Clearing Up Common Closing Confusions with Jackie Daugherty
Update: 2025-09-02
Description
Ashley welcomes back Jackie Daugherty, co-owner of Springdale Title, to tackle some of the most common misconceptions in the closing process. From questions about escrow funds and loan details to misunderstandings around surveys, contracts, and power of attorney, Ashley and Jackie break down the details every buyer and seller should know.
Whether you’re a first-time homebuyer or a seasoned real estate pro, this episode will help you better understand the role of the title company, the importance of clarity in contracts, and why protecting your personal information during closing is so critical.
Highlights
- [00:02 ] Ashley introduces Jackie Daugherty and the episode focus
- [00:18 ] Clearing up the misconception: the title company is not your lender
- [01:32 ] Who actually holds escrow funds (and who doesn’t)
- [02:20 ] Why title companies only pay insurance/taxes at closing
- [03:18 ] The title company’s neutral role in the closing process
- [04:34 ] Clarifying the difference between title work and surveys
- [07:28 ] Contract issues when multiple parcels or addresses are involved
- [09:21 ] Risks of vague contracts and why surveys matter for boundary issues
- [10:26 ] Remote closings and power of attorney: what you need to know
- [16:16 ] Fraud protection, identity verification, and why safeguards are vital
- [16:53 ] Wrapping up: Jackie and Ashley preview future episodes
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