DiscoverVeterinary Financial Podcast062: When an Employer Offers a Student Loan Benefit: What To Ask
062: When an Employer Offers a Student Loan Benefit: What To Ask

062: When an Employer Offers a Student Loan Benefit: What To Ask

Update: 2025-05-08
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Description

Student loan benefits at work sound great on paper, but understanding the details requires asking the right questions. The tax-free $5,250 benefit established under the American Rescue Plan Act sunsets after 2025, which changes the long-term value proposition. We're breaking down crucial questions to ask: Does this payment count toward forgiveness program requirements? What about private loans? We'll also discuss that eye-catching $60k benefit being marketed to vet students by a major hospital group and explore alternatives worth considering during negotiations.

Key moments:

(04:20 ) Tax-free student loan benefits expire after 2025 (and it could cost you money)

(10:34 ) Directly negotiating a higher salary may be better than complex student loan benefits

(12:55 ) Benefits paid across several years assume longer employment than a vet may maintain with that employer

(15:05 ) Employer loan benefits don't always reduce monthly payments

(18:01 ) Career path alignment matters more than student loan benefit packages

Link mentioned in this episode:



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062: When an Employer Offers a Student Loan Benefit: What To Ask

062: When an Employer Offers a Student Loan Benefit: What To Ask