On this week's episode we're talking to James Cudmore, the chief customer officer at Newcastle Greater Mutual - the merged entity taking care of Greater Bank and Newcastle Permanent. He's here to talk about some new research from the bank that consumer confidence is turning, and customers are feeling more confident to spend having reined in expenses. Plus we talk about the continued property push in the regions, including the Hunter! Beautiful area.

Plus if you're looking to holiday in or move to the Hunter, Bea Garcia - resident savings scribe - is here to talk about how to save for a holiday and a house deposit at the same time! You don't necessarily need to sacrifice one for the other, but manage both appropriately, and temper your expectations of a big trip to Monaco while sipping Aperols.

And all the latest news and savings tips of course.

01:55 - Savings tips, off-season fashion & cheap flights to Bali

04:42 - RBA cash rate hold news

07:54 - Property price news

10:54 - Expanded Home Guarantee kicks off

15:30 - Quick ubank PSA

16:28 - Saving for a holiday and house with Bea

26:35 - Spending cutbacks and regional living with James Cudmore