DiscoverLatina Investors144. The 4 Stages Of Getting Better With Money (Competence Ladder)
144. The 4 Stages Of Getting Better With Money (Competence Ladder)

144. The 4 Stages Of Getting Better With Money (Competence Ladder)

Update: 2025-10-09
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Ever feel like money just isn’t clicking for you no matter how much you try to learn or how many videos you watch?


In this episode, I walk you through the 4 Stages of Money Competence, a powerful framework that helps you understand where you’re at, why money still feels hard, and how to move forward without giving up. Whether you're a chronic saver afraid to invest or a spender stuck in the credit card cycle, this will show you you're not broken, you're just building a skill.


You’ll learn:


✅ What it looks like to be “unconsciously incompetent” with money and how to spot the moment that changes everything


✅ Why being aware of your money habits isn't enough to build wealth (and what you need to move forward)


✅ What most people get wrong about trying to “fix” debt or investing blocks


✅ How to move from confusion to confidence and finally make saving, investing, and spending second nature


💡 I also share my own experience of how I moved through these stages and how becoming a mom shifted me back into a new learning curve in business.


✨ If you're in Stage 2 or 3, frustrated but still trying, this episode is for you. You don’t need more hustle. You need the right kind of support to keep going.


💸 Want help moving through the money ladder faster and with less frustration?


Book a 1:1 Money Coaching call here: https://www.buildinggenwealth.com/work-with-me

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144. The 4 Stages Of Getting Better With Money (Competence Ladder)

144. The 4 Stages Of Getting Better With Money (Competence Ladder)

Andrea Ramos