For many families, the decision to become a stay-at-home parent isn’t really a choice, it’s the result of America’s broken childcare system. Daycare costs can swallow an entire paycheck, but leaving the workforce carries hidden financial risks that can last for decades.

In this episode, Jess & Brandon explore:

• How career gaps impact your resume and earning power
• Why retirement savings and Social Security shrink when you’re out of the workforce
• The power imbalances that can emerge in single-income households
• Why divorce hits stay-at-home parents especially hard
• Strategies to safeguard your financial future, from spousal IRAs to postnuptial agreements

If you’re weighing the decision to stay home, or are already living it, this honest conversation will help you navigate the intersection of parenting, money, and identity.

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Head over to our YouTube channel to catch this episode in full video form.

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Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Our mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially.