Money Isn't

What If Everything You Thought About Success Was Wrong? Brian Pannuzzo Exposes the Real Path to Fulfillment You've Been Overlooking In this episode of Money Isn't, we sit down with Brian Pannuzzo a former Wall Street trader who seemingly had it all—until his relentless pursuit of career success nearly cost him his health and marriage. Now a high-performance coach, Brian helps driven corporate professionals transform their lives beyond the office. He shares his journey from a high-stakes trading floor to launching his wellness program, High Performance Health, empowering others to reclaim their mental, physical, and relational well-being. Discover how financial planning, personal reinvention, and growth intersect in this must-watch conversation! Chapters: (00:00) Introduction (05:56) The Impact of Gambling and Sports Betting on Personal Finances (08:44) Navigating Investment Psychology and Wealth Accumulation (21:21) Maximizing Corporate Benefits and Tax Planning for Financial Security (34:45) Opting for Adequate Insurance (40:27) Understanding the Benefits of Life Insurance and Financial Planning (01:06:41) Financial Advice and Maximizing Wealth Potential Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts! Don't miss future insights from Money Isn't! ------------------------------------------------------------------ ➤ Book an Appointment: https://oncehub.com/wealthcurvejourney ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Why do some people wait until they are old to consider life insurance policies? If this is you, this episode is crucial to listen to, and understand. In this episode of "Money Isn't" we explore the vital role of life insurance in wealth management, emphasizing the dangers of underinsurance. Discover various scenarios where life insurance acts as a safety net and a financial asset. Dive into strategic financial planning for retirement, considering critical factors such as inflation and healthcare costs. Learn how life insurance can bolster financial security during retirement, ensuring a stable and prosperous future. Chapters: 00:00 - Intro 01:08 - The Crucial Role of Life Insurance in Wealth Management 34:53 - Strategic Financial Planning for Retirement Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don’t miss out on future insights from "Money Isn't!"

Wealth management expert John Smallwood discusses transformative strategies and powerful affirmations for financial success with Robb Thompson on the Luminary Talks podcast. Topics include shifting to a millionaire mindset, maximizing wealth through strategic financial decisions, and navigating post-university challenges. Embracing passion in work, eliminating disliked tasks, and mastering the mindset for financial success are also highlighted. Chapters: (00:00) - Introduction (01:34) Journey to financial well-being (11:15) Shifting to a Millionaire Mindset through Investment 13:57 Maximizing Wealth Through Strategic Financial Decisions (30:51) Navigating Post-University Challenges (39:25) Embracing Passion in Work and Elimination Disliked Tasks (41:09) Mastering the Mindset for Financial Success Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood! ------------------------------------------------------------------ ➤ Book an Appointment: https://oncehub.com/wealthcurvejourney ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. Connect with Us On Social Media • Instagram: https://www.instagram.com/smallwoodwealth • LinkedIn: https://www.linkedin.com/in/john-l-smallwood • Facebook: https://www.facebook.com/298893443562447 This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Why do so many professional athletes, despite earning millions, end up broke? Uncover the shocking financial mistakes that lead to their downfall. In this episode of "Money Isn't," we dive deep into the financial challenges that professional athletes face, from mismanaged contracts to poor spending habits that can lead to bankruptcy. Discover how these pitfalls occur and explore the diverse career paths within financial services that could make a difference. We'll discuss the critical role of financial literacy, the importance of building a trustworthy support network, and the necessity of long-term planning to secure a stable financial future. Whether you're an athlete or simply interested in finance, this episode offers valuable insights into wealth management and financial success. Chapters: 00:00 - Intro 13:08 - Navigating Financial Stability and Lifestyle Choices 15:40 - Wealth Management and Financial Literacy 23:29 - Navigating Financial Success for Athletes Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don’t miss out on future insights from "Money Isn't!" ------------------------------------------------------------------ ➤ Book an Appointment: https://oncehub.com/wealthcurvejourney ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. Connect with Us On Social Media • Instagram: https://www.instagram.com/smallwoodwealth • LinkedIn: https://www.linkedin.com/in/john-l-smallwood • Facebook: https://www.facebook.com/298893443562447 This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Dive into the challenges of market volatility and its historical context. Discover how psychological factors shape investor behavior during downturns. Gain insights into the importance of maintaining a long-term financial plan amidst chaos. Learn about the power of diversification and discipline over emotional decision-making. Explore the emotional rollercoaster investors face and the strategies to navigate through instability while maintaining positive returns. (00:00) Intro (05:53) Navigating Market Volatility: Financial Strategies for Long-Term Success (13:38) Navigating Market Turbulence: Investor Psychology and Historical Insights (16:00) Market Volatility and Emotional Investing

Unlock the secrets to strategic tax planning and choosing the right business entity in this episode of Money Isn't! Discover how your choice of business structure can significantly impact your taxation and liability protection, and learn the key differences between pass-through entities and C corporations. Whether you're aiming for long-term growth or a quick sale, this episode offers valuable insights into tax optimization strategies that can save you millions. Host John L. Smallwood breaks down the importance of selecting the proper business entity as your company scales. From understanding the benefits of a C corporation under Section 1202 to navigating potential tax law changes, this episode is packed with actionable advice for business owners at every stage. The right business entity can significantly impact taxation and liability protection, crucial for business growth. Selling as a C corporation can provide up to $10 million in tax-free benefits under Section 1202. Deep Dives In This Episode: (1) Choosing the Proper Business Entity: Learn how to evaluate different business structures like S corporations, LLCs, and partnerships, and understand their tax and liability implications. (2) Benefits of a C-Corporation for Quick Sale: Discover how organizing as a C corporation can offer substantial tax-free benefits for business owners looking to sell quickly. (3) Tax Optimization Strategies for Business Owners: Explore efficient tax planning strategies, including qualified business income deductions and minimizing taxation on profits. Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights on Money Isn't! ------------------------------------------------------------------ ➤ Book an Appointment: https://meetme.so/smallwoodwealth ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. Connect with Us On Social Media • Instagram: https://www.instagram.com/smallwoodwealth • LinkedIn: https://www.linkedin.com/in/john-l-smallwood • Facebook: https://www.facebook.com/298893443562447 This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Ready to unlock the secrets of a maximum wealth plan? Discover how aligning your mindset with strategic financial goals can open doors to unparalleled opportunities and long-term security. Join John L. Smallwood on this week's episode of Money Isn't as he reveals the blueprint for achieving financial success through a maximum wealth plan. Learn how to maximize your savings rates, understand the critical importance of maintaining robust cash reserves, and explore the necessity of umbrella liability insurance to safeguard your assets. John also shares strategies for ensuring long-term wealth and security by balancing financial goals with lifestyle choices. John emphasizes the transformative power of a maximum mindset in reaching the full potential of a wealth plan. He highlights the importance of aligning financial decisions with personal objectives, whether it involves entrepreneurship or climbing the corporate ladder. This episode is packed with unique insights on creating a tailored wealth strategy, ensuring comprehensive financial protection, and planning for a secure future. Chapters: 00:00 Introduction 02:18 Maximizing Wealth Through Strategic Financial Planning 13:50 Financial Planning, Home Purchases, and Cash Reserves 16:19 Protecting Assets with Umbrella Liability Insurance 21:27 Ensuring Long-Term Wealth and Security 29:08 Balancing Financial Goals and Lifestyle Choices for Long-Term Security Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights with John L. Smallwood on Money Isn't! ------------------------------------------------------------------ Click Here To Book An Appointment or call (800) 797-1000 for a 30-minute no-cost introduction. Click Here To Join Our Next Webinar Connect with Us On Social Media Instagram | LinkedIn | Facebook This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Join us on Money Isn't as we dive into the thrilling world of crypto trading with expert trader Matthew Mery. In this episode, Matthew shares his rollercoaster journey from a finance student to a full-time crypto trader, recounting the highs and lows of leverage trading. Discover how emotions impact trading decisions, the latest trends in the evolving crypto market, and effective strategies for investing in different types of coins. Matthew also explores the security of blockchain technology, the growing participation of institutional investors, and the influence of social media on entrepreneurship. Learn how to monetize your passions and navigate the ever-changing landscape of crypto trading with insights from someone who has experienced it all. This episode is packed with valuable advice for anyone looking to succeed in the dynamic world of cryptocurrency. Chapters: 00:00 Introduction 03:37 Crypto Trading and Leverage: A Rollercoaster Ride 10:50 Overcoming Emotions in Trading and Business Decisions 12:26 Exploring the Evolution and Opportunities in the Crypto Space 23:52 Strategies for Cryptocurrency Investing 40:36 Exploring Blockchain Technology and Crypto Trends 43:43 Journey to Success in Crypto Trading 52:39 Navigating the Ever-Changing Landscape of Crypto Trading and Entrepreneurship 01:07:55 Monetizing Passion through Curiosity and Determination Enjoyed the episode? Make sure to subscribe, and leave a comment with your thoughts. Don't miss out on future insights on Money Isn't! ------------------------------------------------------------------ ➤ Book an Appointment: https://oncehub.com/wealthcurvejourney ➤ Join Our Next Webinar: https://smallwoodassociates.com/events/#webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. Connect with Us On Social Media • Instagram: https://www.instagram.com/smallwoodwealth • LinkedIn: https://www.linkedin.com/in/john-l-smallwood • Facebook: https://www.facebook.com/298893443562447 This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Licensed advisors from Smallwood Wealth Management discuss the importance of protecting your ability to work. They go over the statistics of disabilities in the workforce, and the significance of having disability insurance coverage for financial plans. Chapters: (00:00) - Introduction (01:05) - Your Most Important Asset (05:55) - Live Wealth Curve Visualization (11:40) - Smallwood Wealth Example Tool (15:40) - When Disability Isn't Needed Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood! ------------------------------------------------------------------ ➤ Book an Appointment: https://oncehub.com/wealthcurvejourney ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. Connect with Us On Social Media • Instagram: https://www.instagram.com/smallwoodwealth • LinkedIn: https://www.linkedin.com/in/john-l-smallwood • Facebook: https://www.facebook.com/298893443562447 • Twitter: https://twitter.com/smallwoodwealth This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Licensed advisors from Smallwood Wealth Management discuss the top financial mistake made in your 20's. This includes the impact of sports betting on finances, investment psychology, maximizing corporate benefits, insurance coverage, life insurance benefits, and financial advice for wealth accumulation. Chapters: (00:00) Introduction (05:56) The Impact of Gambling and Sports Betting on Personal Finances (08:44) Navigating investment Psychology and Wealth Accumulation (21:21) Maximizing Corporate Benefits and Tax Planning for Financial Security (34:45) Opting for Adequate Insurance (40:27) Understanding the Benefits of Life Insurance and Financial Planning (01:06:41) Financial Advice and Maximizing Wealth Potential Enjoyed the episode? Make sure to leave a review and a comment with your thoughts. Don't miss out on future insights from John Smallwood! ---------------------------------------------------------------- ➤ Book an Appointment: https://oncehub.com/wealthcurvejourney ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. Connect with Us On Social Media ⁠Instagram⁠ | ⁠LinkedIn⁠ | ⁠Facebook⁠ | ⁠Twitter⁠ This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Imagine crafting a legacy that ensures a thriving future for your grandkids... Explore how strategic planning, investing and understanding financial dynamics can pave the way for a prosperous future. Learn essential strategies for building resilience against market uncertainties and ensuring financial stability for generations to come. Chapters: (00:00) - Introduction (02:35) - Navigating Financial Waters: The Importance of a ‘Manual’ (22:07) - Analyzing the Impact of Sequence of Returns on Investment Portfolios (24:35) - The Impact of Taxes and Fees on Investment Growth (29:56) - Wealth Erosion and Protection Strategies (33:06) - Strategies for Financial Resilience and Growth Enjoyed the episode? Make sure to leave a review with your thoughts. Don't miss out on future insights from John Smallwood! ----------------------------------------------------------------- ➤ Book an Appointment: https://meetme.so/smallwoodwealth ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

This two part conversation on the Luminary Talks podcast is a deep dive into overcoming financial complexities for long-term gains, emphasizing the importance of laying a foundation for a legacy of wisdom and prosperity. It's your pathway to understanding wealth management's nuances, designed for anyone aspiring to secure a prosperous future. Tune in for invaluable insights on financial independence and creating a lasting legacy, distilled into actionable advice for today's forward-thinking individuals. Chapters (00:00) - Introduction (03:19) - Building Generational Wealth (11:40) - The Role of Character in Building Generational Wealth (15:00) - Strategic Planning to Create Opportunities (21:05) - Financial Planning and Investing In Yourself Get your copy of Robb's new book "Unlocking Relationship Capital" today at ⁠⁠⁠⁠⁠https://luminarymovement.com/robb-thompson-book Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood! ---------------------------------------------------------------- ➤ Book an Appointment: https://meetme.so/smallwoodwealth ➤ Join Our Next Webinar: http://smallwoodwealth.com/smallwood-webinars ➤ To talk to a Financial Advisor call (800) 797-1000 for a 30-minute no-cost introduction. Connect with Us On Social Media Instagram | LinkedIn | Facebook | Twitter This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Get ready for an insightful episode where John Smallwood joins Robb Thompson on "Luminary Talks." This discussion cuts through the financial jargon to offer clear, actionable advice on aligning financial goals with personal aspirations and optimizing lifestyle choices for future prosperity. It's an invaluable guide for anyone looking to enhance their financial well-being and secure a prosperous future. Tune in as host Robb Thompson and John share insights into smart wealth management practices that promise not just to manage but to multiply your resources. This episode is your first step toward financial freedom and success. Chapters (00:00) - Introduction (02:20) - Navigating the Complexities of Financial Planning (10:16) - Exploring the Essence of Wealth Management (12:52) - Embracing Financial Responsibility (18:36) - Maximizing Company Benefits and Lifestyle Choices Check Out Luminary Talks Podcast Spotify | Apple Podcasts | YouTube | Instagram Get your copy of Robb's new book "Unlocking Relationship Capital" today at ⁠⁠⁠⁠https://luminarymovement.com/robb-thompson-book ---------------------------------------------------------------- ➤ ⁠⁠Click Here To Book an Appointment⁠⁠ ➤ ⁠⁠Click Here To Join Our Next Webinar⁠⁠ ➤ To Talk to a Financial Advisor Call (800) 797-1000 Connect with Us On Social Media ⁠⁠Instagram⁠⁠ | ⁠⁠Facebook⁠⁠ | ⁠⁠Twitter⁠⁠ | ⁠⁠LinkedIn⁠⁠ This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Ever wondered how the ultra-wealthy use tax laws to their advantage? Dive into the strategies Multi-Millionaires use to grow and preserve their wealth across generations. In this episode, John Smallwood explores the critical role of tax planning in business growth, entity selection, and wealth preservation. Discover how choosing the correct business entity can significantly impact your financial outcomes, from minimizing taxation during accumulation to reducing taxes on sale and protecting assets through estate planning. Learn about multi-generational planning and the importance of specialized advice in structuring your assets. John also delves into strategic asset protection strategies, such as umbrella liability policies and beneficiary trusts, to ensure financial security and long-term success. Chapters 00:00 - Maximizing business asset value 08:16 - Wealth preservation strategies 19:40 - Protecting assets from lawsuits Enjoyed the episode? Help us grow by leaving a 5-star review. Stay tuned for more insights from John Smallwood! ---------------------------------------------------------------- ➤ ⁠Click Here To Book an Appointment⁠ ➤ ⁠Click Here To Join Our Next Webinar⁠ ➤ To talk to a Financial Advisor call (800) 797-1000 Connect with Us On Social Media ⁠Instagram⁠ | ⁠Facebook⁠ | ⁠Twitter⁠ | ⁠LinkedIn⁠ This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Unlock the secrets of financial planning and why it's essential for your long-term stability and growth. In this episode, we dive into the essentials of financial planning and wealth management. Explore how money has evolved from commodities to real estate, Bitcoin, and stocks. Learn to navigate economic disruptions through innovative adaptations like medical assistance and fishing. Gain insights into entrepreneurial journeys, personalized financial strategies, and wealth management tips for long-term stability. Our discussion provides clear, actionable advice on aligning financial goals with personal aspirations and optimizing lifestyle choices. Understand the historical evolution of money, from tangible assets like gold to modern forms like cryptocurrencies and investments. Recognize the importance of strategic financial planning, aligning goals with tax optimization, risk reduction, and wealth preservation. Enhance your financial stability and long-term growth potential. Chapters (00:00) - Introduction (03:42) - Evolution of Money and Its Forms (08:35) - Navigating Economic Disruptions and Career Evolution (10:59) - Exploring Entrepreneurial Journeys and Wealth Management (13:54) - Personalized Financial Strategy and Wealth Management Enjoyed the episode? Make sure to leave us a review. Don't miss out on future insights from John Smallwood! ---------------------------------------------------------------- ➤ ⁠Click Here To Book an Appointment⁠ ➤ ⁠Click Here To Join Our Next Webinar⁠ ➤ To Talk to a Financial Advisor Call (800) 797-1000 Connect with Us On Social Media ⁠Instagram⁠ | ⁠Facebook⁠ | ⁠Twitter⁠ | ⁠LinkedIn⁠ This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

John L. Smallwood discusses Medicare and navigating the complexities of plans and expenses and how to get the most out of your benefits with guest, Will O'Hara, Managing Partner at NJ Life and Health Insurance Group.

As fear and uncertainty creep back into the market, John believes the best way to address it is with a solid financial plan. This week, he breaks down how to build a strong foundation for that plan and how to adapt as life and the market changes. Want to start building that foundation? Get your Wealth Curve blueprint now at www.smallwoodwealth.com.

It’s time for a conversation about market volatility. With the major Wall Street indices in correction territory after the Russian invasion of Ukraine, it’s natural to be concerned. But on this week’s episode, John discusses the volatility concept, stock market history, and why it’s important to have the strategies & confidence to weather the storm as an investor. Want more resources? Download our latest reports at www.smallwoodwealth.com.

When it comes to investing, volatility is party of the game. But should you pay attention to the so-called January Barometer and other market “predictors?” John breaks down the stats on this week’s podcast, and explains how to approach investing for the long haul. Find out how market volatility affects your Wealth Curve. Get your Wealth Curve Scorecard now at www.smallwoodwealth.com.

When it comes to financial planning, rate of return is not everything. This week, John discusses the Wealth Curve conversation and why it’s important to discuss your family dynamics and life changes as part of the process with your financial advisor. Start the Wealth Curve conversation anytime at www.smallwoodwealth.com.