionals. Learn why preventative inspections are crucial, how small problems can become expensive nightmares when left untreated, and what sets local family-owned businesses apart from corporate competitors. Whether you're buying, selling, or working in real estate, this episode reveals the hidden issues that could delay your closing and cost you thousands.Highlights:00:41 - Seth introduces Exit Pest and Wildlife Solutions servicesNuisance wildlife control (raccoons, squirrels, groundhogs, skunks, bats, mice)General pest control (ants, flies, spiders, wasps)Mosquito control services02:05 - Discussion about cicadas and current brood activity03:54 - Why pre-purchase and pre-listing inspections are crucialStories of sellers hiding problems temporarilyThe importance of thorough attic inspections06:47 - Memorable service call: The 8-year bat infestationMassive guano accumulation in atticWhy waiting increases costs exponentiallyHealth hazards of bat droppings09:57 - Dangerous encounter: Protective raccoon mother in atticHow raccoons can become aggressive when protecting youngSafety considerations for wildlife removal11:42 - Most memorable job: Dead deer in swimming poolMonths of decomposition under pool coverChallenges of cleanup in in-ground pools14:42 - Early detection advice for homeownersChecking for bat droppings in atticsCatching problems before they escalate16:03 - What sets family-owned businesses apartPersonal accountability and reputationQuality over quantity approachLocal community connections17:02 - Avoiding overpriced servicesSecond opinions can save thousandsNot every situation needs extensive remediation18:16 - The value of local business relationshipsCommunity connections and accountabilityLong-term client relationships built on trustLinks:Wildlife Control & Nuisance Animal Removal | X-iT Pest & WildlifePest Control 859-797-4237Wildlife 859-595-5908FacebookInstagram
In this powerful episode of Spilling the Title Tea, Ashley Ramsey sits down with Jennifer Lainhart, Executive Director of Hope's Wings, a grassroots nonprofit organization serving domestic violence survivors in Richmond, Kentucky.Hope's Wings provides more than just emergency shelter - they offer a comprehensive three-phase program designed to help survivors achieve true independence. From crisis intervention to job training and transitional housing, their holistic approach has achieved an impressive 72% success rate for participants who complete all three phases.Jennifer shares the organization's inspiring origin story, born from a community effort by First Christian Church in 2005, and explains how they've evolved from a "band-aid station" to a Blueprint for Safety community - one of the only ones in Kentucky. She discusses the challenges of serving a population where 1 in 4 women and 1 in 9 men experience domestic violence, and how Hope's Wings works to break the cycle of abuse through education, empowerment, and practical support.Listeners will learn about the organization's unique approach to shelter design, ensuring families have private spaces while maintaining community support, and how they partner with local law enforcement and landlords to create a comprehensive safety net.Episode Highlights:00:51 - The Birth of Hope's Wings: Jennifer explains how Hope's Wings was created by the Madison County community in 2005, starting as a grassroots effort from First Christian Church01:17 - Serving the "Choosing Homeless" Population: "We serve a homeless population that are choosing homelessness because their own homes aren't safe to live in"02:04 - Staggering Statistics: The reality that 1 in 4 women and 1 in 9 men experience domestic violence, affecting a third of the nation's children04:47 - The Three-Phase Program Explained: Jennifer breaks down the comprehensive approach from crisis intervention to empowerment to transitional housing08:25 - How to Access Help: The simple process starts with a phone call to their 24/7 crisis line at 859-623-409511:49 - Family-Focused Shelter Design: Why Hope's Wings provides private bedrooms for families instead of shared spaces14:53 - Impressive Success Rate: 72% success rate for participants who complete all three phases of the program16:15 - Learning from Early Mistakes: Jennifer's candid story about a family who returned to their abuser due to lack of comprehensive support in the early days19:53 - Blueprint for Safety Community: Hope's Wings' role in creating community-wide policies for addressing domestic violence through evidence-based prosecution20:28 - How the Community Can Help: Practical ways to support through donations, supply drives, and volunteer opportunities22:02 - Respectful Volunteering: Why Hope's Wings focuses on behind-the-scenes volunteer work to preserve residents' dignity24:39 - Jennifer's Advice: "Call us when you have a moment and it's safe for you to do so. There's no pressure... but we'll listen to you."LinksHope's Wings – Domestic Violence ProgramFacebook24/7 Crisis Line: 859-623-4095Email: info@hopeswings.org
In this special episode of Spilling the Title Tea, owners Ashley Ramsey and Jackie Daugherty team up to answer the most common questions they receive at Springdale Title. They break down the complexities of DOWER rights across different states, explain why their wire transfer security protocols are so important, and clarify the benefits of owner's title insurance policies. Whether you're buying or selling property, this educational episode provides valuable insights to help you navigate the closing process with confidence.Highlights00:02 - Introduction to the FAQ format episode with Ashley and Jackie 00:29 - Why understanding DOWER rights matters in real estate transactions 01:37 - Kentucky's marriage requirements for property transactions explained 03:07 - How DOWER rights differ in Tennessee compared to Kentucky04:22 - Differences in property rules across states (Indiana vs. Kentucky/Ohio) 05:41 - Ensuring legal compliance in property transactions 05:53 - Discussion on wire fraud protection measures 06:53 - Why Springdale Title uses enhanced security protocols for wire transfers08:36 - Educating clients about wire fraud prevention 10:14 - Benefits of owner's title insurance policies, especially legal fee coverage 11:00 - Difference between owner's and lender's title insurance policies 12:35 - The expanded title insurance policy option explained 14:44 - Why title insurance matters even for new construction properties 15:47 - Real story about a builder constructing a house on the wrong lot 17:13 - Information about additional FAQ resources on SpringdaleTitle.comHome - Springdale Title, LLCAshleyFacebookJackieFacebook
In this episode of Spilling the Title Tea, Ashley Ramsey sits down with Sandy Adams, owner of Century 21 Pinnacle in Madison County, Kentucky. Sandy shares her unexpected journey into real estate after her husband enrolled her in real estate school without her knowledge - a decision that led to a thriving 23-year career. Beyond running her brokerage with 30 agents, Sandy discusses her passion for community building through her coffee shop, Just Love Coffee Cafe, which hosts community events, business expos, and much more. She offers valuable insights on surrounding yourself with the right people, handling business challenges, and building a legacy focused on values rather than material wealth. Sandy's story is a testament to embracing unexpected opportunities and using business success to create meaningful community impact.Episode Highlights00:15 - Ashley introduces Sandy as a "jack of all trades" with vast knowledge across multiple fields00:37 - Sandy shares her background from paralegal to reluctant realtor after her husband enrolled her in real estate school01:56 - How Sandy initially hated the idea of real estate but eventually found her passion04:11 - The unexpected growth of Sandy's brokerage from a solo operation to 30+ agents06:16 - How Sandy acquired Just Love Coffee Cafe and her original plans for the building07:25 - Just Love's role as a community hub hosting various events and supporting local businesses09:30 - Sandy's philosophy on surrounding yourself with the right people and being the "driver of your bus"10:51 - Handling the challenges when the "right people" turn out to be wrong for your team12:15 - Sandy's approach to personal growth inspired by Mel Robbins' "Let Them" philosophy12:52 - Sandy discusses her legacy and focus on her grandchildren rather than material wealth16:02 - The touching story of Sandy's grandfather and how his generosity continues to inspire her todayLinksSandy Adams, CENTURY 21 Real Estate Agent in Berea, KYFacebook
In this episode of Spilling the Title Tea, Ashley Ramsey reconnects with Kreg King and Nick Steinhauer, co-branch managers of Thrive Mortgage Columbus, nearly a year after their previous appearance. They discuss personal updates, their successful Red Bull event that attracted nearly 400 attendees, current mortgage rate trends, economic predictions regarding inflation and unemployment, and their forward-thinking approach to cryptocurrency in mortgage transactions. Learn why mortgage rates in the mid-6% range are becoming the "new norm" and what might be on the horizon for the economy in 2025.Episode Highlights00:33 - Personal life updates from Craig and Nick05:27 - Their annual Red Bull event that more than doubled in attendance06:27 - Review of their previous rate predictions and how accurate they were08:08 - Discussion of potential Federal Reserve rate cuts in 202508:39 - Explaining stagflation and its current impact12:10 - How consumers are adapting to higher mortgage rates14:33 - The importance of rate stability in the market15:09 - Are we already in a recession or heading into one?18:19 - Why some recessions can be beneficial for the economy19:57 - Using cryptocurrency for home purchases22:53 - The importance of adapting to new technologies in the mortgage industryLinksMeet The Team at Thrive Mortgage Columbus Ohio - Thrive Mortgage - Columbus, Ohio - Kreg King and Nick SteinhauerFacebookFacebookInstagramInstagram
In this episode of Spilling the Title Tea, host Ashley Ramsey sits down with Shannon Wiley of the Yes Team for Springdale Title. Shannon shares her journey through the title industry, from running titles across Kentucky to facilitating real estate closings. They also dive into the emotional aspects of homeownership transitions and discuss the importance of clean living, from food choices to household products.Episode Highlights:[00:01] Welcome & Introduction to Shannon Wiley[00:35] Shannon's Start in the Title Industry[02:21] Why She Loves Title Work & Problem Solving[04:08] The Joy of Working with First-Time Home Buyers[05:28] The Emotional Side of Home Sales & Downsizing[07:47] Shannon’s Journey to Clean Eating & Healthier Living[09:33] From Gardening to Raising Chickens for Better Food Choices[10:53] The Hidden Dangers in Everyday Household Products[19:38] The Truth About Fast Food – Shannon and Ashley discuss the unhealthy ingredients in fast food, including sawdust in some processed meats.[21:47] Cutting Out Cereal – Shannon shares why she stopped buying cereal and how it improved her family's diet.[22:13] Small Steps to Big Change – The importance of gradual dietary adjustments to make healthier habits sustainable.[22:45] Feeling the Difference – How eliminating processed foods leads to noticeable improvements in energy and well-being.[23:24] Regret After Junk Food – The sluggishness and discomfort that come from eating fast food after switching to a cleaner diet.[23:40] The Rising Cost of Healthy Eating – Discussion on how increasing awareness of healthy eating may drive up the price of fresh food.[23:54] Growing Your Own Food – Shannon’s approach to home gardening, including blueberries and strawberries for fresh, homegrown breakfasts.
In this episode, James McGuire owner of Owner of Upward ProWash shares his journey of leaving a secure corporate job to focus on his family and build a business aligned with his values. He and Ashley Ramsey discuss the challenges of transitioning from traditional employment to entrepreneurship, the importance of real-world education, and the rewards of investing in family life. They explore how faith, personal growth, and a shift in mindset can lead to a more fulfilling and purpose-driven path.Episode Highlights:[00:00] Introduction and setting the stage[16:17] The gap between academic learning and real-world experience[18:23] The changing landscape of childhood and education[20:32] Redefining success: Beyond traditional career paths[22:12] The courage to put family first[23:29] The impact of strong family foundations on society[24:05] Advice for those considering entrepreneurship and homeschooling[26:25] The power of “because goals” in making life-changing decisions[27:46] Shifting identity: From corporate job title to entrepreneur[28:54] Final thoughts: Stop waiting—start building the life you wantResources & Links Related to this EpisodeJames McGuire, Owner of Upward ProWash Pressure Washing Service - Richmond, Lexington Kentuckyupward prowash - Search Results | Facebook
In this episode of Spilling the Title Tea, Ashley Ramsey welcomes Bryan Baker from Craftsman Contractors. They discuss the importance of hiring reputable, local contractors, especially after storm damage. Bryan shares his personal experiences with storm restoration, the risks of out-of-town contractors, and the value of working for a company that treats employees like family. Plus, hear inspiring stories about going above and beyond for clients in times of need.Episode Highlights:00:02 – Introduction to Bryan Baker and Craftsman Contractors01:09 – Bryan’s journey with Craftsman Contractors and the company’s values02:14 – Creating a family-like company culture03:24 – The risks of storm-chasing contractors and why local expertise matters04:43 – How storm victims are left stranded by out-of-town contractors06:07 – The importance of working for a reputable company07:10 – Going above and beyond: Personal stories of helping customers beyond contracting work08:09 – Answering a customer’s call at 6:30 AM for a beeping smoke detectorThis episode is a must-listen for homeowners, real estate professionals, and anyone who values quality service and local business integrity.Resources & Links Related to this EpisodeBryan Baker with Craftsman ContractorsRoofing Contractor in Richmond, KY - Craftsmen Roofing and ExteriorsFacebook
In Episode 51 of Spilling the Title Tea, Ashley Ramsey sits down with Fredith Skaife from the Oak Ridge, Tennessee branch to discuss her extraordinary journey. From moving 36 times, navigating personal challenges, and building resilience, to finding strength through faith in the face of unimaginable loss, Fredith’s story is one of inspiration and perseverance. This episode highlights the beauty of overcoming adversity, the impact of organ donation, and the power of family and faith.Episode Highlights00:01 – Introduction and BackgroundAshley Ramsey introduces Fredith Scaife and teases Fredith’s fascinating journey from California to Tennessee.00:36 – Childhood and Early LifeFredith shares her upbringing in Los Angeles, her family’s move to Texas, and how a breakup led her back to California.01:54 – Marriage, Family, and the Move to TennesseeFredith talks about her marriages, her sister’s influence, and how she eventually relocated to Oak Ridge, Tennessee.02:27 – Resilience from Moving FrequentlyFredith reflects on how moving 36 times throughout her life impacted her ability to make friends and build resilience.05:09 – Heartbreaking Loss of a ChildFredith opens up about the loss of her daughter due to complications from spina bifida, highlighting her daughter’s impact as an organ donor.07:13 – Faith Through TragedyFredith describes how her faith helped her see her daughter’s passing as part of a bigger plan, which ultimately led to positive life changes.08:50 – Parenting a Child with Asperger’s and Vocal Cord ParalysisFredith shares her experience raising her son, who spent time in the NICU, and her initial fears after his birth. She highlights his brilliance and generous heart despite the challenges.09:28 – Perspective on Life and ResilienceFredith reflects on how her life experiences have shaped her strength, resilience, and outlook on life.
In this eye-opening episode of Spilling the Title Tea, Ashley Ramsey sits down with Stephanie Baker from Comprehensive Benefit Solutions to uncover the alarming reality of identity theft, title fraud, and the ripple effects they can have on your life. Stephanie shares real-life stories from her 17 years of experience, highlighting how breaches can affect not just your credit but every aspect of your identity—from tax fraud to title fraud, even impacting children. Learn about proactive measures, the importance of monitoring, and how companies like ID Shield can restore your peace of mind. This is an episode you can't afford to miss if you want to protect yourself, your family, and your future.Episode Highlights00:15 – The Growing Issue of Identity TheftDiscussion on the rise of identity theft, including wire fraud incidents in the mortgage industry.01:39 – Beyond Credit: The Depth of Identity TheftStephanie explains how identity theft extends beyond bank accounts to mortgages, loans, and more.03:00 – Real Estate Impact: Title Fraud & Credit IssuesHow identity theft affects home buying, title fraud, and unexpected property liens.04:39 – ID Shield’s Comprehensive ProtectionStephanie shares ID Shield’s approach to monitoring, licensed investigators, and restoration services.06:20 – Personal Experience with Title ErrorStephanie recounts a personal story about receiving an incorrect tax bill due to a title filing issue.08:08 – Monitoring in Action: Address AlertsHow ID Shield’s address monitoring feature flagged potential issues early.08:25 – Comprehensive Benefit Solutions: More Than Identity TheftOverview of additional services, including Legal Shield, offering legal advice and will preparation.09:44 – The Importance of Having a WillStephanie shares emotional stories from her time as an oncology nurse, highlighting why wills are critical.Resources & Links Related to this EpisodeHome - Springdale Title, LLCStephanie Boley Baker - LegalShield Associate859-248-4332
Have you ever thought about how much insurance could save you from a disaster—or how fast things could go wrong without it? In this episode I’m joined by Katie Farthing, a State Farm agent who owns her own agency in Lancaster, Kentucky. Katie has decades of experience to bring to the mic to help us talk about the role of insurance in real estate and beyond.From why you should never leave insurance quotes until the last minute when buying a home to how knowing the age of your roof or plumbing could save you thousands, Katie covers it all. She also shares some crazy stories from her years in the business, including navigating claims after a tornado and the importance of working with a local agent who knows you personally. Whether you’re a first time homebuyer, a seasoned property owner or just curious about how to better protect your stuff, this episode is full of tips and info you can’t afford to miss.Episode Highlights: [01:08] The title industry and insurance go hand in hand, because you need both of them when you're buying a property.[01:46] Katie was 6 months old when her father started his insurance agency.[02:10] When home buying, you get a list of things you need to do. Insurance is on the list, but people still wait till the last minute. It's a good idea to start the quoting process earlier.[03:01] Agents need a lot of information about the house. They use this information to calculate the replacement cost. Replacement cost and market value can be two different numbers.[04:34] An insurance agent can also help you get the best information possible.[05:39] Get an inspection when buying a home.[06:04] State Farm has a third party that does home inspections. They do an exterior inspection and look for things that are at risk for the insurance company.[08:28] An older roof could have issues you don't even know about.[09:03] Insurance companies may have a list of names of reputable people that they could refer to you.[09:49] When you have a crisis, you want to call a person. That's where a good agent comes in.[10:13] In 2009, there was an ice storm and then a tornado. A tornado hit Katie and her husband's property. The tornado demolished their tobacco barn.[11:03] This was her husband's safe spot, and they also had farming equipment and personal property there.[12:01] Claims take time. It's also really confusing, and people will have questions. Katie's office has a dedicated claim assistant who helps people through the whole claim process.[12:40] Some agents can also directly write checks.[13:14] Katie's mission is to help people. She loves how State Farm is backed by a lot of technology but also has local agents.[14:03] Having somebody who will stick with you during the whole process even if it takes a year is extremely valuable.[15:02] Why things aren't covered also has to be explained.[15:50] It's important to meet with your agent every few years. Changes happen. [17:10] You don't have to insure everything you own, but you need to cover what you need to operate your property.Resources & Links Related to this EpisodeHome - Springdale Title, LLCKY Auto & Home Insurance Agent Katie Farthing - State Farm®Katie Farthing - Facebook(859) 792-1512
The title industry is not just about business; it’s about the people behind the scenes. In this episode we’re going in deep. Joining us is Trevor Daugherty from our Oak Ridge, TN office who has been with us almost a year. Trevor shares his story of transitioning into the title industry, overcoming personal challenges and the mental health struggles he’s faced. From resilience to self growth Trevor will leave you motivated to take on whatever life throws your way. Trevor shares openly about his life experiences including a bilateral cleft lip and palate and overcoming workplace challenges. He also shares practical tips for managing mental health, building resilience and finding strength in the tough times. Whether you need inspiration, connection or just a little motivation this episode has it all. Let’s get into Trevor’s story.Episode Highlights: [01:15] Trevor's transition from banking to title has been a great change for him. He's had a handful of different jobs, but this leap was a good one.[02:10] We learn about the obstacle of being born with a bilateral cleft lip and palate. He had 15 surgeries and his speech was affected. In elementary school, he had to go to speech class.[05:20] He's learned a lot in the last 26 years dealing with people who may judge him for his speech.[06:46] Mental health struggles have also been another issue in his life.[07:14] Half the people in the world are sad and depressed or have anxiety or some form of mental health issue.[08:44] Most people have been through it one way or another, and Trevor has learned to help others.[09:33] Talking about issues and letting people know it's okay to reach out for help is a positive step.[12:29] Finding a go-to when you feel down and have an episode.[13:10] Make a list of things in your toolbox that you can use when you're going down the wrong path.[14:13] The power of small wins and doing something. Learning to steer your mind away from negative thoughts.[16:13] Trevor shares his advice for his younger self.Resources & Links Related to this EpisodeHome - Springdale Title, LLCTrevor Daugherty - LinkedInSmileTrain