160. Debt-Free Holidays: How to Plan Now and Avoid a January Money Crash
Description
The holidays shouldn’t leave you with a financial hangover. Too many families overspend in December and end up paying for it well into the new year. In this episode, I’ll share practical steps to create a holiday budget you can actually stick to—so you enjoy the season without relying on credit cards or buy-now-pay-later debt.
In this episode you’ll learn:
- Why 36% of Americans go into holiday debt—and how to avoid being one of them
- The simple sinking fund method to cover gifts, meals, travel, and traditions
- How to set clear boundaries with family and simplify your gift list
- Creative ways to cash-flow Christmas through decluttering and subscriptions swaps
- Why intentional planning creates peace and margin instead of panic and pressure
Ready to reset your mindset before the holiday chaos hits? Join the free 7-Day Money Mindset Shift Challenge inside the Legacy Builders Network on Facebook. Together we’ll rewire how you think about spending, giving, and financial peace just in time for the season.
Learn more about working with Laura Sexton
. Join the Facebook group Legacy Builders Network.
· Become a master with your money. Learn more here!
· Checkout the resource library here!
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Send an email to Laura@AccelerateYourLegacy.com or send a DM on Instagram @accelerateyourlegacy
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