DiscoverAustralian Property Show#113 - From First Home to Granny Flats & Scaling a Property Portfolio: Matt Pichaloff’s Playbook for Smarter Property Investing
#113 - From First Home to Granny Flats & Scaling a Property Portfolio: Matt Pichaloff’s Playbook for Smarter Property Investing

#113 - From First Home to Granny Flats & Scaling a Property Portfolio: Matt Pichaloff’s Playbook for Smarter Property Investing

Update: 2025-08-28
Share

Description

This week on The Australian Property Show, I sit down with Matt Pichaloff from East End Equity to unpack his journey as a property investor and mortgage broker.

From his first property in his early 20s, through to building a portfolio that includes a high-performing granny flat addition,

Matt’s story is packed with lessons for anyone who wants to accelerate their journey. He also reveals the insider knowledge he gained from years in the banking system — and how smart investors leverage lenders to unlock far more than they could if they just focused on paying off a home loan.

In this episode you’ll discover:

  • How Matt got started in property at just 21 with his parents’ influence.

  • The role of his first property in springboarding into future purchases.

  • Why a granny flat addition proved a game-changer for cashflow and lending capacity.

  • How to think about long-term holds versus flips.

  • The power of equity, leverage, and depreciation benefits.

  • How different lenders (Tier 1, Tier 2, non-banks) assess borrowing power.

  • Key differences in lending assessments for PAYG employees vs. self-employed business owners.

  • Matt’s top tips for young and aspirational investors.

This is a must-listen if you want to understand how to combine smart property strategy with finance to get ahead faster.

Ready to explore your path to financial independence through property — sooner and smarter?

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect with Matt Pichaloff

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with the Host⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Comments 
In Channel
loading
00:00
00:00
x

0.5x

0.8x

1.0x

1.25x

1.5x

2.0x

3.0x

Sleep Timer

Off

End of Episode

5 Minutes

10 Minutes

15 Minutes

30 Minutes

45 Minutes

60 Minutes

120 Minutes

#113 - From First Home to Granny Flats & Scaling a Property Portfolio: Matt Pichaloff’s Playbook for Smarter Property Investing

#113 - From First Home to Granny Flats & Scaling a Property Portfolio: Matt Pichaloff’s Playbook for Smarter Property Investing

Tom Haigh - Property and Investing - powered by My Money Sorted