The Wealth Whisperer

Hazel welcomes Jihyun Lee, a dynamic individual with a diverse career journey spanning luxury fashion, e-commerce, leadership coaching, and now a biotech startup. Jihyun shares her transformative experiences that led her to a deeper understanding of self-awareness and personal freedom. KEY TAKEAWAYS Self-Awareness as a Superpower: Gaining self-awareness is crucial for personal freedom. Understanding one's emotions and pain can lead to a transformative journey of self-discovery, allowing individuals to break free from external validation and societal expectations. The Importance of Authenticity: Emphasizing that true identity is not defined by job titles or bank accounts, but rather by one's essence and self-acceptance. This realization can empower individuals to pursue careers and lifestyles that genuinely resonate with them. Simplicity and Minimalism: Living a minimalist lifestyle can lead to greater clarity and focus. By decluttering both physically and emotionally, individuals can create space for what truly matters, fostering a sense of peace and ownership over their lives. Embracing Change and Exploration: Life is about exploration and curiosity. The journey of self-discovery often involves moving through different experiences and environments, which can expand one's perspective and understanding of the world. Mindset and Perspective: Freedom is largely a mindset. By choosing how to perceive situations and focusing on what can be controlled, individuals can cultivate a sense of abundance and gratitude, regardless of external circumstances. BEST MOMENTS "My pain and emotions are transmute. That is like my superpower." - Jihyun Lee "You are you, me, and we are all the same." - Jihyun Lee "People think job titles, bank accounts, it's their identity. They can't really describe who they are." - Jihyun Lee "You are the one. Give yourself all the permission, validation. It's only you can do it." - Jihyun Lee "Everything is neutral. Just don't make you upset. In the same time, don't make you happy." - Jihyun Lee VALUABLE RESOURCES https://www.linkedin.com/in/jihyunleelondon/ Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/30min 🎁 Download your FREE Financial Freedom Spreadsheet → [Insert link here] 🌐 Website → www.the-freedom-club.com 📸 Instagram → https://www.instagram.com/hazeldekloe/ Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Today Hazel delves into the concept of life planning, inspired by reflections from her family's recent experiences, including her son's transition to adulthood and her husband's health challenges. Drawing insights from the book Living Forward by Michael Hyatt, Hazel encourages listeners to contemplate their current life situation and consider what changes they desire. KEY TAKEAWAYS Importance of Life Planning: Reflecting on life and creating a life plan can provide direction, purpose, and fulfillment. It's essential to take time to consider where you are and where you want to be. Self-Reflection Questions: To aid in life planning, consider asking yourself three key questions: What do you want your legacy to be? What do you value most in life? What steps do you need to take to achieve your envisioned life? Unique Approaches to Planning: Everyone has a different approach to life planning. Some may prefer detailed analysis of their goals and values, while others may rely on day-to-day inspiration and trust in the unfolding of opportunities. Focus on Feelings Over Tangibles: Rather than solely concentrating on material achievements or status, prioritise how you want to feel in your daily life. This emotional compass can guide decisions and help create a fulfilling life experience. Navigating Life as a Journey: Life is about the journey rather than just the destination. Having a vision or inspiration for your life can help you navigate daily choices and align them with your desired feelings and experiences. BEST MOMENTS "Are you where you want to be in life? Do you feel happy and fulfilled in your relationships?" - Hazel "What do I want my legacy to be? It gives you a completely different perspective on life." - Hazel "It's not the destination, it's the journey that matters." - Hazel "Some people are very detailed and they want to get into analyzing their beliefs, their values, their dreams." - Hazel "It's about being able to break it down into manageable actions over the course of not only years, but also chunking it down into months and then weeks." - Hazel VALUABLE RESOURCES ✨ Click Here To Book Your FREE 30 Minute Clarity Call HERE... ⁠https://calendly.com/thefreedomclub/3... Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS 📸 Instagram: @hazeldekloe This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Today Hazel discusses the timeless adage "slow and steady wins the race," using the classic fable of the tortoise and the hare to illustrate the importance of patience and persistence in achieving success. She discusses the pitfalls of get-rich-quick schemes, emphasising that true wealth is built over time through careful planning and dedication. KEY TAKEAWAYS Slow and Steady Wins the Race: The story of the tortoise and the hare illustrates that consistent, steady effort often leads to success, while overconfidence and rushing can result in failure. Beware of Get-Rich-Quick Schemes: Many schemes promising quick wealth, such as Ponzi or pyramid schemes, are unsustainable and often lead to financial loss for the majority involved. Focus on One Thing: Instead of spreading yourself thin by pursuing multiple opportunities, concentrate on one area where you can excel and add value, which will increase your chances of success. Learning from Experience: Past failures and challenges can provide valuable lessons that contribute to future success. It's important to learn from mistakes and refine your approach over time. Patience and Persistence: Building wealth takes time, effort, and strategic planning. Emphasising gradual progress and continuous learning is essential for achieving long-term financial goals. BEST MOMENTS "Slow and steady wins the race... If you're going to try and rush something, or you think you're a bit cocky... then you're just not." "A scheme whereby people have to keep putting money in in order for other people to keep winning or earning is unsustainable." "There is no quick solution to becoming wealthy... It took planning. It took great execution." "It's highly advisable... to stop chasing shiny objects and different courses... because you're going to lose focus." "When you have a vision... it takes those baby steps... plodding away like the tortoise. This is what is going to help you win the race." VALUABLE RESOURCES Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/3... ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Hazel focuses on the theme of "how good can it get?" by reflecting on the tendency of our minds to focus on negative aspects of life. Through personal anecdotes, including a transformative retreat experience, the host emphasizes the importance of gratitude and recognising the positive elements in our everyday lives. KEY TAKEAWAYS Shift Your Focus: Our minds often gravitate towards negative experiences and challenges. By consciously shifting focus to gratitude and positive aspects of life, we can enhance our overall well-being. Embrace Open-Mindedness: Approaching experiences without expectations allows for greater self-discovery and personal growth. Dropping preconceived notions can lead to more fulfilling interactions and insights. Recognize Everyday Joy: Taking time to appreciate simple pleasures, such as nature, pets, or quiet moments, can significantly improve one's outlook on life. Acknowledging these moments fosters a sense of gratitude. Transform Negative Experiences: Instead of fixating on challenges (like potholes in the road), it's beneficial to recognize the positive aspects of our experiences. This perspective can reduce stress and enhance feelings of joy. Inspire and Uplift Others: Engaging in acts that bring joy to others, as demonstrated by the clown who entertains hospitalized children, can create a ripple effect of positivity. This approach encourages individuals to find ways to uplift themselves and those around them. BEST MOMENTS "The phrase, how good can it get, can actually start to light you up and make you feel totally different." "I wanted to be able to go to this event fresh without bringing anything with me." "When you give yourself the chance to stop and take notice, you can experience clarity, joy, love, peace." "Why notice the potholes in the road when you can notice the smooth surface?" "If someone can do that and help lift people who are in that environment, then surely we can do that in our own lives." VALUABLE RESOURCES ✨ Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Hazel talks about the importance of having fun with finances and learning to play the game of money. Drawing an analogy to Monopoly, she discusses how understanding the rules of the financial system can empower individuals to build wealth through strategic investments and leveraging borrowed money. KEY TAKEAWAYS Learn the Rules of the Game: Understanding how money and markets work is essential for building wealth. By learning the rules and applying the right strategies, you can have fun and be successful with your finances. Leverage and Patience: Building wealth often involves leveraging borrowed money and being patient. Time can be an ally in growing your investments, similar to playing a game of Monopoly where strategic moves lead to success. Active Participation is Key: Simply saving money in a bank account or pension fund is not enough. To truly engage with the financial system, you need to actively invest and understand where your money is going. Adapt to Market Changes: The financial landscape is constantly evolving, and it's crucial to stay informed and adapt your strategies accordingly. This includes recognizing the impact of inflation and currency debasement on your savings. Enjoy the Journey: Financial management should not be overly serious. Embracing the ups and downs of the financial game can lead to a more enjoyable experience, allowing you to learn from setbacks and celebrate successes. BEST MOMENTS "One of the best things that you can do is learn to make friends with money and to have some fun with it." "It's fascinating. We've learned how to literally alchemise wealth by working with borrowed money, leveraging that borrowed money, knowledge and education." "If you're just sat on the sidelines with maybe money sat around in a bank account, then to be really honest with you, you're not in the game." "The financial system is not fair. The game is rigged against you." "When you learn how to manage and position yourself in the market, then your confidence grows." VALUABLE RESOURCES Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Hazel is joined by David Roberts, CEO and founder of Business With Purpose. David shares his extensive experience in the business world, discussing his journey from taking a startup to eight figures, to mentoring other CEOs and investing in purpose-driven businesses. KEY TAKEAWAYS Purpose-Driven Business: Successful businesses should focus on solving customer problems and creating a positive impact, rather than solely prioritising profit. Reconnecting with the original purpose of the business is essential for sustained engagement and success. Employee Engagement: A significant portion of the workforce is disengaged, which can negatively impact both employee satisfaction and business performance. Creating a workplace where employees feel valued, challenged, and part of a larger mission can enhance productivity and morale. Leadership and Self-Awareness: Effective leadership involves understanding one's strengths and weaknesses, and being able to regulate emotional responses. Leaders should take responsibility for their actions and decisions, recognising that their behavior sets the tone for the entire organisation. Focus on Priorities: Productivity can be maximised by identifying the most important tasks and completing them first. Utilising frameworks like the 12-week year can help individuals and teams maintain focus and achieve their goals more effectively. Freedom as Choice: True freedom encompasses the ability to make choices about how to spend time and pursue one's purpose. This involves balancing necessary tasks with enjoyable activities, and recognising that freedom can evolve over time as personal and professional goals change. BEST MOMENTS "About 80% of people are not engaged in their work... it puts pressure on the economy and means that businesses are missing all of that discretionary effort." - David Roberts "People want four main things from work: to be rewarded, to have a sense of achievement, to grow, and to be part of something." - David Roberts "If every problem is a leadership problem, then the biggest problem that leaders need to learn to solve is how to regulate their emotional reactions." - David Roberts "Freedom is choice... being able to choose how you use your time is, for me, what freedom is." - David Roberts "Wealth is not just about money... focus on the meaning, focus on the mission, and the money will follow." - David Roberts VALUABLE RESOURCES Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/30min DAVID ROBERTS INFORMATION Join David’s Business With Purpose community: http://bit.ly/BWPCommunity ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Hazel discusses the "taboo" subject of money, the importance of open conversations about finances with significant others, children, and friends. Hazel talks about early experiences with money shape our understanding and relationship with it, using personal anecdotes to illustrate the value of earning and appreciating money. KEY TAKEAWAYS Importance of Money Conversations: Engaging in open discussions about money with significant others, children, and friends is crucial for understanding financial situations and opportunities. Avoiding these conversations can lead to missed opportunities and misunderstandings. Personal Experiences Shape Perspectives: Individual experiences with money, whether growing up in a financially constrained environment or having money readily available, significantly influence one's relationship with money. Sharing these experiences can foster better understanding and learning. Teaching Financial Responsibility: Introducing children to the value of money through earning and saving helps them appreciate its worth. Practical experiences, such as working for money or investing, can instill a sense of responsibility and understanding of financial concepts. Encouraging Financial Literacy: Conversations about money should include discussions on spending habits, saving, and earning. This can help individuals recognise their financial behaviors and make informed decisions about their financial futures. Breaking the Taboo: Money should not be a taboo subject. By challenging the stigma around discussing finances, individuals can improve their financial literacy and overall quality of life, leading to healthier financial habits and better financial outcomes. BEST MOMENTS "If you're not having healthy conversations about money... you could be quite frankly doing yourself a disservice." "Money habits are formed very early on. And if they're never challenged, then you may never realise the potential that you have on the financial front." "Just giving children things... isn't necessarily the best thing for them." "He said to us that he really appreciated it in a totally different way than if he had just been given it." "It's time to have that conversation to start with, with yourself and then secondly, with other people." VALUABLE RESOURCES Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/3... ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Have you ever looked back and thought, “I should’ve taken that chance”? In this powerful episode, Hazel shares personal stories about missed opportunities and the life-changing lessons they bring. KEY TAKEAWAYS Recognizing Missed Opportunities: Everyone has experienced missing opportunities at some point in their lives, whether consciously or unconsciously. It's important to acknowledge these moments and learn from them rather than dwell on regret. Taking Action: When opportunities arise, it's crucial to be brave and take action. Hesitation and excuses can lead to missed chances that could significantly impact your life. Preparation is Key: It's not enough to simply be ready for an opportunity; one must actively prepare and practice to ensure they can seize it when it presents itself. Learning from Experience: Reflecting on missed opportunities can provide valuable lessons. Understanding what held you back can help you make better decisions in the future and encourage you to take risks. Cost of Inaction: Missing opportunities often comes with a cost, whether it's financial, emotional, or experiential. Recognizing what you miss out on can motivate you to act when new opportunities arise. BEST MOMENTS "Have you ever missed an opportunity? I think it's probably pretty safe to say that you have because most, if not everybody, has missed at least one big opportunity." "You can't turn the clock back, you can't get your youth back" "You have to be in the state of mind and the openness to take an opportunity when it presents itself to you." "There's literally no point living with regret. The next best thing is to prepare and then take action when you can." "If it's something that aligns with you, and something that feels right, then all I'm gonna leave you with is this: just do it." VALUABLE RESOURCES Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS ⁠Website⁠⁠ Instagram⁠ This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/⁠

In this episode Hazel explores the critical question of who we seek advice from, particularly in the context of fluctuating markets such as cryptocurrencies, property, and stocks. Evaluate the Source of Advice: It's crucial to consider who you are taking advice from, especially during volatile market conditions. Ensure that the person has relevant experience and knowledge in the area they are discussing. Beware of Hearsay and FOMO: Be cautious of opinions from friends or acquaintances who may not have a deep understanding of the subject. Avoid making decisions based on fear of missing out (FOMO) without doing your own research. Seek Experienced Mentors: Look for advice from individuals who have successfully navigated similar situations and have a proven track record. Their insights can provide valuable guidance based on real-world experience. Do Your Due Diligence: Always research the credibility of the advice you receive. Verify the background and expertise of the person giving advice to ensure it is grounded in reality and not just hype. Value of Paid Advice: If advice is free or inexpensive, consider its worth. Often, valuable insights come from those who have invested time and resources into their expertise, so be discerning about the sources you trust. BEST MOMENTS "Who do you take advice from? It's a really good and interesting question to ask yourself, particularly at points in the market that we see at the moment." "Never take advice from someone you wouldn't trade places with." "If I'd listened to her, we would have completely stuffed ourselves. We would have done ourselves out of years worth of amazing cash flow." "Make sure that the person you are actually seeking advice from is somebody that you would like to potentially trade places with." "If advice is free or cheap, then you have to really check whether that advice is worth it." VALUABLE RESOURCESClick Here To Book Your FREE 30 Minute Clarity Call HERE...https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/ KEY TAKEAWAYSBEST MOMENTS

In this episode Hazel explores the profound connection between the value we create for others and the financial rewards that follow. Drawing on inspiring examples from history, such as Henry Ford and tech giants like Microsoft and Apple, the discussion emphasises that true wealth stems from serving others and fulfilling their needs. KEY TAKEAWAYS Value Creation Leads to Wealth: Money is a byproduct of the value you create for others. Successful individuals and businesses have thrived by serving the needs of others and providing valuable solutions. Identify Your Passion: To transition from a traditional job to a more fulfilling role, it's essential to identify what you love to do. Ask yourself, "What is the one thing I cannot not do every day?" This can guide you toward a potential side hustle or business idea. Leverage Your Knowledge and Skills: Everyone has unique skills and knowledge that can be monetized. Whether it's a hobby or a professional skill, consider how you can share this expertise with others, such as through online courses, mentoring, or content creation. Capture Inspirational Ideas: Keep a notebook handy to jot down ideas that come to you, especially during quiet moments like first thing in the morning or last thing at night. This practice can help you discover new ways to bring value to others. See a Need, Fill a Need: Look for gaps in the market where your skills or passions can provide solutions. The concept of "see a need, fill a need" can inspire innovative ideas that not only fulfill your interests but also serve others effectively. BEST MOMENTS "Money is simply a byproduct of the value you create for others." "If you are perhaps in a nine to five role at the moment... how can I bring value to the table?" "What's the one thing you cannot not do every day? That's a really great question." "If something is a chore, then if you start up a little side hustle... it's not going to last." "See a need, fill a need." VALUABLE RESOURCESClick Here To Book Your FREE 30 Minute Clarity Call HERE...https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/ KEY TAKEAWAYSBEST MOMENTS

In this episode Hazel is joined Tim Adams, a peak performance coach with extensive experience across various fields, including professional sports, the military, and business. Tim shares his personal journey, from his childhood dreams of playing in the NFL to overcoming significant challenges. KEY TAKEAWAYS The Importance of Perspective: Gaining a broader perspective is crucial for personal and professional growth. By exploring different viewpoints and experiences, individuals can break free from limiting beliefs and achieve greater success. Inner Work and Self-Discovery: True performance and success stem from doing inner work and understanding oneself. This involves facing personal challenges and shadows, which can lead to profound transformation and a more fulfilling life. Hustle vs. Harmony: While the hustle and grind mentality may be necessary at the beginning of one's career, true success comes from finding harmony and flow in life. This balance allows for sustainable growth and enjoyment in both personal and professional realms. Value of Relationships: Success is not just about individual achievements; it also involves nurturing relationships with family and friends. Acknowledging and prioritizing these connections is essential for overall well-being and fulfillment. Openness to Different Beliefs: Embracing diverse perspectives and being open to conversations about spirituality and personal beliefs can enrich one's understanding of the world. This openness fosters acceptance and allows for deeper connections with others. BEST MOMENTS "Life isn't happening to you. Life is happening for you and ultimately the place you want to get to is life is happening through you and from you." - Tim Adams "The sooner you can get your lesson, the sooner you can understand why this is happening for me, is the sooner I can start to now create the world in which I ultimately want to live in." - Tim Adams "There's a rhythm and a cycle for everything, and you do it while always having one eye on what you're currently doing and the other on the future you." - Tim Adams "I believe that the quickest way to improve the human condition is by touching the hearts, the minds, and the souls of leaders who can touch thousands, millions, maybe even billions of people." - Tim Adams "The hustle and grind mentality is required for the lower levels. You have to learn how to work." - Tim Adams VALUABLE RESOURCESLinkedin - https://www.linkedin.com/in/david-roberts-bwpInsta - davidcroberts_ Tik - davidcroberts_Fb - https://www.facebook.com/dave.roberts.5076798 And the community is designed to help owners build a high impact, high value business and a great place to work that you can scale, step forwards from or sell for life changing money - people can join at bit.ly/BWPCommunity Click Here To Book Your FREE 30 Minute Clarity Call...https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS ⁠Website⁠⁠Instagram⁠ This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/⁠

In this episode, Hazel explores the powerful concept of incremental shifts and how small, consistent actions can lead to significant changes in your life. Learn how to become the captain of your ship and navigate towards the success you desire, one degree at a time. KEY TAKEAWAYS Incremental Shifts Matter: Success is often the result of small, consistent actions taken over time rather than sudden, dramatic changes. These incremental shifts can lead to significant progress towards goals. Consistency Over Natural Talent: Individuals who may not have natural talent but consistently practice and improve their skills can surpass those who rely solely on their innate abilities. Regular effort and dedication are crucial for long-term success. The Importance of Action: Taking action is essential. Merely thinking about or discussing goals is not enough; actual steps must be taken to initiate change and progress. Mastering the Mundane: Success often involves mastering everyday tasks and making choices that may seem insignificant at first. These small decisions accumulate over time, leading to substantial results. One Degree of Change: Just as a ship can change its course by making small adjustments, individuals can alter their life paths by making minor, consistent changes in their daily routines. Over time, these small shifts can lead to entirely different outcomes. BEST MOMENTS"Successful people just do the things that seem to make no difference in the act of doing them and they do them over and over and over until the compound effect kicks in." "The journey starts with a single step not with thinking about taking a step." "It's the ordinary everyday things that are easy to do, but easy to not do." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode Hazel delves into the concept of the stories we carry about our financial situations and life circumstances. Drawing from personal experiences and insights gained during a recent retreat, the discussion emphasizes the importance of recognizing and letting go of narratives that no longer serve us, particularly those rooted in feelings of lack and anxiety.  KEY TAKEAWAYSRecognizing Limiting Stories: Many individuals carry around stories about their financial situations and life circumstances that stem from past experiences, which can create feelings of anxiety and lack. It's important to identify these narratives and question their validity. The Power of Self-Talk: The way we talk to ourselves and the stories we tell can significantly impact our lives. By changing our internal dialogue, we can shift our perspective and experiences. Letting Go of the "Unhappy Me": It's essential to drop the narrative of being the "unhappy me" and instead focus on recognizing our strengths and the abundance we already possess. This shift can lead to a more fulfilling life. Embracing Growth Through Challenges: Life will always present challenges, but viewing these as opportunities for growth can transform our experiences. Instead of succumbing to feelings of lack, we can ask ourselves what we can learn from difficult situations. BEST MOMENTS"We all carry around baggage that is not serving us, is not beneficial to us, and it is quite frankly downright heavy to take with us on this journey through our lives." "What we keep telling ourselves in our heads and also out loud has a big impact on us." "You get to decide who you are and what you want this life to be like." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode Hazel talks about the concept of the "golden trap," a feeling of entrapment that many experience despite achieving societal milestones such as home ownership, stable jobs, and family life. KEY TAKEAWAYS Understanding the Golden Trap: Many individuals reach a point in life where, despite achieving societal milestones (like a stable job, home, and family), they feel a sense of entrapment and unfulfillment, referred to as the "golden trap." Awareness is the First Step: Recognizing feelings of dissatisfaction and entrapment is crucial. Acknowledging these emotions allows individuals to assess their current situation and consider whether they want to continue feeling this way. The Illusion of the Golden Cage: The feeling of being trapped is often an illusion. There is a metaphorical door that can be opened, symbolizing the ability to change one's perspective and circumstances. Gratitude and Future Focus: Emphasizing gratitude for what one has while actively seeking ways to feel freer and more fulfilled can lead to a more satisfying life experience. The journey towards change is ongoing and requires commitment to personal growth. BEST MOMENTS"What I can share with you about this feeling of the golden trap is that you've reached a point in your life perhaps where you have the home, you have the family, you have decent job... and yet I feel trapped." "The first step to making any sort of change in your life is to become aware of what's not right, to become aware of that feeling or those thoughts in your mind." "In reality, this golden trap, this golden cage that many people experience at midlife is a bit of an illusion because in that golden cage, there is a door." "All you've got to do is acknowledge and realise that you are the one who has remained caged and kept yourself feeling trapped." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this weeks episode, we explore the concept of freedom, Hazel shares her personal experiences and insights on how freedom is not a destination to be achieved but a state of being that comes from within. KEY TAKEAWAYS Freedom is a State of Being: Freedom is not something to be achieved or obtained; it is a state of being that comes from within. It cannot be given by others or tied to external circumstances. Layers of Freedom: The journey to understanding freedom involves recognizing different layers, such as financial freedom, and then moving deeper to understand personal freedom that comes from self-awareness and authenticity. Letting Go of Conditioning: To experience true freedom, one must let go of societal conditioning, expectations, and the "shoulds" that dictate behavior. This involves embracing one's true self and desires. Emotional State Influences Experience: How one feels directly impacts their state of being. Tapping into positive emotions and heart-centered living can lead to a greater sense of freedom and fulfillment. Acceptance of Life's Circumstances: Accepting life as it is, rather than how one thinks it should be, allows for a deeper sense of freedom. This acceptance helps navigate life's challenges without being overwhelmed by anxiety or external pressures. BEST MOMENTS"Freedom is not something that you can achieve. It's not something that you can obtain. It is not a thing." "When I became financially free, it was an amazing feeling... but the reality was that I still had all these feelings, behaviors, patterns, thoughts, which were running me." "The more you can just be yourself and enjoy your life and let go of the stories... the more you are freeing yourself to be yourself." "If you can capture the essence of what it is that you're after... then you're just living in the prescripted patterns that the conditioning you've experienced is dictating to you." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS www.the-freedom-club.com https://www.instagram.com/hazeldekloe/ This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode Hazel shares her personal journey of navigating financial challenges during her childhood, including the experience of receiving free school meals. She reflects on how these formative years shaped her relationship with money. KEY TAKEAWAYS Childhood Experiences Shape Financial Perspectives: Early experiences with money, whether through scarcity or abundance, significantly influence one's attitudes and behaviors towards wealth in adulthood. Resilience and Determination: Adversity in childhood, such as financial struggles, can foster resilience and a strong desire to succeed, motivating individuals to create a better life for themselves and their families. The Impact of Social Environment: Experiences like being on free school meals can lead to feelings of embarrassment and social challenges, highlighting the importance of understanding how social dynamics affect self-esteem and motivation. Wealth Beyond Money: True wealth encompasses more than just financial resources; it includes the richness of life experiences, relationships, and personal fulfillment. Encouragement for Reflection: Listeners are invited to reflect on their own childhood experiences with money and how these have shaped their current financial mindset and life choices, fostering a community dialogue on the topic. BEST MOMENTS"This experience of also having to go onto free school meals led to quite a challenging time at school." "I remember thinking, I'm going to do something with my life. I'm going to do well." "A lot of entrepreneurial spirit, I believe, is born out of adversity in your younger years." "What it was about was creating a richer experience of life." "It's our everyday experience of life that is the most important thing to focus on." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode, Hazel reflects on a transformative speakers course led by Robert Upright and Tony Gargan, which inspired her to confront the fears that have held her back from sharing her message on social media. She discusses the importance of getting out of your own way and challenges listeners to consider what might be holding them back in their own lives. Introducing the GROW model, she outlines four key steps: Gratitude, Realizations, Openness, and Wins. KEY TAKEAWAYS Get Out of Your Own Way: The importance of overcoming personal barriers and fears that hold you back from pursuing your goals and sharing your message with a wider audience. GROW Model: A four-step framework to facilitate personal growth: Gratitude: Shift your mindset from fear to gratitude to change your emotional state. Realizations: Gain insights about your journey and recognize how past experiences shape your current path. Open: Embrace openness to allow opportunities to flow into your life. Win: Celebrate small victories that help you progress toward your goals. Fear and Excuses: Acknowledge that fear often leads to excuses that prevent action. Recognizing this can help you take the first step toward change. Social Media as a Tool: View social media as a platform for sharing your message and connecting with others, rather than a source of negativity. BEST MOMENTS"I realized something during that week that had been holding me back." "What if you literally got out of your own way? Because doing something worthwhile takes time, but more importantly, it takes action." "The minute you switch from fear to gratitude, your state changes." "I just had to say these things to people to let them know that what we've done, and it was all possible." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode, Hazel looks into the crucial topic of financial responsibility, emphasizing the importance of being aware of personal finances in today's economic climate. Discussing the significance of monitoring income and expenses, understanding credit scores, and making informed decisions about savings and investments.  KEY TAKEAWAYS Financial Awareness: It's crucial to monitor your income and expenses closely. Regularly check bank statements for unusual payments or unnecessary subscriptions to avoid wasting money. Credit Score Importance: Understanding and managing your credit score is vital for borrowing money responsibly. A good credit score opens up opportunities for better financial options. Education on Financial Management: There is a significant gap in financial education, particularly in public schooling. Many young people enter adulthood without a clear understanding of debt, credit, and financial responsibility. Shift from Old Paradigms: The traditional approach to financial success—studying hard, working for decades, and saving for retirement—may not be effective anymore. A new paradigm focuses on learning skills, finding passions, and leveraging investments for wealth creation. Creating Passive Income: Learning to manage and invest money wisely can lead to passive income streams. This approach allows individuals to retire early and enjoy life while their money works for them. BEST MOMENTS"It's extremely important to have the ability to be financially responsible." "How can our governments and financial institutions expect people to be responsible with their money when, quite frankly, they are not?" "Young people are typically thrown a credit card at the age of 18... all of which set them up in what I call this loop of debt." "The old paradigm... is rubbish, right? So let's look at a new paradigm, a new way of taking responsibility and working with your money." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode of The Wealth Whisperer, Hazel embarks on a passionate exploration of the complexities of our debt-based monetary system. With a focus on how money is created through loans and the implications of fractional reserve banking, the discussion highlights the pervasive nature of debt in our society and its impact on individuals and economies alike. KEY TAKEAWAYS Debt-Based Economy: The modern monetary system is primarily based on debt, where a significant portion of the money supply is created through loans. This reliance on debt is essential for economic growth and stability. Economic Growth and Debt: Continuous economic growth is necessary to service existing debts. If the economy stagnates or contracts, it can lead to difficulties in repaying debts, resulting in financial instability. Wage Slavery Concept: Many individuals are trapped in a cycle of "wage slavery," where they must work to earn money to pay off debts for things they cannot afford without borrowing. This creates a loop of dependency on debt. Critique of the Banking System: The current banking system is viewed as fraudulent, as it allows banks to create money out of nothing while individuals face legal consequences for attempting to do the same. This disparity raises questions about the fairness of the financial system. BEST MOMENTS"In my opinion, there are nowhere near enough people who understand how our monetary system works in the world." "A debt-based economy basically means that a significant portion of the money supply is actually created through loans and debt." "We are literally economic slaves because we have to earn money to be able to afford to buy things." "If you or I try to print money and use it to pay for things, it wouldn't be too long before we are put behind bars." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram

In this weeks episode Hazel concludes a mini-series on financial calculations by focusing on the concept of return on equity (ROE). Unlike return on investment (ROI), which measures the profitability of a specific investment at the time of purchase, ROE assesses how effectively an asset generates profit over time based on the equity held.  KEY TAKEAWAYS Understanding Return on Equity (ROE): Unlike Return on Investment (ROI), which measures the profitability of a specific investment at the time of purchase, Return on Equity assesses how effectively an asset generates profit over time based on the equity held in it. Evaluating Personal Assets: It's important to assess the equity in personal assets, such as property or savings accounts, to understand how well they are performing. This includes considering cash flow from rental properties or interest from savings. Home Equity Considerations: While many view their home as an asset, it typically does not generate income unless utilised in specific ways (e.g., renting out a room). Therefore, the return on equity from a primary residence is often zero. Regular Portfolio Assessment: Regularly reviewing the performance of your investments and equity is crucial. For example, a property that once had a high return on equity may underperform over time, necessitating a reevaluation of whether to keep or sell it. BEST MOMENTS"It's really important to understand the numbers and to understand the maths around how your money's working for you quite frankly." "Most people don't own... any sort of level of return on that equity in their own home. It's a big fat zero when it comes to a return on equity from your own home equity." "You have to be really careful... if you're going to consider releasing any equity from your own home, because this is obviously going to cost you more money." "The question really is what level of return would you like or want to see from your equity if you were to work with it differently?" VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram