Ever wonder how someone with a full-time job builds serious wealth on the side? In this episode, we meet Ray Tran, a Brooklyn-based middle school teacher who has built a real estate portfolio of 583 units—all while still teaching financial literacy.

We dive into:

• The mindset shift that led Ray from saving to investing
• How he started with just one property and scaled up
• The truth about passive income (and what most people get wrong)
• How he teaches financial literacy to middle schoolers and adults
• Strategies first-gen families can use to build wealth

Whether you're curious about real estate, feeling stuck in your 9-5, or looking for a financial glow-up, this episode will challenge your thinking and inspire your next move.

Follow Ray:
Website: rtinvests.com

Email: ray@rtinvests.com

LinkedIn: https://linkedin.com/in/rtinvests

IG: @rt.invests

Facebook: https://facebook.com/rt.invests

TikTok: @rt.invests

Head over to our YouTube channel to catch this episode in full video form.

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Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Our mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially.