DiscoverStackedLife - Authorized Infinite Banking17: How to Scale Your Premiums Up and Down
17: How to Scale Your Premiums Up and Down

17: How to Scale Your Premiums Up and Down

Update: 2025-06-30
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Description

Whole Life insurance premiums are not as "locked-in" as people sometimes fear. Listen in to learn how to scale premiums down during a cash crunch and, more importantly, scale premiums up to accelerate growth. Especially important topic for those implementing The Infinite Banking Concept.

Topics Discussed:

  • (00:00 ) - 017 How to Scale Premium Up and Down

  • (01:51 ) - How I Have Used Whole Life Flexibility, Personally

  • (03:26 ) - Comparing Whole Life Insurance to Other Insurance

  • (04:07 ) - Setting the Stage for Flexibility

  • (06:07 ) - Scale Down PUA Premium

  • (08:52 ) - Using Policy Loans to Pay Premium

  • (10:13 ) - Premium Offsets to Pay Premium

  • (11:03 ) - Scale Up PUA Premium Payments to Accelerate Growth

  • (11:40 ) - Balanced Policy Design vs. Maxed Out PUA

  • (13:38 ) - Conclusion and Next Steps


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About me:
I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

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17: How to Scale Your Premiums Up and Down

17: How to Scale Your Premiums Up and Down

John D. Perrings