How to Use the Retirement Expenditure Guidelines (And How NOT To)⎥Ep. 2291
Update: 2025-12-19
Description
Most Kiwis wonder: How much do I actually need to retire – and what will I really spend?
In this episode, Ed and Andrew sit down with Associate Professor Claire Matthews, the researcher behind Massey University’s Retirement Expenditure Guidelines, to unpack what current retirees spend and what that means for your plans.
You’ll learn:
- What the latest 2025 retirement spending numbers reveal
- How to use – and how not to use – the Retirement Expenditure Guidelines
- What to do if the big retirement numbers feel overwhelming
This episode gives you a clear, evidence-based way to understand what retirement might actually cost – and how to build a plan without getting lost in the numbers.
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