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The Property Academy Podcast
The Property Academy Podcast
Author: Opes Partners
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The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
2349 Episodes
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When a tenant stops paying rent, it can feel like a nightmare.In this episode, Ed and Andrew walk you through exactly what to do (and when) so you can protect your cash flow and your property. They share real stories from landlords about tenants who vanished without notice or only paid when repeatedly chased.You’ll learn:The 3-step process to follow when a tenant misses rentThe 3 tactics every landlord should use to safeguard their mortgage paymentsHow landlord insurance can cover you when things really go wrongIf you want a clear, step-by-step process to follow, this episode is for you – and it starts the very first day a payment is missed.In this episode we mention the Landlord Lifeline podcast we did, listen to that for more in depth information on how to cover yourself for these sorts of situations.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Building your own home sounds like a dream, but getting the bank on board is often the hardest part. In this episode, Ed and Andrew break down exactly how to secure finance if you want to go DIY, including what deposit you’ll need, how the money gets released, and the big risks banks worry about.You’ll learn:Why most banks get nervous when you pick up the hammer yourselfThe 3 key risks (completion, compliance, and valuation) you’ll need to managePractical strategies that make banks more likely to say yesIf you’re considering building your own home, this episode gives you the tools to understand how lenders assess the risk — and how to set yourself up for success.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not all property markets are created equal. Some regions are booming… while others are ticking time bombs. In this episode, Ed and Andrew hunt for the single riskiest place in New Zealand to buy property – and reveal the three warning signs that should make any investor think twice.You’ll learn:The 3 types of risk that can crush your returnsThe regions that top each categoryWhy one region ticks every risk box – and why you should steer clearIf you want to avoid buying in the wrong place and protect your portfolio, this episode gives you the red flags to watch out for.Sign up for the monthly Property Market Report straight to your inbox.And click here if you want to book a free meeting with one of our Financial Advisers.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Josie’s property journey has had its fair share of twists. From saving her first house deposit while on her OE to buying her first rental in Christchurch, only to have it hit by the earthquakes and sold “as is, where is”.In this episode, she shares how she and her husband built a portfolio of 2.5 investment properties, and the tough call of whether to reduce debt or keep buying.You’ll learn:How Josie saved her first deposit overseas and got on the ladderWhy she sold her first Christchurch property after the quakes — and turned the payout into a Queenstown spec buildWhat investing with friends taught herThis case study shows that persistence and smart choices can keep you moving forward even when plans derail.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The Foreign Buyer Ban has been one of New Zealand’s most controversial housing policies. The National-led government has changed the rules.In this episode, Ed and Andrew are joined by Mark Harris (Managing Director of NZ Sotheby’s International Realty) to unpack what this really means.You’ll learn:Who can now legally buy property in NZ under the new rulesThe types of homes that overseas buyers are targetingWhy this is unlikely to affect first-home buyersThis episode delves into the policy's fine print, separating hype from reality and asking whether everyday investors should even care.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss the Green Party's new Wealth Tax policy. We look at how this policy would impact property investors if implemented.
This includes how one investor's effective tax rate would rise from 2up to 98%.
This gives you the facts so you can make an informed decision about whether to invest and what policies to support in the upcoming election.
In this episode, we are joined by Ilse Wolfe to discuss a case study of an investor who purchased a property for less than $300k.
We talk through where the property was, the condition it was in, and how long it sat on the market.
So if you're looking for a screaming good deal as a renovations-focussed property investor, this is the episode to listen to.
Ilse also walks us through what renovations the investors did ... and how much money they made.
You’ve listed your property … the first offer comes in … but is it really the best one you’ll get?In this episode, Ed and Andrew dig into the old real estate saying “the first offer is often the best” – and whether you should trust it or hold out for a higher price.You’ll learn:When it makes sense to reject an early offer and wait for competitionWhether the “first offer is best” rule is genuine wisdom or just agent pressureHow one homeowner made an extra $400k by choosing to hold outEd and Andrew unpack real case studies and give you a practical framework to judge any offer confidently and avoid leaving money on the table.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
“Buy the worst house on the best street” – classic Kiwi advice … but is it actually good in 2025?In this episode, Ed and Andrew delve into the data behind this old property mantra, revealing when it works brilliantly and when it can turn into a costly mistake.You’ll learn:Whether the “worst house, best street” strategy still stacks up todayWhat the numbers say about capital growth in top suburbs vs cheaper areasWhen this strategy works, and when it’s a bad idea for long-term investorsThis episode highlights situations where buying a fixer-upper makes sense … and why many investors are better off choosing properties with stronger yields and fewer maintenance headaches.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Do property investors really need a financial adviser – or can you just DIY it?In this episode, Ed and Andrew give an honest breakdown of what advisers actually do, what they cost, and the situations where you genuinely need one … and the ones where you absolutely don’t.You’ll learn:What a property investment adviser actually gives you How adviser fees work The 7 signs you do need an adviser … and the 7 signs you probably don’tThis episode gives you a clear, practical way to decide whether an adviser will genuinely add value to your journey – or whether you’re already on the right track without one.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Tim’s journey from Army deployments to Antarctic expeditions – and later, the Aussie mines – wasn’t just about adventure. It was about financial independence. In this episode, Ed and Andrew sit down with Tim to unpack how he creates long-term wealth for his young family.You’ll learn:How a $170k Whanganui reno turned into a $365k success storyHow working overseas became his secret weapon to fund property dealsWhat he’d do differently if he could start againTim’s story proves that you don’t need perfect timing or a massive income – just determination, adaptability, and a plan that fits your life.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis wonder: How much do I actually need to retire – and what will I really spend?In this episode, Ed and Andrew sit down with Associate Professor Claire Matthews, the researcher behind Massey University’s Retirement Expenditure Guidelines, to unpack what current retirees spend and what that means for your plans.You’ll learn:What the latest 2025 retirement spending numbers revealHow to use – and how not to use – the Retirement Expenditure GuidelinesWhat to do if the big retirement numbers feel overwhelmingThis episode gives you a clear, evidence-based way to understand what retirement might actually cost – and how to build a plan without getting lost in the numbers.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis dream of starting their own business, but what if your biggest source of startup capital is the home you already live in?In this episode, Ed and Andrew unpack how some Kiwi families use their mortgage to launch a business, including real stories from around the country.You’ll learn:How to borrow against your house to fund a new ventureWhy over $1.1 billion was taken out of Kiwi homes last year for business purposesThe hidden risks most first-time founders never see comingThis episode shows how using your mortgage can be a powerful way to become your own boss – but also why.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most people set big money goals at the start of the year … but how many of us actually follow through?In this episode, Ed and Andrew look back at the goals they set 12 months ago – and reveal whether they actually hit their 2025 targets.You’ll learn:Whether Ed and Andrew achieved their renovation, mortgage, and investment goals this yearHow to set money and property goals that actually stick The new goals they’re committing to for 2026 This episode shows that progress isn’t always linear, some goals change as life does, and even seasoned investors sometimes need to prioritise debt reduction over buying the next property.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Some renovations look good on Pinterest – but won’t add a cent to your property’s value. In this episode, Ed and Andrew sit down with Wayne Gordon from Refresh Renovations to uncover the upgrades that actually boost your property’s return on investment.You’ll learn:Which renovations consistently deliver the highest ROI for Kiwi investorsWhen to manage a reno yourself vs. hiring a full-service renovation teamThe biggest traps that cause renovation budgets to spiralIf you’re planning a project in 2025, this episode shows how to spend smart – not more – and turn every dollar into a genuine gain.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Choosing a financial adviser can feel overwhelming – so how do you know who’s actually right for you?In this episode, Ed and Andrew reveal a simple 5-step process that every Kiwi can use to find an adviser who fits their goals.You’ll learn:How to decide which type of adviser you actually needThe 5 steps to shortlist, check, and compare advisersThe key details you must look for before booking a meetingThis episode provides a clear, practical framework for choosing the right adviser with confidence, enabling you to get the plan, advice, and follow-through you need.In this episode we mentioned MoneyHub's list of financial advisers originally published by Mary Holm.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Some banks look cheaper than others – but the real question is: which bank actually gives you the lowest mortgage rate once you dig into the data? In this episode, Ed and Andrew reveal what really happens when you compare every bank’s mortgage rates over time – and why the “cheapest” bank often isn’t the one you think.You’ll learn: Which banks consistently offer the lowest 1-year and 2-year rates Why some banks appear more expensive, but aren’t once you negotiate How to read between the lines so you don’t get fooled by advertised ratesThis episode helps you choose the bank that truly gives you the best deal, and it's better to work with a mortgage adviser.And if you'd like to book a free meeting with one of the Opes Mortgages team, just click the link.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
By his early 30s, Josh had already built a 3-property portfolio – with homes in Twizel, Christchurch, and Milton. In this episode, Ed and Andrew sit down with Josh to unpack how he used creative saving tactics, family deals, and long-term planning to build wealth early.You’ll learn:How Josh turned a $210k section in Twizel into a future development opportunityThe clever negotiation that saved $20k on a Christchurch co-ownership dealWhat buying from family taught him about money, boundaries, and mindsetJosh’s journey shows that you don’t need luck to get started – just a plan, persistence, and a few unconventional choices.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis know how long it takes to sell a house – but how long does it actually take to buy one?In this episode, Ed and Andrew break down the real timelines, from getting pre-approval to getting the keys, and why some buyers take months while others move in just weeks.You’ll learn:The true timeframe to buy a house How the “perfect property checklist” can stop you from ever making a decisionThe fastest and slowest property purchases Ed and Andrew have ever seenThis episode provides a clear and realistic picture of how long buying really takes, and how focusing on your needs (not endless wants) can help you move faster and with far less stress.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
New Zealanders talk about property like it’s a national sport – but why? In this episode, Ed and Andrew dig into the underlying reasons behind our national obsession with property.You’ll learn: Where our property obsession actually comes from, and why it’s so different to other countriesHow events like the 1987 sharemarket crash pushed a whole generation toward “safe as houses” Whether government policies secretly steer us toward propertyEd and Andrew delve into the Kiwi mindset to understand why property has become the default route to wealth, despite the majority of Kiwis not owning investment properties.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok






I learned so much about NZ Super. 5 star. Absolutely riveting.
Case Study Sundays are my favorite shows, and this one was awesome ! Loved Te Ahuru's story, really resonated and very inspiring ❤️
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this was one of your guys best ones yet. very good points
Great insight and great info thanks guys!!
So grateful to have such good property investment content that's 100% relevant to NZ! Thank you so much gents and keep up the great work 🤙 Nga mihi
Great insights guys! 👍 I think you may have forgotten to edit the last little bit though 😂