Many of my students who identify as female also find themselves in a breadwinner role, which I'm going to say is probably not statistically the norm in general society, that the female partner of a hetero couple is the breadwinner. While this shift in dynamics is not only familiar to me, and a positive step towards gender equality, it can bring its own set of challenges and complexities. 

Relationships are challenging anyway, but when you add the layer of one person earning the Lionshare of the household income, honest and open communication about responsibilities, expectations, and goals between both partners becomes even more important.  

Another breadwinning therapist, Maegan Megginson, joins me today to help discuss being the female breadwinner and provide an additional behind-the-scenes perspective on how a couple might navigate a relationship where partners contribute differently.  

Navigating Roles & Responsibilities in a Relationship Where One Person Earns More 

(00:03:15 ) Navigating Unequal Financial Responsibilities in Relationships 

(00:17:08 ) Imbalanced Financial Contributions in Romantic Partnerships 

(00:19:49 ) Recognizing the Richness of Non-Monetary Contributions 

(00:30:26 ) Imbalance in Relationship Responsibilities: Causes and Solutions 

(00:41:01 ) Equitable Dynamics in Breadwinning Relationships 

(00:41:01 ) Navigating Relationship Dynamics as Breadwinner 

(00:41:39 ) Financial Equity and Communication in Relationships 

(00:41:39 ) Navigating Financial Management as the Primary Earner 

Recognizing Non-Monetary Contributions in Relationships 

Acknowledging both financial and non-financial contributions helps to create a sense of equity and balance in the relationship. It reinforces the idea that each partner's role is valued and important, regardless of who earns more money. 

When we're thinking in terms of our families, the question is, how do we create space in our families and our primary relationships to be so radically honest about who we are at our core? Because the more honest I can be with myself and with my partner and the more honest he can be with me about who he is, the easier it becomes for us to navigate our relationship. 

Even if one partner is the main breadwinner, it's crucial to share responsibilities in other aspects of the relationship, such as household chores, childcare, and decision-making. This helps to create a sense of equality and balance in the partnership. 

(00:31:02 ) "I think when two people have explicitly negotiated, here's who's going to make the money, and here's what the other person's going to be doing. That's healthy, right? That's strong. That's solid." - Maegan Megginson 

Guiding Your Relationship to Feel More Equitable: 

• Begin having conversations with your partner about financial AND non-financial contributions to the relationship, aiming for both partners to feel valued, heard, and respected for their contributions. 
• If you find yourself shouldering the emotional and/or financial burden, acknowledge this imbalance and address it with your partner. Avoid staying in a situation that is draining you.  
• If you’ve unexpectedly become the breadwinner, view it as an opportunity to learn new financial skills. Take the initiative to educate yourself on managing money effectively for your household. 
• Remember that financial contributions are just one aspect of the relationship. Acknowledge and appreciate all forms of contributions, including non-monetary ones that support the healthy function of your household. 

Ready to feel confident with your money? 

Are you a Solo Private Practice Owner? 

I made this course just for you: Money Skills for Therapists. My signature course has been carefully designed to take therapists from money confusion, shame, and uncertainty – to calm and confidence. In this course I give you everything you need to create financial peace of mind as a therapist in solo private practice. 

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.” 

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course. 

Are you a Group Practice Owner? 

Join the waitlist for Money Skills for Group Practice Owners. This course takes you from feeling like an overworked, stressed and underpaid group practice owner, to being the confident and empowered financial leader of your group practice. 

Want to learn more? Click here to learn more and join the waitlist for Money Skills for Group Practice Owners. The next cohort starts in January 2026. 

Get to Know Maegan Megginson: 

Maegan Megginson is an accomplished entrepreneur and the host of the "Deeply Rested Podcast," where she explores the intersection of personal values and professional life. With firsthand experience as a female breadwinner in a hetero relationship, she offers unique insights into the challenges and dynamics faced by women in non-traditional gender roles. Her work is characterized by a deep compassion for the pressures and responsibilities that accompany the role of a family breadwinner. Through her platform at deeplyrested.com, Maegan provides resources and support for those navigating similar paths, advocating for alignment between personal desires and professional commitments. 

Follow Maegan Megginson:  

Website: https://maeganmegginson.com/ 

Podcast: https://maeganmegginson.com/deeply-rested-podcast/ 

LinkedIn: https://www.linkedin.com/in/maegan-megginson/ 

Mentioned in this episode:

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