The Kalgera Way Podcast

In an increasingly complex world, financial decision-making is something many people struggle with even in the best of circumstances. Imagine doing so with impaired communication or cognitive ability? People with these difficulties are often able to participate in decision-making but face a number of challenges. Your host, Dr Dexter Penn is joined by Dr Anna Volkmer, a Speech and Language Therapist, author and UCL dementia researcher. We discuss decision-making capacity and how to support and empower people with communication or cognitive difficulties.

We all love a bargain. Whether it's haggling at a market, a car boot sale or online. Peer-to-peer marketplaces connect buyers and sellers online and PwC predicts that this market will be worth $355 billion by 2025. However, 90% of people report being approached by scammers or know someone that has been scammed while buying or selling online. I am joined by Pablo Gonzalez-Iglesias, Co-founder and CEO of vendi a UCL backed startup making it safer to buy and sell online.In 2018, Pablo was scammed while selling his mobile phone using a popular marketplace. He arranged to meet who he thought was an honest buyer that turned out to be a fraudster and an accomplice that physically attacked him and stole his phone. This attack was particularly shocking as it occurred in broad daylight in a busy public space.

FCA Financial Vulnerability Guidance

Fintech or financial technology has been with us for longer than we realise. In 1959, the first computer was introduced by a British Bank, followed by the first automated teller machine in 1967. Dexter and Helene talk about how fintech has evolved over time and how it is transforming the way people live their lives.Pre-order Helene’s book “Reinventing Banking and Finance: Frameworks to Navigate Global Fintech Innovation” on Amazon.

Although many of us are living apart, many extended families are living in isolation together. We speak with former healthcare professional and academic turned journalist Karen Thomas about her experience of being stranded in New Zealand with her family including her 82 year old mum.

It has been a difficult few weeks as we all have had to make significant adjustments to our lives. We sincerely hope that you and those close to you are well and remain safe as the current pandemic unfolds. The team and I are grateful to you for being part of Kalgera's journey and want you to know that we are here for you during this difficult time. There is no greater need for community than right now and we are glad you have chosen to be part of our digital community.

Many of us struggle to efficiently manage our money, leaving our financial lives in poor health. It’s just too easy to put off that weekend slot for a forensic investigation of our spending and saving behaviour. Many of us are often left wondering whether we even have the energy to think about where we’re going to start let alone get stuck into bank statements and pension forecasts.We’ve got some bite-sized pieces of advice that you can take at any time of the year, but please do use them as a prompt to get your financial life on the road to wellness now.

Karen and Dexter recall the moment of realisation that made Karen realise she had to step up her caregiving to her parents. Listen to this powerful story and how one can manage the difficult process of “parenting your parents.”

From revolution to evolution, the way we manage our money has already dramatically changed with the advent of online banking. However, Open Banking is set to advance the evolution of our personal finances even further. Listen to Dexter and Ivona shake off all the jargon and tell us what Open Banking is and how it will impact our everyday financial lives.

We all need money to meet our basic needs but sometimes we lose track of things. In this episode Dexter, Ivona and Karen talk about financial wellbeing, its importance and how we can help the older people in our lives be more financially fit.

This is the 1st episode in this series of podcasts from us, the London based fintech startup Kalgera. Get to know the team and understand why we are so passionate about helping others!